Motor Act Only
Personal accident cover
Compulsory Personal Accident Cover of Rs. 15 lakhs for individual* owners while driving. However, this is not applicable for a company-owned car.
*Available only if the owner of the vehicle holds a valid driving license.
Additional legal liabilities
While applying for a Commercial Motor Policy, you can also opt for the following additional legal liabilities at an additional premium
- Paid driver / conductor / cleaner employed in operation of vehicle
- Employees travelling in / driving the vehicle other than the paid driver
- Non-fare paying passengers
This policy also covers any legal liability arising out of the use of CNG-LPG bi-fuel kit.
This policy safeguards you against any legal liability arising out of the use of your vehicle towards third parties leading to bodily injury to/death of a person and any damage caused to the third-party property.