GENERAL INSURANCE BLOG

Indians love having a high-calorie diet without balancing it with an equal workout regime. The direct result is the building up of belly fat. Inadequate sleep, hormonal imbalances, and our family history can also add to this problem. Most of us suffer from it and would surely want to get rid of that extra fat bulging out around our belly. The big question is how?
Yoga is the most straightforward answer to this problem, which is also great for your mind and soul.

Let us go through some yoga poses to help you instantly burn your belly fat.

1. Chakrasana:
Also known as the yoga wheel pose, it is a strong back-bending yoga asana in which your body takes the shape of a wheel. There are several advantages of this asana. It tones the abdomen by stretching the stomach muscles and helps lose belly fat. It strengthens and increases the elasticity of the spine. Also, it boosts your appetite and cures digestive problems. This yoga pose ensures that all your body organs function correctly and you become fit and healthy.

2. Baddha Konasana:
This asana is also known as the cobbler’s pose and is one of the simplest to perform. It stimulates your abdominal muscles, improves digestion, and burns belly fat while strengthening your knees and thighs. It helps open up the lower back area and relieves sciatica. This pose improves the overall health of the ovaries, prostate gland, kidneys and bladder.

3. Naukasana:
We also call this asana the boat pose. This asana can strengthen abdominal muscles, cure constipation and improve digestion. This helps to take care of belly fat while strengthening the arms, thighs, and shoulders. It improves blood circulation and is excellent for the back muscles. This pose stimulates the pancreas, kidneys and liver and is good for the prostate and thyroid glands.

4. Padahastasana:
A great asana to begin with, you simply need to stand straight and bend forwards to achieve the proper posture. This simple asana is excellent for the heart while burning your belly fat by putting pressure on it. It massages your digestive organs and cures constipation and indigestion. This pose stimulates the spinal nerves and tones them. It is also helpful for nasal and throat diseases. It is an excellent asana for increasing vitality and metabolism and boosting concentration.

5. Uttanpadasana:
This asana is good for taking away excess accumulated fat from your belly and hips region and toning it. It is beneficial in curing your back pain and improves the flexibility of your spine. It also strengthens your abdominal muscles and organs and improves the functioning of your reproductive organs.

Yoga is the perfect answer to help you burn belly fat. Moreover, yoga keeps your mind alert and fresh and has several other advantages for your entire body.

While practising yoga is an excellent way of keeping medical issues at bay, it may not completely prevent such occurrences. Therefore, buying a health insurance policy becomes necessary to take good care of yourself and your family during medical emergencies. It acts as a cushion and gives you comfort and backup when you or your family members need any expensive medical treatments. Choose the best health insurance company in India upon which you can rely blindly in times of need and stay safe.

Click HERE to buy insurance from the best health insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all have enjoyed either bursting firecrackers at the festival of Diwali or watching firecrackers on different celebratory occasions. They are mesmerising and create a view that holds the entire audience together. The beautiful patterns they generate in the sky, the vibrant colours, the sound, the light- everything livens up the vibe and brings happiness to people no matter where they might watch.

While firecrackers are a lot of fun to watch and play with, they are quite dangerous to handle. You need to be aware of the consequences they might have. But there are times when, due to no fault of your own or the designated person handling the crackers, you might have a minor or a significant slip-up and can get hurt. Are you looking for more information on how to treat such injuries after the entire episode? Go through the pointers below and find something to help you handle the injury better. Let's start!

1. Pat down gently:
If someone's clothes catch fire, you need to pat them down gently or roll them up in a blanket to avoid the fire from spreading to other parts of the clothes and the body. Using the blanket or patting them down cuts down the oxygen supply for brief moments, which would help dial down the fire. .

2. Check for burns:
Determine the level of burns the firecracker accident caused. Skin acts as a defence wall between the organs and the fire but if the layers of the skin are severely damaged, immediately rush to the hospital. If the burn looks manageable, clean the area using non-irritable antiseptic liquids and a soft cloth or cotton pad.
Once appropriately cleaned, apply burn-related ointments (for example, Neosporin) and let it dry or wrap the area lightly with bandages. If you are rushing to the hospital, it is better to leave the wound open.

3. Use water first:
Water helps cool down the burnt area, helps in relaxing, and gives a numbing break from the heat and pain. Wash the burnt site before you go ahead with the cleaning and the first aid procedure.

4. Burnt clothes can get stuck:
Fire accidents can cause your clothes to stick to your skin while they are on fire. Do not hurry and try to rip off the burnt part of the clothes. Chances are they are charred and stuck to your skin. Ripping them off like a bandaid might backfire as they can cause skin damage to the burnt area. This might further increase the injury level and cause bleeding and pain escalation.

5. How to treat the scarring:
Often, severe burns cause scarring on your skin, which can be difficult to eliminating. In such cases, you need to use some recommended ointments (refer to your dermatologist) and use an adequate amount of sunblock or sunscreen creams that will suit your skin type without adversely affecting your injuries.

6. Protect the burn from dust:
Dust particles might settle on the scab of your wounds or burns. While they might not noticeably cause damage to the skin if you don't have skin allergies. They can cause irritation and burning sensation as your skin is quite damaged, and the external layers might have worn off due to the injury.

It would be best if you were extremely careful around firecrackers. No matter how much fun they are to watch and play with, a certain degree of safety has to be maintained to avoid accidents. The tips mentioned above were some steps to take care of after a firecracker accident. You need to be watchful about your safety. Get a personal accident insurance policy for yourself and your loved ones to add a layer of protection against these mishaps and stay stress-free monetarily. Enjoyment is necessary, but not at the expense of risking your life. Stay safe while handling firecrackers!

Click HERE to learn more about the benefits of the personal accident insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Hectic schedules have evolved into the new normal over time. The constant pressure to excel in various dimensions of life makes it challenging to take a moment out for yourself with an occasional break. For working professionals, no period is cherished more than a long weekend. The joy of a prolonged break from the monotonous daily life is a welcome change, during which many people plan to travel.

Long weekends allow you for short getaways with just enough time to visit places and plan shorter itineraries. Consider these quick tips to plan your solo adventure or family trip on the upcoming long weekends in 2023.

1. Identify a key interest:
Identifying purpose is an essential step in planning for any holiday. Due to time restrictions, satisfying some of your travel bucket list goals may only be possible. Therefore, pursue the top interests from your priority list. This may be nature observation, seeking the thrill of adventure, or a leisurely getaway. Identifying the purpose of the trip helps plan efficiently and narrow down choices of the destination and itineraries.

2. Plan your trip loosely:
We tend to do excessive planning to experience a perfect holiday. While that may help for more prolonged travel plans, tightly packing your schedules on long weekend trips often leads to disappointment. It is ideal to choose a couple of destinations or popular attractions to explore per day instead of allocating timelines to each activity.

3. Travel light:
Short trips often call for impulsive decisions on the move. Travelling with required luggage instead of excess will help you travel quickly at the spur of the moment without considering modes of transportation. Consider choosing backpacks instead of conventional trolley bags.

4. Make reasonable budgets and plan accordingly:
Travellers often underestimate the expected expenditure of trips, irrespective of duration. Analyse your finances before making decisions and set clear limits for budgeted costs. This way, you can plan accordingly without letting your finances take a hit and don't have to compromise on the experience!

5. Consider immersive travel:
Experiencing an unknown culture is the best break from your routine. Immersive travel is slowly gaining popularity as tourists shift their priorities from extravagant, luxurious trips to authentic, local exposure. These trips do not require excessive planning or budget and will leave you with memories that last a lifetime.
Additionally, ensure to get a general insurance online quote if you don't have the policy to cover any accidents that may occur while travelling.

6. Explore your alternatives while booking:
We advise planning for your long weekend trip in advance to avail the best deals on accommodation, commute, and activities. Booking facilities at the eleventh hour often means paying inflated prices due to the high demand for hotels. Use online price comparisons for hotels and excursions to get the most significant value for the cost.

7. Make use of your time efficiently:
We get it; being on vacation means steering clear of routines and alarms. However, wake up early to experience destinations around nature, outdoor activities, and local explorations to make the most of your long weekend. But if you're on a leisurely break, feel free to sleep and replenish your energy!

The perfect long weekend trip does not require excessive planning. Consider the above tips, and get a general insurance online quote to protect yourself and your loved ones to plan the most rewarding weekend trips. With multiple long weekends coming in 2023, get ready to ignite the traveller within you. Create a flexible itinerary focused on your interests without stressing over time- and you have an ideal travel plan customised just for you!

Click HERE to get the best general insurance online quote.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is known to be a country full of diehard sports enthusiasts. Indians have a massive fanbase for cricket, badminton, tennis, and hockey players, to name a few. Over the years, as interest in sports has picked up, so has the interest in participation. While our international representation in renowned championships has grown, so has the focus on sports in schools. Presently, there are several opportunities for people of varying ages to explore various sports at their convenience and budgets.

One common risk in most sports is the occurrence of accidents. While sports require a certain level of competitive spirit and fierceness, it must be done carefully to avoid injuries. Be it minor or significant- an accident can alter a sports person's life and future opportunities. Besides the fun and excitement, safety is the most crucial aspect of sports.

Since accidents can occur to people involved in sports, purchasing a personal accident cover is advisable. In addition to it, sports players should put in extra effort to find the best personal accident policy in India to cover any costs allied with accidental injuries or death.

What is covered under personal accident insurance?

A personal accident policy covers medical costs that arise due to accidents. Accidents in sports are inevitable and often result in high medical expenditure. Purchasing a plan that covers the cost of hospitalisation and compensates the insured or the legal heirs in case of partial or permanent disabilities is prudent. While the formerly stated patients receive periodic pay-outs, the policyholder's family who dies due to an accident is entitled to a lump sum payment.

It also covers medical bills for frequent accidents like burns and fractures, legal processing, funeral, and child education expenses if opted for as an add-on to the policy.

Insurance policies have evolved over the years to include injuries occurring due to sports, except for adventure sports, which have more significant risks and mortalities. Upon closer observation of the fine print of the best personal accident policy in India, you may find that participating in any dangerous sports activity is not covered under the policy. Therefore, sportspersons need to raise questions and get clarity regarding what is included and what is not in their accident cover to ensure that their claims do not get rejected.

The need for sports players to purchase personal accident insurance:

With the increasing interest in sports over the years, especially after the pandemic, more people are inclined towards pursuing sports as a fitness hobby or career. Being fit is the new trend, and the easiest way to do so is by engaging in a sport you like as a hobby. Whether you are a newbie to the activity or an experienced athlete, the risk of accidents is ubiquitous for all sports persons engaging in strenuous sports

Since accidents come unannounced, sports enthusiasts must research and find the best personal accident policy in India to derive the most significant benefit. If selected right, there are several benefits of an accident insurance policy. It provides coverage against any liabilities arising from the accident in the form of hospitalisation costs and loss of income for a stipulated period. It may even cover your children's education fees if provided. A key feature is the provision of compensation for disabilities, in which case the insured is entitled to receive a lump sum amount.

Therefore, with due diligence, sports persons can easily discover the best personal accident policy in India to cover potential accidents and compensate them or their families for damages arising from such accidents. Injuries are a part of the journey of a sportsperson. Rather than running away, they must face it and conquer every fall to achieve success one day!

Click HERE to buy the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.