As per the Motor Vehicles Act, it’s mandatory to buy third-party liability insurance. Our Motor Act Only Policy for Vehicles is specially designed to cover this liability.
Compulsory Personal Accident Cover of Rs. 15 lakhs for individual* owners while driving. However, this is not applicable for a company-owned car.
*Available only if the owner of the vehicle holds a valid driving license.
Additional legal liabilities
While applying for a Private Car Policy, you can also opt for the following additional legal liabilities at an additional premium:
Paid driver/conductor/cleaner employed in operation of vehicle
Employees traveling in/driving the vehicle other than paid driver
Non-fare paying passengers
Bi-fuel kit
This policy also covers any legal liability arising out of the use of CNG-LPG bi-fuel kit.
What's Covered
This policy safeguards you against any legal liability arising out of the use of your vehicle towards third parties leading to bodily injury to/death of a person and any damage caused to the third-party property.