GENERAL INSURANCE BLOG

The same activity that brings joy to many can be a stressful experience for others. In several cases, the responsibility of controlling the wheel can be overwhelming to the drivers. Several people develop a freeway phobia every year due to accidents, which they find difficult to overcome.

Even though many drivers wish to get over their anxiety and feel optimistic about getting behind the wheel, they often feel lost about where to start. Here are a few practical tips that may help those that want to get back on the road and take charge of the vehicle.

1. Start driving around with a companion:
Having a trusted companion in a scary situation can help calm your nerves. The companion, be it a friend, spouse, or family member, can create a sense of safety and help you feel more confident while driving. Support from loved ones goes a long way while facing phobias.

2. Go for drives during the day:
Several individuals feel much safer outdoors during the daytime. Most road accidents are believed to happen during the night, which can be a nightmare for people who fear driving! In addition, driving during the day provides enough visibility that is sure to make you feel much more secure.

3. Make it a regular habit:
It takes time and effort to tackle the fear of driving. Improve your driving by practicing at regular intervals to strengthen your fundamentals. It is essential that you remain consistent in your efforts.

4. Inculcate relaxing techniques:
It can be difficult to relax your mind while facing your fears. However, relaxation techniques like breathing exercises and meditation right before getting behind the wheel can help control anxious feelings while driving.

5. Listen to calming music:
Music is known to influence our moods highly. While most of us are told that music can distract us while driving, it may be a rather soothing element. Listening to relaxing tunes at a low volume while driving can help take your mind off the fearful thoughts that may cloud you.

6. Keep a positive mindset:
Many individuals go through traumatic car accidents and suffer heavy losses, often even financial ones, as they lack auto or motor insurance. Having a positive mindset may not come naturally after such stressful incidents. We must train ourselves to alter a negative thought process with a positive one in such cases. Saying positive affirmations can drastically help develop a mindset that will help you overcome driving-related anxiety.

To sum it up, these tips may not dismiss away your fear of driving instantly, but they will help you build your confidence to a great start! To eliminate the fear of accidents and financial consequences, rely on an ideal motor insurance company to make your driving experience stress-free. Motor insurance will cover the expenses involved in the garage repair works of your vehicle. With consistent and regular efforts, you are sure to overcome your driving phobia. Practice hard until you ace it!

Click HERE to get the details about the motor insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ziplining is one of the most exhilarating experiences you can enjoy. Many zip lines can attain speeds of up to 100km/hr, depending on your body mass, slope, etc. If you are just starting out with adventure sports, ziplining is a safe and comfortable option.

India hosts various ziplining spots across the country. Being home to multiple landscapes, it also allows you to experience panoramic scenic views from each of these spots. Be it the lush green forests, vast golden desert, or the mighty rivers, ziplining in India has something for everyone.

In this article, we will look at a few of these places for your next ziplining adventure.

1. Rishikesh, Uttarakhand:
Rishikesh hosts various adventure activities, and ziplining is one of the most explored ones. You can experience this sport at the Shivpuri base. Surrounded by forests, the experience here is sure to be a memorable one. The place is open throughout the year, but it is advisable to skip the monsoon season.

2. Neemrana Fort, Rajasthan:
Neemrana is located close to Delhi, making it a favourite spot for tourists for weekend getaways. Gliding through Aravali hills and the rich history, the landscapes keep changing between magnificent forts and the mountains. Neemrana also hosts Tandem zipping for children aged 4-5.

3. Mussoorie, Uttarakhand:
Mussoorie is an adventurous retreat with an exclusive range of activities. The place hosts the highest zipline in the country at 600 feet above sea level. The birds-eye view of this hill station and the array of valleys and forests will be a novel experience while you glide down the line. The best time to visit is during the autumn or spring season for a pleasant experience.

4. Munnar, Kerala:
One of the most beautiful hill stations in the country and the hub of tea estates, Munnar is a famous ziplining spot amongst travellers. Amidst the green canopy and fresh air, you can zip over beautiful valleys and through different parts of the town. Enjoy the feel of the local life and nature all at once with Munnar's affordable ziplining spots throughout the year.

5. Kerwa Dam, Madhya Pradesh:
Kerwa Dam has earned its recognition as the longest and one of India's most scenic twin zip. You will start from a hill and travel above the mesmerising Kerwa lake. As you zip down from the hill, you will experience the winds gently kissing your cheeks, making it all the more thrilling.

These are just a few of the many spots that promise an excellent ziplining experience in the country. Consider taking a brief detour and enjoy these activities during your next vacation. Remember to wear comfortable clothes and shoes while ziplining and listen to the instructions carefully.

And most importantly, while you immerse yourself with the most liberating experiences of your life, consider looking into personal accident insurance plans that will financially safeguard you against any injury. It is always advisable to prioritize your safety over all else.

Click HERE to know more about personal accident insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As per several studies and research, hair loss is one of the leading causes of stress in youth and adults. And vice versa, the stress of work and life is one of the primary reasons for excessive hair loss.

Unfavourable environmental conditions are another factor contributing to hair loss. The air pollution and hard minerals in water tend to ruin hair and skin quality, but there is no escaping these conditions.

Some hair loss issues can be due to hormonal changes. Mental or physical situations like childbirth (in women) can lead to hair loss too. Other causes include dietary problems, vitamins and nutritional deficiencies, underlying diseases, side effects of medications, alopecia, scalp infections, etc. Experiencing little hair fall in daily life is normal. But if it increases and is persistent for some time, you need to see a doctor.

But what can you do to avoid losing hair? This blog will discuss methods that can help you out. Try these five prevention methods to control unnecessary loss of hair.

1. Vitamins are essential:
Your diet should include supplements and food rich in vitamin A, vitamin D, vitamin C, vitamin B, iron, and zinc. These add nutritional values and increase the strength and retention capacity of your hair. They also help in the formation of hair cells and boost their growth.

2. Include protein:
Keratin is the hair protein and makes up most of the hair follicles. People having amino acid deficiencies usually suffer from hair loss. Ensure to consume a protein-rich diet. Foods like eggs, chicken, fish, milk products with low-fat content, etc., are rich in protein.

3. You must have heard about Biotin:
Vitamin H or Biotin processes the fatty acids in our body and is an essential component for maintaining the stages of hair formation. It is advised to consume three to five milligrams of Biotin. However, first, consult a doctor about the dosage and whether you require it.

4. Timely oiling:
Using coconut or castor oil for deep massages can help in increasing the blood flow and circulation in your scalp. This helps activate the pores and promote the growth of hair follicles. Oiling also helps strengthen the roots of your hair to prevent uprooting.

5. Using the right products:
Many shampoos and hair care products contain harmful toxins and chemicals that ruin your hair's health and quality. It is essential to use mild shampoos and conditioners in the right amount and wash your hair at equal intervals to remove all the dirt from your scalp and hair.
Also, remember that leaving your hair dry can lead to hair fall. Assess the nature of your scalp and hair while considering products and treatments. It is recommended to do a patch test before using a product. In case of irritation or dryness, stop using it immediately.

Some other hair fall prevention methods are:
• Use a wooden or steel comb.
• Avoid brushing your hair when it is wet.
• Minimise the use of heat on hair.
• Use safe and organic dyes.
• Take blood tests at equal intervals to check your nutritional levels.

These techniques will help you manage your hair care routine in an organised manner. Like hair loss issues, there can be other issues that may drive stress. Excessive stress can impact your health and cause unnecessary health problems. It is wise to invest in ideal health insurance to protect yourself against ailments. Stay up-to-date, and don't forget your health insurance policy renewal to avoid the policy lapsing.

Click HERE to learn more about health insurance policy renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Whether you ride as a passionate biker or for daily commuting purposes, it can be hard on your back. Riding for extended periods can make a rider's body stiff and affect their stance. If you don't maintain your riding position correctly, you might suffer severe back discomfort.

Little things, such as workouts to strengthen your back, taking breaks during long rides, and practicing proper posture, can help motorcycle riders with back pain conditions. Here are some ways to secure your back from suffering and reduce pain while riding a bike.

1. Fix your posture:
One way of avoiding back discomfort during riding is to be more observant of how you're seated and take a few additional steps to prevent backaches. For example, try to keep your back straight and avoid a hunching posture by lining up your shoulders over your waist and making a conscious effort to arch your shoulders a little backward.

2. Exercise to strengthen back and core:
Maintain your core muscle strength and lessen the pressure on your spine by doing back strengthening exercises regularly. A simple set of home exercises such as knee-to-chest stretch, lower back rotational stretch, shoulder blade squeeze, and sitting lower back rotational stretch, as well as yoga asanas like the Bridge Pose or Cat Pose, can help significantly.

3. Take stretching breaks:
Do some easy stretches at long traffic lights or in heavy jams during your ride. Or pull over for a rest and stretch if you're on a long journey. Basic stretches like rotating your neck and shoulders, arching your back front and backward, bending down to touch your toes, counter stretching, and relaxing your torso sideways will help to get relief from backaches.

4. Switch positions often:
A cause of chronic injury, such as back discomfort, is repeated, cumulative stress that causes tissue damage. Sitting in the same posture for extended hours raises the chance of developing risk. Give your body rest from time to time.

5. Pay attention to the amount of riding:
Back discomfort can sometimes be caused by doing too much too quickly. Since biking requires minimal effort, it's tempting to get carried away and ride longer than our supporting muscles are trained to handle. Take it easy on yourself and avoid impulsive travels.

6. Examine your riding style:
At last, your riding technique might induce an ache in the lower back. The tension on your back varies depending on the angle of your back while riding. Bikers who use giant gears, especially while ascending, may have lower back pain.

Regardless of our daily activities, looking after our spine is critical for everyone. As fun as riding is, it can also be exhausting with severe back pain conditions if not done correctly. Follow the above tips religiously to keep your back fit and avoid unwanted aches and pains. Just like your body needs attention, so does your bike. Before hopping on your bike, ensure that you have protected your two-wheeler with proper bike insurance.

To get the best bike insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

First of all, Congratulations! If you're reading this article, we assume that you're taking your first step towards buying a home. You already know the stress of finding an ideal place to call home, and with so much to consider, it's not an easy task for sure.

Delays can be exceedingly expensive in a growing infrastructure industry like India's. One cannot help but wonder, can we spend so much time hunting for a home? So, to help make your house-hunting process a bit easier and quicker, we've come up with some tips that will surely assist you in making a clear decision. Let's understand them one by one.

1. Identify your needs:
Question yourself; what do you expect and require from your property? Do you prefer a well-kept contemporary home, or would you settle for a renovator? Do you want an east-facing flat or one with a sunset view? The more you uncover early on, the sooner you'll be able to zero down on houses that fit your requirements.

2. Find an ideal budget and adhere to it:
Before going online to look at properties, examine your income and spending. What are you able to comfortably afford at this stage of your life? Set a price range that is compatible with your budget, and start exploring!

3. Figure out the location:
You already know that locations will undoubtedly affect the budgets. But, it will also affect your lifestyle as you'll be spending a majority of your time there. Figure out the commute from workplaces and schools and ensure that all the essential services are close by or near enough to reach in emergencies. Scout the neighbourhood and try to visit the shortlisted places at all times of the day. The idea is to learn all about the site and its surrounding area.

4. Take the help of the internet:
Okay, citizens of Digital India, it's time to put your gadgets to use. Look for properties online. Reading online reviews will help you compare many different properties at once and get a deeper insight into them. With a few clicks, you can even measure the distance from a property to any location, such as workplaces, hospitals, and schools.

5. Make a checklist:
When you begin visiting houses with an agent, the process can become frantic. You'll visit so many places that you might find it tough to keep track of them, add to that, the pressure from brokers and sellers for an offer. A checklist consisting of all criteria of properties visited, along with additional notes of your observations, will be helpful when you review all the properties at the end of the week or day.

6. Enjoy the process:
Purchasing a home is a significant milestone. Don't forget to take a few deep breaths and let things unfold slowly. Everything may not go as planned, but if you're determined to purchase a property and interact with a trustworthy broker, you'll soon find yourself in your new dream home! Remember, as stressful as the process can be, you can still enjoy yourself.

We hope that these tips will assist you in having a successful house hunt and that you will locate an ideal property for yourself! Once you've purchased a home, be sure that it's adequately insured with the best home insurance in India. Your home is your responsibility, and ensuring its safety should be your priority. The best home insurance plan can harbour your home with the benefits of additional protection at times of unfortunate events.

Click HERE to know more about the best home insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Increased cholesterol levels are a cause of concern as it brings multiple health issues, including the risk of a stroke and other heart diseases. Irrespective of age, maintaining cholesterol levels is the first step towards living a healthy lifestyle.

Supposing you are looking for ways to lower your cholesterol without medication, read this post to learn how to keep those numbers down naturally.

1. Add monounsaturated fats to your diet:
Monounsaturated fats can be found in food substances like olive oil, canola oil, tree nuts such as almonds, pecans, and cashews. These fats do a great job decreasing LDL (bad cholesterol) and increasing HDL (good cholesterol). They even work to stop the oxidation of the cholesterol that contributes to clogging the arteries.

2. Add polyunsaturated fatty acids:
Consider including polyunsaturated fatty acids as they have shown tremendous results in decreasing LDL cholesterol and reducing the risk of heart disease and type 2 diabetes. These are principally your omega-3 fatty acids. You see these in oily fish like salmon, mackerel, and shellfish like shrimps. You may also find them in tree nuts and flax seeds.

3. Avoid trans fats:
This is the next thing you should eliminate from your diet. You will find these in pastries, butter spreads, cookies, etc. The major con with trans fats is increasing your total cholesterol, including your LDL, and decreasing your HDL by 20%.

4. Add more soluble fibre:
Soluble fibre is derived from plants, and it works on the bacteria present in your guts. The digestion of the fibre by the bacteria helps lower your cholesterol. Beans, lentils, fruits, and whole-grain oats are a few fibre rich foods.

5. Workout:
Working out not only decreases your harmful LDL but also increases your good HDL. More extensive studies have shown that 30-45 minutes of activity five days a week can enhance your cholesterol and decrease the risk of heart disease.

6. Stop smoking:
In smokers, the immune cells cannot return cholesterol from the vessel walls to the blood where it should be and contribute to plaque formation that leads to clogged arteries. So, do your body a favour and quit smoking.

7. Focus on shedding some weight:
Plenty of studies have shown that you can positively impact your cholesterol by losing weight. Pick a good eating plan, stick to it, and be healthier to shed some pounds.

8. Add more vegetables and lean meat to your diet:
The closer you get to your vegetables, the easier it becomes to reduce cholesterol levels. Non-vegetarians can choose leaner meats like fish and skinless chicken to cut off the extra fats.

9. Plants, sterols, and stanols:
These are plant-based versions of cholesterols, but they do not elevate your body’s cholesterol level. Instead, these versions compete with its destructive forms, avert absorption, and reduce LDL.

10. Supplements:
The last thing you can do is look at different supplements required to control cholesterol. There are several supplements out there, but most work on improving the amount of Omega-3 fatty acids in our diet. Things like fish oil and flaxseed oil help improve your HDL.

Cholesterol diseases are linked directly to the heart, and the treatment for most of them is taxing for your pockets. Aged parents and people with irregular eating and sleeping habits commonly face this issue. Follow these healthy tips and check out some of the best health insurance in India for parents to add an extra layer of protection.

Click HERE to get the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Getting stuck in traffic has become a usual thing in rush hours, and it is the most unpleasant scenario of every city these days. These long queues of snail pacing moving vehicles can be frustrating and sickening. However, the time taken in your commute does not have to go to waste. You can do some productive things than just hanging in your car or cursing drivers who try to cut the queue.

If you desire to overcome the problem by finding solutions, it won’t be a problem anymore. There are numerous methods to help you with your morning and evening commutes and increase productivity. Here’s how you can make the most of your time while stuck in traffic.

1. Listen to your favorite music or podcast:
There is nothing better than a good dose of lively music to get your day started. Your commute time does not always have to be productive; you can take this time to simply enjoy the things you like, such as listening to music, your wishlist audiobooks, or podcasts of your favourite speakers.

2. Get in touch with friends:
Again, caught in epic congestion! While you are on the way to your destination, take advantage of the extra time to respond to calls, and catch up with your friends. It lightens up your mood for the day. But be cautious; talking to friends is a good idea only if traffic is not moving. Otherwise, keep your mind on driving and avoid any distractions.

3. Make notes of your thoughts:
You can utilize your drive time to develop ideas or plan out a company strategy. And to get hold of these ideas, make sure you note them down somewhere. Writing down things while driving is not what we would suggest; instead, make use of voice assistant from your mobile phone.

4. Perform a daily review:
It’s the ideal moment to make sure the most critical tasks on your to-do list are towards the top. Put the phone down, gaze out the window, and simply let your mind roam to prioritize your work. Take advantage of your free time and pay attention to your urgent tasks and the best solutions for them. You never know; you might come up with an excellent solution to a minor but irritating issue at work.

5. Take a moment to study yourself:
Everyone must take the time to align and analyze their situation. The time you get while being caught in traffic can be an excellent opportunity to reflect critically on your well-being.

Acknowledge any tension in your life and identify possible changes that could be taken to improve your mental and physical well-being.

Getting caught up in traffic is always a moment of annoyance, whether for a few minutes or hours. We end up criticizing everybody around us, like fellow drivers, pedestrians, animals, vehicles, and even ourselves. The frustration caused during this period can have an extremely detrimental effect on your mood. Hence, to avoid letting our mind wander in angry thoughts, one should take up the above activities and indulge in them.

Everybody tries to make their way out of the traffic, which sometimes results in crashes. It may or may not be your fault; either way, you are to face the damages caused. In such situations, having car insurance proves to be helpful.

To get the best car insurance deals, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Getting your new car is one of the significant milestones you may think of. When choosing the best model for you, various factors such as price, functionality, car insurance, etc. are considered.

However, another crucial factor is the colour of your car. The colour reflects your personality. Before you go ahead and make your big purchase, here are few tips to consider when picking the right colour for your car.

1. The resale value of your car: You will be surprised to know, but the colour of your vehicle affects the resale value. White and silver usually get a higher resale value than other colours.

2. Model: Another parameter is checking the variant. Not every colour you pick will suit the model of your car.

3. Red is not expensive: One of the common myths is red has a higher car insurance premium. This is entirely not true.

Always consider your car's purpose before finalizing the colour. Every colour might not fit your personality. For example, a politician or bureaucrat having a bright colour car seems bizarre to many eyes. Now let us look at the trendy colours, including those that’d look best on you and are perfect for your requirements.

1. Metallic: Metallic colour cars tend to be beneficial in the long run and make your car valuable. The colour is mainly known for its dependability and value to help get higher resale value and save you substantially.

2. Blue: Usually, blue refers to the "common man's car," but the new metallic options available in the market look excellent for working professionals. It is recently the number one choice for female drivers who need a cool look. As they say, "Blue is cool".

3. Throw off your attitude with the perfect black finish: Black is one of the most popular colours for any car. Known for its elegance and rich look, the black colour gives the vehicle a perfect attitude when you are on the road.

4. Get Sporty with orange and other bright colours: Bright colours, including yellow, green, or orange, always look super cool on your sports car. However, choosing it for your commercial vehicle can always not be a good idea.

5. Chic and Sleek with white: White is yet another safest colour for cars. It is a neutral colour and suits the best on commercial vehicles. Also added to a sport or luxurious vehicle with the perfect tinted glasses and chrome finishing, white makes your car classy!

6. Romantic with Red: Red is a popular and influential choice with a bit of romantic touch. However, keep in mind that red does not fit every model.

There is no such colour as "perfect". Instead, based on your personality and preference, you can pick one that looks the best for your car. When choosing the perfect colour, remember that scratches and dirt appear higher on specific colours and may end up ruining the overall look of your car. Also, reconsider the darker colours for your vehicle if you live in a hot weather city, as it results in heating up your car quickly.

To know more about the car insurance deals available, click HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.