GENERAL INSURANCE BLOG

In the early 1800s, people used horse-drawn carriages as their primary mode of transportation. In 1885, a German mechanical engineer, Karl Benz, designed the world's first car using an internal combustion engine. Both carriages and automobiles have one thing in common: a chassis. However, car designs have become more innovative each year.

Car designs have evolved to answer the need for convenience, comfort, and safety to protect owners and passengers. Similarly, car insurance online India, with many add-ons, has also become a preventive safeguard for owners against liabilities arising from accidents.

If you are a car enthusiast interested in the evolution of cars, here you can look at car manufacturers' changes in body design decade by decade.

1. 1910s
In the past, only high-society people owned combustion-engine automobiles. But Henry Ford's concept of assembly line production facilitated the production of dependable and affordable vehicles. The Model T debuted in this era and offered several body styles, such as a two-seat runabout, a five-seat touring car, and more.

2. 1920s
The cars of this decade featured long 8- to 16-cylinder engines that needed long-nosed bodies. Also, the enamel details and elegant paint jobs became famous in the 20s.

3. 1930s
The vehicles of this era were lighter and easier to produce due to the invention of the monocoque. By the late 1930s, sleek-looking cars had gained immense popularity.

4. 1940s
World War II influenced commercial car production in the 40s and led to innovative design. The Ponton style, characterised by wide flat bodies like boats, became the trend in this era.

5. 1950s
Catering to the masses post-war was a challenging task for manufacturers. Neither could they compromise with quality nor raise or maintain price levels. In this era, car manufacturers started producing more economical and compact cars.

6. 1960s
In the 1960s, car manufacturing companies worldwide, such as in Japan, Europe, and more, abandoned the boat design for cars and developed smaller, less heavy designs. Also, the US designed new muscle cars with low-profile cabs at the same time.

7. 1970s
The American car companies abandoned the muscle car design and began producing compact cars. Using sharp edges and hard lines in car design became the norm worldwide.

8. 1980s
The people of this decade loved car designs that were boxy and generic. However, trends indicated greater concern about the fuel efficiency and safety of the car.

9. 1990s
In this era, the global auto industry decided to look back to the 30s and 60s when car design had elegant body lines. In the 90s, wedged-shaped sports cars gained a lot of popularity. Japanese makes have gained massive popularity.

10. 2000s
The 2000s revealed a mixed bag of car designs. Automobile companies developed various car designs with no general trend in colours and shapes.

11. 2010s
Car manufacturers focused on developing more environmentally friendly cars. The minimalistic trend was the focus of car design in this era.

12. 2020s
Modern car designs include various high-tech technologies like blindspot design systems, AI-powered systems, and more. The boxy-shaped cars have gained popularity recently. The emerging trends in the automobile sector include technological advancements, convenience, and sustainable fuel sources.

Apart from car design and styling, various car-related aspects have also evolved throughout the years. You can find many cars in different shapes, styles, designs, performances, and features. There are numerous options varying from SUVs, sedans, and hatchbacks to petrol, diesel, EV, and hybrid cars. The evolution of cars has been an inspiring journey catering to people of all classes, ages, and geographies.

Whenever we talk about cars, we must think about safety. Nowadays, car insurance has become essential immediately after purchasing a vehicle. We recommend you buy car insurance online India as it protects you and your car from various misfortunes and damages. Purchasing online can fetch you several benefits, including hassle-free claims, attractive premiums, and good customer service.

Click HERE to buy car insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Travel has become more about exploration than just following the regular itinerary and checking off tourist spots. People have been curating their itineraries, inspired by travel vloggers, who have been popularising the lesser travelled locations and various affordable options across India. And whenever you think about high-altitude destinations like Ladakh, Darjeeling, Gangtok, etc., you picture a biking gang. Upon travelling, you will see several members of different biker groups taking frequent adventure tours.

And while some people are interested in riding their bikes alone and going on solo trips, the joy of motorcycle riding only increases in a group. We will discuss all that in this blog! Let’s get started!

1. The joy doubles:
We all have heard, “the more, the merrier.” The same goes for riding in groups. The happiness multiplies. The jokes, the moments, the pictures, and the memories double up. The joy increases significantly as people with different perspectives and opinions get together. You learn many new things and get opportunities to interact and diversify your knowledge base.
And riding a bike to challenging destinations through uneven routes creates a feeling of oneness. These biking groups become your family, and you and your biking brothers can forge lifetime connections that can prove fruitful in emergencies. And this extended family doesn’t always need to have a transactional relationship. You can share your highs and lows with everyone.

2. Create your brethren:
Along with diversifying your opinions, you also get to interact with like-minded folks who might have a larger perspective regarding your similarities. These people have the same routine as yours, face similar difficulties, and can provide a safe and judgement-free space to vent your frustration, speak your mind, and communicate about your daily personal and professional struggles. And while you might have specific differences since every individual comes with eccentricities, your love for bikes, adventures, and adrenaline unites you under one umbrella.

3. Introducing life-changing qualities:
Discipline, accountability, and responsibility are some of the most integral qualities one must inculcate to become an individual, leader, and member of society. All these qualities are developed when you are a member of a biker group. A team or group can only operate correctly with rules and regulations. You must follow a proper code of conduct and work together as a team to reach your destinations in an orderly fashion. This teamwork requires you to get over your feuds and prejudices, take responsibility, and ensure that the group does not fall apart during any difficulties.

4. Cannot forget about the safety:
Being part of a biker group indicates your shared love for motorcycle riding and adventure. Along with the other benefits of riding in a group, the most significant merit is safety. It ensures a higher level of protection than riding solo. You might receive the kindness of some stranger when you ride alone, but if you are in a group, you will be taken care of as other members also hold responsibility for looking after each other. These are rare opportunities where you can feel the “unity in group riding” and create a family away from home.

Some other reasons why the joy of motorcycle riding only increases in a group include enhancing your machinery and bike knowledge by exchanging information and tips with other professional riders.

You always need to ensure that you do not fall behind on the upkeep of your bike. But certain unprecedented circumstances can cause severe damage to your motorcycle, which might lead to heavy expenditure. To avoid the financial distress of such times, you need to purchase bike insurance. And to enjoy the comfort of your home while you explore all your options and arrive at a decision, you can buy bike insurance online before your next trip.

Click HERE to learn more about buying bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Two-wheelers are seemingly simple machines. Raising the accelerator may seem enough to get your ride started. However, it is far more complex than that. The balanced working of multiple components results in a well-functioning two-wheeler. At the core of its functioning is the battery. Responsible for the electrical charge generation, which makes the continuous flow of operations possible, the battery is no less than the heart of the two-wheeler.

Considering the complexity of components and the risk of safety, theft, etc., one must purchase the best two wheeler insurance in India. An ideal policy offers comprehensive coverage, including crucial components like the battery.

In the case of standard fuel-powered two-wheelers, there are three types of batteries to know about.

• Wet or conventional batteries
As the name suggests, they hold the charge as the acid in liquid form. When it performs its function as a conductor, it also produces hydrogen. The toxic byproduct is a threat as it is highly flammable. Such batteries have a plastic casing and require regular inspection and fluid top-ups.

• Dry cell batteries
These batteries are far more convenient than wet batteries. They are safer due to their stopper and include acid in a separate section. These require minimal maintenance and come in dark colours like black or grey.

• Gel batteries
This form is considered the safest and most convenient battery type. The vacuum-sealed batteries perform under pressure only and do not come with the possibility of leaks or spills.

Apart from conventional battery types, the wave of electric vehicles has introduced new battery types. Listed below are the types of batteries in electric two-wheelers.

• Lithium-ion batteries
These are one of the most effective and hassle-free batteries in electric vehicles. They operate on lithium-ion that is connected by an electrolyte. The anode is connected to the positive end, and the cathode is connected to the negative one. They are incredibly light and bear extreme effectiveness. They can be charged without any hassles and offer fast charging.

• Lead acid batteries
Initially, lead-acid batteries were the most popular for electric vehicles. They are strong, reasonably priced, and very durable. They were the first choice for most automobile companies as the manufacturing cost of these batteries is extremely low. However, they are heavy and get discharged quickly. Apart from that, they can only be used for a short time. These batteries get damaged easily over some time.

• Nickel metal hydride
Nickel metal hydride is used for not only electric vehicles but also hybrid ones. Since they are quite expensive, most manufacturers do not prefer using these in their vehicles. The battery consists of electrodes with an alkaline electrolyte in between. The charging happens between the electrodes only, which can take a lot of time. However, these batteries are exposed to minor damage or leakage.

• Solid state
This is one of the latest batteries added to the list. They are still in the early stages of development. Only some companies are currently manufacturing these batteries, predominantly located in Taiwan. These companies are still trying to make them practical for future use. The only difference between these batteries is a solid electrolyte instead of a liquid one. As opposed to liquid electrolytes, they are safer and more effective. They also last longer and provide more support.

You need to know these pointers about the batteries used in two-wheeler vehicles in India. Considering the volatile nature of electric charges and chemical reactions, safety is paramount when dealing with such machines. Another threat is accidents, which are always uncertain and can financially wreck an individual. Consider purchasing the best two wheeler insurance in India to safeguard yourself against replacement and accident costs.

Click HERE to buy the best two wheeler insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With a hectic lifestyle, unhealthy diet, and stress, your health gets affected severely. Most of our organs are getting severely impacted and may cause health complications later. This drastic change around us and the hectic lifestyle affects our hair in the worst possible way. From dry and flaky scalp to hair fall, keeping your hair healthy amid a busy routine is challenging for most people.

When such a problem strikes, the solution lies before our eyes, but we fail to see it. Nature has been the source of many nutrients since ancient times. It has provided man with herbs that have medicinal value, including hair growth. Using Ayurvedic herbs for hair is one of the most efficient and effective ways to keep your hair in proper shape and in the best health.

Regardless, you must have a backup plan for your health if things go wrong. Research health insurance plans in India beforehand to get a bird's eye view of the different health policies and their benefits.

Numerous herbs help in giving a new life to your hair. They come with plenty of benefits of their own. They stimulate hair growth, add volume to your hair, and make it grow longer and stronger than ever. In this article, we have curated a list of the best Ayurvedic herbs that are essential for hair growth.

1. Aloe Vera:
Aloe vera is one of the most effective Ayurvedic herbs of all time. It works perfectly well for both hair and skincare. It has amazing benefits that will provide complete
nourishment to your hair. Aloe vera is renowned for maintaining the pH balance of your scalp. You simply have to massage the aloe vera gel into your scalp and see the magic!

2. Lavender:
Lavender flowers are not only beautiful, but they have plenty of benefits. They have soothing properties that can soothe your scalp. It also cures any existing bacterial or fungal infections of your hair and scalp. You can add the lavender oil to your oil of choice and apply it directly to your hair. You can also consume lavender tea.

3. Amla or Gooseberry:
Amla is rich in Vitamin C and contains many medicinal benefits. It has antioxidants and fatty acids that make your hair shiny and voluminous. It helps in the removal of dandruff from your scalp and excessive dirt from hair follicles. You can massage your scalp directly with amla oil for increased blood circulation.

4. Rosemary:
It is one of the most important ingredients in all hair oils. It has magical properties and prevents the growth of gray hair, reduces the occurrence of dandruff, and nourishes your scalp. This herb also prevents dry and flaky scalp. It has a calming effect on your hair. You can easily mix it with other oils like coconut and apply it to your hair.

5. Peppermint:
Peppermint can do wonders if you suffer from an irritated and itchy scalp. It soothes the scalp, stimulates hair growth, and makes them healthier and better. It also treats dandruff and other infections that affect the hair adversely. You can easily find peppermint shampoos in the market and use them for healthy hair.

These are some of the selected Ayurvedic herbs that guarantee your hair a new life. They are easily available and can be used as oils or shampoos for healthy hair growth. You don't have to worry about your hair health anymore! You should also get health insurance plans in India to provide all-around protection for your and your family's health. It is better to be safe than sorry! Investing in the right insurance can help you lower your financial worry and save money on your medical expenses.

Click HERE to explore and purchase the best health insurance plans in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.