GENERAL INSURANCE BLOG

All your bike's parts are crucial, but one of its most essential parts is the clutch. In addition to assisting you in changing gears, the clutch connects and disconnects the engine from the transmission. For a safe and comfortable riding experience, you must always ensure the clutch is working properly. Immediately take your bike to the closest garage if you notice any concerns so that they can be rectified.

But sometimes, it takes time to identify the issue. You might only be able to detect a failing clutch on a bike if you know a lot about how the bike and its components operate. It is always important to understand how to keep the bike's clutch in good condition.

We are here to help you with this concern! To maintain the clutch's optimal performance, consider these key points:

1. Proper lubrication of the chain:
Various motorcycle parts require lubrication to function efficiently. The clutch and chain are no exception. They need appropriate lubrication to be in their optimum working condition. If left unattended for too long, these can dry out and cause your bike’s gear to become rigid. The clutch faces significant damage, making it difficult for the rider to change the gear smoothly.
The only way to fix this issue is by regularly lubricating the chain and the clutch. Watch out for the amount of oil in the bike; if it appears low, then refill it to the appropriate level. Also, clean the chain thoroughly and later add lubrication to reduce friction.

2. Check the oil in the clutch:
The clutch needs lubrication, especially wet clutches like the ones on most high-end motorcycles and dirt bikes. The clutch oil does this to keep the clutch lubricated, control the friction, and to make it easy for the clutch plates to move. The oil also helps keep the clutch compartment cool, improving the clutch system's functioning and running the bike perfectly.

3. Sprockets:
Pull the chain away from the rear sprocket. Inspect the teeth for wear and rust. If you must replace the chain sprocket, see a professional. If you decide to replace it yourself, make sure you put everything back on the exact way you took it off.

4. Clutch cable:
Apply grease to the clutch cable stopper regularly to prevent cable breakage. In case you need to change the cable, you'll require tools, cable lube, and a new cable. To change it:

● Take off the flares and seats.

● Turn the adjuster screw down to get the clutch cable out of the clips.

● Take the cable off the handlebar as well as the engine.

● Take out the cable all the way.

● Grease up a new cable.

● Change it in the same way.

● Put the screws and covers back on.

Keep referring to these tips to spot the issues and know more about typical clutch faults and how to rectify them. Additionally, to keep your bike safe and protected from mishaps, you can purchase or renew bike insurance online if you have already had it. Remember that you can increase the longevity of your bike and ride it safely for years if you take good care of it.

Click HERE to renew bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Since the onset of the pandemic, there's nothing that we've been waiting for like a vacation. A quick getaway to relieve the stress induced by hectic schedules and some time to enjoy being outdoors with family is all that people have been looking forward to. Now that the mandates are relaxed, it is the perfect time to take your family on a beach trip!

There's no better way to take a beach trip than going by car. Long drives, beautiful sceneries accompanied by great music, and memorable conversations are the ideal start for a perfect beach trip. However, there are several factors that you need to ensure before taking out your car on a beach trip. Maintenance and servicing of the car are crucial to prepare it for such long-distance trips.

You must also ensure that you have a car insurance policy. Now, why is that important? It is essential for safeguarding your vehicle from uninvited events and putting less pressure on your pockets on account of repair and maintenance. The best way to buy car insurance is by purchasing online. You can find the best car insurance price in India and compare policies to find the best-suited policy for your car.

Once your car is insured, you can follow the tips stated below to ensure your vehicle is ready for the beach trip.

1. Sun protection:
Humans are not the only ones that suffer under high heat. If you're planning to take a beach trip in your car, your car is bound to be outdoors for long hours. In such cases, it is likely to heat up and be suffocating for the passengers. Use sun shields and UV protective window tints on windows and cover seats and the steering wheel with thick clothes to keep them covered from the heat.

2. Pack efficiently:
Use duffel bags instead of suitcases. This helps in making efficient use of storage space in the trunk. Do not overpack and bring extra bags that may be required to be kept in the passengers' seats. When stacked too high on each other, they may obstruct the driver's vision of the rear traffic.

3. Beach-proof your car:
While you cannot minimise or eliminate the heat or sand at the beach, you can take preventive measures to deal effectively with them. Waxing the car body is a way to keep it cool and prevent it from overheating. It also prevents any flying sand from sticking to the car. You can also gloss your tyres to protect them from the heat.

4. Be prepared for emergencies:
Travelling while the temperature is high usually puts your car at risk of punctures or problems related to overheating. In such cases, you need the right equipment to take care of the damage until you can find help. Ensure you have your tool kit, including necessary equipment like a jack, wedge, lug wrench, etc.

5. Protect your floor:
The most irritating part of going to beaches is dealing with the sand that comes home with you. You can find plastic mats or lay large beach towels on the seats, under the seats, and on the floor to prevent the sand from getting everywhere in your car. While you will need a thorough inside cleaning, it will reduce the effort required to deal with the problem.

6. Car maintenance:
While car maintenance is imperative on all occasions, it is particularly needed before taking the car on long drives. Check the essential fluids- brake, engine oil, and coolant levels. Also, check the tyre pressures, brakes, lights, fuel, and air conditioning.

At the same time, ensure that you have all the required documents in the car. This includes the PUC, insurance papers, driver's licence, and registration certificate. Ensure that you compare the car insurance price in India offered by different companies and choose a comprehensive cover. If you're planning a trip after a long time, plan it with all safety so that you are enjoying and not worrying. Stay hydrated and take care of kids while playing on the beach. Most importantly, cherish peaceful family time together and capture beautiful memories that keep you musing always!

Click HERE to know more about the car insurance price in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The startup culture has expanded its roots across the world. Today, entrepreneurship is a position every career-driven, and ambitious individual aspires to achieve at some stage. People have been more creative and technologically inclined to create new products and services which cater to the public's demands while trying to forge their name through the sands of time. But an entrepreneur's life is not all glitter.

It isn't easy to be an entrepreneur. Dealing with different moods, mindsets, and health issues, including physical and mental health, apart from the usual stresses and challenges of the startup journey, takes a considerable toll. We advise all talented minds to buy health insurance online to safeguard their health.

It is highly excruciating to keep walking the same beat and set a precedent for others to stay motivated, despite one's personal, lesser-known challenges. As a new founder, you have to battle wars on several fronts, and most of the time, you need a win to keep your and employees' morale high. But how does one take care of themselves in this arduous journey?

This blog will discuss what an entrepreneur's guide to best self-care and healthy living should be like. Let's get started.

1. Healthy eating, healthy living:
Healthy food gives your body the accessible space to digest and churns out the nutrients that would help you boost your happy hormones, keep you light on your feet and provide your body with all the nutrition.
And we all are aware of the famous saying, "a sound mind lives in a sound body." The healthier your body, the healthier your mind. And the healthier your mind functions, the more productive and focused you can be on your dreams and targets.

2. Drink that water:
Staying hydrated is one of the essential things you need to do to keep yourself on track during your entrepreneurial journey. Consuming the right amount of water at regular intervals throughout the day boosts the blood flow, keeps your skin and oral hygiene on point, benefits the movement of the joints and muscles, and regulates your kidney and bladder function. So, water is a liquid with numerous benefits. Set that water reminder, and get going!

3. The importance of mindfulness:
Being completely focused and present at the moment is not just an artsy quote. It is one of the most critical ways to sort out the chaos that is a regular part of your journey. Making mindfulness a crucial part of your life and self-reflecting can help you become more efficient and productive.
It will also aid you in freeing up space since you will be more effectively focused during your tasks and eventually have time to take care of yourself and enjoy life as it comes. Activities like meditation and deep breathing help reduce stress, inducing calmer vibes and the atmosphere within and around you.

4. Make a to-do list:
As someone setting up a business, you will not have the liberty to take frequent vacations and days off. It would be best if you showed up every day to ensure that your colleagues and employees stay on track and can learn commitment and values of integrity and creativity from you. So, to stay at the top of your game, you need to make a to-do list and segregate your
tasks and estimated hours required to complete the work required. Doing this will give you clarity, and you can make some time which you can dedicate to yourself and practice activities of mindfulness or sports or anything which takes your stress off.

Inculcating these tips in your lifestyle and practicing them will help you approach your journey efficiently and healthily. With that being said, it is essential to discuss how health is an integral part of anyone's journey, and there can be unforeseeable circumstances due to which your health can take a hit. To deal with such situations, you must stay prepared.

You need to purchase the best health insurance that caters to your needs. And to suit your comfort, you can buy health insurance online these days. After all, entrepreneurs are the frontrunners of the economy!

Click HERE to know more about how you can buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you a pet lover who wants to take your pet dog out for an adventure? With pets becoming closer to hearts than ever before, it's understandable to take your puppy with you for a motorcycle ride. This idea no doubt excites all dog lovers, but can this endeavour be a safe thing to do?

Let's understand why taking your tailed friend on a bike ride cannot be a good idea even though you might feel like trying it.

1. Determining the best way to take your pup on the motorcycle:
Motorcycles are risky machines if not driven with care. Even some human beings are skittish on them; similarly, only some dogs will be comfortable on a bike. After checking with your vet about any health conditions that might be aggravated by your pup being on a bike, use all resources to learn about whether your furry friend can be on a bike or not.
Consider the personality and temperament of your dog, as well as its age. If your dog is prone to startling you by jumping at the nearby cat it saw, it is probably not a good idea to take it out on a ride.
Also, bikes were never designed to fit the purpose of pet travel. Although, several bikers find locations on the bike that seems perfect for lodging their pet dog. Understand that fuel tanks or handlebars are not the places to make your dog sit and ride with you. You might also think of attaching a side carrier, but know that sidecars or carriers are open, and what if your dog tries to escape from it midway?

2. Training it to be comfortable around and on a bike:
Most dogs are nervous around loud noises. You must have observed how your dog hides under the bed in the event of firecrackers bursting or thundering. Most motorcycles also have a startling sound that might scare your dog. Although, you can fix this by making your dog accustomed to the sounds and vibrations the bike produces. Still, even a slight discomfort or frustration during the ride can make things challenging. Your dog can get panicked and angry. This can be daunting for you to handle your dog and avoid any chaos on the road or disturb others.

3. Overloading the bike:
Bike journeys are always an adrenaline booster and a good stressbuster and travelling with your pet might elevate this to the next level. But what might seem an exciting thought might turn into a disaster due to the unpredictability of your dog's nature and the lurking possibility of an unexpected incident.
Also, you will have to plan everything your dog might require for the ride, such as its bowl, food, a leash, treats to keep it satiated, and a warm blanket in winter. Knowing that your bike can withstand a limited load and burdening it with your and your dog's essentials will impact the performance of your bike throughout the trip.

It is crucial to understand and accept that bikes are not dog-friendly machines. Building a strong bond with your pet is a nice gesture but not this way! This act can put several lives in danger.

Planning a bike trip with your pet might take a lot of effort, but you can live your passion for bike riding by frequently setting out on bike tours, either alone or with your other biker friends. But ensure that you have the safety gear and essential documents handy before planning your trip. Check out for your 2 wheeler insurance renewal or buy a new 2 wheeler insurance online if you don't have one. Making the right purchase will handcraft you a safer and more immersive riding experience!

Click HERE to know more about 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Body gestures are a great way to communicate and express our feelings in addition to verbal communication. They are a great confidence booster and help us succeed in negotiations and win hearts.

However, not all body gestures leave a positive impact. Sometimes, unknowingly, we may adopt body gestures that may seem inappropriate to others. They may interpret a negative impression on the people around us and even make them uncomfortable and doubtful about us. As a result, we may lose out on negotiations and contracts due to such negative body gestures.

But, how can you differentiate between positive and negative gestures? Let us have a look at a few of such body gestures that may leave a negative impact.

1. Crossing arms across the chest or behind your back:
People tend to instantly notice crossed arms across your chest, whether you are standing or sitting. It gives an impression that you are annoyed, defensive, stubborn, and not open to communication. Crossing your arms behind your back means you want to cut the communication. Sometimes it also shows your lack of confidence, anger, or nervousness. Avoid these body gestures, especially if you are in the middle of an important negotiation or a meeting.

2. Slouched shoulders:
You should avoid slumping your shoulders or such posture in public. Poor posture conveys that you are irresponsible and lack confidence. People start doubting your ability to accomplish tasks. A straight posture can do wonders in public by giving a strong statement about your personality.

3. Avoidance of eye contact:
Eyes convey messages that even verbal communication cannot. Avoiding eye contact conveys that you are not interested in talking or do not want to associate positively with the person in front of you. It shows that you are not confident and maybe being dishonest.
Also, looking down or staring at your phone while talking to someone leaves a negative impression. It conveys that you are not attentive and don’t want to be a part of the conversation. Always maintain proper eye contact while talking to anyone. It helps to build a positive connection and keeps the person in front of you engaged in the conversation by acknowledging him with constant eye contact.

4. Improper use of objects:
People tend to hold an object in their hands while talking to someone. The constant clicking of a pen or fidgeting with some object in your hand during a conversation or a meeting can be distracting and annoying. Such gestures also show your lack of confidence, anxiety, and nervousness. The best action is to keep the object down or keep holding the pen without clicking it.

5. Proper spacing:
Getting too close to the person in front of you while talking is considered intimidating and disrespectful. It may result in the person in front of you backing off or ending the conversation midway. Always maintain an arm’s length distance with the person you’re talking to, especially if you are strangers or share a formal relationship.

6. Overuse of body gestures:
Overuse of anything is bad. Similarly, if we overuse our body gestures like, excessive use of hand movements can also leave a bad impression in the minds of people around us. It can make us look anxious and clueless. Always have proper control of your body gestures and do not overuse them.

The quicker you understand what gestures are the best for you, the better you will ace your personal and professional communications. Just like how positive body gestures can give you the confidence to tackle all situations, similarly maintaining good health can keep your body energetic at all times. Our well-being significantly impacts postures and gestures.

It becomes paramount for you to ensure that your health remains in the best shape, and the ways to achieve this are a good diet, proper sleep, regular exercise, and health insurance. Health insurance, how? Well, health insurance can protect you from the finances against uninvited adversities. Buy the best health insurance in India and make your life less stressful and more confident.

Click HERE to buy the best health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The cold weather in the winter is a welcome change in most parts of the country that usually experience blazing heat. While Central and Southern India witness pleasant climates with a slight nip in the air, the upper Northern part experiences snowfall. However, getting safely on the roads in vehicles is challenging due to the intense fog and constant snowfall.

Many people avoid driving, especially motorcycles, in snowy terrains. However, it is possible to safely ride on snow with the proper gear, technique, and tips. While following these steps can better prepare you to handle the terrain and climate, taking precautionary methods is the first step you cannot skip at any cost.

Ensure that you have active bike insurance, or renew your bike insurance online to get the best quotes and compare policies from the comfort of your home. Now that we've set the base, here are some steps you must follow to guarantee a comfortable motorcycle ride in the snow.

1. Get your riding gear right:
Not having the essential requisites gear can invite discomfort and troubles for the rider. After taking the necessary steps to buy or renew your bike insurance online, check your riding equipment. While a helmet is all that is mandated in different climates, you need to be prepped for enduring the harsh cold.
Ensure that you wear adequate layers of well-fitted insulating barriers. The outermost layer should be water-resistant but breathable. Gloves and ridged boots are other necessities during the winter.

2. Prep your motorcycle:
A quick wipe-down may be sufficient in other conditions, but you need to snow-proof your vehicle. Switch to all-weather tyres to ensure better grip, and check your bike's mechanics before each ride. This will expose any issues beforehand and prevent accidents on slippery roads. Anti-fog visors are an example of winter-centric riding essentials that can help manoeuvre over the snow.

3. Stay seated at all times:
Bike stunts can be risky at all times, so it is best to avoid them in uncertain conditions like snow. Follow basic protocol and do not overload the bike to maintain proper balance, and be able to take charge of the situation if the motorcycle begins to slip and slide.

4. Focus on posture:
Relaxed posture is key to maintaining balance even in normal conditions, but even more in snow. Ensure that your shoulders are pushed back and loose while keeping your elbows steady instead of holding them at a 90-degree angle. This has a direct impact on the control over the bike.

5. Pay attention to the road ahead:
While this may seem obvious, it is challenging to take a call when all that's ahead of you is snow. If it is snow with evident traces of a road underneath, ride straight forward. The snow will compress underneath the tyre and fill the grooves.
If there are some tracks in the snow, it may be best to ride on the untrodden path instead of exploring new trails. If you encounter wide tyre tracks that have left the snow in a slush, riding on the slush may be your best bet, as your bike's tyres will touch the road, providing grip. However, if you see signs of ice underneath, steer clear.

While these tips can help you keep your bike upright in the snow and reduce the risk of accidents, it is best to seek shelter in case of heavy snowfall. Ensure that you drive slowly and make decisions ahead of time, as it takes longer to break in the snow. Don't forget to purchase or renew bike insurance online that covers any accidental damages to your bike due to the adverse impact of the snow.

Click HERE to invest in bike insurance online for your two wheeler.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ageing is an inevitable natural phenomenon. No matter how much you try, the effects of ageing are bound to catch up with you over time. A common symptom of ageing is loss of stamina. Tasks that used to be manageable begin to feel challenging. Although it is a regular sign of turning old, it is now being seen amongst youngsters as well. Despite the age gap, most people have low stamina levels and often get tired after doing relatively simple tasks.

In such situations, irrespective of your age, you must first buy a health insurance policy to cover any potential problems that might arise in the future. Nowadays, the process has become extremely simplified and can be done at home by running a quick search to buy health insurance online India.

Now that you have your health insurance covered, you can focus on taking preventive measures to stop your stamina from reducing further. The easiest way to do so is by following a regular exercise routine that focuses on cardio and eating a well-balanced diet. Here is a list of the best cardio exercises that can have your stamina up and leave you feeling energised when followed consistently.

1. Jump rope:
Also known as skipping rope, it is a quick exercise that doesn't need too much space or much equipment. To jump rope, all you need is a jump rope and some practice. We recommend wearing comfortable shoes while practising to prevent any injuries. The inexpensive cardio exercise is sure to get your heart rate up. You can also switch up things after a little bit of practice and go on to master double jumps, boxer jumps, and many more!

2. Brisk walk:
Surprised to see regular old walking on the list? Walking with more powerful strides than a stroll is known as brisk walking. It is easy to do and can be done at any time of the day and anywhere! Who says cardio has to be done on expensive equipment in fancy gyms?

3. Swimming:
Swimming is a form of low-impact cardio that is very enjoyable. You can take up the activity alone or with a group of friends to make it more fun. The variations in strokes allow you to stay engaged without repeatedly getting bored of the same thing.

4. Boxing:
If you enjoy more action-packed exercises involving competition, boxing may be the best fit. Studies show that boxing burns more calories than most cardio activities, making it a great addition to your day to increase your energy levels and stamina. Since it is a hands-on game that may result in injuries, you must be careful while practising it.

5. Cycling:
Since the Covid-19 pandemic, the sales of bicycles in India have grown multifold. Cycling is an excellent cardio exercise to go on a ride, and many cycling enthusiasts come together in groups and go cycling together to prevent any mishaps and support each other. If long-distance rides are not your thing, you can always stick to solo rides in nearby areas.

Why you must consider buying health insurance if you have low stamina?
Your lack of stamina may be due to poor diet, improper sleep, a hectic schedule, lifestyle choices, or an underlying medical condition. It is essential to buy health insurance online India for individuals of all ages. While you can take measures to build your stamina, a policy cover keeps you protected at all times, keeping you stress-free from any possible health accidents and associated bills.

Staying energetic every day requires discipline and sincere efforts. Our lifestyle has a major role in shaping the core of our body. Stamina is the fuel that we need to survive all the stress, and these simple and efficient cardio exercises are just what your body needs. If you can't change your lifestyle, then better change your mindset. Adapt to healthy practices and see the magic happen!

Click HERE to buy health insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you someone who is looking to buy a two wheeler soon? If yes, one of the important things you need to do is look for a trustworthy dealer. Purchasing a vehicle is always daunting as you have to pay close attention to the many aspects. A two wheeler is one of the best investments to make your life more comfortable and easier, and you must get the perfect deal from an auto dealer.

*Note
In addition to buying a two wheeler, it is also necessary to purchase two wheeler insurance. The best way to do this is to buy two wheeler insurance online and get exciting benefits that can protect your vehicle from all adversities.

So, as you have decided to purchase a new two wheeler, let's look at a few factors that can help you select the best auto dealer.

1. Type or category of the two wheeler:
While looking for a two wheeler dealer, you first need to focus on the type of vehicle. Since you can purchase either bikes or scooters nowadays, you should figure out whether the dealer sells those models of your choice. Scooters are more convenient to handle since they provide gearless riding experiences, automatic transmission, storage space benefits, etc.
Whereas bikes help you get better control, power, and handling. The bikes are more well-built for long and short distance rides, offering good fuel economy and a smooth riding experience. You should pay close attention to the dealer's collection, test-ride your favourite options, and then make a decision.

2. Budget:
The next important factor you must consider while selecting a two wheeler dealer is the budget. You should think beforehand about how much you are willing to spend on the vehicle. This aspect will also make it convenient for you to narrow down your options.
Two wheelers are available in different price ranges these days, and you should ensure the dealer has one that will fit your preferences. You should also consider your savings, tax costs, monthly expenses, etc., while buying a vehicle. In addition, you should have financial planning to buy two wheeler insurance online to help you in times of need.

3. New or Used:
The third important point you should pay close attention to while selecting a dealer is whether they keep new or used vehicles. If you are looking for a used bike, try your best to look for a dealer with an appropriate range of pre-owned vehicles and good ratings. Not just that, but you should also ensure the two wheelers they have are in good condition so that you may use them without any further hassle.

4. Look for customer reviews:
When looking for a two wheeler dealer, trust and customer service are paramount. You should always check the reviews and feedback of past customers before you make a decision.

Prepare a list of different dealers on the above parameters to make it convenient for you to figure out which one will best fit your requirements. It will also assist you in understanding who will be able to provide you with better facilities and options.

Although selecting one among various dealers may be challenging, you should do it thoroughly. Follow this checklist and look for a dealer that assures good after-sales service and reliable customer support. Do your research, compare different options, and then make a final decision. Don't rush into things, and most importantly, buy two wheeler insurance online to add a safety net to your newly bought vehicle.

Click HERE to buy two wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.