GENERAL INSURANCE BLOG

You have arrived at the airport and are excited about your holiday. But for some reason, your flight is delayed. Maddening! Right? You begin to feel irritated as all the thrill starts disappearing. You have no idea how to pass the time at the airport. Even the noise and chaos further grow your disappointment.

Fortunately, there are lots of activities you can do to occupy yourself while waiting for the airplane to take off. You will notice that an airport is a sizable facility with various entertainment options. Therefore, before you get to your destination, wait patiently, and tour the airport's many areas. Put yourself in "vacation mode" and leave the bustling world behind.

Here are a few things you can do in airports to pass the time as you wait for your flight.

1. Display your photography prowess:
If you enjoy taking pictures, the airport offers interesting opportunities to capture props, aircraft, artwork, and architectural structures. You can even take candid pictures and make portraits of the individuals nearby. Start by putting your hesitation aside and enjoy yourself as you take amazing images and start making beautiful memories right from the start of your trip. However, be cautious, as photography is prohibited at some locations at the airport.

2. Browse the kiosks or shop at duty-free:
The duty-free shops at the airport have some incredibly affordable offers. You name it: clothing, alcohol, and chocolates! Even though some stores are pricey, you may pass the time by browsing various goods if you have no other choice. It's an excellent strategy to stay active and finish any unfinished tasks.

3. Use the free Wi-Fi:
Suppose you are not interested in moving around. Still, we have a fix for you! Worldwide, free Wi-Fi is available in most airports. Your favourite web series is available for viewing after turning on your Wi-Fi. There are free things in life sometimes! But don't use a public Wi-Fi network to access your bank accounts or anything private.

4. Talk to others:
People from many places are seated together in an airport like a miniature world. Additionally, it's a great place to meet new people and mingle. Avoid just bursting into people. Talk to them and find out about their country and neighbourhood. You must always be open to making new friends on the go!

5. Observe:
Suppose you don't like engaging with others. You can just watch them; there won't be any interaction or information. The airport is the perfect place full of travellers from all parts of the world. If you are an artist, noticing things can help you write or copy articles.

6. Read a book:
The best way to enjoy your company and kill time at the airport is to pick your favourite book and engross yourself in reading. There can't be any better experience than involving a substance that entices and refreshes you by just turning pages.

7. Sleep off:
If none of the choices appeals, you may take a nap and rest for a while. Pick a seat in a corner or access the lounge if you can, turn on your favourite music, and set the alarm for a quick nap.

If you're stuck in an airport, we hope these solutions will be helpful. But be aware of the updated details of your flight and stay alert on the announcements. Also, check your luggage in case you are waiting for a long time. It is advised that you purchase travel insurance to protect your trip. The travel protection under the general insurance India policy covers unexpected events like a delayed flight, missing checked baggage, and more.

Suppose your general insurance India plan includes luggage insurance. In that case, your insurer may be able to reimburse you, up to the limit specified on the confirmation of coverage, for covered loss, theft, or damage to your baggage and personal belongings.

Click HERE to buy the best general insurance India plan to make your travel hassle-free.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a house is a significant milestone in most people’s lives. It is not just an investment but also a status symbol that displays your wealth. In India, purchasing a home is seen as an achievement that most young adults wish to fulfil to get stable in their lives. However, there are several risks to consider before making this purchase. Since it is a high-value investment, you must be prepared to protect it against mishaps. There is a constant threat to your home due to natural calamities, break-ins, or third-party damages, to name a few.

A home security system installation not only secures your home from multiple threats, it also gives those with a pre-installed security system an advantage. Since the chances of damage are relatively lower for secure homes, your home insurance claims are proportionately lower. Therefore, you must consider purchasing a well-suited home security system irrespective of the cost.

This blog discusses some factors to consider the best home security system to protect it from potential threats.

1. Assess entry and exit points:
While you cannot prevent uncontrollable events like natural disasters, it is possible to monitor your home for suspicious activities around your home. Thoroughly assess the layout of your house and identify entry points. Ensure that a sensor is attached to every door or window, or install cameras nearby that can capture the entire view.

2. Technologically integrated devices:
Once you secure your entry locations, all that is left is to secure the inside of the house. Several single-purpose tools like smoke and carbon monoxide detectors, fuel gas sensors, and accessories like remote monitors and controllers allow you to control your home remotely. Through these, you can detect issues at the earliest and handle the situation before it gets out of hand and call the required authorities if needed.

3. External monitoring devices:
Keeping a monitoring device like a camera facing outside with a live feed is a method to keep intruders away. While this may be expensive, it guarantees that everything is safe at your home. The same can be applied to cameras inside the house, but since it can violate your privacy, we recommend limiting it to personal supervision. Ensure that your cameras are placed at a well-lit location and cover all entry points and any external attached area like garden space or shared spaces with neighbours.

4. Emergency buttons:
You need a handy emergency or panic button in case there is an escalation that requires the intervention of emergency services. These devices are designed to immediately call for emergency service providers by clicking the button. Ensure that they are placed at a height that kids cannot reach but are accessible easily in an emergency.

Home security systems are crucial features in keeping your home safe. With the increasing risk and crime rates, its requirement is only increasing. While it is an excellent addition, it should be coupled with a comprehensive home insurance policy to keep your home safe and cover any incidental costs incurred. If you wish to buy home insurance online India, the process is simplified to take minimal time and maximum benefit.

Click HERE to buy home insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The train rides offer you to experience India's great culture and heritage as you cross stations and states. The Indian Railways has always been working at the forefront to bring the best of incredible India to citizens and visitors by connecting the nation's glory and heritage landmarks. And all this is achieved with the strong network of railways, which is indeed the lifeline of India. The Railways operates special heritage trains and tours to bring people and experiences together.

Among the excitement and thrill of heritage train riding that you may undertake soon, let's not forget the importance of insurance. As an individual, you never know when uncertainties can kick in, so better always to stay prepared! And general insurance is the best and safest way to make your experience less stressful and more enjoyable, knowing that your travel is safeguarded by reliable insurance coverage.

Here are a few top heritage trains in India that one shouldn't miss.

1. Darjeeling Himalayan Railway (DHR):
One of India's best-known and most popular trains is the toy train, which runs between New Jalpaiguri and Darjeeling. The journey takes you through hills and dense forests, with views of Mt. Kanchenjunga on clear days. The Darjeeling Himalayan Railways (DHR) toy train trip is akin to a soothing lullaby in the middle of a fantastical environment.
A cheerful train ride over the foggy lines from Darjeeling to New Jalpaiguri would undoubtedly restore the romance in a person. If you didn't already know, UNESCO designated and recognised this Toy Train as a World Heritage Site on December 5, 1999.

2. Deccan Odyssey:
Modelled after the royal carriages of ancient India, the iconic and luxurious Deccan Odyssey offers top-of-the-line amenities and services. It features a library, Ayurvedic massage centre, beauty salon, gym, business centre, and a conference room.
A Deccan Odyssey train journey is a wonderful way to learn more about the ancient folklore of civilisations and the reigns of dynasties that made their remarkable imprint in India's history. It offers comfortable and spacious cabins, dining and sightseeing facilities. You'll stop at cities such as Mumbai, Badami, Hospet, Bijapur and Hyderabad. Upon arrival in each of these destinations, you'll have a chance to explore the places.

3. Golden Chariot:
The Golden Chariot is a luxury train that offers its passengers the best immersive experience of South India. It features a lounge bar, LCD television, DVD player, Wi-Fi, and central air conditioning. It also features a variety of therapeutic massages onboard. From the cultural extravaganza of Karnataka and Tamil Nadu to the adventure hotspots of Goa, Golden Chariot travels down the enchanting routes of Southern India. The cabins reflect the rich heritage of the erstwhile Dravidian era and are furnished in a modern manner. Don't miss the opportunity to witness cultural and heritage magnificence with the taste of luxury with the Golden Chariot.

4. Ramayana Express:
Under the excellent initiative of "Dekho Apna Desh" of the Indian government, the Ramayana Express is not just a train but a treasure trove of knowledge and heartful experiences that will take you back to the mythological era.
This divine train originates from Delhi Safdarjung and covers all the major destinations related to Ramayan and Lord Rama, like Varanasi, Nasik, Chitrakoot, Rameswaram, and more. The entire tour duration is 17 days, and it is a fantastic opportunity to discover more about the colourful culture and the influence of the many miracles of Ramayana.

Heritage trains in India are not just tourist attractions but also an immersive way to experience the history and culture of the region. Though many of these trains have undergone changes over the years for the safety of travellers and technical advancements, they still maintain the charm and nostalgic feel of bygone eras. Still, for your safety and assurance, you may always opt for general insurance as a backup to cover your finances in case any damages are incurred during your trip.

Click HERE to buy general insurance to make your travel safer than the rest.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Side hustles are the new rage that has taken over the world in recent years. Irrespective of one's age, many resources on the internet can guide you to finding the perfect side income generator. There's an idea for everyone, from remote online jobs to small-scale dropshipping businesses. And all this depends on the investment you wish to make and the time available.

Suppose you are intrigued by putting in a few hours of work from your schedule into a business that does not require much capital and involves engaging with young children. In that case, a babysitting business may be what you're looking for. While specialised businesses provide similar services, you can even run it from home, catering to your neighbourhood clients.

All you will need is some basic know-how about babysitting and a secure home covered by the best home insurance policy in India. Insurance is important to safeguard your most valuable asset from uninvited circumstances.

Here are some tips to kickstart your babysitting business from home.

1. Is babysitting a viable business?
The first thing you must consider before starting any business is the expected returns. A babysitting business based out of your home is akin to a profit-making machine from inception. Your client base would be limited to your locality, and you can save on the most significant expense of renting a space for business.
Since it is a home-run business, you can decide on the specific services provided with minimum cost, making it a profitable business. Based on your services and client reach, you can expand your business quickly by following our tips.

2. Spread the word:
We live in a world where purchases are primarily affected by customer reviews. Therefore, making your brand known and getting the first few clients is essential. The first step to starting your babysitting business is to create an advertisement that looks similar to a resume.
Its primary purpose is to build trust and inform potential clients of the services offered. Pick out timings and offerings that are customer-focused which entice the people to enquire about your business. The key to scaling a home business is to create awareness and hype about it.

3. Precisely describe your services:
Be very specific when providing details regarding your services. Ensure that you specify the age groups you cater to, what timings you babysit for, and every service you intend to deliver. This could include pick-ups and drops, meal provisions, or extra academic attention to older kids. Also, state the exact pricing per hour to avoid confusion.

4. Get additional training:
While certifications are not necessary for babysitters in India, a professional certificate of approval works wonders in building trust, authenticity, and credibility. There is no official comprehensive course you can get to make you better at the job. Look for short-term classes on child development, medical training, and other relevant studies that can help your business.

Finally, get your house ready…
Babysitting is a job that requires excellent trust from parents in their chosen babysitter. Even when babysitters volunteer to provide their services at the client's home, a thorough interview and background check is conducted on potential service providers. Expect the same for your business. Encourage interested parents to check out your place of operations for reassurance while showcasing your confidence.

Before you fix a date:
1. Ensure that you have made all the necessary arrangements.
2. Keep your home tidy and safe for kids of all ages.
3. Have some engaging toys on display and recreate the general atmosphere of a daycare business that is exciting and safe for kids. You should also consider purchasing the best home insurance policy in India since your home is no longer just a residence but also a fully functioning business.

Following these essential tips, you can start your babysitting business from home and eventually cater to a more extensive clientele!

Click HERE to buy the best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.