GENERAL INSURANCE BLOG

Various fitness trends have come and gone since the 2000s, but people are still looking for new ways to get fit. With the global pandemic hitting us, people now prefer to work out in their homes because of the government’s orders to close gyms. As a result, online gym classes are also on the rise. Let us look at the upcoming fitness trends in 2022.

Riding a two-wheeler is the perfect way to beat traffic on busy roads. Every bike enthusiast who desires to ride their choice of a two-wheeler can rent a bike to explore unexplored destinations. You can rent them as long as you want without worrying about maintenance or other concerning factors.

Additionally, travelling on a two-wheeler is best to explore a new city or destination. It’s fascinating to see new sights and meet locals to spend quality time. This blog has highlighted some of the most practical tips to ensure a safe and memorable riding experience when you rent a bike. So, let’s dive into the details!

1. Take your time and inspect your vehicle:
Don’t get carried away and end up choosing a bike based on its appearance rather than its performance. Ensure that the brakes, engine, lights, side mirrors, and other essential features are working properly. Take a test ride of the bike you’ve chosen so that you can identify the minor to major problems. If you happen to find any damage or visible dents, take a picture of them so that you’re not accused of harming the bike.

2. Choose a bike based on your ability:
Do not go for a bike that is not suited for you. It will help if you do not opt for expensive bikes unless you have the money to pay (in case of damages) or put a dent in them. Similarly, stay away from bikes providing you with cheap rental rates. There are chances that the “cheap” rented bikes are either damaged or have issues that may land you in a problematic situation. Instead, choose according to the vehicle’s weight, acceleration, and the purpose of your renting. Ensure that the selected vehicle is well suited for the roads you intend to ride, providing you with a safe, less risky, and smoother experience.

3. Go through the reviews of the rental company:
Most bike rental companies tend to attract customers with low rental rates. Do not fall for the trap and choose bikes that have travelled many kilometers. Always check that the bike rental service has a good reputation and customer reviews.

4. Keep your license and bike papers handy:
Always check the validity of your licence before renting a vehicle. Carry your licence and the bike papers wherever you go. Ensure that your bike rental service company provides you with insurance, bike registration number, and pollution under control certificate.

5. Carry essentials:
Keep essential spares like a spare tube, spark plugs, brake, and accelerator cables. Prioritise your safety by always wearing protective gear while riding. Ensure the safety gears and helmet are in good condition and of the best quality. There’s a brilliant range of motorcycle luggage saddlebags available in the market. You can keep the saddlebags on the back or side of your bike or tanks that can carry light stuff. Furthermore, put your health and safety first and carry first aid kits with all the needed tools and medicines.

Two-wheeler renting can be made hassle-free by following these handy tips. Self-riding bike rentals offer you the freedom to choose and travel at your convenience and pace at reasonable rates. Make your daily commute comfortable by using a rented bike. But, you shouldn't neglect safety at any point. Ride with proper safety gear and ensure that you collect all the required documents like the PUC and even the insurance papers to verify that the vehicle is insured by the best two wheeler insurance in India. Thoroughly conduct these practices before renting the two-wheeler to have a flawless experience.

Click HERE to browse through the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

People are emotionally attached to their car so much that even a small scratch or dent woes their heart. What bothers them more is when the car makes strange noises. This situation sometimes leads to trouble. So instead of panicking, you need to understand the underlying cause and take your vehicle to a mechanic if required.

We've created a list of seven common car noises to listen out so that you identify and then fix them at the early stage itself.

1. Squealing sound:
One of the most frequent noises is a screeching sound from under the hood. It hints that the rubber belts that drive accessories such as AC compressor or power steering pump have either slipped off or worn out. If the screeching originates from the wheels when you use the brakes, it might indicate that your brake pads are weary or have faults with the braking system. On the other hand, if the squealing comes from your tyres, it may be due to a loose wheel cap or rims.

2. Hissing sound:
This sound underneath the hood indicates a fluid leak onto a hot engine component—for instance, radiator coolant seeping onto the engine block or exhaust manifold. If the hissing occurs while you accelerate, it might result from a vacuum leak from one of the small hoses around the engine's air intake.

3. Rattling sound:
Rattles suggest that something is loose or has stuck itself in an inappropriate place. For example, a component of the exhaust or suspension might have been broken loose. Mind it; this one needs attention as soon as possible. Remember, if you need an expert mechanic to ensure preventative maintenance, suitable car insurance helps you with your costly repair bills.

4. Whistling sound:
Whistling sounds are disturbing and might indicate a vacuum leak in one of the hoses around the air filter, which can be challenging to locate but is typically straightforward to fix.

5. Clunking sound:
If you hear a clunking sound when you apply the brakes, it might reflect that the braking discs or pads have severe wear or damage. If the clunk occurs when driving over bumps, your car's suspension may be faulty, or an exhaust section may be loose. If your automobile clunks when turning corners, it might be due to a problem with the steering or a worn-out wheel bearing.

6. Roaring sound:
When you accelerate, a roaring or noisy exhaust indicates that the existing exhaust system has eroded to the point that the silencer is no longer keeping the car quiet. Although an exhaust problem is unlikely to cause your automobile to stop or cause more damage, it may be allowing carbon monoxide fumes into the cabin, which is hazardous. Get it fixed ASAP!

Next time when you're out for a drive, apart from listening to the music, make it a point that you hear your vehicle first. You won't want to experience an awful drive with crazy noises that result in the breakdown of your car midway.

Few noises may indicate possibilities of damages. It is, therefore, important to get your car inspected at a service station to address the issue. Additionally, with time, the repair cost will also keep on increasing. So, reduce dependencies on the additional expenses, and consider purchasing car insurance to add value to the life of your car. With the best car insurance protection, give your four-wheeled companion the strength to drive more miles together.

Click HERE to know about the best car insurance plans in the market in 2021.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In a busy and constantly moving country like India, most of the population uses two-wheelers as the daily mode of transportation. Regardless of whether you ride your two-wheeler every day or just a short trip to a grocery store, it is a good idea to carry some essential items in your two-wheeler riding kit. This includes everything from motorcycle replacement parts, first aid kit to important documents and 2 wheeler insurance.

In this article, we'll tell you exactly how to put together a riding kit that will be an excellent aid in chaotic situations.

1. Keep the basic spare parts:
You should always have some vehicle spare parts and equipment handy so that you can be the mechanic of your two-wheeler during an emergency. A few extras to have in your tool kit are a screwdriver, a headlight bulb, and battery fuses.

2. First-aid kit:
First-aid kits have always been prioritized when driving vehicles, but how many of us religiously carry them? If NO, then pack one today and take it the next time you leave your home on your two-wheeler. Some fundamental essentials must be an antiseptic solution, bandages, pain relief sprays, and painkillers. However, this kit is to be used only on minor injuries like cuts and scratches. In case of significant damages from accidents, approach for assistance and go to the hospital right away.

3. Accessories for personal protection:
Riding on a bike is not a fun game each time. It can get tougher with distance and situations. It is dangerous to ride a two-wheeler without wearing a proper helmet. A full-face helmet should always be part of your riding kit. Also, ensure to kit up appropriately with something that is breathable and will keep you at ease. Hence, have a decent quality sunscreen or scarf to protect your skin from exposure to the sun, dirt, and pollution.
Besides, staying hydrated throughout the day is important and neglecting it while riding isn't an option. So, having a water bottle on your bike is always a good idea.

4. Necessary documents and paperwork:
Traffic police regularly drive campaigns of checking the legal papers. If found riding without legitimate documents, you can face the consequences by the authorities. Therefore, when travelling on your bike, it is mandatory to have a Rider's Driving Licence, Registration Certificate, PUC Certificate, Fitness Certificate and a valid 2 wheeler insurance policy.

It is believed that 'life is always better on two wheels'. However, in a country full of turns, traffic congestion, narrow lanes and potholes, the possibility of vehicle breakdown is a prime concern among two-wheeler riders. So, if you think that you're a pro rider, you're also not completely safe on the roads. The above essential items are for your convenience on the road and quick-fix minor issues when they arise. Keeping these points in mind, put together your necessary bike riding equipment, ensure your bike papers, including valid 2 wheeler insurance before you kick-start the bike next time.

Want to know more about our best two-wheeler insurance policy? Click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Diagnosis is the point around which judgement and logical reasoning move, bringing the light of scientific clarity. Therefore, the detection of a sickness or health condition should be an essential component in the practice of medicine or surgery. It serves as the cornerstone or foundation for the doctor to develop a treatment strategy and determine the prognosis.

Early diagnosis is better as it gives us ample time to decide the treatment. Also, it saves us from worrying about the severity of the illness.

The significance of early diagnosis:
According to a significant analysis of the benefits of early detection, a diagnosis frequently meets with skepticism, anger, loss, and sadness. Critically, how patients are notified about their results and the degree of care available to them and their families determines their response.

Advantages of early diagnosis:
An early diagnosis and access to the appropriate resources and support may assist people in taking control of their illness, planning for the future, and living a healthy life. In addition, it will help in ruling out the chance of other potentially curable diseases and other alarming health concerns.

It can help a person acquire access to critical information and resources, make the most of their skills, and perhaps benefit from available drug and non-drug therapies. A quick diagnosis allows a person to be vocal and explain the changes in their life to family and friends. On a practical level, a person may assess their financial status and consult with family or legal specialists about establishing a lasting power of attorney or an advance decision.

There is significant evidence that a sooner diagnosis improves the quality of life. It avoids premature or needless admission to a care home or hospital, improving the way of life for patients and their caretakers while saving money on long-term care expenditures. The earlier a person gets diagnosed, the more successful the treatment can be.

Why some individuals may object to an early diagnosis:
According to a study, common illnesses are people's most significant concern in old age, surpassing cancer and any other ailments. Yet, some with early indications of these diseases opt not to seek a diagnosis due to concerns about the impact on their everyday life, employment, social lives. The anxiety overpowers the thought of obtaining proper medical treatment in the initial stage itself. Moreover, if early detection is ignored, it may worsen the situation for the patient to sustain treatment and recovery.

However, the benefits of an early diagnosis far outweigh these concerns, and a person suffering from a curable disease can receive the appropriate care and support to be fit again.

Indeed, the sooner the diagnosis, the better. The reason to attribute this comprises the excellent therapies that effectively cure the early stages of the sickness. Diagnosis allows us to treat a problem before it progresses to an ultimately lethal stage. Never fear your health. Take charge of it and keep yourself mentally strong to tackle the situation with vigour.

Additionally, make it a habit to invest in health insurance for you and your family to ensure your well-being and lead a less stressful life. Insurance firms provide exclusive incentives and benefits to those investing in online health insurance plans.

To get your online health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.