GENERAL INSURANCE BLOG

We have discussed various types of insurance on this forum: health, personal accident, general, home, health, two-wheeler, motor, and many others. As a consumer, the most important role you need to play is to be aware of the purpose and the benefits of the insurance you are looking for or are ready to purchase. Have you ever wondered about what to do in case of burglary and theft of your possessions with a high financial value? Is there any insurance that helps you cover the costs of the properties or possessions against burglary, stealing, robbery, and other types of theft?

This blog will discuss everything you must know about theft insurance in India, including what kind of losses it can help you compensate for, the claims, benefits, etc. In this space, we will shed light on all the information you should know before you get in touch with an insurance provider or an insurance agent to purchase a theft insurance policy.

1. We are getting started with the basics:
Let the first point cater to the question- What is theft insurance? Theft insurance comes in handy against burglary, stealing/robbery, and other types of theft. It protects against the loss of your valuables in the points mentioned above.
Theft, which will be significantly used in this blog, refers to all kinds of stealing/robbery activities. At the same time, burglary indicates the act of trespassing on someone’s property forcibly and taking away their possessions illegally.

2. Why should you have theft insurance:
Now that you know what theft insurance is, you need to understand the more profound answer to why you need theft insurance. To attain protection against such incidents, it is a good idea to have a theft insurance policy in place. Apart from home, if you own a shop or an office space with items of high financial value, a theft insurance policy helps you recover losses caused by such illegal acts on your property’s premises.

3. A note for you to remember:
You need to be aware of the difference between theft and burglary. Both these illegal acts have their respective covers under theft insurance and burglary insurance plans. To claim theft, you need concrete proof of non-consensual/not forceful and non-violent entry/attempts into the premises of your home or other properties.
Meanwhile, to claim burglary, you need to have solid proof of violent and pushing/forceful attempts to enter the premises to accomplish the burglary. Insurance plans cover theft and burglary, so you can explore all your options with your insurance provider, keeping the difference between these two threateningly illegal activities in mind.

4. What type of coverage and benefits are we talking about:
Always read all the terms and conditions of the insurance policy carefully, which will help you analyse and get more insights into the benefits and coverage limitations.
Theft insurance covers the risks and losses due to damage done by theft in your home or other spaces that you own. The insurance premium is decided based on the history of the claims made, the type of possessions, and the security measures within the property.

5. Limitations you must be aware of:
You will not be compensated for the theft insurance policy under the conditions which have been mentioned below:

● Silver, gold, and other high-value metals

● Hard cash

● Items stolen by members of the family

● Share certificates and possessions stolen by employees and house help

● Thefts that occur during stressful periods like wars, riots, natural disasters, calamities, terrorist attacks

● Absence of security or leaving the possessions uncared for/unlocked on your premises

● Forged theft acts

You must purchase the right theft insurance policy by exploring your options, talking to the insurance provider, and finalising the policy that caters to your needs in the best way possible. Reliable insurance will protect you against monetary stress in light of such unpredictable and dangerous activities.

Click HERE to learn more about purchasing a theft insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The world is adapting to digitisation, resulting in convenience and efficiency with the power of technology. The insurance industry has adopted various new and technology-driven concepts to ensure better customer support. Most official activities turned digital during the last two years due to the pandemic.

But many people believe that the online service mode is not very bankable, be it shopping, online payments, or online insurance. Even today, people choose the physical method because they believe it is more reliable and effective.

In this article, we will bust some myths and talk about all the benefits of online insurance and why you should buy motor insurance online.

1. No third party or agent is required:
One of the most significant benefits of buying motor insurance online is that you do not need an insurance agent to facilitate the process. When you purchase insurance from an agency offline, the insurance agent helps you identify all the covers in your insurance policy or any additional add-ons you might require.
When you switch to online insurance, you eliminate the need for this third party as all the information you require is readily available online. You can also compare various insurance providers and their costs. The cost you save on paying your insurance agent can be used for buying add-ons on your premium.

2. Ditch the paperwork:
Online insurance companies are making completely paperless purchases with bare minimum paperwork. All your IDs are digitally scanned and uploaded to your insurance portal, and the proposal form is also filled digitally. The digital copy is later forwarded to you for future reference. When you buy motor insurance online, you skip the hectic paperwork and contribute to a greener environment.

3. Instant policy:
The process of buying motor insurance online is faster compared to the physical mode. One can achieve everything instantly, from evaluating the policy holder’s profile to resolving the claim if opting for online motor insurance. All the documents and forms can be filled out from the comfort of your home and get instant policy issuance.

4. Compare online:
Since evaluating every motor insurance policy can be cumbersome when done physically, opt for an online comparison. Various websites with good customer reviews will enable you to make informed decisions on the different kinds of insurance policies, their premium amounts, and the overall customer experience.
Not only will these websites help you in comparison, but there are insurance calculators on various websites that can give you an approximate estimate of the total insurance cost. Read through the company’s website thoroughly to choose a tailor-made insurance policy. When you compare prices online, you know more about different deals available in the online market.

These are a few ways an online insurance policy is a better option than a physical one. Irrespective of the kind of insurance you buy, it is essential to remember that all your needs are met with your current insurance policy. Add value to your bike riding experience by investing in good motor insurance. Motor insurance is an intelligent way to ensure that you are safeguarded against accidents and damages and all the other expenses that your vehicle's maintenance might require. For your next renewal, buy motor insurance online to save money and time.

Click HERE to buy motor insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A comprehensive bike insurance policy protects you in case your bike gets stolen. It ensures the receipt of the total insured value or the IDV of your bike from the insurance company. This way, two wheeler insurance will reimburse you when you raise an insurance claim.

But what happens to your expensive belongings kept in the bike, such as your bag or wallet, that have disappeared along with your two-wheeler? Worry no more! You can now buy an add-on theft cover while purchasing two wheeler insurance online or offline to protect your personal belongings.

The benefit of theft add-on.

A theft add-on feature for your bike’s comprehensive insurance policy enhances its value by covering your personal belongings’ value. You can purchase this add-on cover while buying new two wheeler insurance online India or renewing the existing policy. The insurance company becomes liable to pay the amount mentioned in the add-on cover. The depreciation amount is deducted to date for your personal belongings in case your bike gets stolen.

Documents required.

You must provide the following documents to raise an insurance claim:

1. An FIR filed with a police station immediately after your bike is stolen

2. Original invoice of the items for which you are staking a claim or proof of ownership of the belongings stolen

You must inform the insurance company of the theft within 30 days of the bike being stolen. The insurance company will not entertain any claim post this period. Also, insurance companies will not accept claims for items not meant for personal use. It means the lost item should not be for trading or commercial purposes. Also, the item you are claiming should be inside or on the bike when it gets stolen.

Advantages.

Opting for a theft add-on to your bike insurance has several advantages:

1. Only this add-on assures you of reimbursement for the loss of your personal belongings present in your bike in case it is stolen.

2. This add-on protects your hard-earned money. You can have complete peace of mind and leave behind your belongings on your bike without worrying about their loss.

Limitations.

There are a few limitations of theft add-on to your bike insurance too.

1. Depreciation:
Insurance companies charge high depreciation for your valuables. The minimum percentage of depreciation charged is 20% which can go up to 80% for items over four years old. Hence, you may get a minimal amount for your lost personal belongings.

2. Documentation:
The formalities required to support your insurance claim for your personal belongings are cumbersome. For example, you may not have proof of ownership of all the items stolen with the two-wheeler and may not get the claim passed for them.

The theft of your bikes is not in your control. A standard insurance policy will only provide compensation for your bike and not your valuables. Opting for a theft add-on to your bike insurance is an intelligent choice. It has more advantages than limitations and will protect the valuables in your bike.

Similarly, opting for two wheeler insurance online India is a great choice. It minimises paperwork, saves time, and is much more convenient than buying an insurance policy through conventional channels. You can make an informed choice by comparing similar policies of all the service providers and choosing the best amongst them. Hence, ensure your peace of mind by buying your two wheeler insurance online India policy.

Click HERE to buy two wheeler insurance India policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Irrespective of age, health is easily one of the most overlooked aspects that are ironically detrimental to the quality of one's life. A few decades ago, maintaining health was not a matter of discussion as it is now, mainly because of the outbreak of viral infections, lack of exercise, and poor eating habits.

People of all age groups face health issues, the old due to their age and the young due to stress. The inconsistent lifestyles have become an open invitation to several health problems. And, as the severity of health conditions increases, it impacts your finances.

In unforeseen situations where you or your family may require to be hospitalised, a health insurance policy for family protects you from the rapidly rising medical cost. Managing finances during health emergencies can be daunting, but with the right insurance plan, you can handle everything well.

While it may seem complicated, keeping these factors in mind can help you buy the best-suited health insurance policy for family!

The need for family health insurance:

While most look at a health insurance policy for family as a means to claim tax deductions, it serves a far greater purpose. Medical emergencies are not preplanned, and without a comprehensive health insurance policy, you will have to pay for the expenses out of pocket.

These medical bills are almost in large amounts that are sure to vent your savings massively. Instead, upon paying a comparatively minimal premium annually, you can protect your spouse, children, parents, and parents-in-law under the same policy that covers any possible medical expenses.

How to decide on policy coverage:

While a health insurance policy for family is a one-stop solution to cover the entire family, it may not be enough based on your situation. If you are newlyweds or a young family, a family floater plan may suffice for your case.

Since medical emergencies are relatively infrequent at a young age, the premium is lower, and the cover is adequate. With time, as your family grows and the insured members' age increases, it is essential to take out individual insurance specifically catering to their health needs.

How much should your policy be for?

As medical inflation continues to rise, adjustments need to be made to these figures to accommodate any potential situations where a claim may need to be made. A cover of 5 lakhs should be the minimum for families with young adults. Since risks are fewer at this stage, premiums are also lower, and the amount is adequate to cover general medical bills.

With the increase in the insured members' age, the policy amount and premiums also increase. However, they do not rise proportionately, making it easier to purchase a higher-value plan at a relatively low increase in the annual premium amount. It is also necessary to factor in living costs and adjust these figures accordingly.

What is covered, and what is excluded?

While they are a convenient means of protecting your entire family without having to pay individual premiums for every member, there are certain exclusions to a health insurance policy for family that you must be aware of.

They generally include psychiatric medical expenses, provide annual health check-ups to all covered members, and even cover maternity-related costs. However, babies younger than 91 days and children over the age of 18 years cannot be included under family floaters. It also excludes any pre-existing medical conditions for which a separate cover needs to be purchased. Health insurance policy for family also has a waiting period, during which the insurance providers do not compensate for any expenses incurred.

A health insurance policy for family is a straightforward tool that protects your entire family at a low premium value from any medical contingencies. By attentively checking the inclusions and exclusions of the policy, one can ensure comprehensive cover for their family to combat health emergencies without any worries about finances.

Click HERE to buy the best health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As we progress, we are moving towards better options in all aspects of life. Advancements in medical science over the last few decades have resulted in ground-breaking discoveries and the latest med-tech developments. The constantly evolving world of medicine has resulted in innovation in the dental industry. This discovery came in the form of clear aligners, which are the latest trend. Orthodontists globally suggest them as they are better suited for many reasons, making them preferred over traditional braces. But why are they so popular? What makes them different? We will discuss them all in this article.

Clear aligners are still an upcoming trend that many may not know. Due to this, we will help you walk through these unique orthodontic devices and how they straighten your teeth. Regardless of your dental problems, you should always have the best health insurance policy in India to cover all your medical expenses. Now, let's understand the benefits of clear aligners.

What are clear aligners?

Clear aligners can fix misaligned or unorganised teeth placements. After conducting an intraoral scan, orthodontists can determine the problem with your teeth and possible solutions. Made with cutting-edge 3D technology, each aligner is customised according to the patient's needs. The aligners move the teeth into place gradually without causing pain. The time taken to do so depends on the unique condition of every individual.

What are the benefits of clear aligners?

1. Maintains oral hygiene:
With clear aligners, you can maintain your dental hygiene without any hassles. You can remove them as per your will and then brush your teeth meticulously without fear. On the other hand, you need to clean carefully when you have your braces on. Braces can cause dental problems as you cannot brush your teeth well. It can lead to other oral problems like bad breath and cavities.

2. Freedom to eat or drink anything:
Braces bring several dietary restrictions and place constant pressure on your teeth. However, you will feel nothing with aligners, as they are removable. You can eat or drink to your liking.

3. Practically invisible:
It is very difficult to spot clear aligners. They are almost entirely invisible. This means that you need not inform anyone about your orthodontic treatment. In stark contrast, metal braces are easy to notice. This can be a matter of embarrassment for many adults and teens.

4. No operational hassles:
The whole process of getting metal braces done can be tedious. It requires regular monitoring and tightening to keep you comfortable. If any wire is left unopened, it can lead to ulcers in your mouth. With clear aligners, this is not a problem. It does not require any tightening during doctor appointments.

5. No obstruction to teeth whitening:
Metal braces can force you to compromise on your dental hygiene. This can lead to the loss of a pearl-white smile. You may also notice plaque formation as a result of bacteria growth. If left untreated, you may have decayed teeth, bleeding gums, and other problems. To avoid this, switch to clear aligners, which pose no threat to your white teeth in any way. You can brush them whenever you want and not fear being cautious around metal wires.

Clear aligners are the future of dental science. They are highly effective, consume less time for fitting, and show results sooner than metal braces. With advancing times, most people will switch towards clear aligners to treat their teeth. In any medical situation, purchasing the best health insurance policy in India may help you cover the procedure's cost.

Click HERE to invest in the best health insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Many of us feel shoulder pain when we try to remove our wallet from the back pocket or reach for something overhead. If you experience pain or stiffness in your shoulder joint while moving or resting, you most likely have a frozen shoulder.

Many treatment options, such as pain control medication and simple exercises, are available for frozen shoulders. If you diagnose a frozen shoulder early, you can treat it more quickly with the appropriate care.

Let's first understand the frozen shoulder and its symptoms for an early diagnosis and treatment!

In the shoulder, three bones named the scapula, clavicle, and humerus join together to form a ball and socket joint. These bones are surrounded by tissue that holds everything together. When a person suffers from a frozen shoulder, the tissue thickens and hardens, causing mobility loss. It also causes scar tissue formation, further restricting the shoulder's movement.

Frozen shoulders, also known as Adhesive Capsulitis, can cause discomfort in the arms, making simple activities such as taking a shower or getting dressed almost impossible. More symptoms of a frozen shoulder include stiffness and loss of freedom of movement. Depending on the severity, these symptoms may last from 18 months to three years. In some cases, people with frozen shoulders regain their mobility after three years without needing treatment.

However, it is best to see a specialist and get some relief from the pain. You can use several treatment methods and tips for fast recovery.

What causes frozen shoulders?

Knowing the cause helps you reduce the chance of developing a frozen shoulder. The main causes include inflammation, scarring, shrinkage, and thickening of the shoulder tissue that encloses the joint.

People with medical conditions such as chronic shoulder arthritis, diabetes, and who have recently undergone breast surgery are at more risk of frozen shoulders. Some shoulder injuries also cause frozen shoulders. Did you know that inactivity of your shoulder can result in frozen shoulders? Women are more likely to experience frozen shoulders than men.

If you think you are at risk of a frozen shoulder or suffering from it, you should get health insurance to cover your medical treatment in the future. You can instantly find and choose the best health insurance policy among several online health insurance companies.

Treatment for frozen shoulder.

The effective treatment options for a frozen shoulder include;

● Physical therapy:
It involves the stretching of the shoulder joint to regain lost movement. You need to exercise daily for a few weeks to nine months to experience a full recovery.

● Medication:
Doctors recommend taking painkillers and steroid injections to reduce joint inflammation and pain. You should consult your doctor before taking painkillers, as not all painkiller medications suit everyone.

● Home care:
Getting adequate care at home is necessary for quick recovery. You can use a hot or cold compression pack to relieve pain.

● Surgery:
If your condition does not improve with the above treatment methods, your doctor may suggest surgery. Surgeons use manipulation surgery to stretch and release the stiff tissue of the joint.

Frozen shoulders are a painful condition, and their treatment needs adequate care. Understanding the frozen shoulder and its cause is crucial to reduce the risks. Moreover, recovery from a frozen shoulder can take less time with proper treatment but can be expensive for most people. You can save yourself from paying hospital bills and other treatment costs with the help of health insurance. Several online health insurance companies offer insurance policies that provide specialised coverage for critical illnesses and surgeries.

Click HERE to purchase the best plan from the online health insurance companies for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cycling is a fun exercise with many benefits for everyone. The younger generation is fascinated with cycling adventure, and they usually ride their bicycles in their vicinity and even plan passionate cycling tours to thrilling destinations. But did you know that cycling also benefits and excites older adults? It is an excellent way of keeping older adults fit, healthy, and engaged without putting too much pressure on their bodies.

*Pro-tip
If you want your parents to be protected from the possibilities of heart diseases and cancer, make them indulge in cycling as it helps reduce the risk of these adverse medical conditions. Another great way to ensure a healthy lifestyle for your ageing parents is to buy the best health insurance in India and provide vital financial support during medical emergencies.

Now, let's see some interesting health benefits elders can enjoy by cycling regularly.

1. Boost the immune system:
Elders have a weak immune system; as they grow old, they produce fewer T-cells, essential to fight against diseases. Cycling helps maintain the production of T-cells in older people, which boosts their immune system. It also helps older adults to preserve their strength and muscle mass to stay energetic throughout the day and feel less lethargic in doing any activity.

2. Good for the heart and body:
Cycling is excellent for the cardiovascular health of the elderly. It reduces the risk of severe health conditions due to heart disease by 45%. The elders who ride bikes regularly get their cardiovascular health increased by 3 to 7%. Riding a bicycle for 30 minutes also helps reduce the risk of several other medical conditions, like kidney disease, diabetes, and colorectal and lung cancer.

3. Slower ageing:
According to a study, high intensity cycling or other exercises can result in slower ageing. Older adults can enjoy the anti-ageing benefits by setting up a daily cycling routine. It is essential to maintain mitochondrial capacity as its decline can lead to physical deterioration. Cycling is excellent for increasing mitochondrial capacity.

4. Deal with fat:
Excessive accumulation of fat due to lack of physical activity can increase the risk of health problems like stroke, type 2 diabetes, and heart attack in the elderly. As they grow older, exercising to lose weight becomes a little complicated. But cycling doesn't put much pressure on the body. Elders can easily lose fat and weight with regular cycling with less effort and maximum benefits.

5. A good stressbuster:
Stress is a general issue that bothers younger and older adults for several reasons. This stress becomes the underlying cause of several other health complications. Hence, it becomes crucial to control stress to improve an individual's mental and physical well-being. Group activities like cycling are enjoyable as cyclists can meet new people with similar interests. It helps elders find companionship and keep themselves cheerful.

6. Good for joints:
Walking and running become challenging as people get older. Seniors usually suffer from injured joints, and putting too much pressure can worsen their condition. Cycling is ideal for elders as it puts less stress on their joints. According to a study, cycling improves the condition of knee pain and osteoarthritis in older adults.

7. Build strength and stamina:
Cycling helps seniors build knee muscles and improve their stamina. It is a whole-body workout that helps older adults maintain their strength and endurance. It also enhances the mobility of individuals and helps them keep their bodies in the best shape.

Once you understand the significance of cycling, encourage your elderly to get involved in this activity. It helps elders meet new people, essential to improving their mood, and gives them a new direction to live their retirement life with enthusiasm.

Indeed, cycling improves the health condition of elders and provides them with the reward of a fitter lifestyle. Gift the elderly with the additional coverage of the best health insurance in India. Insurance supports financially by covering the diagnosis, hospitalisation, medical, and ambulance fees, releasing massive stress from older adults to deal with their health complications.

Click HERE to buy reliable health insurance in India for elders.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Abdominal pain is a prevalent issue of concern worldwide. The common causes of abdominal pain are gas, indigestion, and constipation. They don’t require urgent medical care, and you can get relief in a few hours. However, there may be more serious causes of abdominal pain, like urinary tract infections, kidney stones or infections, and even appendicitis which can be serious.

These are some causes for which you must seek immediate medical help. If the cause for your lower abdominal pain is an inflamed appendix, more often than not, you may have to undergo appendix surgery. The surgery cost is high, making it essential to buy health insurance online. While health insurance covers medical expenses, taking precautionary measures and being aware of its symptoms is necessary.

Let us understand lower abdominal pain caused because of appendicitis more clearly.

What is appendicitis?

Our large intestine has a pouch-like structure at its beginning, known as the appendix. The appendix sometimes becomes inflamed and fills with pus, causing immense pain. This situation is called appendicitis. It is treated with antibiotics and must be removed through surgery.

You should not ignore severe and persistent lower abdominal pain as it may be a sign of appendicitis. It can be dangerous and result in a ruptured appendix that can cause severe infection when ignored.

What are some common symptoms of appendicitis?

If you regularly suffer pain in your right lower abdomen area for a prolonged period, it is time for you to visit a good doctor. Also, the severity of pain eventually increases if not diagnosed early. Other symptoms of appendicitis include nausea, vomiting, fever, and loss of appetite.

What are the associated risks of appendicitis?

When the appendix becomes blocked and inflamed, bacteria multiply in it. The appendix can start swelling, along with pus formation. This causes painful pressure in the lower abdomen. It can also block blood flow. Not only does appendicitis cause immense pain and trouble, but bacteria can spill into the abdominal cavity with the bursting of the appendix. This can result in developing life-threatening infections.

The pain caused by appendicitis is usually so severe that it can even wake us from sleep. It can worsen within just a few hours and may require immediate hospitalisation.

How is appendicitis diagnosed?

There is no specific test to diagnose appendicitis. The doctor first understands the symptoms and your medical history. He will physically check for swelling or rigidity of the lower right part of the abdomen. He may also perform a digital rectal examination.

The doctor may ask you to get a few more tests done to ascertain the occurrence of appendicitis. This may include blood tests, urine tests, and abdominal imaging tests.

How to prevent appendicitis?

There is no way by which we can fully prevent appendicitis and the subsequent pain that it causes in the lower abdomen. But having a high-fibre diet can help reduce the chances of appendicitis. Additionally, increase the intake of fresh fruits and vegetables, lentils, beans and other legumes, split peas, brown rice, whole wheat, oatmeal, and whole grains. Consider the intake of some fibre supplements with the approval of your general physician to ensure a well-balanced diet.

One should never ignore lower abdominal pain as it can be a sign of appendicitis. The pain and uneasiness can lead to fatal infections. Since such ailments are beyond control, one should focus on safeguarding their health. Buy health insurance online with comprehensive protection to cover the costs of treating appendicitis without feeling a pinch on one’s wallet.

Click HERE to buy health insurance online policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With globalisation, the world has become a closely-knit village. It isn't easy to imagine a life without an international supply of goods and services that provide both convenience and luxury. However, while the flow of capital and ideas has been facilitated with the ease of internet transmission, transporting goods and services continues to take time and money.

With the expansion of international trade and travel, there is great emphasis on transporting goods most cost-effectively in the least amount of time. In such a backdrop, freight companies have seen an increased demand for overseas cargo shipments. They pay great care to ensure that your cargo reaches its destination safely by taking adequate measures to minimise risks.

On an individual level, you can ensure that the cargo is protected against any incidental damages by following the tips given below.

1. Proper packaging:
For an international shipment, the most significant issue is the risk of damage while in transit. It is best to take preventive methods while packing the goods instead of blaming the freight company after the loss has been faced. It is essential to choose the right packing supplies and ensure they are securely packed.
Also, consider the handling of the cargo while packing. Since it is known that goods are stacked on top of one another and moved using transporting vehicles like forklifts, ensure that your packaging is resistant to rough handling and is stackable. Keeping these in mind will ensure that your goods remain safe and your packages are easy to deliver.

2. Attention to fragile items:
No matter how much emphasis is placed on fragile items, it is inevitable to discover minimal damage to such delicate goods. While there is no way to eliminate the risk, proper packaging can minimise such losses.
Ensure that the package indicates the delicateness of items inside so that it is handled with care and cushion using adequate protective supplies. Consider purchasing insurance for fragile items offered by freight companies, similar to buying a fire or marine insurance India.

3. Internal cushioning:
It is known that freight companies transport large volumes of cargo daily. With such large numbers, it is difficult to ensure that each package is transported without damage. Therefore, customers should take preventive measures at the packing stage to minimise damages by providing adequate internal cushioning to the goods using bubble wrap, packing peanuts, and extra supplies to ensure the structural safety of the package.

4. Weight limitations:
Transportation charges are based on the weight of your cargo. Ensure you are not penalised by weighing your packages appropriately while filling out documents. A wooden crate may add to the weight of your parcel and increase shipping charges, but it ensures that your goods reach their destination securely.

5. Customs and Duties:
Each country has its own set of rules regarding imports. Ensure that your cargo fulfils the criteria of the destination country, the necessary documentation is filed in the proper order, and prescribed fees are paid.

6. Mode of transportation:
Factor in the cargo's nature, fragility, perishability, and delivery due date before selecting a suitable mode of transport for the goods to be delivered. For example, shipping by sea, although takes longer but is a cheaper option. By considering such factors, it is necessary to determine the best route of transport.

7. Proper insurance:
Since your cargo is set to travel long distances in uncertain conditions, it is best to purchase an insurance policy for your shipment to prevent shouldering any loss of goods in transit. Irrespective of the mode of transport, several policies like air cargo insurance and marine insurance India can minimise such losses.

International transport of goods has become an inevitable part of the modern supply chain. While freight companies are considered risky, however, with mechanisms like marine insurance India, you can share such risk with the insurer and safeguard your finances. Keep the above tips in mind, purchase the right insurance, and get ready to send your cargo overseas.

Click HERE to buy the reliable marine insurance India policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The foremost priority for any parent is to make their children financially secure by the time they turn eighteen and are ready to take on the world. In the growing years, your children may even decide to start up some business of their own for which they will require funds too. Also, you must consider the high living costs if your child decides to study or work in big cities like the metros. It is crucial to allocate funds to aid your child's education at foreign universities, considering the boost in international education opportunities.

Efficient financial planning is the key to being future-ready and meeting all expenditures to secure your child's future. We have designed our guide to help you plan your finances in the most appropriate way to ensure your child's bright future.

1. Start early and set your goals:
The first tip is to start as early as possible and set realistic and achievable goals. You should decide how much funds you will require to satisfy your child's aspirations. It need not be an exact amount; a close estimate will do. Calculate how much money you can save and put aside every month for your child from your current income.

2. Investing:
Investing your savings will make them grow; hence, you must decide where to invest this money. Ideally, your investment should be more in equity and less in safe-haven assets such as debt funds, fixed deposits, and gold, considering your long-term goals. Equity has the power to give you compounding returns over the years and grow your money exponentially. However, it is associated with risk.
Fixed deposits and debt funds will give you relatively lower returns, but they will be steady and safe. You must make smart decisions while investing your capital into these investment instruments.

3. Choosing the best schemes:
You will need some money for your child in the short term to meet her schooling and living expenses and more money in the long term for meeting her higher education expenditure. Allocate your investment between different asset classes accordingly and choose the best possible schemes available for the same. Invest in avenues that allow withdrawals without a long lock-in period to meet your short-term needs.
You can take the mutual funds route to invest in equity if you are not comfortable with investing in the stock market directly. Equity comes with many options, such as investing in different economic sectors, market capitalisation per your time horizon, etc. You can also buy government bonds and gold directly from outside sources.

4. Appropriate insurance coverage:
Insurance keeps your family secure in case you or your member meets with an accident. Hence, invest in a good insurance policy as per your individual need. What will happen to your child's future if something happens to you? Take a general insurance cover so that your children get fruitful benefits. Similarly, go for a mediclaim or comprehensive health insurance policy from the best health insurance company in India with a full family cover so that you are under no financial stress if anyone from your family meets with an emergency and requires hospitalisation.

5. Nominee appointment:
Never miss out on filling in the name of a nominee while investing anywhere. Fill in your spouse's name or a reliable third person, but do not leave the field blank. Only the nominee will have legal access to your investments in case of your sudden demise.

6. Regular review:
Review your investments regularly. If your investment is not performing as expected, change it to other investment options with higher returns. Similarly, keep checking your mutual funds' scheme performance and change it if it underperforms for a long time.

Proper financial planning will help you to secure your child's future. The above tips will keep you stress-free, and you will have a sufficient corpus ready by the time your child goes for her higher studies or is ready to start a venture. Reliable insurance coverage from the best health insurance company in India and good investments will be the perfect formula to turn your child's dreams into reality while being in their best state of health and well-being.

Click HERE to buy insurance from the best health insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Raising kids is no picnic. Parents' entire world revolves around their children. Several aspects factor in their upbringing, including education, health, financial aid, culture, tradition, habits, and much more. Nutrition is one of the most critical quotients to take care of during your initial parenting years. Your children's health during the formative years determines several things about the upcoming phases in their lives and how they would reflect in their lifestyles. And amongst the various components of children's health is the development of their brain, which would then influence their learning capabilities, socialisation, co-curricular, ambitions, etc.

Catering to your kids' basic nutrition requirements is essential. But at the same time, have you ever thought about how different types of food can enhance your child's brain? How can it affect their mind and the abilities that come with it? We have the answers. This blog will provide a barrage of options to include in your kids' diets. So, here is the list of superfoods to add to your kid's diet for better brain health.

1. Berry merry:
Your child's diet should include berries rich in antioxidants (strawberries, blueberries, blackberries, cherries, etc.). They are an abundant source of vitamin C, reducing cancer chances in the later stages of life. The brighter and more vibrant the colour of the berries, the more nutrients they are believed to have. So, make sure you give your children the rainbow diet of berries without fail!

2. Yoghurt, please:
It is a snack proven to be rich in protein. Enhance your child's brain health by inculcating unsweetened yoghurt in their diet. Dairy products such as yoghurt are rich in substances like iodine, which has been scientifically proven to help develop your child's brain by improving its cognitive function and growth. Sufficient levels of iodine in your kid's diet can help reduce risks of cognitive impairment compared to children who are habituated to lower than required amounts of iodine.

3. Eggs are a must:
An immense protein source, eggs are essential to your child's diet. Egg yolk contains choline, a significant nutrient source aiding brain development. Eggs can be served in various forms-burritos, rolls, wraps, omelettes, poaches, etc., attracting children to eat without trouble. They also help in providing energy and strengthening the bones in the body, which would help in later stages of life by reducing the risk of the brittleness of bones and injuries.

4. Oranges all the way:
A very popular source of vitamin C, oranges are one of the children's favourite fruits. Besides being rich in vitamin C, they are also a huge booster for your child's cognitive health and development. They enhance blood flow when consumed in the form of juices, fruits, or foods. A boost in the blood flow when it reaches the brain increases nerve activity, thus improving the overall cognitive performance of the brain in the long run.

Other superfoods include beans, oats/oatmeal, fish (rich in omega 3), leafy greens like spinach and lettuce (rich in vitamin E and K1), cocoa, nuts, peanut butter, and many more.

The list of superfoods mentioned above includes food items readily available in the Indian markets and have high nutritional value for your child's brain and body. We hope that the options discussed above provide sufficient alternatives and reasoning behind why you should include these food items in your child's meals and how they enhance their brain health.

We just discussed how essential it is to take care of your children's brain and overall physical health. At the same time, it is also necessary to create an extra layer of protection for you and your loved ones' health against unprecedented circumstances. You must get a robust health insurance policy for family to combat such situations. With the introduction of digital services, you can get an online health insurance policy for family with all the relative information from the comfort of your home.

Click HERE to learn more about how you can buy a reliable health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Biker jackets are a must-have safety gear for bike-riding enthusiasts. They provide comfort, protection, and safety and help you make a style statement. Originally biker jackets were made from leather since they provided durability and insulation. However, in recent years, textile and mesh jackets have also evolved as good substitutes for leather in making biker jackets.

Here is a complete guide on choosing the best biker jacket to make your riding experience safe and stylish.

1. Safety:
The main function of a biker jacket is to provide the rider with safety and adequate protection in case you meet with an accident. It equips with a protective layer that a regular shirt or a t-shirt will not provide. Hence, go for a biker jacket that is strongly built to withstand the effect of impact or abrasion. Leather scores over textile or mesh in this department as it can withstand the effect of abrasion and will not tear even if you fall and are dragged on the ground.
A biker jacket should have adequate padding to absorb the energy from the impact and minimise injuries to the rider. Biker jackets are made to protect your spine, shoulder, and elbows to reduce the devastating effects of a serious accident. Some jackets are made with hard plastic armour to provide extra cushioning.

2. Durability:
A biker jacket will usually cost much more than your regular bomber jackets due to their build and quality. A biker jacket made of leather will be more durable than jackets made of textiles or mesh. Spending money on safety is a worthy investment, so make the right choice and the best riding jacket.

3. Comfort with the right fit:
A biker jacket should be comfortable and lightweight, along with being durable. Hefty jackets will make you feel bulky and uncomfortable over long bike rides. Correct fitting is crucial so that you feel comfortable in it. You can opt for jackets with removable soft inserts and use them as needed.
The jacket should allow adequate airflow, which will be helpful on a hot day. Also, the collars or arms should not flap while riding but allow the air to flow through so that the jacket does not become a distraction while riding. Remember that your bike and posture will significantly impact the fit of the jacket you need. While a regular, relaxed fit touring jacket can be great on a cruiser bike in which you need to keep an upright posture, the same jacket can be annoying and of poor fit if you have to ride a sportbike in a crouched position.

4. Style statement:
A biker jacket that lacks style is a big no for any biker. Your jacket should be designed such that you can make a style statement wherever you go. Race jackets or biker jackets should be colour-blocked and of vibrant colours to catch attention even from a distance. They should provide you with a sporty look. Some come with metal skid plates on the shoulder and elbow areas and most come with a reflective piping design to make your jacket look more stylish and provide safety.

A good biker jacket is similar to two wheeler insurance. Jackets save bikers from the impact of the accident, and two wheeler insurance provides them with adequate coverage and protection in case of a mishap. Invest in the best two wheeler insurance in India to be your saviour and true companion in unforeseen circumstances.

Click HERE to buy the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the changing lifestyle and inconsistent routines, more and more people fall prey to various diseases. These diseases can be by the force of genes, environment, lifestyle, or a combination of all. All these diseases can contribute significantly towards the downfall of health. In the long run, it can lead to serious health issues.

One of these diseases is gangrene. This disease occurs when the tissues in the body die due to loss of blood supply by illness, injury, infection, or other health problems. Usually, the area of impact for this disease lies in the toes, foot, fingers, or limbs. When the condition is extreme, gangrene can also be present in muscles or organs. Different types of gangrene exist, and all of them need medical attention immediately.

Such diseases are highly prevalent in the world. You should protect yourself and your family members against these health adversities, especially look after your parents. To ensure safety, you can invest in the best health insurance in India for parents.

What are the symptoms of gangrene?

Here are the symptoms that you should look for in terms of gangrene.

● Severe pain

● Shriveled or dry skin

● Numb skin

● Inflammation

● Shiny or hairless skin

● Presence of blisters

● Fatigue

● Fever

● Discharge from the affected area

● Red, brown, or purple skin

What are the risk factors of gangrene?

The risk factors are:

● Presence of a weak immune system

● Diabetes

● Smoking

● Severe injury

● Artery disease

● Frostbite

● Obesity

How is gangrene diagnosed?

Once your symptoms are in the open, you must seek medical assistance immediately. Your doctor will ask you about all the possible symptoms and suggest a few diagnostic tests to confirm the disease. These are:

1. Imaging tests:
Imaging tests such as CT scans and MRIs are a great way of determining the spread of gangrene in your body. It also helps to know about possible gas build-up in the tissues.

2. Blood tests:
Blood tests are simple yet effective ways to diagnose gangrene. It helps to know the abnormalities in the blood and in looking at signs of possible infections. It is also based on the presence of WBCs or RBCs in the blood.

3. Cultures:
This is yet another way to diagnose the disease. A part of your tissue, blood, or fluid is taken as a sample. It is then viewed under the microscope to determine tissue damage.

4. Surgery:
It is an elaborate procedure that will help you determine the spread of gangrene in the body. It is suitable for the internal spread of the disease.

What are the ways to treat gangrene?

Every treatment for gangrene focuses on preventing infection spread, removing dead tissue, and total recovery. The ways and means to treat gangrene are:

1. Antibiotics:
Antibiotics are effective in preventing the spread of infection in the body. It can be taken orally or injected into the body through a needle.

2. Surgery:
Through surgery, the dead or infected part of the tissue is removed from the body permanently. It helps prevent the infection's spread to other parts of the body.

3. Oxygen therapy:
This method puts you in a special chamber with oxygen at a higher pressure than usual. It contributes to tissue healing and prevents bacteria growth.

These are the possible ways to treat gangrene successfully after you have been diagnosed with it. People with diabetes, especially the population above 40 years, are at a higher risk of gangrene and need to take extra care by regularly checking their blood sugar level and ensuring that it is controlled. Proper diet, enough sleep, less sugar intake, daily walking, and little physical exercise are needed to keep such diseases at bay.

Regardless, it would help if you always had your health insurance in emergencies. It would help if you buy the best health insurance in India for parents and secure their health with the right coverage for their age.

Click HERE to buy the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A healthy body caters to a healthy mind, resulting in higher efficiency and productivity at work. Therefore, it is in the best interests of any organisation to motivate its employees to stay fit and healthy. It will promote positivity in the workplace. Moreover, when the leader makes efforts for the health and well-being of the employees, it inspires the team to work harder and stay united as one family.

Here are some ways in which you can inspire your team to lead a healthy lifestyle.

1. Schedule a periodic doctor visit at the office:
The best way to motivate your employees to lead a healthy lifestyle is by scheduling periodic visits to a certified doctor or organising a health camp in the office. A doctor is best to guide every employee according to their individual needs. He can counsel them regarding general health and wellness issues. Moreover, he can prepare a diet chart for them, which is very helpful in promoting a healthy lifestyle and bringing mindfulness to their working routine.

2. Promote healthy eating habits:
Encourage employees to bring healthy meals to the office and avoid junk food daily. Get a couple of microwaves installed in your office so that they are motivated to bring food from home and warm it up in the office.
Give them short breaks between long working hours so they can relax, grab a small bite, have tea or coffee, and come back fresh at their desks or workstations. Encourage your team members to consume healthy food items like fresh juices, soups, salads, and multi-grain cereals. Make arrangements for fresh juice vendors in your office so that employees have a healthy choice of drinks as well.

3. Promote gyms and workouts:
If your office can afford to open a small gym for your employees in the office premises, there is nothing better. You can influence your team to compulsorily work out at the gym at least 3-4 days a week. You can organise small interesting competitions for them at the gym, motivating them to participate.
If a gym at the office is not possible, tie up with some gyms that will provide special discounts with membership to your employees. This will make your team valued, and you will pave the way for their healthy lifestyle.

4. Discourage smoking and drinking in the premises:
Smoking and drinking alcohol frequently and beyond limits can be the worst enemy of your and your employee’s health. Discourage your team from taking alcohol. Guide them about how it can negatively impact their well-being. Do the same for smoking. Encourage them to quit if someone is in the habit of smoking.

5. Destress workshops:
Keep chit-chatting with them at the workplace so that they are comfortable enough to share their problems at work with you or your HR department. Relieving them from stress can be great for their health.
You can encourage them to listen to music for some time or listen to a podcast. If not, you can at least arrange short mind-relaxing activities in the cafeteria and other common areas. These can be good stress relievers and keep your employees cheerful.

6. Health insurance:
Get health insurance compulsorily for all your employees. Ask the insurance provider to offer rebates and discounts if an employee wants to increase his cover. An insurance cover provides your employees with security in case they or their family members meet with some health emergency.
Also, they feel emotionally safe and are dedicated to their employer for care and health insurance coverage provided to them. This can result in higher productivity and efficiency of employees, resulting in higher profits for the business.

Employees are the lifelines of any organisation, and as a good leader, you need to guide them to excel in their professionalism and develop a good work-life balance. Hence, you need to take care of them and their health. Along with promoting a healthy lifestyle, educate your employees about the importance of a good health insurance policy that provides them with the required financial assistance in case of any mishap.

Click HERE to buy health insurance for your loved ones.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A motor insurance policy is a must as it provides you with a safety net in case your vehicle meets with an accident, gets damaged by unforeseen events such as floods and earthquakes, or is stolen. It's a way of showering your concern for your valuable asset and investing in its longevity.

Also, it is mandatorily required by the law to have all the essential documents such as a valid Driving License, Car Insurance Certificate, Registration Certificate, and Pollution Under Control Certificate before you drive your vehicle on Indian roads. So, now that we understand the importance of motor insurance India, how can we add more value to it? Let us have a look at some of the factors that can help us do the same.

1. Insured Declared Value (IDV):
Most of us get lured by the policy with the lowest premium amount and opt for it blindly. We usually fail to check our policy's Insured Declared Value (IDV). The IDV is the sum for which the insurance company is insuring our vehicle, and it puts a cap on the insurance company's liability to reimburse us in case of total damage or theft. The lower the IDV used by the insurance company or the agent, the lower will be the premium amount.
Never go for a low IDV of your vehicle just to pay a lesser premium amount. Always ensure that the IDV in the policy reflects the fair value of your vehicle. This will ensure you get an appropriate reimbursement in the unfortunate incident of theft or complete damage to your vehicle.

2. Emergency Assistance Cover:
You can opt for this cover if you don't want to get stranded in case of a breakdown. Such cover will help you to get assistance such as refueling, towing, flat tyre change, or repair of any mechanical failure by the insurer in the city and even on highways within a specified time.

3. Engine Protection Cover:
This cover will add value to your motor insurance India policy in case you reside in areas that are prone to heavy waterlogging and flooding. It will cover damage or failure of your vehicle's engine due to water ingression or oil spill. However, insurance companies usually provide this cover only to vehicles not older than five years.

4. Zero Depreciation Cover:
This add-on cover is highly recommended for high-end vehicles or vehicles with expensive spares. It excludes the depreciation part from the coverage amount. Thus, you get full coverage and can claim the full cost of the vehicle parts that have been damaged in an accident. Without this cover, you will get reimbursed only for the depreciated value of your vehicle parts.
Your motor insurance premium will go up by 15%-20% with this cover. But it can help you save a lot of money if your vehicle meets an accident and gets damaged. Insurance companies usually provide this cover only up to the first five years of a vehicle, and only a few provide it after that in lieu of a higher premium.

5. No Claim Bonus (NCB):
Insurance companies provide a No-Claim Bonus or NCB for the year you do not make any claim on your motor insurance India policy. This is initially 20% in the first year and increases to 50% in the subsequent years if you do not make a claim.
You can also avail the benefit of NCB in your new policy if you have accumulated it in your previous motor insurance policy. This may happen if you sell your car or change your insurance service provider. Therefore, do not raise a claim with the insurance company if the damage is minimal or the repair amount is lesser than the NCB you will earn on your policy.

6. Personal Belonging Cover:
What will you do if your expensive gadgets, such as a laptop, smartphone, or tablet, get damaged when you meet with an accident in your vehicle? Go for a "Personal Belonging Cover," and you can get your personal belongings covered under your motor insurance policy.

Your motor insurance policy can give you standard protection against accidents, damages, or theft. However, if you are wise enough, go for add-ons in your policy like those mentioned above and enjoy complete protection from any damage that may arise in the future. Be secure, be wise, and choose the motor insurance India policy that provides you with the best overall package at the lowest premium amount.

Click HERE to buy a reliable motor insurance India policy to safeguard your vehicle.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

This is the era of personalisation. Consumers demand insurance services that can be customised according to their needs. It's no more just shop talk and several policies they need to purchase to cater to all their insurance demands. And in such saturated markets with various available alternatives, customers choose those with a customer-centric approach and excellent after-sales services.

According to various consumer surveys, more than half of the potential and current customers are willing to pay more if the customer service and customisation needs seem lucrative. This mainly involves millennials and gen z's. In that case, almost all the brands are now serving consumer needs in every possible way- content marketing, social media, products, and services.

Are you trying to understand the insurance sector's take on personalisation and centralising their services around their customer base? This blog will discuss several pointers regarding customisation in insurance industries to provide customers with precisely what they need.

1. Future analysis:
It is essential to analyse the current patterns to predict the future projections about the product, the consumer demand, and the scope for improvement with more policy features. These specific parameters are strong values that help determine your business's appearance five years later

2. Simplifying the processes:

While product-based industries will find it a little easier to customise their customer experience, the insurance sector still demands a lot of technical understanding from the customers' ends to avail of the insurance services. It makes it a little difficult for the potential consumers who are new to the insurance world and have just started adulting and taking money matters and investments into their own hands.
And a lack of technical understanding and knowledge can often lead to mistrust in the budding relationship between the insurance company and their customers. Insurance services with 24*7 human and virtual assistants, digitisation of various application processes to help people complete the procedure from the comfort of their homes, etc., have helped the insurance sector boost their customer-centric strategies and receive excellent feedback.

3. Conversations with customers:

Apart from digitising the services and making them convenient, the insurance companies need to have a transparent dialogue with their existing and potential consumers about their services and operations to curate a trustworthy relationship. The insurers need to have an informative dialogue about the markets and their
vulnerabilities so that the second party does not feel strange about the entire process. This will further benefit consumers and insurers as they can have easy conversations about various investments.

Curating reliable customer services and a dash of empathy and trust would do wonders for a better consumer relationship. Reputed insurance companies keep updating their services in line with market trends, current financial trends, critical customer demands, and personalisation options.

Customers can reap similar benefits and personalisation while purchasing general insurance plans. The introduction of technology and customer-centric strategies have made it convenient for customers to invest in their desired insurance plans. The online buying process is helping insurers and customers build a strong connection with a hassle-free process, quick response time, and no involvement of intermediaries. This digital revolution will shape the insurance industry's future for more years to come.

Click HERE to know more about how you can analyse various general insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Electrolyte imbalance is a frequent issue resulting from a poor diet or excessive physical activity. Our body fluids dissolve electrolytes, which are essential for the efficient operation and coordination of our muscles and brain. Some people are more prone to develop this condition than others. You may be experiencing an electrolyte imbalance if you wake up with muscle cramps at night. It may potentially be fatal if this ailment is not treated in time.

The best way to determine if you have an electrolyte imbalance is to perform a complete health checkup and understand your medical history. Ask your doctor about your current medications, including antacids and diuretics. This will help you determine if a particular medication or condition may be causing the problem.

The next step is to get your body checked out with a comprehensive metabolic panel blood test. An arterial blood gas test will determine the acid-base balance of your body, which can also indicate an electrolyte imbalance. Does all of this sound too costly? If yes, make sure that you have good health insurance plans in India well in advance to cover you up.

In this blog, we have covered everything from symptoms to treatment. So, stay tuned till the end.

Causes:
● Several factors can contribute to an electrolyte imbalance in the body. These include diuretics, cancer treatments, and certain medications. In severe cases, electrolyte imbalance can lead to cardiac problems or even death.

● In addition, hypokalemia can be caused by drugs that dilute the body's water, such as lithium.

● It is important to seek medical attention for electrolyte imbalance immediately when you notice symptoms. Rehydration can help relieve the symptoms and restore proper electrolyte balance. A blood chemistry test can diagnose electrolyte imbalance.

● Dry tongue, weakness, and dizziness can all be signs of electrolyte imbalance.

● Another cause of electrolyte imbalance is a faulty diet or a deficiency of certain minerals.

● Excessive loss of fluids is a major result of an electrolyte imbalance. Treatment for an electrolyte imbalance often involves adjusting your water intake and administering electrolyte fluids or medications.

Treatment:
Electrolyte impacts the body's ability to perform many vital functions, including regulating body temperature, easing blood circulation, and digestion. The human body needs high blood plasma electrolytes to keep these functions balanced and normal. Abnormalities in the levels of minerals like sodium, potassium, or calcium result in the imbalance of electrolytes.
The best electrolyte imbalance treatment is to increase fluid intake. This can be done through intravenous fluids or by drinking concentrated electrolyte replenishing drinks. These drinks contain 15 naturally-sourced electrolytes and vitamins. They also prevent the development of electrolyte deficiencies. Further, you should consult a health care professional for diagnosis and treatment if your symptoms don't subside after a prolonged time.

Electrolyte imbalance can be a troublesome issue in the long run, so it's recommended that you stay prepared in advance for yourself and your loved ones. Wondering how? Simply maintain the appropriate electrolyte levels and invest in reliable health insurance plans in India. This may sound like preparing well in advance for the danger and being negative. If you are ready beforehand, you wouldn't have to worry about the arrangement of resources at the end if anything as such ever comes up in your life.

Click HERE to buy the best health insurance plans in India as a safety net for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

An estimate suggests that there are about twenty million people in the world who suffer from chronic cancer illness. Over the years, the numbers have risen, and cancer has become a common illness amongst the masses. Doctors and scientists have worked tirelessly to find a drug that can cure cancer. But with modern medicines and state-of-the-art facilities, people opt for expensive treatments that can help them combat cancer. With the treatment costs constantly rising, regular health insurance often fails to cover these treatments.

This is where cancer health insurance acts as a boon. If you are confused about what cancer insurance is and if it is beneficial to get one, then this article will help you.

What is cancer health insurance?

Insurance companies provide covers to you during cancer treatment and medication stages. This is known as cancer health insurance. This policy covers stages, including diagnosis, treatment, and post-care for all cancer stages. However, if the policyholder already has cancer, they are not liable to initiate a new cancer health insurance policy.

What are the benefits of cancer health insurance plans?

Opting for a cancer health insurance plan helps the policyholder cover various cancer stages. The premium amount can sometimes be waived if you are diagnosed with early-stage cancer. You can also opt for a monthly spread income depending upon the severity of your illness and the varying treatment requirements.

Why should you opt for cancer health insurance plans?

Compared to other health insurance plans or critical illness plans, cancer health insurance covers all costs starting from the very beginning, even in the case of first-stage cancer. Critical illness plans are targeted towards certain severe illnesses such as stroke, transplants, heart attacks, blindness, and some instances of terminal cancer.

Cancer health insurance also ensures that any complications arising due to cancer are covered. Cancer treatment is expensive irrespective of the cancer stage, so getting cancer health insurance becomes a must.

When should you consider getting a cancer health insurance plan?

Cancer is arguably one of the most dangerous diseases as there is no cure with a hundred percent success rate. So, getting cancer health insurance is imperative to safeguard yourself and your family from the exorbitant costs of treatment. However, if you are contemplating whether to get cancer insurance or not, some of these points might help you in reaching a decision. You may look for online health insurance, which will make your search more convenient with multiple options.

A recent survey has suggested a list of professionals with high cancer risk. Some of these include people working in shifts, specifically graveyard shift causing irregular sleeping patterns and uneven heartbeat, professionals in agriculture, forest, and rubber manufacturing units who are exposed to a high amount of UV rays and sun, and construction and mining workers who breathe toxic air daily are people who are susceptible to increased risk of cancer.

If you or your family members are part of such working environments or have a history of cancer in the family, you must consider getting cancer health insurance. If you do not have the money to fund your medical expenses and your regular health insurance does not cover the cost of cancer, then cancer health insurance can be a good investment.

These are some reasons to consider buying cancer health insurance for yourself and your loved ones. Do not forget to add cancer health insurance to your online health insurance profile.

Click HERE to buy online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Any car driver wants a clear view of their surroundings in the front and back to judge traffic properly. This helps him to drive without any roadblocks or hesitation and minimizes the chances of a possible accident. But how will a driver have a clear view of what is behind his car while driving?

A driver gets eyes on the back of the car with the help of ORVMs and IRVM. ORVM means the “Outer rear-view mirrors,” while IRVM is the Inside rear-view mirror. ORVM is a compulsory part of any car in India. It is mounted to the outside of a vehicle near the driver’s gate and the gate of the front passenger.

Let us go through the advantages of having ORVM in our car.

1. Clear visibility:
ORVMs are an excellent solution for having a clear view of the rear sides of the car. A driver can glance at any of the ORVM and have a view of that respective side of the car. This helps him to know about the traffic behind his car. ORVMs are especially useful while changing lanes on streets and highways. Also, they help us see if there is any vehicle in our proximity while taking a turn or reversing our car.

2. Prevents accidents:
ORVMs eliminate blind spots and give us a clear picture of what is behind us. This helps us to make quick decisions about when and how to change lanes, take a turn or reverse our car. A driver can easily access and operate it while driving. Without ORVMs, it can be difficult to know if obstacles and vehicles are behind us, and the chances of an accident get very high.

3. Convenience:
Older cars had manual ORVMs, and we had to open and close them by hand, making their operation and use inconvenient. But with advancement of technology, cars of the modern age come equipped with electric and auto-fold ORVMs. They are very convenient to use.
Whenever we unlock our car with the remote, the ORVM opens up automatically and gets closed when we lock our car with the remote in case of auto-fold ORVMs. Automatic ORVMs come with adjusters that the driver can easily operate to ensure a perfect vision.

4. Turn-signal repeaters:
Side turn-signal repeaters are usually installed on the ORVMs in cars these days. They give a fancy look to the car and do their job of signaling to other vehicles that the car will take a turn. Also, they are more effective in giving a turn signal than indicators installed on the body of a car.

5. Cameras:
Cars nowadays come with a 360-degree view that enhances our safety and visibility of any obstacle around the entire car and not just one of its sides. Now, how does this feature work? A 360-degree view is possible with the help of multiple cameras installed in the car.
Cameras on the rear bumper are a common feature in many cars. However, besides the front bumper, ORVMs come equipped with cameras that give us a clear side view of the car on our screen. Thus, ORVMs act as the eyes of the car on the sides and provide us with enhanced safety and security.

As we have seen, there are multiple advantages to having ORVMs in our cars. They are not just show-piece but are meant to be used extensively while driving. Having the perfect vision of the outside of the car is paramount while driving, and ORVMs justify this objective. They make our journey safer, and a lot easier and minimize the chances of an accident.

Private car insurance India offers similar safety, security, and protection to any car owner during emergencies. You should not just go blindly with any car insurance coverage. Your car is priceless, and your lives are even more priceless. Hence, you should do your best research, compare various policies, understand their terms, and choose the best private car insurance India that promises you comprehensive coverage at the best premium.

Click HERE to buy robust private car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Every car owner wishes to keep the vehicle in prime condition to maintain its sleek look. However, it is challenging to do so considering the high levels of pollution and poorly maintained roads. With the hectic daily schedule, finding time to keep your car clean takes time and effort.

Car cleaning is a part of the car ownership experience that you cannot ignore. It is just as essential to keep your car clean inside out as to have regular car servicing, a pollution certificate, and a car insurance policy. Always research the best car insurance company in India to purchase adequate insurance coverage that safeguards your finances against damages.

While a weekly car wash can keep your car clean for a short period, having the right cleaning accessories can ensure that your vehicle stays clean during the week.

Here are five car cleaning accessories that are easy to use and effective.

1. Wireless handheld vacuum cleaner:
While vacuum cleaners for homes have picked up demand in the past two decades, they are also an effective cleaning solution for your car. Picking up a compact car vacuum cleaner is a quick solution to keep your car’s interiors clean at all times.
It does not take up too much space, operates efficiently, and helps keep your vehicle free of dust or waste particles of any size with minimal effort. It is incredibly convenient if you have kids since keeping them from spilling food or drinks and dirtying the car floor and seats is impossible.

2. Microfibre cloth:
A microfibre cloth is an essential cleaning supply in most spaces, and a car is no exception. They speed up the cleaning process and pick up even the smallest particles. You can restore the shine of the car’s paint underneath the dust by running the cloth on your seats, windows, and exteriors.
Another benefit is that they absorb liquids rapidly, which helps deal with accidental spills on leather seats. While you need additional supplies to eliminate any odour or deal with the stickiness a drink spill may cause, a microfibre cloth is a basic necessity in dealing with the situation.

3. Liquid glass cleaner:
While the other accessories help maintain your car’s cleanliness, this is essential to ensure proper visibility and prevent mishaps. Keeping your mirrors and windshield clean are primary requisites that help maintain perfect vision for the driver, which can reduce the possibility of accidents. Therefore, a microfibre cloth, if needed, and some glass cleaning solution goes a long way in keeping your mirrors and glasses clean to facilitate better visibility of the incoming traffic.

4. Wheel cleaner:
An often overlooked part of a car is the tyres. Newly purchased and well-maintained cars have shiny alloy rims that cause envy to most car enthusiasts. A little bit of wheel cleaner and a quick wipe with a microfibre cloth take care of any grease or dirt accumulating on your tyres and make them shine like new with minimal effort.

5. Rust remover spray:
Rust and stain remover spray comes in handy when your car needs a quick. It eliminates the squeaking of rusted parts, prolongs the life of parts, and helps remove sticky particles from the exterior. Spray some onto the sticky residue you wish to get rid of and wipe it off with a microfibre cloth to ensure that there are no scratches on the paint and that the look of your car is maintained.

Maintaining your car may seem like a daunting task. Using basic supplies and spending a few minutes can help maintain your car. Additionally, purchase a car body cover to protect your vehicle from dust, sun exposure, falling leaves, and bird droppings. Lastly, don’t overlook the benefits of having reliable car insurance. Look for the best car insurance company in India and assure yourself of coverage that provides maximum security to your valuable asset during emergencies.

Click HERE to buy insurance from the best car insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.