GENERAL INSURANCE BLOG

Tyres are the least talked about part of a bike and usually get tossed to the side. But it is crucial to check your two-wheeler’s tyres regularly because they go through a lot. Whether you are riding on a metal road or rough surfaces —they have to be able to hold their shape. But, quick-fix solutions like tyre pressure can do so much for your tyres.

Imagine riding your bike, and you realise there's a flat tyre. This can interrupt your ride due to the waste of time. Also, sudden faults in the tyres are potential risks to the rider's life and even damage the bike.

Tips for maintaining the optimum tyre pressure:
Taking care of your bike's tyres isn't a big task. If you remain a little attentive, it's possible to avoid any breakdown-related issues. However, a big problem that one needs to avoid is the accident and financial worries attached to it. To deal with these, consider buying insurance plans. Getting a 2 wheeler insurance policy is like buying a shield for your two-wheeler.
And luckily, there are four tips to help you avoid tyre-related accidents while riding your bike. Maintaining optimum tyre pressure is crucial to minimise mishaps on the road.

1. Are your tyres correctly positioned:
When checking your bike, you should always check the tyres to see if they are in the correct position. Also, check for any punctures as sharp objects such as glass can hamper the quality of tyres. Make sure to move the tyre forward and back to check the whole surface thoroughly.

2. Check the tyre pressure:
One of the best ways to protect your two-wheeler is to examine the air pressure. When inflating your tyres, you can extend their lifespan and improve handling. Make sure to check the air pressure before every ride. As the bike heats up, air pressure can change, and it is essential to keep track of the air pressure level for your bike.

3. Recommended air pressure:
Keeping your motorcycle's tyres at the recommended air pressure is essential. Ask the service centre or check your bike manual to know the recommended tyre pressure, and ensure you maintain it. Also, to avoid sliding on wet roads, make sure your tyres are in good shape. Check the treads for wear and make sure they are not bald. If there is a decrease in an inch or quarter bald track, you should consider replacing the tyres.

4. Avoid maximum inflation:
When filling your tyre with air, be mindful that the sidewall states the maximum pressure. The recommended amount is always lower than the maximum. Excessive air filling can cause considerable damage to the tyres and increase the probability of tyre burst, creating a life-threatening situation for the rider and fellow drivers around him.

With an increasing number of road accidents and fatalities in India, 2 wheeler owners must be well-protected from any unfortunate mishaps. So, make sure you get a 2 wheeler insurance plan, drive safely, and stress-free. Also, use the tips mentioned above to take the best care of your bike’s tyres and leave no scope for negligence.

Click HERE to buy the best 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Since its implementation, the central locking system has become one of the essential safety features in a car. It's a combination of electronic and mechanical components that only allow access to authorised individuals.

Earlier, central locking systems in automobiles used a compressed air mechanism with separate vacuum reservoirs that triggered the locks of all four doors when the key was inserted and turned in a lock. Today's systems use wireless or infrared control, which can activate the mechanism from a distance.

In today's post, we will look at the functioning of the central locking system and how it impacts a car's safety.

The four main components of a central locking system.

1. Actuator:
An actuator is an electric motor that controls the car's central locking system. This component is built into the door and consists of a combination of mechanical latches.

2. Transponder:
It is a system built into the key's bow that determines whether the correct key is being used. As the key approaches the ignition lock, the transponder code is read. When the correct code is scanned, the electronic immobiliser sends a signal to the engine to permit it.

3. Remote Controller:
Remote controllers are increasingly being used in all cars. They are designed to replace the function of the key systems completely. The remote control includes electronic circuitry that sends coded instructions via infrared rays to the receiver located inside the vehicle to permit a keyless entry.

4. Start and stop system:
Unlike traditional ways, which required a key to be inserted into the ignition lock to start the car, engines are now being started using keyless systems where a transmitter – also serving as the central locking controller – is scanned into a reader in the vehicle. Later, the engine is started by pressing a button.

Safety advantages of central locking systems:

• The driver has better control over all the doors. The central locking system allows drivers to lock or unlock all four doors by pressing a single button. This is very convenient since the driver doesn't have to worry about unlocked doors while the car is in motion.

• Since the code is digitally encrypted, it is tough to make duplicate keys.

• If your key is ever stolen, you can simply remove the access right from the software on your phone. It connects with the car's digital lock and terminates access rights. Some automobile manufacturers even allow removing the access remotely.

• In more sophisticated systems, the car's door automatically locks itself after reaching a specific speed limit. As a result, no one, especially toddlers, can open the door by mistake —this helps avoid serious accidents.

• In case of an accident, a central locking system smartly unlocks the door so that help can reach you without having to break anything.

What else assists post-car accidents? Comprehensive car insurance. You can claim all the expenses involved in repairing and servicing your car under your car insurance policy's scope

A central locking system is essential for a family vehicle in practical usage. The ease of access and security that it provides make life easier for all automobile owners. Having a central locking system in your car provides extra security and brings down your car insurance premium. All the reputed car insurance companies encourage car owners to adopt convenient and safe practices. So, go for a central locking system in your car to enjoy a wide array of benefits and deals that you shouldn't be missed out on.

Click HERE to buy car insurance in hassle-free steps.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As a car owner or enthusiast, it's prudent to educate yourself about vehicle parts. The most confusing of them are fenders and bumpers that keep your car safe. You may have heard the term "fender-bender" from drivers when they get into a car accident and wondered, "What does it mean?" Fender and bumper damages refer to physical damages to your cars, such as dents. If you have recently bought a new car, this article will help you understand the difference between these terms.

However, before diving into fender vs. bumper issues in detail, we advise you to buy new car insurance to ensure your vehicle gets adequate protection against accidental damages and a hassle-free repair and servicing.

What is a car fender?
The fender has been a part of automobiles for a long time now. It is the part of the car that covers the wheels. The section where the fender goes is popularly called the "quarter panel." The quarter panel is the rounded corner of the car that protects the wheels.
In older vehicles, the fender used to be more pronounced. Whereas nowadays, with the modernisation of the structural design of cars, fenders have taken a flatter shape, complementing the car's frame.
Car fenders are an essential accessory for your car, as they play a crucial role in keeping the vehicle and its occupants safe. As the car moves, the tires grab and throw anything that comes in its path, such as small rocks, mud, water, etc. Fenders provide resistance against wind and roadside debris while protecting surrounding areas and nearby people from projectiles from your tyres.

What is a car bumper?
A car bumper has a "bumping" function, which means it acts as a protective perimeter to the body of your car and prevents other objects or vehicles from impacting it. In simple words, it reduces the impact of a collision by absorbing minor shocks. You can find bumpers in two places in your car, one in the front and another in the back.
Car bumpers may not prove very beneficial in protecting your vehicle from high-speed crashes, but they are quite valuable for safety during minor accidents. They also serve to protect pedestrians from severe injury in case of a collision.
Just like fenders, bumpers have also reduced in their size. Previously, they were mainly used for decorative purposes, and people came up with new stylistic designs. However, they have gained quite much attention in the automobile industry in recent years. They are no longer considered decorative items but essential for safety purposes. The effectiveness of rear and front bumpers has saved the lives of numerous car accident victims.

Several car owners struggle to understand the parts of their vehicle, making it challenging to communicate with the mechanics about car troubles. However, educating yourself about them can make all the difference when it comes to the proper maintenance of your vehicle.

Similarly, think of investing in the security of your car and buying new car insurance to ease the concerns that can empty your pockets and leave you frustrated. Understand your role as a responsible owner and do whatever is necessary to keep your four-wheeled companion safe.

Click HERE to buy new car insurance with the best benefits.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Of the many injuries we are familiar with, a fracture seems to be the most painful. Not only it is excruciatingly painful, but it also takes a long time to heal. A fracture can slow you down, even for basic day-to-day chores. The healing is given ample time to ensure that the bones are correctly aligned. But having said that, waiting for your fracture to heal can be tedious.

The healing of a fracture covers three main stages: Inflammatory, reparative, and remodelling. During the inflammatory stage, special cells assemble in the injured area and cause redness and swelling. This is an indication to the body to stop using the affected area. The first bridge between the broken bones is made here as a blood clot or hematoma.

During the reparative stage, a soft bone or callus takes the position of the blood clot and holds the broken bones together. This soft callus is not strong enough to handle weight and movement. Over the subsequent weeks, the callus becomes stronger and can handle movement.

During the final stage, the normal bone replaces the callus entirely, and over a few weeks, the bone is back to its original condition.

In this article, we will look at the few things we can do to accelerate the speed of recovery.

1. Restricting movement:

The more the movement, the longer it takes for the bones to heal. To heal properly and quickly, the best method is immobilisation. Castes and plasters are the most common ways of giving your bone the support it requires while also restricting any painful movement.
If the fracture is more severe, the doctors might rely on screws, plates, or wires to keep the bone fragments intact. Always remember to consult a doctor in case of pain or discomfort.

2. Improving food habits:

A weak bone can take longer to heal. Vitamins and minerals are vital components of a healthy body. The essential component for bone development is calcium. Include food items such as milk, cheese, and other dairy products that contain high amounts of calcium that your bones require. For your bones to absorb maximum calcium from these food items, your body also needs Vitamin D. Vitamin D helps the bones effectively absorb the calcium from various food sources.
Avoid smoking and alcohol consumption. People who indulge in these habits experience slower and more painful healing. Avoid food with high sugar and salt content. Excessive sodium or sugar removes calcium from your body and significantly slows down the repair of broken bones.

3. Physical therapy:

Physiotherapy can work wonders for bone repair. Blood flow is an essential part of bone healing. Therapy under the guidance of a physiotherapist can help you regain strength and a greater range of motion. There are also some exercises that you can occasionally do. This ensures that your muscles and bones do not get stiff over time while in a cast.

4. Post care:

After the cast is taken off, try not to test the broken bone. Do not put a lot of pressure on the bone to ensure if your bone has healed or not. As tempting as it may seem, give your bones time to adapt to the surroundings without having external support.

These are a few valuable tips you can follow if you want a faster recovery of broken bones. All the methods mentioned above are simple practices you can incorporate into your daily routine. Healthy eating habits, regular exercising, and timely body check-up are essential to maintaining an overall healthy lifestyle.

This article is also a reminder for you to do your health insurance policy renewal. Accidents can be expensive, with the medical bills skyrocketing. Hence timely health insurance policy renewal is non-negotiable to avoid stress due to health problems.

Click HERE for health insurance policy renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.