GENERAL INSURANCE BLOG

While many of us barely use it, still a majority of people honk, mainly out of habit or impatience they have while driving. They consider it as essential as the accelerator pedal. You'd still see a truck on the road that says "Horn Please". Do Indians really love honking? Fancy modifications like pressure-horns or a songs' beats in horns make it feel like an irritating musical jam happening on the roads.

Apart from that, some of the drivers tend to express their moods on the roads. For instance, if they fought at home or were fed up with their work in the office, even a small thing like your building's watchman making a delay in opening the gate, their aggression comes out with excessive honking.

Some drivers commonly use honking as a replacement for pressing the brakes. And it has become a habit of theirs. We have become accustomed to this unsafe behaviour since it is so firmly fit in our brains.

But if we look at how people commute on Indian roads, honking seems reasonably necessary in some cases. For example, you may be in a situation where several cars from all directions are passing you by, the only way to prevent or discourage an aggressive defaulter is to honk. Add to that, people who casually stroll down the busy roads, utterly ignorant of traffic, only honking can alert them.

Many drivers hold false thinking of invincibility when they think that they'll rule the traffic by honking. So their vehicles equipped with a loud pressure-horn try to blow through halted traffic. Here, the problem lies in the misconception that a vehicle in front of you would move and allow you to pass by the moment you press the horn. But the reality turns sour when this false impression results in accidents, significant vehicle damage, and in the worst-case life-threatening injuries. Two-wheelers plying on the road are most vulnerable to these situations. So, get yourself an ideal 2 wheeler insurance online to secure your vehicle and life before getting on the roads.

Honking is a severe issue, and the country is taking various steps to tackle this harmful problem and creating awareness about driving etiquette.

• State Governments are setting up and supporting ‘No Honking Zones’ at many crossings and places.

• Governments, NGOs, and other institutions around the country are running campaigns to make people aware of the hazards of Mindless Honking.

• New electronic signals are installed that extend traffic's waiting time if they recognize mindless honking.

• The pressure-horns are banned in many states, and use of it will cost you a heavy penalty.

The noise pollution resulting from aggressive honking can severely affect mental health by creating spikes in adrenaline levels. Our duty as responsible citizens of the planet is to be aware of the mindless honking and the ways to reduce noise pollution. Mahatma Gandhi once said, "Be the change you want to see in the world". So let us begin with this profound road etiquette and make India Less Honky!

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Retirement is a beautiful stage of life. It's the time when you finally decide to take a vacation from the fast-paced lifestyle. Retirement can be an excellent time to relocate to a more tranquil location that is both economical and has pleasant weather.

We've listed some of the ideal retirement destinations in India to assist you in discovering a delightful new way of life that may be a little slower-paced but enriching. So have a look at these places and see whether one of these beautiful cities is somewhere you'd like to retire in.

1. Bhubaneshwar, Odisha:
This ancient city has magnificent temples, opulent fabrics, finger-licking seafood, and tranquil hidden beaches. Because of its electricity distribution innovations in India, Bhubaneshwar is considered a World Bank Model City and is well-known for the lowest electricity prices in India. If it isn't enough to persuade you to move here, then the range of multi-speciality and super-speciality hospitals will do the trick. Moreover, Bhubaneshwar is well connected to most parts of India by air and train, making it quite accessible.

2. Nashik, Maharashtra:
Nashik is one of the most incredible places in India for retirement because of its rich greenery, temperate climate, and old-world charm. This Maharashtrian city was also named to have the best air quality index city in India in 2019.
The crowd from all walks of life come to see the lovely gardens, inherent culture, and historical places. It is known for its diverse art and culture and iconic tourist and religious attractions. In comparison to Mumbai or Pune, Nashik has a lower cost of living and is less congested. Nashik is also connected to all major cities in the state.

3. Chandigarh:
This wonderfully constructed city, recognized as a senior citizen's heaven, is well connected by road and train to all the country's major highways. It is also close to the capital city of India, New Delhi. Chandigarh is recognized for its pleasant climate, relatively clean environment, low crime rate, and excellent medical facilities, making it famous for retirees and older citizens.

4. Coimbatore, Tamil Nadu:
Coimbatore, dubbed the "Textile Capital of the South", boasts a vibrant cosmopolitan culture, low pollution, and a consistent climate throughout the year. Coimbatore is also one of the greatest cities in India to retire because of its fast-growing infrastructure, public facilities and excellent travel connections.

5. Panaji, Goa:
The Goans have every right to be proud of having built a distinct lifestyle that reflects their easy-going culture. Their culture is just as lovely as their laid-back approach to life and to take things as they come. This attitude towards life can be seen and felt all around Goa, especially in Panaji. People here don't strive to outrun life because they adore it so much.

Post-retirement happiness can be doubly celebrating if you are physically fit, mentally active, and have a plan to enjoy your retired life the way you had dreamt of! The above-listed tier 2 and tier 3 cities make it easy to decide the destination that will suit your requirements. Besides a good location, make it also convenient for your post-retirement life to have perfect health insurance that provides complete coverage for your medical expenses. Enjoy a happy retired life!

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It’s easy to lose track of time while going through your closet and segregating clothing into keep, donate, and dispose of piles. Or, spend an afternoon organizing your kitchen drawers and getting rid of all the unnecessary items and appliances you never use. But what about your digital environment?

The amount of digital content that fills up our lives might easily overwhelm us. We let stuff pile up without properly organizing it, and before we know it, we’re frustrated and worried. In this article, we will provide you with some tips on how to simplify your digital life so that you may be more organized and, as a result, make better use of your valuable time.

1. Clean up your desktop:
It’s all too simple to pin items to your desktop and leave them there, from photographs to word documents. But, it may become chaotic in a couple of weeks, and do not forget the fact that it will gradually slow down your computer’s performance. Schedule a day in a month, gather all of your desktop files into a single folder, then go through them chronologically to choose what to keep and what to remove.

2. Invest in cloud storage:
Virtual or cloud storage is a good alternative for storage purposes, significantly when technology is rapidly advancing. For example, you may use an online storage platform like Google Drive, iCloud, Dropbox, or OneDrive to free up space on your devices. These allow you to view your documents from any computer with an internet connection and ensure that you won’t lose your data if your machine crashes. Plus, cloud storage platforms facilitate smart allocations and storage of your media files and other documents on specific parameters like the source path, time, etc.

3. Delete the unwanted items:
‘Nothing is better for the soul than a good cleanse’. We can apply this to our devices as well. Remove any unnecessary material from your phone by going through your photographs, music folders, and even your contact list. It can be tough to let some of the contacts go, but if in doubt, ask yourself: Have I contacted this individual in the last five years? Do I need nine different photos of the same landscape? I loved these videos when they were trending, but would I watch them again? After deleting a binge, you’ll be amazed at how much extra storage space you have.

4. Unsubscribe from unwanted emails:
One method to declutter your inbox digitally is to treat it like a real mailbox: keep it clean and free of garbage. For example, if an email is junk mail, unsubscribe from the mailing list before deleting it. It is to avoid receiving the identical trash mail the following week or month.

5. Backup your important documents at a single location:
A dedicated document or a digital wallet allows users to access authentic virtual documents quickly. You may keep important papers like your Aadhaar card, driver’s license, PAN card, voter ID, train or bus season pass, and online car insurance copy safely in your digital wallet. Intelligent and efficient management of your documents can save you from the struggles and chaos we usually encounter at the last moment.

6. Manage your applications smartly:
Look through the applications on your phone or tablet to see what you have installed. How many do you use regularly, and what can you get rid of? It will feel less cluttered if you have fewer apps on your phone or tablet. Fewer applications mean more free storage space, lesser notifications, and more digital detox.

While digital decluttering may appear time-consuming at first, the long-term benefits will boost your productivity and free up time for hobbies, essential tasks, and real-world relationships that enrich your daily life. Learning to manage your stuff is a good habit, so start today by handling your digital world. The motive should be reclaiming and improving your mental space too, by working on the digital one.

Click HERE to get the best online car insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

There is much debate on what exactly helps a person to stay fit – is it a good diet or a workout plan? A good diet covers the meals you consume daily, from fruits and vegetables to dairy products and protein-rich food. A good diet will keep you safe from the risks of health issues like diabetes, cholesterol, blood pressure, heart diseases, and the worst-case – cancers.

Exercise keeps your muscles and internal organs active, and there is no alternative to exercise if you want to stay physically fit. Exercise energizes you from within, and this energy is vital to carry out all the day-to-day activities and even at the time of health problems.

If you wish to reduce weight, dieting appears to be the logical solution. When we intake more calories than we burn, we tend to gain weight. As a result, lowering calorie consumption would be the most natural way to lose weight. Right? This, however, is rarely maintained. People tend to jump back to their previous routines after a while. Worse, the feeling of deprivation causes them to binge, further causing them to regain their lost weight.

So, if dieting alone isn’t enough to achieve long-term weight loss, would exercise alone work just fine? Short answer: NO.

Here’s why.
Regular exercise has several advantages, including a healthier heart, enhanced metabolism, and stronger bones and muscles. Exercise is also part of a formula that can help prevent many clinical illnesses, including several cancers. But, exercising will cause you to break your muscles at the gym and burn your fats. If you don’t repair those damaged muscles through a proper diet, it will cause you to lose bone density. You’ll get thinner, but you won’t be any fitter.

So what exactly should you go for?

The answer is, workout and eat smartly, collectively!

If you’re able to maintain the balance between a good workout plan and a healthy eating habit, you’ll complete your race towards the goal of fitness in less time.

Remember, you don’t need to work out every single day to be fit. Aim for at least 150 minutes of moderate to strenuous activity every week. Figure out a way to make time out of your busy schedule for a quick 50 minutes workout or have an exercising session every alternate day, whatever works for you.

As for diet, use a calorie calculator on the web to figure out your calorie level. If your target is to gain weight, eat above, and if it’s to lose weight, eat below the maintenance level.

It is preferable to have a minimally processed, whole-food diet rich in healthy fats, fibre, and lean protein to support general health.

Final word:
It may be tempting for you to choose one over the other. Diet and exercise complement each other and combining the two will improve your health and quality of life. As you take your fitness journey more seriously than before, be one step ahead and cover yourself and your loved ones under a good health insurance policy. Because eating and exercising will only take you a certain distance on the path of well-being, good health insurance will be your helping hand when you have to go the extra

Click HERE to browse the best health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.