GENERAL INSURANCE BLOG

What is the first image that comes to your mind when you hear of outdoor adventures? The most popular thought associated with the idea is likely to be camping, an offbeat experience that tastefully connects nature and adventure.

Camping is a solo or group adventure popularised by the West that involves outdoor overnight stays in unfamiliar terrains to enjoy the beauty of untouched nature. While it is an experience like no other, camping does involve a lot of effort and adjustment to make the stay enjoyable.

Camping has always been a top choice for avid travellers and adventure enthusiasts, but a new activity that interests everyone is glamping. It is a perfect introduction to camping that brings together luxury to the wilderness, making the experience pleasant and more premium.

Read on to find all about the trending activity, where you can find glamping sites in India, and whether it is covered under general insurance plans.

What is glamping?
If you need a break from your hectic life and wish to explore the wild without putting in too much effort, glamping is the ideal outdoor activity for you. It is a simple mix of glamour and camping. Depending on your budget, you can opt for a high-end camping stay set amidst a picturesque outdoor setting.

Are there any risks associated with glamping?
When you look past the glamour, there are several risks associated with glamping, just like camping. You may damage your property or glamping equipment, lose your luggage or face health issues on the trip. We strongly advise you to contact your insurance provider to confirm what damages are covered in your general insurance plan and clarify your queries to ensure that you have a cover to bank on in case of any unfortunate incidents.

Best locations in India to experience glamping:
Glamping is an activity that garners the interest of young and old alike. But where exactly in India can you enjoy this adventure? Here are the best locations for a quick glamping trip.

1. Jaisalmer:
Also known as Golden City, the city in Rajasthan with expansive deserts is an excellent place to go glamping. With luxury camps pitched in the desert, it makes for an experience like no other. Glamping companies also tie up with other entertainment providers to provide sightseeing and local experiences as a part of the package, making the trip worth the price.

2. Ladakh:
Ladakh makes for an exquisite glamping location. You can enjoy the rustic beauty of Ladakh from your luxurious tents without making any compromises. Although placed in the middle of nowhere, the tents have all the amenities to make your trip comfortable and enjoyable.

3. Goa:
The popular tourist destination for a quick getaway is unsurprisingly great for glamping. With beaches, moderate temperatures, and top-notch entertainment, Goa is the best place to kick back and relax. While there are several luxury tent providers, you can decide to have a minimalistic glamping trip by using your car as your tent.

4. Kerala:
Kerala's pleasant temperature, idyllic scenery, and slow pace of life set a great mood for glamping trips. The vast range of biodiversity in the state provides an opportunity to engage in activities like trekking, sightseeing, and boating. Known for its hospitality, you will have a relaxing glamping trip in Kerala.

5. Darjeeling:
Sprawling tea estates, widespread greenery, and long trails in the thickets of the forest make Darjeeling an exotic vacation hotspot. A glamping trip in Darjeeling is peaceful and gives time to reflect and escape the everyday bustle of life.

The topographic diversity of India makes most regions great for glamping. Based on your preferences, you can escape the mundane activities of life and take a quick trip to a coast side, hill, or desert and enjoy a rustic break.

Irrespective of the location, safety is a factor that must always be considered while planning for a trip. Investing in safety means investing in happiness. The best way to do so is by ensuring that you and your fellow travellers have general insurance plans that cover any potential accidents.

Click HERE to buy the best general insurance plans to make your glamping trip safe and more enjoyable.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

River cruises are one of the best ways to explore the country's backwaters and serene pockets with a mesmerising experience. Although it makes for an offbeat vacation, you will carry a bag full of memories on your way home. If you are into nature photography, this vacation will be a haven for you.

From the lush green surroundings of Kerala to the unexplored islands of Andaman, there's a lot to explore and discover as you go on your river cruise.

*Pro-tip
It is advisable to stay safe and secure in your journey, as you'll always be amidst waters. Buy an insurance policy online before you embark on your journey.

Let us walk you through all the possible travel destinations available via river and sea cruises in India.

1. Sunderbans:
Located in West Bengal, Sundarbans form the largest mangrove forest in the world. It is not only large in terms of area but also very captivating as the river cruise takes you through the pleasant delta of the river Brahmaputra. You'll be bestowed with the most picturesque landscapes when you undertake this journey. You're likely to spot numerous flora and fauna as you explore the waters of Brahmaputra. You're likely to spot monkeys, crocodiles, leopards, wild hogs, kingfishers, and Bengal tigers, among others.

2. Kerala:
The river cruises serve as one of the most exciting ways to explore the heart of Kerala. Being a state that is blessed with lush green surroundings and pristine backwaters, Kerala is a haven for nature lovers. While on a backwater cruise, you will feel closer to nature. You will also get a chance to look closely at the state's influential culture. The cruise guarantees you the journey of a lifetime. You can enjoy the fantastic surroundings of Kerala in comfort, luxury, and space. You will also be able to try authentic South Indian food on the cruise.

3. Goa:
There are many ways to enjoy Goa's fun and frolic life, but you must've never thought about spending time on a river cruise. Goa is bestowed with the beautiful Mandovi River, which can be an ideal place for a river cruise. The atmosphere on the cruise is always upbeat and lively. While you immerse yourself in Goan delicacies, you'll be presented with the scenic landscapes of Goa. It is a joy in itself.

4. Andaman and Nicobar Islands:
Andaman and Nicobar Islands is one of India's most stunning places to visit, allowing tourists to explore the unknown. The sea cruises of the islands are grand, elegant, and classy in every possible way. You will be bestowed with naturally green, serene, and exciting surroundings. Apart from that, the cruise is also well-adapted to fulfil all your needs. The amenities present on the cruise are world-class and adapted to the varied tastes of travellers.

5. Assam:
North-east India is a hidden gem of the country blessed with breathtaking views. The Brahmaputra River runs far and wide in this area, allowing tourists to explore it on a river cruise. A river cruise will open doors to several scenic locations like Kaziranga National Park, Majuli, and Guwahati. It is one of the best ways to bask in the glory of Assam.

Vacation cruises are one of the most delightful ways to explore India. It will allow you to look at the surroundings closely and collect lifetime memories. However, it is suggested that you always ensure your safety before setting out on a journey. Buy insurance policy online while booking your tickets, and be rest assured of your belongings and travel safety.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you often hear your employees nagging about how team-building activities are childish? Then, it's high time to drop the regular events and gear up for jaw-dropping adventures.

The whole point behind organising these events is to make the team creative and shed light on aspects like leadership, etc. This is the best way to energise the team and find great leaders. The more stress-free the environment is, the more productive the employee will be.

Often, excruciating projects affect the creative perspective of the team. Engaging in sports will cultivate mindfulness and creativity. Stay tuned till the end, and strike down boring ping-pong tables, regular parties, hackathons, etc., because we've got something interesting!

Still not convinced? Take a look at this blog; we will cover some of the mind wrecking adventures.

1. River rafting adventure:
For an exhilarating day, river rafting is highly advised. Water games always tend to be an ideal release of stress. The interpersonal relationships make the river rafting adventure fun and leave memories that last forever. This helps to build trust among the group where all team members in the raft paddle in coordination and motivate each other to put in their best efforts.

2. Paintball army:
Adventure sports are the thrills most people want to taste once in their lifetime. And this is the one that brings out the adventure seeker and the curious kid in everyone. All you need to do is make separate army troops and establish a real-life war zone.
And before you know it, you can build a strategic thinking and warrior mindset. The very fabric of teamwork is what makes the team win over here. Get ready to take charge of the paintballs, hunt down your targets, and spend a thrilling day enjoying yourself.

3. Get the adrenaline pump:
Would you drop down the chance if allowed to go on a group cycling in difficult terrain? Sounds exciting, isn't it? Rock climbing, paragliding, trekking, and many others are hands down amazing mental and physical puzzles. This develops the risk-taking mindset and gives employees a much-needed break from their work routine. Pick spots that offer these adventure sports and plan a day out to savour nature's unparalleled beauty along with the intensity of heart-throbbing adventures.

4. Turf tournaments:
Every person brings a different competitive edge to the table. As an employer, you need to set a perfect environment without fear of failure. Nothing other than a game of soccer or cricket can manage to build teamwork. Suppose you have 30 employees; you can create 5 to 6 teams and play an internal tournament on turf pitches. Everyone will strive to bring home victory by focusing on one common goal by keeping sportsmanship as their priority. In this process, they will realise their strengths and build a mindset of understanding each other. So, naturally, instead of performing well individually, they will accomplish tasks working together

5. Escape room:
Here's the last one on the list. While it may not be an outdoor game, it's hands down the best pick to escape real-world problems. Picture this: Getting tossed into a room with challenges sounds exciting. And remember, all of this while the clock ticks off. When this is done with the entire team, it enhances collaborative leadership and strategic thinking.

These adventures are not just a medium of entertainment but also a useful resource to energise the employees and encourage them to perform tasks in unity. Rewarding your employees with such exciting breaks once in a while makes them feel valued and allows them to indulge in less mundane and more enthusiastic activities.

But remember that any adventure is enjoyable only when safety is assured. Accidents come uninvited, but a comprehensive personal accident plan can make up for the damages done to an individual due to a mishap and compensate for it without the policyholder worrying about the finances. You may seek affordable health insurance plans to get comprehensive coverage against mishaps. This way, you can focus on enjoying the adventures with happiness and vigour.

Click HERE to buy affordable health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The majority of air passengers are constantly searching for window seats while flying. While some travellers curl up in the corner and have a good snooze, others choose window seats to take in the clouds and the gorgeous views from the little window. Although the justifications vary from passenger to passenger, everyone still enjoys sitting by the window.

Additionally, one may lean the resting head against the sidewall of the aircraft to provide additional support for sleeping. Comfort is undoubtedly greater with a window seat.

Listed below are some tips for securing a window seat when flying.

1. Request at the check-in desk:
When you get your boarding card, check with the check-in counter staff to see if a window seat is available. The airline staff will accommodate you. Alternatively, check-in at a self-service kiosk and verify the flight's seat availability before printing your boarding card. Select a window seat if one is offered.

2. The cancelled tickets are very beneficial:
If you haven't chosen a seat yet, you may check it at the airport on the day of travel. You can find a seat because some passengers cancel their reservations at the last moment, which allows you to grab your ideal window seat.

3. In the absence of a window seat:
Don't be dismayed if all of the window seats are already taken. Most airlines allow customers to keep managing their reservations. If a window seat becomes available at a later time, you have the chance to switch to the window seat.

4. Consult the boarding gate agents:
You must exercise extreme patience to complete the following hack. Arrive at the airport early and contact the gate agent. Inform them that you would prefer a window seat and ask if they could assist you. The crew and gate officials often ignore that passengers have failed to board the plane until it is too late. If any window seats become available, these people can assist you in obtaining them.

5. When you book, pick your seat:
Most airline websites and booking tools allow you to select a seat when you make your reservation. The majority of the time, this procedure is cost-free. However, certain airlines charge more for reserved seats. When the time for your journey draws near, and you still can't find a seat you want, recheck your reservation to see if anything has changed since then. If you're unsatisfied with your online choices, give them another shot at the airport, either at check-in or at the gate.

6. Once boarding is done:
Wait until the plane doors are shut if you still can't get your preferred seat. You can move to a vacant window seat. Nevertheless, before settling into an empty seat, ask a flight attendant.

7. Ask a passenger for assistance:
Asking another passenger to switch seats with you is not harmful. They probably will be okay with it if they plan to nap during the flight. Manifest a strong desire to sit in a window seat. The other individual will accommodate you if they believe this is your first flight.

Before you pay for your ticket, if it was purchased through a travel agency or over the phone, ask for a window seat. Or, obtain your favourite seat by completing the online checkin process. Also, one must have general insurance coverage while travelling, and getting one may be done quickly and easily online by following a few simple steps. Buy insurance policy online and secure your travel and ensure yourself a happy journey.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The strict implication of rules and regulations in a densely populated nation like India is required to maintain law, order, and discipline. Several rules have been laid down over time and are also ever-changing, with constant reforms.

But, due to the lack of awareness of the existing traffic rules, most people suffer losses in terms of fines on the road. When you end up paying fines on the road, you're causing a financial and ethical loss to yourself. It can be easily avoided if you have a better knowledge of the country's traffic rules.

If you lag in keeping up with traffic rules and regulations, then you'll benefit from this article. Regardless, we suggest you stay up-to-date with your insurance so that your vehicle does not undergo any damage. Book your calendar in advance for your car insurance renewal so that you don't have to face the discontinuity of your policy.

Further, we will highlight some of the country's lesser-known traffic rules. They will help you save up on fines and stay informed while driving on Indian roads.

List of some lesser-known traffic violations in the country:
1. You violate traffic rules if you have tinted glasses on your car, truck, or van. You are entitled to a fine of INR 100 or more, and your licence can also be suspended. Various State Governments first ordered the removal of tinted glasses. The rule is extremely strict, and it does not spare anyone.
2. All the big cities like Delhi, Mumbai, and Bangalore have a rule of mandatory silencers in all vehicles. If your vehicle does not have a silencer, you are likely to pay a fine of about INR 10,000. This has been done to keep the noise pollution levels in check.
3. If you use high-beam headlights at night, you are likely to pay a fine of INR 500. It is done keeping in account the increasing number of road accidents due to the use of high-beam headlights at night. It is considered extremely dangerous. On the contrary, if you are found driving without headlights at night, you also have to pay the penalty for it. Ironical yet true!
4. Smoking inside the car is prohibited in India. If you're found guilty of this, you'll have to pay a fine of up to INR 500 for the same. The act of smoking is harmful to the driver as well as the co-passengers.
5. In most metro cities like Kolkata and Chennai, it is necessary to have a first aid kit in your vehicle at all times. Failure to produce one upon inspection can result in a fine. It was done to ensure the safety of the driver and the vehicle's passengers. It is also mandatory to follow this in the case of new vehicles.
6. The use of pressure horns is liable to be fined in India. If you have installed a pressure horn in your vehicle, you might have to pay a fine of about INR 1,000 or more if stopped by the police.

All drivers in India must remember these lesser-known traffic rules when they hit the road. It will save a lot of time, effort, and money. Further, it will ensure your safety and prevent you from getting in trouble. It is crucial to abide by the traffic rules and encourage others to do so. Keep all your documents up-to-date and handy, especially the PUC and car insurance. You should never miss out on your car insurance renewal. Take charge of your role as a responsible driver.

Click HERE to get car insurance renewal done instantly.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Nothing beats the peaceful enjoyment of a long solo drive. With the weather being nice and pleasing, it is the perfect time to plan a solo car trip to detox from the busy lifestyle and the city hustle.

But with the fun aspects of solo trips, it is also true that solo travelling is somewhat unsafe since you are going long distances all by yourself. It is crucial to acknowledge the perks of car insurance India can be beneficial during emergencies.

So, to make your travelling experience more enjoyable, here we have eleven safety tips for long-distance driving.

1. Remember to take frequent breaks:
A long drive can be entertaining but also exhausting. So, remember to take breaks from driving, get out of the car, stretch out your muscles, have quick snacks, and hydrate yourself.

2. Be careful with your luggage and cash:
When you're on a solo trip, you are basically on your own with the security of your belongings and valuables. Make sure you lock your car when you move out for a refreshing walk.

3. Interact with the local people:
Local people are the best way to know more about the place you are travelling to. Be kind and interact with the locals so they can help you have a safe journey while making your trip more memorable.

4. Have good knowledge of the policy of car insurance India:
Danger never comes with warnings. So always ensure that you cover your car under a legal insurance policy.

5. Be safe with your routes, but don't be afraid to explore:
When you're on a solo trip by car, you always have to be extra careful with the route you're taking for your adventure. While it is necessary to remain safe, don't be afraid to explore the local attractions of the places you travel and enjoy their authenticity.

6. Prepare yourself for anything unfortunate:
While travelling solo, you should always be prepared for the worst. Always carry pepper spray and/or a safety knife with you. Cases of solo travellers being attacked are common, especially in isolated places. Try staying in places where the network is working, so you can always contact the emergency services if you need to.

7. Educate yourself with the basic knowledge of the regional language:
If your destination has a predominant language, it is best to learn some basic phrases in their language so the local people can help you out in case you need them. Simple phrases like greetings, help requests, etc., should be in your vocabulary for a safe travelling experience.

8. Don't blindly trust strangers:
The age-old advice of not trusting strangers is a legitimate one. You can never predict people's true intentions, so while it is good to be nice in general, don't trust everyone you meet on your trip.

9. Don't eat or drink from unverified sources:
Being on a solo trip to foreign destinations will require you to be properly informed and careful with everything the place offers. So, for the sake of your safety, do not eat or drink from places that seem suspicious or unhygienic.

10. Follow a modest dress code:
While it may not be an issue in some places, it is always important to dress modestly if you plan to go on a solo trip somewhere unknown.

11. Have your entertainment sources with you:
While solo car travelling adventures are always fun, things can quickly get boring. So have a playlist of your favourite music to groove and enjoy your trip even more. Books and magazines are also a great way to entertain yourself during breaks.

We hope your solo travelling adventure is refreshing, entertaining, and safe. Prepare a quick checklist and note down all the crucial tasks to make your trip convenient. Start with taking your car for servicing. Pack light, do not stuff your bag with unnecessary things, and most importantly, carry a first-aid kit. Have all the required documents like driving licence, PUC, car insurance India, etc., handy with you. Keep these tips in mind for a better experience, and lastly, have a safe journey!

Click HERE to buy car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you are somebody who has a car, you already know how helpful and convenient it can be. It will help you get anywhere within a short time effectively. Not just that, you should know how to park your car correctly to keep it safe and protected.

However, many people worldwide find it intimidating to park a car correctly. If you are somebody who does not know how to park and always finds it challenging to have proper judgement, look closely here at a few tips to help you park your vehicle perfectly.

1. Find an appropriate space:
The first thing you need to do when parking your car is to look for the best space in the parking lot or area. You should keep in mind that the place you are choosing must be big enough to fit your car so pay attention to that. You may also notice the movement area to ensure you can get in and out of the space without difficulty. This will help you keep your vehicle safe.

2. Check your surroundings:
The second thing you need to do when parking your car is look at the mirrors on both sides to check your surroundings appropriately. Carefully figure out if there is any person or car behind or around your vehicle, regardless of whether you are reversing or parking. Checking allows you to ensure nobody is getting hurt in any way. As a result, it is one of the most vital tips that will help you park without further challenges.

3. Position the vehicle appropriately:
The third thing you may do to park your car efficiently is to position your vehicle accordingly. An ideal angle will make it convenient for you to put your car in the spot in a short period. Not just that, it will ensure your car is safe from scratches and dents.

4. Keep enough space on the side:
The last thing you can do to park your car safely is to keep enough space on both sides. This factor will help you open and close your door without hitting any object or person. It will also make it convenient for you to get in and out of your vehicle without the hassle. It also reduces the chances of accidents by a wide margin.

Although parking may sometimes be challenging, you can do it effortlessly with the help of these tips. You should read them thoroughly to acquire the best guidance into the matter. You may also speak to a driving school if you want to obtain more information or practice before using them on your car.

Parking your car appropriately is crucial, and a skill, especially in crowded places where finding the right spot and making your way to park the car may seem like a mission. Perfect car parking can keep your car protected from accidents, thefts, and getting towed while you are away doing your work or shopping. On a safer side, you may prefer parking your car in the dedicated or private parking lots in the malls or public areas with a pay-and-park system. You should also buy online car insurance for additional protection from untimely and severe mishaps that can cost you a fortune.

Click HERE to buy online car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is a country with diverse topography, culture, and people. Since the urbanisation boom, most of our population has shifted from villages to cities in search of opportunities and better lives.

Recent trends indicate a welcome change as the increasing number of people are opting for village tours to experience rural life in stark contrast to the everyday bustle of the cities. These village tours help support the rural economy and boost tourism.

The unparalleled experiences in remote villages are an experience like no other. These tours provide a glance at everyday village life, including the local cultures, food, and lifestyle. These experiences can significantly change the way we perceive life.

What to expect from village tours?
Village tours are a great way to get an idea of what village life looks like for a short period. It is an immersive experience where you can interact with villagers and be amongst the common folk. You can feel the sense of community engagement while enjoying the pristine rural background.
Some tours also provide a luxurious experience through well-built camps equipped with all the requisite amenities. However, as you are stepping into a lifestyle unknown to you, it is best to be prudent and insure yourself and your fellow travellers. If you do not yet have a travel insurance policy, you can consider purchasing online general insurance that covers accidental mishaps.

Following are some of the best villages tours in India;

1. Kutch:
The white desert in Gujarat is home to several villages where they continue to preserve and exhibit their traditions, culture, and handicrafts. While the desert has plenty to explore, the villages provide an opportunity to live in clusters of mud huts and engage in the daily activities of the Kutchi people.

2. Punjab:
Punjab is an ideal place to experience village life. With a majority of people engaged in agriculture and allied activities, the hospitable villagers of Punjab are great hosts for facilitating this experience. One can experience tractor rides, farming activities based on the season, and learn more about their culture. All of this can be done in vast fields with clear skies in the backdrop- how much better can it get?

3. Wayanad:
The district at an altitude is home to some of the oldest tribal villages. The North Kerala cuisine, coffee plantations, bamboo handicrafts, and workshops are highlights of visiting the villages of Wayanad. Depending on the season, you can try your hand at working in the vast plantain orchards and coconut plantations.

4. Spiti Valley:
Spiti Valley is a cold desert in Himachal Pradesh with small villages spread over the region. Although the villages are sparsely populated and very remote, they provide a unique experience. The unfamiliar surroundings in the mountains may seem cold, but the warmth of the people makes up for it.
The locals are excellent guides to take you sightseeing and can help make the most of your trip while bonding with your hosts.

5. Sunderbans:
Known for being the land native to the Royal Bengal Tiger and swampy marshlands, several villages are located in the Sunderbans. Walks in the villages, exploring the mangroves, and basking in the humid climate are what your days would look like on a village tour to Sunderbans.

Irrespective of the village you choose to explore, you will be greeted by enthusiastic and hospitable hosts who will do their utmost to make your stay enjoyable and comfortable. Your hosts will ensure to engage you in a trip that will leave you feeling like you're amongst them without missing out on any luxuries or facing any inconveniences.

Our only tip to you before you book your trip would be to look into the terrain and climate and pack accordingly. Be aware of the risks associated with the area you're visiting and ensure that your insurance covers the same. If not, you can always buy online general insurance that can keep you protected at all times.

Click HERE to buy online general insurance plan.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.