GENERAL INSURANCE BLOG

Although you might have overlooked common errors and mistakes while driving on the city roads, you cannot be as careless in the ghat region. You might think it's cool to speed up and make drifts on your car at the bends, but this can be extremely dangerous.

No matter how experienced you are, you have to be extra cautious about driving in the ghat section. The driving conditions in the ghats are challenging due to steep bends and the poor visibility ahead that aggravate the situation differently in different seasons.

Following are some safety tips that might help driving in the ghats feel easier.

1. Don't overtake unnecessarily:
It is typical for an average driver to overtake slow vehicles (especially trucks and buses). However, unlike familiar roads, the front view from a driver's perspective is often restricted in the ghats, and the driver cannot see if there is an available space for them to overtake. Hence, it is suggested to wait till the vehicle in front moves ahead or gives you a signal to overtake it.

2. Stop only at a safe spot:
You might want to click photographs of the pleasant views of the ghats. It is not a good idea to stop on narrow turns and block the way for other vehicles. Hence, if you plan to halt, ensure that you pull over at a safe spot only. Keep your parking lights on when you are stopping. This will alarm the vehicles behind you and reduce the risks of accidents.

3. Use hand brakes if necessary:
Hand brakes are efficient during ghat journeys, where multiple halts may occur due to elevated roads and bends in the way. They are the best support you can get from your vehicle to prevent accidents due to the inefficiency of the standard braking. You will have to set a balanced rhythm between the acceleration and braking of your car.

4. Gear shifting around bends:
It is better to shift down to the second or third gear so that you can take turns at the ghat section with ease. Usually, drivers do not realize that they are in the fourth or fifth gear until they reach the bends, which brings their cars to a jerky halt. Therefore, it is better to change gears and drive slowly in advance so that you do not find a problem in making the turns.

With these tips in hand, you need not worry about driving at the ghat sections now. Although it can be tricky for new drivers, following standard road protocols and safety measures can prevent unfortunate events and heavy losses.

Another important safety tip to follow is getting personal accident insurance for you and your family. Get appropriate personal accident insurance to add an extra layer of protection. Once you follow these tips, you are all set to drive in the hills in peace.

Click HERE to know more about the best deals on personal accident insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We assume that you're about to have your first martial arts lesson soon if you are reading this post. From physical fitness to mental toughness, martial arts require a few prerequisites before you start kicking those sandbags. So, here we have compiled a list of things you must know before your first class.

1. Learn about the various forms of martial arts:
Some of the most common ones are Taijutsu, Kung Fu, Taekwondo, Karate and Brazilian Jutsu. Before starting your martial arts lesson, decide which form you want to learn and train in.

2. Get a standard set by your coach:
Once you decide on your martial arts form, consult your coach, and get a training routine in place. This will help in ensuring consistency and improvement.

3. Get the required equipment:
You need to gear up before beginning your martial arts lessons. Each combat art requires a particular set of equipment necessary to protect you and your opponent throughout.

4. Get your nutrition on point:
Martial art is not an easy sport. It demands a dedicated diet plan and an intense workout regime. While you are training, you will be burning a massive amount of calories. You will also be putting an excessive amount of strain on your muscles, which will result in them getting damaged. So, to repair and strengthen them, it is essential to have a balanced diet with the optimum amount of protein.

5. Understand the art rather than just learning it:
Martial art is not just a form of fighting. It is about understanding your body and its limits. Moreover, it is about achieving inner peace and gaining insight into your true potential.

6. Be ready to bear the blows:
While learning how to defend yourself, you must also be prepared for some blows. There will be instances where you will get bruises, body aches, or even severe injuries. It is recommended to get an individual health insurance plan to safeguard yourself against medical worries.

7. Be there with an open mind:
While learning martial arts, do not compare it to other art forms. Instead, respect each art and understand that each form has its significance.

8. Learn to have self-control:
With learning martial arts, you will learn a great deal about fighting skills, and you will gain a more profound knowledge of the human body. However, you cannot use these powers on an average person. You must be responsible because this can be fatal for the other person.

9. Be a part of the community:
One of the best things you can do is build your connections with the coach and your fellow mates. Your coach and co-trainees will understand you better than anyone else and will support and motivate you throughout your learning journey.

10. Start your martial art class with a NEVER GIVE UP ATTITUDE:
The process can be challenging, but the results will always be worth it. Always keep a high spirit and move ahead to achieve your desired results.

Martial arts is a fantastic sport to play. Not only will it keep you fit, but it will also be a means for your self- defence. Make sure that you are consistent with your training and focus on one particular martial arts form. However, injuries will be a part of the progress. Therefore, we recommend you schedule regular health check-ups and sign-up for individual health insurance plans if you're aiming to excel in fierce sport-like martial arts. And most importantly, remember, the process will always be challenging, but the results will be worth every sweat and tear you wash away!

Get the best deals on health insurance HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you going for a long holiday break? Or the winters are around the corner, and it’s just not your season to ride. Whatever the reason might be, there comes a time in every biker’s life where he has to store his two-wheeler for a while. The duration can be long or short, depending on the reason.

Bike storage might sound like just parking your bike in your garage and putting a cover over it until you use it. You can simply do that, but it can cost you a hefty price if certain factors are not considered. Properly storing your bike is crucial if you’re not operating it for a considerable duration. Here are a few tips that you can imply to keep your two-wheeled companion safe.

1. Give it a good wash:
The dust and dirt sitting on your bike’s body can ruin the metal over time. Make sure you wash it properly using an automobile shampoo and a sponge. After the wash, don't forget to dry it manually as soon as possible. If the water rests on the surface of your bike, that can be a problem too.

2. Lubricate the components:
Because of ever-changing atmospheric conditions, components like chains, cables, springs are susceptible to corrosion, especially when the bike is left motionless for an extended period. You can prevent rusting by lubricating the components with anti-corrosion solutions.

3. Let’s come to the battery:
If you are going to be around, you can start the bike at periodic intervals to retain the charge. If not, then removing the battery is the best option. And if you decide to remove it, keep it in a place where the temperature does not fluctuate.

4. Don't drain the fuel tank:
A full tank is required to keep moisture from accumulating on the tank walls. There are a lot of posts suggesting you need to drain off the tank before storage. But if you drain the tank, you need to layer the tank walls with fogging oil to prevent rust. So it is better to fill the tank up and add a fuel stabilizer to it.

5. Change the oil and replace the filter:
Old oil sitting in storage can damage engine components, making it unsuitable for vehicles that will be stored for more than a month. Change the oil and replace the filter after you've given the bike one last ride and filled up the petrol.

6. Check on your insurance:
Apart from physical preparation, it would be best to double-check your bike insurance. Check the expiration details and ensure it doesn't expire while in storage. Because you still want to be insured in case of theft or fire, it's not a good idea to cancel or let your motorbike insurance expire while it's not in use. Renew your bike insurance online even when you are away with just a few clicks. It’s quicker than topping up your fuel tank.

Additional Tips:

• Park the bike on the center stand.

• Use a good quality cover.

• Empty all the storage compartments.

• Choose a well-ventilated storage place.

• Ensure pest control of the parking area.

• Keep the tyre pressure in check. Ideally, fill the tyres up to 80%.

Whatever your motivation for storing your motorbike might be, how you prepare it for storage will significantly influence its performance in the future. If you're unsure of the duration of storing, it is preferable to over-prepare for storage. Also, consult with your mechanic to guide you in the right direction with more handy tips.

Click HERE to get the latest updates about the deals on bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Women taking over the world has defeated the dependency on others to get things done. Female drivers are just another example of this scenario as they are considered safer drivers than males.

However, the risks for women on the road are twice as compared; especially if you are a lady driving alone as you are exposed to many dangers. A female driver needs to be extra cautious to avoid undesirable events such as falling victim to hijacking, stalking, assault, or worse, murders. Here are a few tips to prevent from these situations happening and keep you driving safe.

1. Maintain your vehicle:

• Maintenance will assure you fewer chances of the vehicle breaking down midway through your journey.

• Get the car thoroughly checked before every long trip and in regular intervals for daily commute.

• Do not forget to keep an eye on the fuel indicator.

• Look out for unfamiliar noises of the car and get it checked from a reputed garage immediately.

2. Learn the basics:

• Acquire complete knowledge of the car, including its engine capacity, tyres, oil, and fuel capacity.

• Every female driver should know how to change a flat tyre, jumpstart the battery, clean up the carburettor, etc.

• Top up your oil, antifreeze whenever needed.

3. On-road safety:

• Lock the car doors first as soon as you enter.

• Park the car in a settled area and check your backseat when you get in the vehicle.

• Do not interact with anyone on the road.

• Never offer a ride to strangers, especially when alone.

• Always inform at least one person from your circle about your trip details and plans.

• Avoid pulling over at dark and isolated places.

• Install a certified GPS device in the car and give access to your close people

4. Driving suggestions:

• Beware of easy distractions such as using your phone, loud music, zoning out, eating or drinking. You need to keep your eyes on the road and stay alert while driving.

• When required to stop, make sure to turn on the flashers and then pull over slowly.

• Flashers should be on in case of breakdowns, illegal parking, tyre change, lousy weather or slowing down to exit.

• If you notice someone following your car, drive to the closest police station to get help.

• Honk your horn only in critical situations like blind turns, warning someone, to avoid collisions or possibly dangerous circumstances.

• Maintain a distance of at least 8-10 feet from every vehicle ahead of you.

5. Insure your vehicle:

• Refrain from driving without car insurance.

• Insurance can serve as a support aid when caught in unfortunate situations such as road accidents, breakage, etc.

• The insurance company will also track down your location and reach there in emergencies.

• Keep your car insurance up to date. Car insurance renewal is requisite when it is about to expire or expired.

Driving alone is not always scary and of insecurity. Yet, women have to take precautions to ignore indulging in misfortunate events and be their own protector. Increase your safety while driving by being alert, paying attention to your surroundings, keeping your car maintained, car insurance renewal before expiry, follow driving instructions and so on. We hope that these tips will add to your security and keep you guarded when driving around alone.

Click HERE to know more about car insurance assistance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.