GENERAL INSURANCE BLOG

With those delicious ice creams and mangoes, the warm summer months can provide a lot of joy! However, it's that time of year again, when we sweat through our pores and anxiously wait for the rains to come. Even for the most experienced of us, summer in India can be harsh, with increasing global warming and climate change contributing to it. It can be hazardous by increasing the risk of heatstroke, in addition to making us feel exhausted and sapped.

It is usually best to spend most of your time indoors if the temperatures are too high outside. However, this is not possible all the time. As a result, being well-prepared for the summer heat is the best approach to protect ourselves from it. While there are some precautions to avoid falling sick in the extreme summer heat, a health insurance plan is always noteworthy protection against any health ailment.

So, here's a list of some of the most simple and effective ways to protect yourself against the harmful effects of severe heat on your body.

1. Dress light:
Light, comfortable clothing is one of the most effective approaches to beat the summer heat when you're outside. Stick to lighter colours and breathable textiles like cotton. It will not only keep you cool and comfortable, but it will also prevent skin infections and irritations caused by skin-to-fabric friction. On the other hand, wearing dark-coloured clothing, such as black or brown, absorbs the sun’s rays, making you feel more burning than usual.

2. Rehydrate:
To compensate for the fluids lost from sweating, you need to drink plenty of water. Don't wait till you are thirsty, as it is not always a direct indication that your body requires more water. When exercising, tiny sips of liquid are preferable. The most excellent solution to restore lost fluids is water. If you sweat a lot, use water with salt added to it. You may also drink fresh fruit juices to keep yourself energetic, active, and fresh during the retiring summer days.

3. Eye gears:
Excessive exposure to the sun might harm the eyes permanently. One of the most common causes of unpleasant headaches is exposure to intense sunlight. Wear a good pair of sunglasses that give UV protection to safeguard your eyes and vision. If you use prescription glasses, you should look for lenses with an additional layer of UV protection. Also, after a long and exhausting day in the sun, applying an active cooling gel eye mask can provide significant comfort to your eyes.

4. Light diet:
Always choose a light diet over a heavy one. Fried and fatty foods impede the digestive system, negatively impacting general health. During the summer, stick to soft foods, particularly raw vegetables. Avoid alcoholic beverages, tea and coffee, which can promote dehydration. Tea and coffee inhibit the functioning of antidiuretic hormones, making you go to pee frequently.

5. Prevent skin damage:
It's impossible to overemphasise the need of wearing sunscreen, especially on hot days. Choose a sunscreen with an SPF of 15 or higher appropriate for your skin type. Apply it for at least 30 minutes before going out into the sun. Try to wear full-sleeved clothes to avoid direct contact of your skin with the sun’s rays.

With its longer days, lovely blossoms, and evening breeze, summer comes with its own set of experiences, which we cannot avoid. We must be particularly cautious about our health and ensure that the heat does not suffocate us. The steps outlined here are for prevention and should be added with extra protection by the best health insurance if things don't go as planned. Stay safe this summer.

Click HERE to know more about health insurance!

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

People implemented many natural techniques to strengthen and maintain luscious and smooth hair in olden times. With the advancement of technology, many new factors came into the picture regarding hair care. Pollution, improper nutrition, and a hectic lifestyle are some of the main constituents determining your hair's health. But these elements might not be the only reason you might experience hair issues.

A lot of people complain about severe hair fall, receding hairlines, thinning of hair, split ends, etc. These are painful issues faced by people of all age groups and genders. And while medicines and specific treatments might work for some, that is not a feasible solution for everyone.

A lot of people think about going for a hair transplant. But before taking that step, you need to be aware of what to expect from the procedure.

Here are a few things you need to know if you consider a hair transplant.

1. Categorize yourself:
It's crucial to check all the boxes regarding eligibility to get started with the procedure. Though this procedure is not extensively invasive, the doctor needs to inspect the type and pattern of your hair, baldness, your health parameters, donor availability and quality. Make sure that you have realistic expectations regarding the results of this process.

2. Precautions to be taken:
There are several things you'll need to consider before beginning the process. These include the cost, results, and the products you'll need to use afterwards. Your doctor will give you a complete rundown of the procedure and the precautions you'll have to take beforehand.

3. Recovery:
Your scalp might feel tender or swollen after the procedure, in which case, the doctor might prescribe specific dietary instructions and medicines. Antibiotics and anti-inflammatories medicines may help reduce your scalp issues and avoid infections. Zinc, iron and B-complex vitamins promote hair growth, so you must ensure to make them a part of your diet.

4. Research about the clinic:
It is essential to ensure that the clinic you'll be going to and the doctors performing the surgery are experienced and well-equipped. Many patients have terrible experiences after getting lured in with huge discounts and low prices and having their treatment done by less qualified doctors.

5. Types of transplants:
There are several hair transplant procedures you must know about. Follicular Unit Extraction (FUE) is a process in which the surgeon clears the donor area of your head and then extracts hair follicles individually with a microneedle.

The next type is Follicular Unit Transplantation (FUT), in which the hair dissects a long strip of scalp from the donor area into 500-2000 follicles. These follicles are then placed into tiny cuts made in the recipient area.

Direct Hair Implantation (DHI) is a smoother process in which an implanter is used to implant hair into the recipient area from the donor portion of your scalp.

These are a few things you should know before taking up a hair transplant. And while we are discussing health conditions that might lead to severe hair loss, you also need to think about your wellbeing and ensure your protection against other health ailments.

Health is unpredictable and can drain your pockets heavily under certain circumstances. We recommend you cover your health with an ideal insurance plan, and rest assured. A wise option would be to purchase online health insurance, which would cater to your needs and take care of your expenses. You can explore multiple deals online, but carefully go through all the details, terms and conditions and then purchase a policy that offers the maximum benefits.

Click HERE to know more about how you can buy online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Clear text and handwriting create a good impression on the person reading what you have written. While improving your handwriting was mandatory during school days, many people have taken this up to a higher level and started learning calligraphy recently.

Calligraphy is a type of art where you design and execute the writing elegantly. It is an ancient art form that is now making a huge comeback and gaining massive popularity. You can use a pen, ink or other writing instruments to practice calligraphy. Many people have structured their small businesses around drafting wedding cards, greeting cards, frames, posters, etc., in beautiful calligraphic styles.

Are you interested in calligraphy and want to improve your art? Here are a few tips and tricks to enhance your skills.

1. Draw your letters:
Do not consider calligraphy as writing sentences. Think of the words individually. Visualise what your whole sentence would look like and how it would make you feel. Structure that in your head, and then draw the letters beautifully. Make them interesting.

2. Which pens to use:
Before practising your strokes and letters, you need to understand the type of pens and nibs you would have to work with to attain a specific style. It would be best to opt for tools that suit your expertise. A beginner shouldn’t use the most traditional and expert-level tools and stress themselves.
Modern calligraphy gives you the liberty of starting with a pencil or a ballpoint pen. Once you move past the initial levels, experiment with different nibs, pens, and the intricacies that would come along and the strokes that would go with them.

3. Choosing the suitable sheets is important:
Try to look for the proper practice sheets that suit your skill level. You can either go for the sheets, which would help you practice tracing the letters or practice using reference sheets where you have to independently try and copy the style of the letters on a blank sheet. Many sheets have a base, a certain height and letters you can trace and draw for practice.

4. Be careful about spacing:
You need to ensure that the words and letters have equal spaces between them. Regular practice will help ensure consistency in writing. Dedicate time to writing and give special attention to the spacing between the letters.

5. What about the writing angle:
Find patterns in the script you are using as a reference. Using the correct writing angles helps you achieve a specific lettering style and pattern. (The angle here is the angle that you are writing at)
Many practice sheets come with a reference or an information box regarding the writing angle. Read the information carefully and accordingly implement it while writing.

6. Begin with modern calligraphy:
Modern calligraphy (also known as faux calligraphy) is easier to start with. There is no usage of traditional tools, and you can start with as simple a tool as a pen.
You don’t have to deal with the daunting tasks of understanding dip pen brushes, multiple strokes created by applying different pressure levels, etc. Faux calligraphy takes a more practical approach.

That’s a wrap on a few tips and tricks to enhance your calligraphy! Did you know that the art form of calligraphy helps improve your mental health? It is considered to be therapeutic and relaxing. Daily busy schedules and hectic routine life can take a toll on your mental and physical health. Indulging yourself in activities like calligraphy can do wonders.

Health is unpredictable, making it crucial to safeguard it with insurance to smoothly deal with unfortunate health emergencies. You should never compromise with your health. Therefore, select the policy that comes with the best coverage and long-term benefits. Explore your options and then purchase the best health insurance policy in India.

Click HERE to know more about buying the best health insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We usually hear that last-moment plans are the most exciting ones. But, they come with their challenges. Making these plans and executing them are two different things. Either you compromise on your destination or pay extra for airfare, hotel stay, etc.

We always end up figuring out ways in which we can reduce the overall expense during the course of our travel and finding cheap alternatives to the otherwise exorbitant pricing of the peak season chaos.

This article will discuss a few tips and tricks that you can use to book cheap tickets for your next vacation and spend those extra bucks on good food and shopping

1. Picking the right time:
This is the simplest way to save some money on flight tickets. Booking way ahead of your actual travelling date ensures that you get the cheapest option. A common trend is to book your tickets anywhere between fifty to sixty days before your trip.
The closer you are to the travelling dates, the higher are the prices. The fares are generally the highest during the last two weeks before the flight.

2. Be flexible with your timings:
Airlines generally tend to charge less for early morning or late-night flights. Although it can be a little uncomfortable, you can see a reduction of up to twenty per cent from the actual prices when you make a booking for the wee hours.

3. Clear your cookies:
Based on your internet search history, airfares increase if a particular commute route is repeated often. Clear all cookies from your browser. Another alternative is to use the incognito mode.

4. Opt for low budget airlines:
Low-cost airlines aim to attract more passengers by significantly reducing their fares. However, choosing a low-cost airline means you will need to compromise on other aspects such as legroom, food onboard, etc. But this is a foolproof way of finding cheap tickets even at the last moment.

5. Use multiple websites:
Surfing through various websites to figure out the lowest fare is another easy way of securing cheap tickets. Sometimes, websites fail to share all the flight options on a particular day. Hence, it is good to look through at least 3 to 4 websites to get the best prices and deals.

6. Use alternative routes:
Booking direct flights can be expensive but hopping flights can save thousands on the ticket. If you're flexible with your timings and routes, hopping flights are the best to offer you cheaper flight options.

7. Use debit and credit card offers:
Various special offers are always running on your cards throughout the year. You can get reduced fares and cashback by using these cards while purchasing your tickets. To look for offers associated with your card, you can directly go to the website or do a quick google search.

These are a few tricks that will help you find cheaper airline tickets. Remember that cheap tickets can also mean compromising on other aspects of your travel. There might be hidden costs, baggage restrictions, inconvenient departures, or a luggage mixup.

Before you set out on your trip, you must buy general insurance. This will act as a safety net if you face any issues during your trip. Buy general insurance online to avoid the last-minute chaos and get the financial protection and other benefits to make your trip more enjoyable!

Click HERE to buy general insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.