GENERAL INSURANCE BLOG

We all have heard “health is wealth” a hundred times from our elders, haven’t we? And it is one hundred percent the quintessential truth. We all try to take care of our health by maintaining our physical and mental strength through yoga, exercise, and a balanced diet to add the perfect amount of nutrition. These factors influence the path towards your goal of a healthy body and mind. A slight health issue can delay your daily lifestyle, affect your wellbeing, and lower your confidence.

People in the olden days had the perfect routine which supported their bodies in every way possible. They had the cleanest air, food, and water for daily consumption. And they performed extensive physical activities throughout the day, which kept their body active and their blood pumping. Due to the hectic modern lifestyle, it has not been easy to obtain clean and pure resources to attain peak health in recent times.

Excessive pollution, global warming, and urbanization have also harmed humankind. While our lives have become more effortless, we are unfathomably dependent on technology to do a significant chunk of our daily chores, which has reduced the level of our physical and mental assignments, thus making us lazy and prone to diseases.

Nutritionists, dieticians, and doctors prescribe alternative medicines and supplements to ensure that our body receives the required amount of nutrients to build stronger immunity during severe medical emergencies like the covid-19 pandemic. Here’s what you need to know before using alternative medicines.

1. Connecting the mind and the body:

Medical practitioners recommend mind-body therapies to many patients to deal with various health issues. These therapies involve meditation, hypnosis, yoga, and tai chi. Meditation helps you develop focus, increase concentration, control anxiety and depression, reduce insomnia, etc. Yoga, tai chi, and hypnosis help you reduce stress, get sound sleep, treat back pain, manage weight, and boost your quality of life.

2. Nutritional supplements:

Many doctors prescribe certain standard nutritional supplements (vitamins, minerals, etc.) to ensure that their patients achieve the individual dietary requirements during the treatment of their respective medical conditions. Some commonly prescribed items include turmeric, ginger, primrose oil, castor oil, aloe vera, etc. They help in building a solid gut and immune system and treating various skin and heart issues.

3. Medicinal streams of treatment:

We all have heard about various medicinal treatments, which are considered alternatives to standard allopathy or western medicines. The ayurvedic system, homoeopathy, and naturopathy are the most popular alternatives with their own beliefs of procedures and treatment. Practitioners of Ayurveda strongly believe that just like our planet Earth, our body too is made up of the five essential elements: fire, water, earth, space, and air. The elements govern our bodily functions.
The Homeopathic system combined two theories that dictate that small doses are effective. And Naturopathy takes a traditional approach to treatments. These alternatives strongly recommend the usage of natural substances, medicines, and therapies which do not have any side effects on your body. They connect your body to nature and allow it to heal your ailments.

Other alternative medicine treatments include massages, acupressure, chiropractic techniques, therapeutic touch, etc.

While discussing various medicinal treatments and their alternatives is essential, it is equally important to understand how to safeguard your body in severe health emergencies, which usually come without warning. They can lead to excessive stress and unprecedented damage-financially, physically, and emotionally. To protect your and your loved ones’ health in sudden circumstances, you need to purchase health insurance. Opt for online health insurance to avoid the hassle of numerous procedures, submission of documents, and involvement of intermediaries.

Click HERE to know more about online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever been stuck in a health emergency due to a prolonged illness of someone in the family? If yes, you know how difficult it is to go through a tough time to wait for the total health recovery of the patient. It is also particularly challenging to take care of the patient on a daily basis. It requires a lot of willpower and patience to be a good caregiver to calm those in need.

You need to ensure that the patient follows a disciplined routine wherein he eats on time, gets good sleep, and takes medicines as prescribed. You also need to keep an eye on their symptoms, verify the reports and regularly monitor the patient’s condition.

Stroke patients are critical to handle. Their body becomes quite sensitive and vulnerable to any inconveniences. Hence, the caregivers of stroke patients need to take extra precautions to ensure that the patient stays mentally and physically healthy.

Wondering how you can take good care of stroke patients? This blog answers all your questions.

1. Exercise is the key:

It has been observed that most stroke patients face movement issues and find it difficult or incapable of moving their limbs. Their movement skills and capabilities get affected severely due to the stroke. As a caregiver, encourage stroke patients to indulge in exercises daily.
Design a quick workout routine for them and guide them to exercise in the right way to get the best results. This would help the patients regain their movement abilities and a speedy recovery.

2. Let them feel and reflect:

Instead of pushing the patient to be optimistic, it is essential to create a safe space for them. This space is an outlet for their emotions and a trusted source to avoid complete breakdowns. Having suffered through a traumatic experience and facing critical health issues is no joke.
The patients need to embrace their grief and express all their feelings without hesitation. An essential part of being a caregiver is to help the patient through their emotional process and help them get through all the challenges and hardships.

3. Encourage them to be independent:

Don’t create a help-seeking mindset in the patient. While they must have a safe space for letting out their emotions, it is also necessary that the patient is encouraged to help themselves instead of seeking support every time they need something.
As a caregiver, you must motivate your patient to feel independent. Doing things independently would give them a sense of achievement and motivation to carry out their work with more zeal and confidence.

4. Keep an eye on their condition:

A stroke is a severe ailment, and the treatment and recovery process involve a lot of heavy medications. Since the medicines help the body cope with certain major complications post-stroke, they are bound to have some alarming side effects.
As a caregiver, you need to educate yourself about all the medications, their probable side effects, and how they might affect the patients (which could also be due to pre-existing allergies and conditions). You need to inform the doctor about the same and observe the patient for any symptoms which might occur as side effects of the medicines.

A stroke can be a traumatic experience for the patient and his family. If not handled efficiently, strokes can turn out to be one of the worst nightmares. We discussed how intensive care could miraculously heal stroke patients, sometimes more than their treatments and medications.

Similarly, you need to take care of your health at all times as one cannot predict when such needs might arise, and you might find yourself in a difficult situation. To safeguard your and your family’s health, you must purchase the best health insurance in India that can offer the best coverage to the needs of your entire family.

Click HERE to know more about the benefits of health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

How often do you feel frustrated and overwhelmed due to work pressure? Everyone deals with the chaos of life, but a little organisation does not hurt. Putting your thoughts in line can help you manage a significant chunk of your life without the intensity and pressure of things affecting you negatively.

Our previous generations faced a hard time and struggled a lot to keep all the fronts of life in order. But thankfully, the modern generation has taken up the concept of “self-love” and “self-care” seriously. And thanks to social media, people are now aware of why it is essential that you admire, love, and respect yourself in all facets of life. It helps boost your mental health and enables you to gain confidence to face all that life throws at you.

One of the most important aspects of organising your thoughts is “journaling.” Writing down your day and your reviews can give miraculous results. Penning down all that runs through your mind gives those abstract thoughts a proper structure. And now that you have a problem in hand, it becomes easier to find a solution. But there is more to journaling and its advantages. Let’s know about these incredible benefits of journaling you weren’t aware of.

1. Define your goals:

Jotting down your goals makes it real for your brain to grab the concept of accomplishing them. Your mind starts thinking about how you can achieve your goals. It further helps you to take a walk through all the possible processes you might have to go through to get the work done. It searches for resources and opportunities to help you attain your desired results.

2. Healing is a process:

Healing from traumatic experiences and emotional baggage is not accessible. But journaling can help you sort your feelings by giving them a form of a tangible problem statement. Once your brain sees your emotions on paper, it begins to put the pieces together to understand the actual issue. It gives you clarity compared to the clump of feelings with no beginning or endpoint.

3. Manage anxiety and stress:

Revisiting the most stressful occasions of your day by writing about them in detail gives you a certain sense of disentanglement and detachment. And once you detach yourself emotionally from the situation, you can see it from a rational point of view and analyse the whole scenario in pointers. This will help you improve your reactions and responses the next time you are stuck in similar situations.

4. Regaining confidence:

We all tend to lose confidence once in a while. Going through difficult situations creates insecurity, which takes time and effort to overcome. And at times, these insecurities quash your self-esteem to the point of no return. But journaling can help you escape this web of uncertainty.
You can write down all your accomplishments and how you managed to handle difficult situations on stressful occasions and never give up on yourself. These things act as a reminder of confidence and help you balance your emotions in the best way possible.

Other benefits of journaling include boosting mindfulness, improving your communication abilities and memory, providing a safe space as an outlet for emotions, etc.

In this blog, we saw how journaling could improve your mental health and help you keep your cool even in the most stressful situations. Similarly, it is essential to take care of your physical health too. Health emergencies usually come without warning. So, it is crucial to safeguard you and your family members in any unprecedented situations which can put your health at risk. You can explore your options and purchase health insurance that caters to your needs the best.

Click HERE to know more about health insurance and its benefits.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The constant hustle of work-life can be overbearing and taxing for the employees. Planning an incentive trip is an effective way to appreciate your employees while also letting them know that you care for their health and wellbeing. But planning a trip for different people with a budget can be challenging. You have to keep their interests, choices, and health conditions in mind.

This article will look at some practical ways of planning incentive trips for your employees.

1. Understanding the budget:

The first checkbox to tick while organizing incentive tours is finalizing the budget. Having a clear picture of what you can do and where you can stay gives you an overview of planning the entire tour efficiently. You can find multiple hotel options with varying price points, thus making it easier for you to decide on factors such as food and living.

2. Understand what employees enjoy:

It can be a tedious task to attend to everyone’s needs. Hence, getting an idea of the likes and dislikes of others would help in making a balanced trip suitable for everyone. You can try conducting a survey for the employees. Choose viable tour options before handing out the survey forms so the employees can choose from the given options.

3. Duration of the trip:

Keeping in mind the budget and the number of people going on the trip, you must decide the duration of the trip. If you have a limited budget and plan to go to exotic destinations or expensive accommodations, consider limiting the number of days. However, if you are planning a trip to a place with a moderate hotel, you can extend the duration of the stay.

4. Choose a travel company:

Travel agencies are equipped with resources and know-how to plan all kinds of trips for you. Choosing a reliable travel agency can significantly reduce your time and stress. Before outsourcing the planning to a travel agency, verify their terms and conditions, cancellation policies, and, most importantly, their customer reviews. Good customer reviews ensure that you are entrusting the responsibilities to a genuine company.
Ask your travel agent for extra benefits or complimentary services as part of your package. Do not forget to sit down and have a detailed discussion on the itinerary and scope of various activities that the team can indulge in. Make sure that the accommodation has multiple recreational activities and food choices to suit the needs of everyone.

5. Do not go overboard with the planning:

Leave room for change and other opportunities. Give your employees the chance to make impromptu plans. This gives them a scope to bond with other employees and is also a great way to inculcate various team-building activities. Sometimes all that your employees need is a day’s rest. Leave sufficient time for people to unwind. Overdoing the activities and touring the place can be hectic and kill the retreat's entire purpose. Including a rest day in your travel itinerary is an excellent way to make it a relaxed tour.

Remember that planning a trip can be a huge responsibility and require a reasonable amount of time to reach a conclusive decision. Plan the trip well in advance to ensure no last-minute unavailability in bookings and accommodation.

While travelling with a big group, there are possibilities of missed flights, overbooked hotel situations, and other mismanagement of events. To skip these worries, look for general insurance plans to safeguard your employees against any extra expenses that you might incur during the trip. Dedicated research can tell you about all the good policies of general insurance India you can invest in.

Click HERE to know more about general insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.