GENERAL INSURANCE BLOG

We often tend to take our health for granted at a young age. This is because in its young days, our body maintains stamina even if we may not properly care for it. But as we approach middle age, we realise how the stress and hustle of daily life make us neglect our health.

As we continue carrying the stress and burden of responsibilities on our shoulders, we forget that neglecting our health can be detrimental. It can be challenging to pay attention and recognise an illness before it has already done harm. Here are a few signs to look out for that indicate declining health conditions in aging adults.

1. Insomnia:
Adults deal with loads of responsibilities and stress daily. As hard as they work during the day, it can become just as hard to get a good night's sleep. Insomnia or sleepless nights can reflect a person's mental or physical stress, change in hormones, or fluctuating nutritional values that should be looked into before they worsen.

2. Deteriorating nutrition:
We are aware of how vital undertaking regular blood check-ups is. Adults should regularly get blood check-ups since they do not pay much attention to acquiring a nutritious diet. Deteriorating nutrition can cause a fluctuation in the body's levels of vitamins and minerals, which can lead to several health issues like weakness, loss of stamina and energy, etc.

3. Fragile bones:
As we grow older, our bones go through a lot of wear and tear. The ability to recover from broken bones and fractures drastically reduces for adults as they have lower bone density than children. Regular joint pain and fragile bones can indicate the onset of chronic conditions like arthritis, osteoporosis, etc.

4. Increasing comorbidities:
Comorbidities such as hypertension, diabetes, high cholesterol start to affect adults as they approach their late 40s. Securing a health insurance policy for family can help you ensure family safety in case of emergencies. However, maintaining your health by exercising, walking, taking vitamin supplements, etc., is essential to control these comorbidities.

5. Memory loss:
Brain function may be affected as we grow older and forget a few menial things. However, it becomes concerning when adults start to forget essential information like directions, identity, or recipes. Memory loss can indicate severe health conditions like dementia and Alzheimer's. Therefore, it is better to trace these early enough to treat these conditions right.

6. Digestion issues:
The most common thing that aging adults deal with is gut-health issues. Digestion can be affected by lifestyle choices, non-nutritional eating habits, genetic problems, etc. Chronic conditions like irritable bowel syndrome, diverticulitis, hemorrhoids, and gallstones usually begin when digestive issues are not resolved in time.

These are a few signs that point towards a deterioration in an adult's health conditions. While many individuals understand the importance of investing in health insurance for family and themselves, some face an uncertain future without it. A reliable health insurance policy for family acts as a backup plan that secures the health and safety of our loved ones, especially after entering into a specific age.

Click HERE to understand more about the different health insurance plans for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In traversing through a fast-paced life, accidents are bound to occur. You might skip a step while rushing down to get your cab or cut your finger while chopping up vegetables, or simply fall and injure yourself while playing your favourite sport. Ideally, we would all want to lead a life without injuries and worry about medicines and post-care. But as someone has rightly said, "Falling is part of life, getting up is living." So, we're here to help you heal your injuries without burning a hole in your pocket.

Medical care costs are skyrocketing, and it is always the best option to get individual personal accident insurance to ensure the best coverage for severe injuries. But, for instant relief from minor injuries, you may focus on aiding the process of recovery and healing yourself faster. So, let's look into it to make our healing process quicker.

1. RICE:
RICE is an acronym for REST, ICE, COMPRESSION, ELEVATION. It is used for mild sports injuries. As the names suggest, one should give ample rest to the affected area, keep applying ice packs, and use a medical bandage for compression. Keeping the affected area elevated above the heart's level is suggested to reduce pain and swelling.

2. Eat the right food:
Certain food items possess the ability to catalyze the healing process. For example, protein-rich food like eggs, meat, cottage cheese, and citrus fruits like oranges have anti-inflammatory properties and help build ruptured tissues.

3. Wash the affected area:
In case of open injuries, washing the wound with clean water and cleaning the area with saline solutions is suggested to avoid the accumulation of bacteria.

4. Anti-bacterial ointment can do wonders:
Getting the wound examined by the doctor and applying a prescribed ointment to open wounds is highly suggested as it prevents infections and helps in faster healing.

5. Turmeric paste:
This golden formula from grandma's corner is a no-fail solution to any wound. Turmeric has anti-bacterial, anti-fungal, and anti-inflammatory properties. In addition, the curcumin present stimulates growth and helps faster restoration of the wounded area.

6. Apply pressure in case of blood loss:
It is suggested that in case of blood loss, one should maintain pressure in the affected area to avoid anaemia and ensure a faster recovery. Excessive blood loss can be a life-threatening condition. If the bleeding persists, one should see a doctor at the earliest.

7. Stitches or staples:
If the wounds are deep, it is essential to go to the doctor and get stitches or staples. Leaving them open for a prolonged time may hinder the growth of new blood vessels and prevent the wound from closing. While these procedures can be expensive, you can rest easy if covered by individual personal accident insurance.

So these are a few ways that can help you in your journey to healing yourself faster and getting back in the game. Your body is a temple, and giving it proper rest and care after injuries will help you regain your former strength sooner than you think. It is always suggested that you go to a doctor and get your injuries examined, but these remedies can help if they aren't significant.

Click HERE to get details about the different individual personal accident insurances.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A sports bike provides riders with an exhilarating and adventurous experience. Several high-quality sporty bikes have recently entered the market, each with its own unique set of features. In addition, sports bikes have a more upright riding position, long travel suspension, and bigger tank capacity.

Long travel suspension contributes to optimal ground clearance, allowing smoother driving over rugged terrain, which makes it possible for motorcyclists to travel into distant locations with ease. Potholes and roadblocks are no match for their speed and agility.

The following are the ultimate five reasons you should ride a sportbike for touring.

1. Customisation:
A sports bike is more convenient than a regular bike when it comes to touring. Buyers can improve the quality and crash safety of their bikes with the help of after-sale services. Every accessory is protected against rain, snow, and hail with an all-weather coating for added durability.
Helmets and riding clothes can be made just for you. It assists you in planning your outfits for road trips and prepares you for outdoor adventures. By your requirements and the location of the destination, you can select from a variety of tire options available in the market.

2. Enhanced convenience:
Seating comfort is crucial for every motorcycle rider, and many sports bikes offer it. In addition to traction control, an anti-lock braking system and several temperature riding modes make sports bikes equipped with exclusive features that assure riders' convenience. Furthermore, it provides several other technologies that make riding a motorcycle safe and enjoyable for long journeys.
The bikes are developed with practical features such as cruise control and heated seats for added comfort.

3. Serviceability and dependability:
Sportbikes are relatively simple to maintain and repair. The reduced bodywork makes routine maintenance, inspections, engine cleaning, and other vital components easier.
Because these bikes are engineered to withstand gruelling conditions for an extended time, their parts and materials are overbuilt for most types of travel. More than any other bike, their durability quotient is high. They are more powerful and torquey in technology, with designs that are fashionable.

4. Touring experience:
Touring is about more than just your vehicle. It is also essential to have a positive experience. You will undoubtedly meet and engage with other riders. Also, sports bikes have a reputation for igniting conversation with curious locals about your origins and destination.
You get to participate in many chats that will leave you with a slew of pleasant memories. A growing number of individuals are developing an interest in sports bikes. Keep an eye out for activities in your area, and don't be hesitant to drop over with your camping gear if you see one.

5. Greater fuel storage capacity:
It is common for sports bikes to have a bigger tank capacity, between 13 and 20 litres. A larger tank equates to a more excellent range of operation. In addition, it eliminates the need for numerous stops for refuelling when travelling long distances. The fact that petrol stations are far and few when you are travelling makes this feature all the more crucial for your trip!

In a nutshell, sports bikes make it possible to cover vast distances with ease, unmatched speed, and durability. It is well worth purchasing for any lengthy journey because of its design and comfort. Feel the seamless power of the engine revving your heart and exciting the rider in you.

If you have a passion for travelling on two wheels, then a sportbike can help you live your passion to the fullest. However, apart from the fun, you need to prioritise your safety while riding such powerful machines. Ride with proper safety gear and invest in 2 wheeler insurance to safeguard your finances against any damages.

Click HERE to purchase the best 2 wheeler insurance for your sports bike.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is an agricultural-based country, where farmers and farming have an exponential impact on the whole country. The concept of farming should not just be confined to the villages or rural areas. Rather than perceiving it as a profession, it should be practiced as a hobby that can offer several valuable experiences.

Have you thought of maintaining your own farm? This thought might have crossed your mind at least once, but you might be wondering how farming can be helpful to you. It might sound surprising to most city dwellers, but yes, farming in your backyard, lawn, or terrace can positively impact our lives. Let's know-how.

1. Creates multiple opportunities:

The farming sector is booming with many promising job opportunities. The growing demand for education and significant research in the farming sector brings many new opportunities, such as farms, nurseries, and hatcheries.

2. Maintain the economy:

The increasing population can meet the rising job opportunities in the farming sector. This ensures that the demand and supply balance is maintained. As a result, the prices of food and other products stay level for the consumers.

3. Teaches emotional investment:

Growing a crop is what nurturing a child feels like. You sow the seeds at the earliest stage and make sure they grow properly. You provide all the other nutrients and protect the seeds and saplings against harsh wind, heavy rain, and excessive sunlight. You choose suitable pesticides to ensure that the bugs and other insects don't destroy your crops. The whole cultivation process requires a lot of capital, physical labour, and emotional investment. Patience plays a huge role here. Understanding how emotions develop throughout the entire growth helps in the long run.

4. Medicinal purposes:

Many crops and plants act as medicines rich in various nutrients and minerals. Several medical practitioners advise their patients to consume the processed version of these plants (or even raw) to treat nausea, morning sickness during pregnancy, kidney stones, etc. Many of these crops are cultivated to feed the cattle and livestock and get the best quality of dairy products.

5. Saves water and soil:

The roots of the crops hold the soil tightly, thus avoiding soil erosion due to severe climatic factors like heavy rain or wind. This helps keep the nutritional value of the top layer of the soil, which is essential for the growth of plants. Practicing farming also helps avoid the drainage of toxic chemicals into the rivers or seepage into the water table.

4. Self-assurance:

It will help if you build a strong anti-nausea mindset. Keep reciting to yourself that you will not feel sick or nauseous. This prepares your brain to think flying is normal and there is no need to fear. You will gain confidence and reassure your body to stay calm, especially during stressful moments. Ask a friend or travel companion to help you when you feel nauseous.

6. Sustainability:

Farming crops that provide biodegradable products like cotton, paper, wool, etc., contribute immensely to sustainability. Due to the excessive pollution and increased usage of non-biodegradable products, there is a massive negative impact on the climatic conditions. Sustainability is a huge influencing factor in saving our planet against significant issues like global warming and climate change.

Those were some of the pointers on how practicing farming can significantly impact your life. Farming connects you directly to the soil, and the moment you feel the soil, you reap good outcomes. This sublime connection will leave a positive impression and bring out the best version of yourself.

Your contribution through farming does not mean just growing crops. It highlights your contribution to boosting the economy, promoting sustainability, and encouraging healthy living. Farming enables access to a variety of healthy food products, which help in building strength and immunity in people of all age groups. And with global health standards getting a massive blow, it becomes more important to address health issues with seriousness.

Just like you protect your precious crops from getting damaged by using the right pesticides, it is vital to safeguard your and your loved one's health. You can accomplish this by purchasing the best health insurance policy. Make a hassle-free purchase and buy health insurance online to benefit yourself with the best premium and returns on investment.

Click HERE to know more about how you can buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Justifying the name, first-aid kit is the immediate response of medication at the time of emergency. Those initial moments can help prevent an injury from getting critical during an accident and can potentially save the life of someone on the road.

A first-aid kit in the car is essential for many situations that don't require the help of a medical professional. Most of us spend our time travelling, either for work, holiday, shopping or long drives during weekends. Unfortunately, with roads becoming more prone to accidents, the probabilities of mishappening are common.

In such situations, having a first-aid kit in your vehicle enables you to avoid severe complications until help reaches you. For the minor injuries, a first-aid kit will be a saviour to cure cuts, scratches, and other minor wounds.

The advantages include:

• Helps prevent injuries from getting worse: It is crucial to address the minor cuts or wounds developed after accidents before they turn septic. Leaving the wounds open will invite infections, and in no time, you will start feeling weak. Avoiding such situations by using first-aid is the best thing to do. Soak the cotton with antiseptic liquid and gently apply it over your wounds or scars and clean the area thoroughly. Later, use bandages to cover the wounds and let them heal at their own pace.

• The belief of being safe: Having a safety kit in the car will give you the mental satisfaction of having resources ready in case of emergencies. It makes you feel prepared to take good care of yourself even when driving solo. Another add-on to this belief is valid car insurance, which provides financial protection against any eventuality.

• Be the saviour in the crowd: If you ever witness any severe accident, having a first-aid kit will make you the first responder. You can treat and bandage the wounds to prevent excessive blood loss that can deteriorate the injured person’s health. Remember, your alertness and courage can save a life.

Must-haves in your first-aid kit:

A first-aid kit is a personal resource for emergencies, and everyone may keep them equipped with the accessories they think they may need. However, here is a checklist of some essential items that should be in your vehicle's first-aid kit.

• Cotton (swaps) and bandages

• Basic antibiotics, antibiotic cream and pain relief spray

• Hand sanitizer

• Antiseptic wipes and antiseptic liquid

• Safety pins, scissors and a tweezer

• Gloves

• Rehydration sachets

• Torch with extra batteries

• A thermometer

You must check these necessities before you pack your vehicle's first-aid kit. Additionally, ensure that you keep a list of contact numbers (family, friends, doctor, etc.) so that in case of any severe injuries, someone can reach out to your close ones and inform them about the event.

Preparedness can prevent unexpected situations from getting worse for you. Whether you are travelling alone or travelling with your friends or family, you shouldn't compromise safety. The earlier you understand the importance of having a first-aid kit in your vehicle, the better it’ll be for you.

In addition to it, for the safety of your car during mishaps, consider getting car insurance. Although having car insurance cannot prevent accidents, it can assure financial security during emergencies. As it is rightly said, "It's better to be safe than sorry". With these small precautionary measures, you can keep big troubles out of your way. So, travel safe, travel responsibly!

Click HERE to get the best insurance for your car.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In recent years, destination weddings have received increasing attention. Finding the right location to tie the knot on one of the most important days of your life is an indescribable sensation. However, these magnificent locations often drain a large portion of your funds. They may even surprise you by exceeding your wedding budget. But don't allow money to stand in the way of the total delight of tying the knot against a magnificent background that will make your wedding appear nothing short of a fantasy.

To add to this thrill without dimming your spirits with exorbitant venue expenses, we have unveiled a list of a few ideal locations. These places will make your exquisite vacation wedding planning a reality while staying on a budget!

1. Royal Jodhpur:
Jodhpur is a royal venue for you to have your destination wedding on a budget. The beautiful palaces, heritage hotels, and havelis offer you options of Royal Marwar tradition with gorgeous royal arches, domes, and wide-open courtyards. The historic buildings combined with contemporary comfort will make your wedding a day to remember. Book a multi-faceted facility with a heritage palace and a royal set-up that will provide a stunning wedding experience for your special day.

2. The Andaman and Nicobar Islands:
Imagine getting married while standing amidst an island resort with a view of the infinite ocean in front of you. It will be beyond lovely, with the waves pounding on the beach and the peaceful humming of the ocean. Your attendees will have a fantastic holiday due to your wedding and cherish every single second of it as a majestic memory to rejoice.

3. Tijara Fort, Neemrana:
Imagine getting married in a historic castle and experiencing being a royal couple. Tijara Fort is the place to go. It is perched on a high mountain with a breathtaking outlook and serenity encompassing its boundaries. It also provides a peaceful and tranquil area with a view of the mustard fields, making this destination all the more special.

4. Mussoorie:
Mussoorie is excellent for arranging a getaway wedding while staying within your budget. It is the ideal location, with a beautiful atmosphere, hypnotic mountains making a stunning background, and an abundance of flora adding to the aesthetic appeal. It also provides a wealth of facilities that will make your momentous day to cherish.

5. Jim Corbett Park:
This is recognised as one of the most aesthetically pleasing destinations in India. Surrounded by the beautiful woods and jungle, this popular tourist destination is ideal for hosting all types of wedding festivities, from pre to post-wedding. Make them stand out and distinctive, making your fantasy come true in Jim Corbett.

Over the years, the concept of big fat Indian weddings has been trending. Many couples prefer to spend extravagantly on a wedding ceremony than invest in their future planning. However, budgeting has to be beneficial in every way; for your wedding event and hereafter life. Discover the significant benefits of insurance and buy insurance policy online that suits you before starting the new phase of your life.

Click HERE to buy insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever felt nauseous and woozy during your flight’s take-off, landing, or while you are up in the air? Or have you felt an aversion to food or beverages during your air journey? If you nod your head in agreement, this condition is called motion sickness. It is a common issue among both frequent travellers and non-travellers.

Dealing with motion sickness becomes challenging for people who travel long distances or have longer durations of flights. They start feeling dizzy and tend to throw up even at the chance of slight turbulence. People with motion sickness issues experience a high level of discomfort, which makes their whole journey experience terrible to put up with.

Travelling while feeling nauseous the whole time is a nightmare. It can also be triggered by anxiety, stress, and panic. And it is very much possible to continue feeling nauseous and sick even hours after your flight. Some symptoms of motion sickness include headaches, nausea, anxiety, palm and forehead sweats, dizziness, fatigue, etc.

This blog will discuss the best tips to help with nausea or any stress during your flight.

1. Book your seat:

Make sure that you pick the right seat while booking your flight tickets. It would be great to select the seats in a stable zone and less prone to turbulence. So, the front wing of the plane is the best option for you not to feel nauseated.

2. Say no to books:

Experts suggest against reading on a plane if you experience nausea whenever you fly. To avoid feeling sick, you need to maintain equilibrium and focus on a horizontal and stable seating position. But while reading, you squint and expand your eyes to read small letters, which ruin your concentration and equilibrium.

3. Eat travel-friendly food:

Monitor the type of food you eat before you board the plane. Avoid having oily and heavy food as it will be difficult for you to digest without any movement. An excessively filled stomach can make you nauseous. Avoid salty food items that trigger dehydration. Drink lots of water to stay hydrated when high in the sky and in drier air.

4. Self-assurance:

It will help if you build a strong anti-nausea mindset. Keep reciting to yourself that you will not feel sick or nauseous. This prepares your brain to think flying is normal and there is no need to fear. You will gain confidence and reassure your body to stay calm, especially during stressful moments. Ask a friend or travel companion to help you when you feel nauseous.

Some other ways to control your nausea are by packing some medicine that aggravates sleep, drinking some ginger ale, acupressure, etc.

We hope that you found this helpful information. While we discussed the best tips to help with nausea during flight, you need to be attentive regarding your health status as well. There is no telling when you might face health distress. To make things easier in such panic health emergencies, you can rely on health insurance.

Start with your research and list all the affordable health insurance plans. Opt for the one which balances all your expectations. It is always a good idea to have a check on your safety measures before flying off or starting a trip.

Click HERE to know more about affordable health insurance plans

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Morning chill, dense fog, and cold weather are the signs of winter's arrival. Even visualizing yourself riding through the empty roads in freezing weather can shiver you with cold. Riding a motorcycle in winter can be challenging. Therefore, proper winter gear, clothing, and some tips are essential to consider while planning cold weather riding.

In this space, we've shared our best recommendations to make your winter motorcycle riding plan fool proof.

1. Warm yourself up; feel the heat:
Layering! Wind-blocking is simply the formula. Before you even think about your bike jacket, you need to put some layers of clothing barriers in place right near to your skin. Here's a brief guide.

• The base layer – a warm t-shirt

• A hoodie or fleece

• Motorcycle jackets – leathers aren't particularly appropriate for the cold. Instead, choose a warm, waterproof textile alternative

• A neck warmer or snood – especially if you're riding on the highway

• And finally, suitable warm gloves

• Layering your torso isn't enough. Invest in winter boots, layer-up socks, and pants

2. Charge up your batteries; don’t let them chill:
The chilled months can be difficult for your bike's battery since the colder temperature delay its chemical processes, causing it to cease operating. To keep it charged, you must ride your bike regularly. Utilizing a trickle charger to keep the battery completely charged can also help.

3. Ensure visibility; keep your vision clear as your enthusiasm:
Install a pin-lock and wipe your helmet visor with running water to keep it clear and fog-free. Don't go scrubbing since the salt and grime will damage your visor and cause it to become foggy.

4. Helmet; not for fashion but protection:
You should consider purchasing a winter-specific helmet with reduced front-end ventilation. And a visor that doesn't allow fog to settle in. Only buy a helmet that has ISI certification.

5. Clean your bike; to have consistent running:
Cleaning your bike in winter can be difficult, especially if you know you'll have to do it regularly. But hear us out, cleaning off the road salt can make a significant difference in the start of corrosion. You can use a protective lubricant and anti-corrosion spray to avoid components from melting into a puddle. It will also make cleaning the bike faster and easier. Winters invite unexpected damages and repair works to your bike. Next time when you buy warm clothes to be winter-ready, consider checking your bike maintenance and bike insurance policy to ensure your preparedness against the weather.

6. Monitor the weather; be the forecast expert:
Following the weather forecast is a must for every motorcyclist, especially during the winter months. By checking the weather online, you can prepare for a foggy day or lovely day accordingly.

Whether you’re planning for a long ride or a short trip to your neighbourhood store, cautious riding is essential to help navigate cold and wet roads. The freezing weather outside determines more than you think; when to slow down, be smooth, maintain enough distance for braking, following essential tips and ensure bike insurance to cover you for any eventuality. So check back regularly the above tips for comfortable riding and keep you protected on the bike throughout winter.

Click HERE to know about the best bike insurance plans before your next bike ride.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.