GENERAL INSURANCE BLOG

Cars are the most comfortable mode of commuting and road trips. Their design and features provide convenience to you both on a daily basis and also for a longer drive. Is your car your second home? If yes, then why not think of personalizing it with certain accessories or gadgets. If you choose the right accessories or gadgets, then they can make your time on the road more joyful.

This article shares some of the best accessories and gadgets that we recommend for your car.

1. Dash cams:

Dash cams are designed to capture astonishing, and bewildering moments during a car ride. Are you aware that Dash cams can save lives? Dash cams record your entire journey, covering the footage of the road as well as inside of your car. They are helpful at the time of accident investigation. Several advanced versions of Dash cams provide car protection that is one step ahead. In addition, they come with GPS that stands crucial to locate the car in case of severe accidents.

2. USB charger:

These days, there is nowhere you can go without a charged cell phone because your life depends on it! From work calls to booking hotels, travel tickets to even paying for food, you need your smartphone for it all. Therefore, it is advisable to own a USB charger capable of charging multiple devices at a time. In addition, car charges are handy products and provide immediate battery backup for your electronic devices during the journey.

3. Bluetooth speakers for music:

Even a short ride home is incomplete without some music. You wouldn't want to miss your favourite song playing on the radio during a drive. So it would be entirely ignorant if you do not have a good Bluetooth speaker. In the age of wireless technology, accessories like Bluetooth speakers are doing wonders. They come with specifications like better sound quality, on-the-go wireless connectivity, and hands-free operation. So get yourself one to enjoy the uninterrupted music during your drive.

4. Head-Up Display (HUD):

This gadget will make people fawn over your whole car as it gives futuristic and ultra-modern vibes. It projects the GPS on a transparent screen in front of you. Head-up displays are positioned on the dashboards so that the driver gets a clear view of vital data to see without disturbing the usual view angle. HUDs come with a navigation facility as well and make your car complete with satisfactory cruise control.

5. Rooftop Cargo:

While travelling, fitting all your luggage in your car's trunk can, at times, be difficult for you. Suddenly you realize that the insufficient boot space is a major issue as it cannot accomodate all your luggage. However, a cargo box for your vehicle will surely help you fit in your whole family's baggage for the next trip.

On a conclusive note, the modern and futuristic accessories make your driving experience more personalized and comfortable. You can also keep updating your old gadgets with newly added features.

Having said that, keep in mind your car insurance renewal remains an important priority. Always renew your car insurance to enjoy the benefits that it comes with, continuously.

LOOKING FOR THE BEST CAR INSURANCE RENEWAL POLICIES? CLICK HERE TO KNOW MORE

We all want our cars to stay forever sparkling and perfect, and we do everything in our capacity to keep them brand-new. Still, we cause some damage to the vehicles. It doesn't matter if you are an experienced driver or a learner; we all sometimes make mistakes as a result of particular bad habits.

These incorrect driving habits lead to unnecessary wear and tear to the vehicles and spending more money on repairs in the garage. To avoid it, we have shared 07 driving habits that you might need to look into immediately.

1. Not slowing down at potholes and speed breakers:
At least one-third of the damage to your cars occurs due to not slowing down over potholes and bumpers. It is not practically possible to avoid potholes everywhere you drive, so the least you can do is slow down.
Not slowing down on potholes can cause buckled wheels, lumps in the tyres, and even cracked alloys. The same goes for speed breakers; if you slow down on a speed breaker, you can avoid severe damage to the underside of your car and the exhaust system.

2. Continuing to drive your car at a low fuel level:
People fill up the tank when it reaches the 1/4 mark. At the same time, others push their cars to their limits. If you're the second type, you may be causing damage to your vehicle. When your fuel tank is nearly empty, the car will draw petrol from the very bottom. This may appear harmless, but the base is usually where all the toxins settle and concentrate, and if there is a significant build-up of impurities, it may clog your filters which might enter the engine.

3. Overloading your car:
We all have a habit of leaving something behind in the car, thinking it does not make a big difference. But all this extra load brings strain on your car’s brakes and suspension. Therefore, think twice before loading unnecessary luggage in the trailer next time. Plus, you will also form a habit of keeping your car clutter-free.

4. Smoking in the car:
Smoke from the cigarette makes your car stink. But the problem does not stop there. Over time, the particles from the smoke will mix with the car's material, leading to bad odour and discolouration of surfaces. This becomes tough to get rid of and will eventually deplete the value of your vehicle.

5. Revving your engine too soon in cold weather:
Revving your engine too soon will damage the engine's parts which are not yet lubricated with engine oil. Therefore, allow the engine to warm up properly before revving.

6. Applying brakes too late:
If you are habitual of harshly applying breaks at the last moment, it creates strain on the brake and makes the discs and pads wear out fast. Instead, maintain a steady speed and oversee the obstacles to avoid sudden and harsh braking.

7. Resting your hands on the gear stick:
Keeping your hand on the gear stick can be bad for the transmission because the constant pressure will cause it to wear out much faster.

Take a note of these driving habits that you might be doing unknowingly and keep your car safe from unnecessary damages. Another bad habit that may affect your car’s safety is neglecting your car insurance renewal. It is important to keep your car insurance renewal up-to-date and follow the above tips to keep your car looking and running great.

Click HERE to know more about the car insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you happy with your existing car insurance policy and making repeat purchases from the same insurer every year? Your busy work schedule doesn't allow you to squander on choosing a new insurance plan or an insurance company every time your car insurance renewal is due. Anyone would know that renewing an existing policy is far easier and uncomplicated than looking for a new insurance company each time.

But do you know that your insurer also offers a certain level of loyalty appreciation to their existing customers? Most insurance companies offer reward points to their "mini-marketers" for renewing their policies, as these customers act as their company's brand advocates. They provide loyalty benefits to prevent policyholders from switching to other companies with competitive premium rates.

This article will explain 3 significant advantages of opting same insurance company for a car insurance renewal.

1. No Claim Bonus (NCB): Do you know that you get rewarded for not claiming your insurance? That's true; you receive the No Claim Bonus (NCB) when you have had a previous policy and have not made any claims during the policy period. The insurance company gives you a discount on your insurance premium as a reward in the form of a No Claim Bonus (NCB).

2. Decrease in Deductibles – enjoy surprising discounts: Few insurance companies offer you a reduction in deductibles for sticking with them. Usually, multiple factors determine the amount of reduction, like the number of claims-free years you have accumulated in your plan. Even in some scenarios, the car insurers entirely wave off your deductible. Meaning you don't have to pay any deductible at the time of the accident. Though it doesn't help you save any premium, you undoubtedly get cost benefits when filing a claim.

3. Buying a new policy – is it necessary? There are many other costs to starting up a new policy. For example, most insurance companies charge new policy process fees and might require a down payment. In addition, keep in mind that you will also lose the benefits at the time of car insurance renewal if you switch to a new insurance company. Therefore, considering the expenses mentioned above, the overall process of changing your insurance company could prove to be much costlier than what you would have initially anticipated.

Whether staying or not with your car insurance company is a personal choice. However, it is also good to get an insurance quote from other companies to keep up with car insurance renewal and market trends. In addition, there are other things to consider like customer service and claim service that are important for your decision.

Loyalty will nurture the relationship between you and the insurance company that will be beneficial for the long run. If you are satisfied with your current insurance company on the above parameters, there is no need to go around checking out new companies and giving up your loyalty benefits.

So, as you prepare to hit the "renew" button, consider these valuable points to get the privileged customer badge from your car insurance company.

Check out the best insurance plans for your car. Click HERE...

For adventure seekers, biking trips across India have become more common than you would have imagined. Bike riders are known for their love of long, challenging excursions and trips. For any bike owner, going cross-country is always on the bucket list.

A long-distance bike ride will put your riding skills and your bike’s endurance to test, so it is suggested to prepare thoroughly. Before starting your journey, make sure you have insured your vehicle with valid bike insurance.

While you have shortlisted your destination, we have also made this list for you to look at quickly:

• Tip 1 – You should plan a budget to spend on the trip and try not to exploit it.

• Tip 2 – Do invest in safety gear like helmets, gloves, jackets, glasses, shoes, knee elbow guards, and so on. Also, ensure that everything you buy is certified and genuine. Your safety is paramount for a pleasant trip.

• Tip 3 – Schedule a bike servicing right before leaving for the journey. Facing issues midway is certainly something you would not want.

• Tip 4 – Learn how to ride for long hours and the highways. Just starting with your tour is not how it works. You will have to practice at least a month before you begin the trip because these long journeys are the actual test of your endurance.

• Tip 5 – While packing for the trip, do not forget the following: two-wheeler documents, PUC, your ID (preferably Aadhar card), a spare key for the bike, and bike insurance papers.

• Tip 6 – Pack light for the ride. Don’t end up carrying the unnecessary weight. Be smart and only pack the bare minimum.

• Tip 7 – Be prepared for unexpected changes in the weather. When travelling for a long distance, chances are very high that the climate will keep varying.

• Tip 8 – Stick to your schedule and try not to take any detours. Install a GPS device on your bike and carry a physical map, which helps you navigate your journey.

• Tip 9 – Avoid late-night rides. Starting early and ending early is the bikers’ motto. Riding late at night can be tiresome as well as risky.

• Tip 10 – Stop at regular intervals. In your spare time, let your bike cool down, inspect it, or take some time for refreshments before you set off again.

• Tip 11 – Plan up an itinerary. Set a time for daily rides, breaks, stay and follow it.

• Tip 12 – Don’t miss out on the fun. You may face difficulties, but everything about this trip will be worth it. So, enjoy the ride and give yourself a break from the daily hustle.

The most important tip out of all is to ensure bike insurance before travelling anywhere. Keeping your two-wheeler insured is a step towards security and should not be neglected.

Put in some effort and follow the above tips to create an unforgettable journey to cherish for yourself. Good memories make great stories, so pick your bike and don’t miss the opportunity to do something thrilling in life.

To look for bike insurance online, click HERE...

How can you make your car insurance foolproof? The intricacies of car insurance can be puzzling, but it is undoubtedly worth the effort. After purchasing a car, an intelligent person’s first thing is buying insurance, as one shouldn’t delay good deeds. Car insurance is just as valuable and necessary as health insurance. It is crucial to be secure financially once you get behind the wheel.

We bring you tips for making the right decision so that you select the best possible car insurance policy and enjoy stress-free driving:

1. Always review the policy cover yourself to make sure it fits your requirements. Do not go for the first deal suggested by your dealer or insurer.

2. Cut down the costs of any non-required benefits provided in the policy to get reduced premiums.

3. Search for additional discounts such as membership benefits or one-time payment discounts, etc.

4. Make a sensible move and go for higher deductibles. A higher deductible will make your annual premium cost lower than expected, leading to a profit.

5. Do not settle for the first policy that comes your way. Explore your options carefully, compare every selected choice and then opt for the best suited one.

6. Usually, if you get insurance for a single car, it ends up costing more. Getting insurance for two or more vehicles at a time will save you thousands. This is known as the multi-car discount or bulk rate in insurance.

7. Insurance companies may consider the credit ratings of a driver while evaluating the premium cost. Therefore, keeping your credit rating high is only going to be beneficial.

8. A Pay-as-You-Go policy is the best choice for people who drive efficiently. This policy tracks driving to calculate your annual discounts based on how well the car is driven. So this way, driving safely can now save you additional bucks.

9. Do not forget to claim your yearly bonuses such as NCB while renewing your car insurance policy.

10. To avoid inspections of your car from the insurance company, be punctual when it comes to renewing the insurance. Companies may conduct tests on the vehicle to ensure its performance if the policy is not renewed on time.

11. Installing a certified anti-theft device in your car will get your premium cost reduced by the company.

12. Your geographical area makes a difference in the premium of your policy. Two people using the same car model, the one living in an urban zone, will have to pay more than the other living in a rural area.

13. A company providing you with a Cashless option is of advantage since you will never have to worry about arranging cash every time you make a claim.

14. Avoid waiting for your policy to get issued. Instead, take advantage of the updated technology, go for insurance that is given in a short time and does not take months to issue the policy to the buyer.

15. Switch to online policy purchase mode as you get an additional discount for online insurance.

Were you able to draw productive outcomes from the above tips that we have stated? Although car insurance is a basic necessity in today’s life, it can sometimes be cumbersome to your pocket. If not chosen wisely, one may end up paying more than required. So be smart and stay safe by considering these tips when buying car insurance.

For more information on car insurance, click HERE...

Buying online motor insurance is growing into a trend. With the wide availability of many online insurance options, it takes just a few minutes to purchase an ideal 2 wheeler insurance online. The simplified processes help you with the best insurance policy for your two-wheeler instantly.

So, if you too own a two-wheeler and are planning to insure it online, below are the steps you need to follow.

1. Do the best research work:

To purchase an appropriate 2 wheeler insurance online, you need to have a basic understanding of how two-wheeler insurance works. You need to carefully study and compare the plans of different companies by taking their premium, settlement policy, and benefits into account. Familiarize yourself with terms like Insured Declared Value (IDV), Zero Depreciation, No Claim Bonus, Third-party Liabilities, and so on. This helps you to choose the best insurance plan for your vehicle.

2. Selection of a trustworthy insurance company:

Undeniably, selecting the best insurance company results in getting a perfect insurance plan. Always choose a reputed and recognized company. Also, keep track of the company’s sales pattern, settlement process, and after-sales customer support. You can even go for Third-Party 2 wheeler insurance online. Selecting an insurance company with a good customer base and effective customer support secures your vehicle against a wide range of hassles.

3. Look for the insurance plan that suits your requirements:

Once you have selected the best insurance companies, you need to check the various insurance policies listed on their website. Go through all the details of those plans, settle on the best plan that fits your requirements, and then enter your required details and share the necessary documents to buy it.

4. Set your two-wheeler’s IDV:

Post selecting your insurance plan, the next step will be entering the IDV of your two-wheeler. Basically, IDV represents the current value of your two-wheeler in the market. With time, IDV observes a downfall and affects the premium of your insurance. It can turn into the amount you can claim entirely from the insurance company if your two-wheeler faces damage or theft.

5. Pick the add-ons and proceed to payment:

Note that you can select add-ons only if you are investing in a comprehensive insurance plan. Add-ons like cover for Pillion Rider, Zero Depreciation are the best ways to boost the scope of your insurance policy. After successfully completing all the above steps, you are set to proceed to pay the policy premium online. Choose your mode of payment from the options available, make the payment, and soon you will receive the docket of your insurance policy on your email address as an acknowledgement. You can simply print this document to present as proof whenever requested.

Buying online insurance plans are increasingly replacing the conventional method of purchasing insurance policies through agents. These are fast and convenient options with many advantages like lower premium compared to their offline counterparts. Follow the trend that gives you complete control as you take a well-read decision based on terms and conditions shared by the insurance agencies online.

Have A Two-Wheeler But No Insurance? You Can Buy A 2 Wheeler Insurance Online Here.

Having a sound sleep after a long day of work is undoubtedly one of the best things for your well-being. Besides recharging your body for the next day’s schedule, a good rest has various health benefits that can help you live longer.

Having a balanced diet and working out for hours will surely improve your health. But sleep is just as important. Many of us have habits of watching late-night TV shows or busy surfing the internet, utterly unaware that sleep is the pillar of good health and a happy life.

Let us explain you the health benefits of getting proper sleep.

1. You are less likely to be overweight:
Research states that people who do not regularly follow a proper sleep routine are more likely to gain weight and develop obesity than people who get a good night’s sleep.

2. You consume less calories:
Poor sleep patterns can affect your food consumption. Evidence proves that getting good sleep can reduce your calorie intake during the day. This is because your sleep routine affects the hormones responsible for your appetite. The more you sleep, the more your hormones will be active to stay energetic throughout the day.

3. You will have a healthy heart:
Your blood pressure and heart rate go down at night, giving your heart a rest from all the work done during the day. Lack of sleep can adversely harm heart functioning and impact your blood pressure. On the other hand, good sleep can keep your heart healthy if you already suffer from heart disease.

4. You will have fewer risks of diabetes:
Getting good sleep is particularly important if you are at risk of developing diabetes or already have the condition. Sleeping less than the medically recommended hours can negatively affect blood sugar levels for both the short and long-term. For example, a study involving several healthy young men showed that sleeping 04 hours a day for 06 days straight caused signs of prediabetes.

5. You will prevent depression:
Scientists have concluded that there is a link between sleep deprivation and depression. Various studies have shown people with depression complain about their sleep quality. People suffering from sleep disorders, such as insomnia and obstructive sleep apnea, report higher rates of depression than others. So, to prevent stress off your mind, take adequate rest and sleep well.

6. You will have a stronger immune system:
Sleep significantly helps your immune system by enhancing immune cells known as T cells. T cells fight off intracellular pathogens, such as HIV, herpes, and cancer cells. Therefore, better sleep quality results in the better ability of your body to fight infections and illnesses.

7. You will experience reduced inflammation:
If you have chronic inflammation or are suddenly experiencing inflammation, the chances are that your sleep habits are to blame. As we have stated above, sleep regulates your immune system. Poor sleep can result in inflammation. Signs and effects of inflammation may not appear at first but may develop into long-term problems.

Sleeping for a short duration leads to bad health that invites heavy medical expenses. Healthcare isn’t getting cheaper, and you should be one step forward with your medical finances by getting a health insurance plan. This way, you can get access to medical facilities without putting yourself in a pool of financial debt. Get yourself covered with health insurance today for a better tomorrow.

Click HERE to get the details about various health insurance benefits for you and your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Does your physical appearance matter to you more than your health? If you consider so, you need to take a minute to understand why this thought needs to be corrected. Forty is the best time to take a deep breath, do a little introspection and say to yourself, "there are a few things I need to do to ensure that I stay healthy". Just because you feel you are in great shape does not mean your health should be left unsupervised.

People in their 40s need to upgrade their game by great leaps by evaluating their well-being and planning for the long run.

Wellness and health experts suggest these few general medical tests as a preventive measure for people over 40.

1. Blood pressure – keep stress away: High blood pressure or hypertension is also known as the silent killer since the patient does not experience its symptoms until very late. It increases the risks of a stroke and other heart as well as kidney-related diseases. Hence, you must check your blood pressure every six months to ensure that you do not suffer from hypertension.

2. Diabetes – an alarm for sugar lovers: Does sugar tempt you, and your taste buds crave to taste sweet regularly? The majority of people will relate to this, and it is pretty natural. But, excessive sugar intake leads to the risk of Diabetes. To eliminate conditions like Diabetes, keeping your blood sugar level in check is essential. A simple blood test can keep you away from numerous risks like heart attack, stroke and kidney problems. So, keep a record of your blood sugar level regularly.

3. Eye and Dental exam – have a clear vision: Regular eye and dental check-ups are just as important as any other medical check-ups. Spectacles do look cool, but why make our eyes suffer? An eye check-up to ensure the best vision is essential to bless our eyes with a long life. Similarly, dental visits to keep your teeth from decaying are equally necessary to keep your teeth in good shape. Indeed your smile complements your personality and leaves an impactful first impression.

4. Mammogram – a wise thing to do: A mammogram or breast cancer screening should be practised every year or two for women in their 40s. Mammograms immensely reduce the risk of breast cancer, saving many women's lives by making a substantial difference. There is a strong message for women: spare time for your health and take care of your body. Your body demands your attention, and never overlook even a minute hint that your body gives you.

5. Health insurance tests: Recently, many health insurance companies ask you to go through several tests before issuing a policy to clients over 40 years old. This requirement has proven to be an intelligent choice for both the client and the company. Buying an appropriate health insurance cover post 40 will be the best gift you can ever give to yourself.

In your 40s, you discover considerable life changes as you feel more in charge of your life. So instead of allowing your 40-phobia to get in, turn it into an elegant transition. This is the time when you need to be careful and alert.

What do all the above signify about planning your health routine after turning 40? Regular medical check-ups and signing up for health insurance should be a top priority to lead a healthy life. Simply getting medical tests done is not enough. If tests can help you prevent serious health ailments, health insurance will safeguard all your health expenses.

To know more about buying health insurance, click HERE...

Your car's routine maintenance is key to saving time and money and keeping it in the best condition. But can you maintain your vehicle by yourself? If you have the right knowledge and the right tools, you can definitely maintain your car in perfect condition. Besides, every car owner wants to keep the vehicle protected from a possible risk of breakdown, accident, or theft. To ensure that, you can have online car insurance for the financial immunization of your car.

Now, let's have a quick look at a few ways that help your vehicle perform smoothly.

1. Hydraulic jack makes things easy: Hydraulic jack is a tool that should always be available in your car, especially if you are off for a long trip. A jack makes it convenient to lift the vehicle at a certain angle so that you can go underneath the car to do a check and do the repairs. The use of hydraulics in jacks eliminates human workload by applying hydraulic pressure to lift the vehicle. Plus, it is so compact and handy that it can easily fit in your car’s luggage boot. If you are working on a slope, you should apply the handbrake and place a big stone or a brick to prevent the vehicle from moving downwards.

2. Carry an entire set of screwdrivers:

The screwdrivers impart an ideal driving force to handle the screws and rip open specific parts. The set of screwdrivers comes with a bunch of drivers of varying sizes and front tips. You can choose any one appropriate screwdriver that can efficiently operate the screw you want to handle.

3. Set of sockets for the nuts and bolts:

Manoeuvring the nuts and bolts with convenience can be effortless, thanks to the sockets. If you have a perfect set of sockets of all different sizes, then repairing the car will not be a mammoth task. You just need to examine the nuts and bolts and accordingly pick one socket, that’s it! For more ease, use a ratchet that matches your sockets.

4. A wrench set can get your job done:

Wrench sets come into two variations, the first one is the metric wrench, and the other is the standard wrench. The metric wrenches are perfect for doing all the essential maintenance work. The standard wrenches capitalize on the situation by fixing the issues that cannot be addressed using the metric wrenches. It is preferable to use electronic or cordless impact guns for better utility. Automatic impact wrenches reduce the mechanical effort hence saving energy and time.

5. Don’t forget to buy an ideal insurance plan:

For long-term benefits, investing in comprehensive car insurance is necessary for your car. To make the entire process of comparing and buying insurances easier, you can buy online car insurance that fits your requirements.

The above set of tools should always be part of your car’s maintenance regime. With the help of these tools, you can perform many simple maintenance tasks yourself and quickly repair your car.

Want To Know About The Best Online Car Insurance? Get In Touch Today To Get Affordable Online Car Insurance.

Fear is a powerful emotion that affects us in different ways. We all have been in a situation where we feel our heart racing, body sweating, and sometimes, even zoned out when anxiety starts kicking in. Unfortunately, many people ignore anxiety because it is not a “physical” illness. However, severe anxiety can impact a person’s ability to perform day-to-day tasks in the long run.

Diminutive yet powerful lifestyle changes can help in effective anxiety management. Many experts and professionals recommend a lifestyle-changing approach to tackle anxiety. In this space, we will focus on some of the best lifestyle changes to give you relief from the constant anxious feeling.

1. The shift towards a healthy diet:
Your brain needs sufficient nutrients to function properly. Lack of a healthy diet or nutrients can affect neurotransmitter production, triggering your anxiety symptoms. Therefore, switch to healthy food, including vegetables, protein, calcium, and vitamins. Furthermore, quit too many sweets and stay away from caffeine. Studies reveal that too much caffeine can trigger anxiety and worsen the symptoms.

2. Get involved in physical activities:
Professionals reveal that even a few minutes of exercise or physical activity a day can relieve anxiety symptoms and elevate your mood by releasing serotonin and endorphins in your brain. You don’t necessarily need to join a gym. You can start by taking a short walk, jogging, yoga, or basic exercises at home. In addition, you can also practice breathing exercises and sports activities, including swimming, dancing, or more.

3. Get sufficient sleep:
The importance of adequate sleep is well-known, and it indirectly impacts your mental health. An adult needs at least eight hours of daily sleep for healthy brain functioning. Contrarily, lack of sleep can affect your mood and trigger your anxiety.

4. Avoid or limit your alcohol intake:
Many people rely on alcohol to feel better. While it may please you in the heat of the moment, the after-effects of alcohol can aggravate your symptoms, making you highly vulnerable. Sometimes, “just a drink” can make you feel on edge the next day and disturb your sleeping cycle. If possible, stay away from alcohol, or limit your intake.

5. Keep an eye on your thoughts and emotions:
Feeling helpless, self-doubting, or having a negative attitude can impact the production of neurotransmitters in your body. Constantly indulging in negative thoughts and emotions can worsen your anxiety and even make you depressed. It also affects your immune system, making it worse for your physical health and inviting unwanted illness.

6. Don’t isolate yourself:
Being social can make you feel less lonely and elevate your mood, leading to a better social life. Keeping in regular touch with your friends, family, and loved ones will help you deal with anxiety as they can offer support and realistic approaches to managing your stress. Anxiety can sometimes make you withdraw socially, so try socializing with your friends, join a group or classes that you enjoy, sign up for a volunteering project, and more.

Anxiety can shake up your world inside out. When it starts making you physically weak, immediately contact your doctor to diagnose any physical conditions you are suffering from. The last two years have already been a stressful ride for all of us, and you don’t want to burden yourself with hefty medical bills. Therefore, having online health insurance can ease your pocket and give a sigh of relief. On your way to ensure your well-being, health insurance protection can help to go the extra mile.

Click HERE to get the best deals on online health insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

After your home, automobiles are probably the second most valuable assets you possess. Automobiles are machines, and they'll undergo wear and tear with time, demanding a proper service at regular intervals.

It's only natural that you'd want to locate a mechanic who would adequately care for your car while keeping your best interests in mind. Here as we are talking about maintenance and safety features of your vehicle, so doubly ensure by dealing with only experienced mechanic or repair workshops.

There are hundreds of mechanics available in your vicinity, and making the right choice isn't always straightforward. So, let's have a look at some questions to ask when selecting a mechanic to ensure you receive the most satisfactory job for your vehicle.

Is the mechanic certified? Car manufacturers or other reputed training institutes certify some technicians to work on specific types of vehicles. If a technician gets a proper certification, it implies they've completed necessary exams and are knowledgeable about the various brands of cars. Therefore, it's always best to go for certified mechanics as you won't agree to hand over your priceless possession to an amateur person.

What is mechanic's reputation in the market? Make sure to look over the mechanic's reputation. Find out how good their service is by checking their website or any other trusted online forum for reviews. Also, ask around your petrolhead friends for inputs. A reputable mechanic will always give you better service than the competition.

What are their charges? Nobody wishes to pay an arm and a leg to get their automobile serviced. It might be challenging to locate a skilled mechanic who isn't overly expensive, but it is doable. Look for certified and self-employed mechanics who run their businesses since they are generally the most economical. If you have good car insurance coverage, it will be easier for you to pay the fees of a mechanic as most of the excellent insurance coverages offer an add-on for car servicing and repairs.

What guarantee do they offer on the repaired parts? Although many technicians provide a guarantee or warranty on their services, some do not. If possible, choose a mechanic that gives a warranty; otherwise, you will face difficulty if the problem reappears.

How convenient is to reach the garage from your place? Having a mechanic close to your workplace or home is both handy and cost-effective. It helps you save money by removing the need to travel long distances and makes it easier to monitor the progress of the repairs. You may also swiftly return to the workshop for any extra service, if necessary.

Are they good at communicating? Speak with potential mechanics and observe their approach when dealing with you. If they have time to sit down with you and explain things or go over what's wrong with your automobile, there's a good likelihood they'll take the necessary time while servicing it. If they don't have time to talk with you, on the other hand, there's a strong possibility they'll speed through the work and overlook minor things that can have significant consequences later.

Final thought: A skilled mechanic will play an essential part in keeping your automobile in good working condition and serving you for an extended period. As you look for the perfect mechanic for your car, don't forget to pair it with reliable car insurance to help you cover your repairing cost at the garage.

Click HERE to know about the best car insurance coverages…

Life is full of turns and twists, making it thrilling and happening, but every turn comes with a different experience that can sometimes set you back. No one can predict what the future holds, but we can secure it.

Under the umbrella of the General Insurance sector in India, several insurance plans protect our assets from all aspects of unexpected risks. These plans provide us with a financial cover for valuable assets like a car, motorbike, house, etc., against an economic loss caused by unforeseen events like accidents, theft, burglary, natural calamities, etc.

We will see the preliminaries one should know about General Insurance and why one should choose it.

Why do you need General Insurance? Your priority is your safety, followed by the avoidance of any mess. But at times, you may experience unexpected losses that you are entirely unaware of. In such cases, insurance is your best friend. A good coverage plan from a reputed general insurance company can act as your assistant in covering economic losses which otherwise would be heavy on your pockets.

Advantages of having general insurance:

• In the event of an emergency, insurance will be your financial protection. It will repay you for the losses and expenses you had and keep the load off your wallet.

• Some insurance policies are mandatory by law. E.g., in India, a motor insurance policy is mandated under the Motor Vehicles Act of 1988. When you purchase such policies, you fulfil a legal responsibility by avoiding violations.

• Tax advantages are available with health insurance policies, which are a form of general insurance plan. Premium paid for such schemes are deductible under Section 80D. Such a type of deduction reduces taxable income, lessens your burden, and allows you to reserve some money.

Types of General Insurance in India:

1. Health Insurance: Health insurance plans provide you with a double bonanza by securing your health and wealth at the same time. It covers all the medical expenditures incurred during accidents, illness, or injury, including hospitalisation fees, doctor consultation fees, or medicines costs. One can pay it monthly or annually, depending on their convenience.

2. Motor Insurance: Motor insurance coverage financially secures your vehicles from any potential risks. The policyholder's two-wheeler or car is subjected to compensation against damages caused by accidents or any other dangers.

3. Property Insurance: Property insurance can protect your property against any risks or damages to it, such as theft, burglary/housebreaking, fire or damages due to natural calamities.

4. Travel Insurance: Travel insurance provides you with compensation for financial losses due to flight cancellation, trip interruption, delays, baggage loss, or any mishap during your trip.

Required document while buying General Insurance:

- Proposal form of the policy

- Identity card, Age proof, and Address proof

- Passport size photographs

- Documents of the assets that are to be covered

- Other supportive documents that the company may ask

When should I buy insurance? The answer, in most cases, will be a resounding "now". It protects your life, family or assets for a specified period, as long you pay timely premiums. So whether you are an unshakable optimist, a thorough planner, or someone who prefers to go with the flow, obtaining an insurance policy from a trusted general insurance company provides you risk cover and precious peace of mind.

So if you don't have the best insurance plans already, HERE is what you need to know…

The insurance industry in our country is experiencing an IT revolution. It is gaining a competitive edge in innovation and advancements in technology. The insurance companies have also adapted their business models to become more relevant and approachable online to cater to their growing online customer base.

The new work-from-home culture and series of lockdowns are further fuelling the online process to a greater extent. Result of which, the economic advantages of digital transformation in India have been highly encouraging. More people are inclining towards getting insurance online for their vehicles insurance policies. As per the Finance Ministry and IRDAI, the Insurance sector is expected to grow by 40-50% in the next half a decade.

So how exactly is the digitization of the insurance sector helping you with your bike insurance online? Let us answer it here.

1. Quick and Easy buying process: The digitization of insurance purchases has made it easier and faster. Earlier, a lot of documentation was required to obtain two-wheeler insurance offline, including visits to the insurance company's branch offices. It is now possible to buy insurance entirely online, with no physical paperwork. The shift is unquestionably a beneficial one.

2. Reduced total policy premium: Several insurance companies offer bike insurance online, allowing clients to browse all their policies features. Because of this, fewer intermediaries, agents and other personnel influence get involved. The company also has to spend less on stationery and other office resources by skipping all expenses mentioned above. Therefore, the total operating costs for the insurance are reducible. That is why online bike insurances are generally offered at reasonable rates in comparison to offline purchases.

3. The option of comparing different policies instantaneously: Today, all insurance firms display the features, premium amount, and T and C (terms and conditions) online. Therefore, the buyer can access these parameters of different companies all at once and compare multiple policies in one location, verify their requirements and make an intelligent choice. Thus, the role of mediators reduces, and the customers make a more informed decision.

4. Claim settlements made easier: Due to digitization, not only the process of acquiring bike insurance online got smoother, but also the process of settling a claim. It is now possible to register a claim immediately on the website. Fill in the incident's details and gather the relevant papers. One of the insurance inspectors will visit the accident scene and check the damage caused to the vehicle, and will prepare a claim estimate. The consumer can then track their claim status online by entering the claim number in the tracking window.

What impact will digitization have in the years to come? Digital technology is already influencing the purchasing habits of people. Insurance companies and agents will work seamlessly together in the future to provide better online customer support. In addition, insurtech solutions will be tested in a more controlled environment thanks to the new rules by the IRDAI. In the next five years, digitization will also help insurance reach India's semi-urban and rural segments.

Click HERE to get the best bike insurance online now.

Accidents can sometimes cause severe damages, disability and, in the worst-case scenario, even death. Situations like these can have an unfortunate effect on a person's financial stability. Unfortunately, no one can predict accidents but can protect or cover for such incidents.

Therefore, a sensible choice is to get personal accident insurance online at your convenience.

As the name suggests, personal accident insurance gives you cover from any mishaps that come your way unannounced. A personal accident policy is, however, much more beneficial than only covering for your losses.

Let us look further at the benefits you didn't know about personal accident policy.

1. Provides 100% sum insured:

No matter the cause, the nominee gets a 100% claim on the cover in case of accidents. If, unfortunately, the insured person dies in an accident, the kin of the policy can claim the entire coverage amount. Minor injuries like fractures, burns, stitches are also covered under the policy, depending on the inclusions.

2. No change in the premium:

Another benefit of this policy is that the cost of premium stays the same throughout time. It will neither increase nor decrease. Also, the policy provides renewable lifetime coverage.

3. The whole family can be covered in one policy:

A complete personal accident family insurance plan can cover an entire family from unfortunate circumstances under just one policy. All you ought to do is choose a policy that provides coverage for each family member of the policyholder's.

4. You don't require preliminary medical tests:

As accidents happen irrespective of a person's medical history or state, unlike any standard health insurance, personal accident insurance does not seek any previous medical tests for the policyholders.

5. It is even more affordable when purchased online:

As we all know, buying insurance online is a lot easier than offline. Major insurers recommend that these policies be purchased online and offer a lower premium that adds to the savings in some circumstances.

6. Daily cash allowance:

An excellent feature of a personal accident policy is setting up a daily allowance amount for the insured. If the victim needs to spend on hospital bills, regular check-ups or hospitalisation, they will not be out of cash.

One can never be too careful when it comes to inevitable situations. Likewise, the safety of yourself and your family can never be thorough. Even the most cautious person can be caught up in an accident and get hurt. Policies like personal accident insurance can save you a lot of inconvenience during trouble times.

While almost all insurance companies offer personal accident insurance coverage, it's less unlikely that your agent will share the importance of this policy with you. These are not very popular policies because of the low commission to the agents. So take some time out of your schedule and get personal accident insurance online.

To know more about online health insurance, click HERE...

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all can debate if mental health is as crucial as physical health. Because of our stressful lifestyles, it is necessary to stay both mentally and physically fit. Nowadays, doctors, fitness and wellness experts recommend equal attention to a person's mental health, which seems reasonable.

Is mental illness covered in health insurance? Any person who is buying health insurance would have this query in mind. The answer is "yes". The IRDAI (Insurance Regulatory and Development Authority of India) has also made it mandatory for insurance companies to have policies with mental illness coverage. Every insurance company has to keep coverage for treating a mental illness in the same way they cover physical ailments.

We explain in this article how a health insurance policy can take care of financial emergencies arising out of any mental illness.

What are mental health and mental illness?

Characteristics such as psychological wellbeing, behaviour, emotions, cognition, and socialising make up a person's mental health. Each of these influences how we act, think, respond and feel. It also plays a role in our decision-making, interactions, and other functional activities. Mental illness refers to the situation when at least one of the characteristics mentioned above falls short in performing their role, and an imbalance occurs in a person's mind. It affects their thinking ability, decisions, behaviour, grasping, responses, memory, and the like.

Facts to know about mental illness coverage in health insurance.

Here are some factors you should know about mental illness and how it is covered in a health insurance policy:

- Just like any physical health insurance, mental health insurance covers your expenses of treatments, hospitalisation, medications, etc.

- Any person suffering from overthinking, moodiness, anxiousness, depression, loss of memory, coordination inability, and the rest is considered mentally ill and can opt for a mental health insurance policy

- Mental health insurance also gives you cashless services like comprehensive insurances

- Unfortunately, mental health insurance does not cover retardation

- The benefits and claim process may differ from one patient to another

- Illnesses resulting from the consumption of drugs or alcohol are excluded from the coverage

- It is more advisable to include mental health insurance in the initial stage with health insurance

Final thoughts:

As we lead a stressful lifestyle, investing in mental health insurance is undoubtedly a wise decision for every health insurance policyholder. We spend a lot of time discussing our physical wellness and weight loss plans, but not nearly enough about our mental wellbeing. Every third person you come across may be suffering from some kind of mental issue. Although there is still a taboo of mental illness being inferior and shameful, it is remarkable how IRDAI acknowledges this concern and makes it compulsory for insurance companies to cover mental disorders.

Though the policies have some exclusions and restrictions, it is only equitable for the insurance companies to provide you with the best available facilities even in emergency.

HAVE A LOOK AT VARIOUS HEALTH INSURANCE PLANS THAT WILL SAVE YOU MONEY. CLICK HERE…

In India, health care has become a major expense than ever before, with 15% annual inflation. Given the increase in lifestyle-related diseases in current times, long term health insurance is unquestionably the most cost-effective and viable choice.

Most people in their early 20s and 30s believe that they are healthy and nothing will happen to them ever. But a most concerning question flickers in our mind that as we grow old, "Is someone going to be our support system at the times when we will need them the most?" At this point, something like "Long-term Health insurance" kicks in.

Today, with higher awareness regarding health issues and well-being, a long term Health Insurance plan provides you hassle-free safety assurance. Consider these four questions to see the advantages of long-term health insurance and why should you buy it at an early age.

What is Long-Term Health Insurance?

Long-term Health insurance lasts for a long tenure, say about 2 to 3 years. Therefore, you can lock up your coverage for 2-3 long years rather than monthly or quarterly. It keeps the policyholder relieved from the medical expenses and acts as practical support against unannounced diseases.

Why should you consider and opt for Long-term Health insurance?

The most notable advantage for the policyholder is that you no longer have to renew your policy every year when you opt for a long-term insurance plan. Also, long term plans are likely to come with a discounted premium compared to other plans.

Who cannot take advantage of this plan?

Senior citizens cannot claim for this plan. Health insurance companies consider senior citizens at high risk. It is advisable to get long-term insurance during your younger and working days to secure your post-retirement life.

What are the other perks of long-term insurance?

Long-term health insurance provides more advantages over regular health insurance. Some of the benefits include –

1. You don't need to worry about renewals: The long-term policy helps avoid yearly renewals. Also, during the policy period, it covers unannounced diseases. It also provides a good discount on premiums in comparison to short-term policy plans.

2. An excellent tax waiver: Long-term insurance plans not only give you a shield for health but are also crucial for tax saving. If you get a health insurance plan for yourself or your family members, you can avail a tax exemption under Income Tax Act, section 80D.

3. Chance to cover pre-existing health issues: While many insurance firms do not cover the pre-existing diseases or health issues under the short-term policy, the long term insurance can provide you a solution here. The cost of the premium may vary depending upon the age of the policyholder.

Lastly, look at the different plans available and buy a 

health insurance plan

 which is the best fit for your needs. Medical expenses can drain a lot of money, but long-term health insurance can reduce the financial burden. Long-term health insurance is undoubtedly one of the best solutions to health expenses in the future.

Do You Consider Health As A Priority? Then Click Here To Know The Best Long-Term Health Insurance Plan For You.

There are various covers that the insurance companies provide depending upon factors such as the location, the type of car, the engine model, the engine capacity, etc. These car insurance covers are provided for various situations such as natural calamities, theft, accident, etc. One such protection that always seems ambiguous is the insurance against vandalism. If you are contemplating whether to take a vandalism cover or not, this article might help you by giving you a better insight into destruction, the claim, the benefits, and the demerits of the same.

The first thing to understand is that vandalism covers can be costly. As the severity of vandalism cannot be estimated beforehand, and the likeliness cannot be predicted, the covers can charge extra.

You can claim vandalism only if you have a comprehensive cover. Now, what is a comprehensive cover? Let’s understand the two main kinds of covers provided by insurance companies.

1. A third-party plan:

This policy is a safety net for the policyholder against any liabilities that may arise due to an accident or collision resulting in an accident of a third person or damage to their property.
If in case of death of the third person, the insurance company covers the compensation for the same. The premium on these is lower compared to a comprehensive car insurance plan.

2. A comprehensive plan:

Not only does it include third-party coverage, but it also takes care of personal damage. Comprehensive car insurance protects against any legal obligations arising from third-party interference and covers any damage caused to your car.
This cover also has the added covers on natural and human disasters such as riots and vandalism. With these things in mind, you can rest assured that your car will be fully taken care of by the insurance company.

Let’s first understand what vandalism is:
Vandalism is an act of destruction performed intentionally and with the intent of malice. In this case, we are talking about vandalism against vehicles, which can have different forms.

1. Damage to the car body:

Spray paint, scratches, and graffiti are a few ways to damage the car’s body that can be considered vandalism. More noticeable scratches and damage will require a new paint job and other repairs.

2. Broken parts:

Broken windows, glass panels, or lights must be changed entirely, costing tens of thousands in damage.

3. Slashed tyres and stolen parts:

Parts of your car, such as the side-view mirror, company logo, tyres, wiper blades, etc., can cost significant money. People steal these and sell them for the original prices, which are relatively more expensive than the knock-off goods.

Vandalism claims can be time-consuming and challenging to process as there is rarely a proof. So, it is best to inform your insurers as soon as possible and start the process. But remember that vandalism claims are only valid if there were relevant covers in your policy.

As discussed above, car insurances pay for vandalism only if you have comprehensive coverage added to collision coverage. Comprehensive coverage does not include any stolen goods or personal items from within the car, but it can cover the expenses for the damages incurred.

Sometimes, a police intervention might be needed as vandalism is considered a crime. Filing a complaint with your insurer increases the chances of damage recovery through the claim. If a police officer does not visit the crime scene, then the chances are that they will call you to give a detailed report of the crime. Do not forget to miss out on any points, as the better the details of the crime; the better are your chances of claiming your insurance.

Now you know why investing in a comprehensive car insurance policy is best. You can get the best protection against calamities, human-induced hazards or otherwise.

Click HERE to find out more about comprehensive car insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

When your headlights give you a difficult time by going off, the instant reaction is to contact a mechanic. And why would you not? A broken headlight makes it feel like you are driving with one eye closed, causing night drives riskier. Also, what if a vigilant police officer stops you on the road? That generally means heavy fines, especially if a few things are wonky in your car. Additionally, the car now looks way less sleek than before. However, going to the mechanic proves to be costly and time-taking, which makes you delay the job unless there is a looming fine.

A one-stop solution to all these problems is just fixing the headlight yourself. This surprisingly easy task takes a few minutes to accomplish. It could be a fun DIY project which you undertake this season! This blog gives you the basics of replacing your car headlights at home!

Tool list: You might need the following tools to fix the headlights, so keep them handy: Screwdriver set, socket set, pliers.

Safety first!
There's nothing more important than your safety. Wear gloves and goggles to protect yourself, as you might have to reach some tight spots. Additionally, you'll hold sensitive bulbs throughout the process, which warrants protection.

Caution!
As a precautionary method to ward off DIY enthusiasts, most car insurance companies do not allow significant self-modifications to the vehicle's interiors or exteriors. While checking new car insurance rates, read the policy fine print to check if it permits such changes.

Step-by-step process on how to replace your car's headlights:

1. Check your owner's manual
This is to get specific instructions on replacing your vehicle's headlights and what kind of bulbs you should get (HID or LED). The general instructions are similar, but you may need specific tweaks to suit your car.

2. Power the car down
Turn off your car, let it cool, and park it in a clean area on your driveway.

3. Access the bulbs
This may be a tricky step. Sometimes, you may need to remove the battery to access the bulbs better. Or, you can pop the hood and locate the headlight holder near the front of the car.

4. Detach the headlight connector and disconnect the bulb
The base of the lightbulb is connected by three wires. Disconnect the plug that supplies power to it. Once you open the headlight, changing the bulb is child's play. However, be careful while unlocking the locked bulb out of its place. Try not to break the clips used in locking the bulb, as those are not easily fixable.

5. Screw the new light bulb in
Wearing gloves, carefully screw the new bulb without touching the glass of the bulb, as it may burst. Close the hood of your car, and the job is done! If one headlight is off, it's almost certain the other will go off in a few weeks. So, when replacing one, take some time and replace the other one too.

Headlights going off is a common problem. While it is usually from old age, there can be other reasons, such as extreme heat or cold, which affects the bulb's filament, causing it to go off. It can also be due to oxidation, common in modern-day halogen bulbs. Unfortunately, you might have to replace the whole headlight, not just the bulbs. In this case, taking the vehicle to a mechanic is best, as meddling with it too much might do more harm than good. To make this more pocket friendly, research new car insurance rates that also undertake your car's repair and maintenance costs.

Click HERE to know more about new car insurance rates.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The covid-19 pandemic put the whole world to a stop. Various global operations halted; people were panicking and clueless about the situation. And amidst all this, business suffered a huge loss until everything found a place, and there was some clarity which helped put a lot of functionalities back on track and slowly sped them up. To combat the widespread of the infection, organisations started offering their customers an option of "no contact deliveries" or "contactless services," which was a revolutionary step for the safety of their consumers.

Are you looking for information about any procedure that can be contactless and help you with your car insurance, for example, renewing it? It is essential to ensure that you update your car insurance policies on time to avoid extra penalties and avail of the full benefits without any hindrance.

In delayed renewals, it will be a tedious process to be able to claim and get the appropriate help and compensation from your designated insurance companies. So, it is vital to be mindful of your policies, your rights, the documents you might need, your premiums, and most importantly, the renewal dates of your insurance.

This blog will discuss the zero-contact process of buying and renewing car insurance.

1. What does the zero-contact process mean?

In the case of contactless insurance, you have a scope of purchasing the insurance without meeting any officials from the insurance company. The whole procedure involves digital methods for verification, details, and documentation through mobile apps, the website of the designated insurance organisation, video chat applications, etc.

2. What do you need to do as a consumer/potential customer?

You can compare and measure the benefits of various insurance policies from different companies, research the plans, the premiums, the coverage insurances provide, grace periods, renewals, add-on benefits, etc., before arriving at an informed decision and choosing the plan you want to purchase. And surprisingly, you can do all this from the comfort of your home, one of the significant advantages of contactless services. Thanks to technology!

3. How can you buy motor insurance online through the zero-contact process?

The online option will allow you to avail yourself of the zero-contact aspect of purchasing car insurance to protect your car against damages. You, as a customer, connect with the insurance personnel through virtual platforms. You may download the designated mobile application or go to the insurance company's website, choose the appropriate options, select the plan, upload the documents as per the instructions, and get them verified. For identity authorisation and verification, you might have to video chat with the official or to the developed chatbot, which will further provide instructions on how to proceed. You will have multiple options like UPI, net banking, cash, debit and credit cards, etc., to accomplish the payment process.

4. What are some benefits of contactless insurance?

You can avoid risks of covid-19 infections, online availability (24X7) in case of any queries and help, video calling options for a personalised touch, and zero commission services to avoid fraud or involvement of an untrustworthy third party. You also need to ensure the add-on benefits, get a customised insurance policy, set the desired Insured Declared Value (IDV), the zero-depreciation value, etc.

This was all about the zero-contact process to buy motor insurance online or renew an existing policy. We hope this information will help you understand the details of the zero contact procedure and why it is beneficial. You must keep the above-discussed pointers in mind and carefully consider them before choosing the policy. Also, avail the benefits and buy motor insurance online. This way, you not only ensure the safety of your car but also reduce the risk of infection by eliminating the physical visit to the insurance company or agent.

Click HERE to know more about how you can buy motor insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ever wondered why you don't feel jolted every time you apply the brakes on your car or take a sharp turn to the side? It's all thanks to the car bushes.

Car Bushings are cushions made up of rubber, polyurethane, neoprene, or other materials. They're mainly mounted on car suspensions and steering joints. Their primary responsibility is to ensure no abrasions in the metal suspension framework due to the contact between them. They also give the driver maximum comfort by mitigating road bumps and controlling the degree of movement in the joints.

The car bushings are mostly made of rubber. Typically, rubber bushes are structured in the form of a cylinder between the two parts of metal. This rubber is usually vulcanised rubber.

Car bushes are essential for the smooth functioning of your car. This blog sheds some light on car bushes and their need in a vehicle.

Applications of bushes:

• Improves safety and comfort: Car bushings support the mechanism to make the ride comfortable for the passengers in the car. They are crucial in positioning and aligning various suspension and steering components.

• Reduces damage caused by vibration: Repeated vibrations can cause abrasions to your vehicle's suspension system, which contributes to its weakening. Car bushing minimises this wear and tear, thus increasing the car's life

• Making the ride less noisy: The rubber used in bushes can reduce vibrations and thus reduce the need for lubrication. This makes maintenance easier and simultaneously makes the vehicle less noisy.

• Bushing provides a stress-free and long life to the vehicle: Like cartilage in a human body, bushings protect the joints and connected parts of the car from shocks to the car. This increases the longevity of the car and the lesser probability of your car facing damages.

Advantages of using Rubber bushes:

● Rubber is the most widely used material in car bushes. As rubber is a readily available substance, it is inexpensive and readily absorbs most noises and vibrations transmitted by various objects.

● One of the main advantages of using rubber bushes as cushioning in vehicles is that it's never a bad fit for a vehicle. They are suitable for all types of vehicles and can be used as cushions for engines and gearboxes.

Disadvantages of using rubber bushes:

● Although very widely used, rubber bushes come with certain limitations. They tend to deteriorate when exposed to heat, air, and especially oils. Over long periods, this exposure can result in the rubber material cracking and wearing away.

An alternative to rubber bushings is ones made out of neoprene. It looks like rubber but is a synthetic substance derived from polymerising chloroprene. It is much more robust than rubber and is better suited to bushings. Neoprene can withstand high temperatures without physical damage.

While extremely simple in design, car bushings play a vital role in suspension systems where vibrations are problematic. They are significant and should be replaced timely to avoid abrasions in your car's system.

We discussed how car bushes can help you control your car's braking. Their applications can assist you in the smooth handling of your car and avoid the risks of accidents. However, the maintenance and upkeep of these integral parts can be daunting sometimes. The solution to this is to buy new car insurance. Ideal car insurance provides several benefits to avoid spending hefty amounts on car maintenance. The new way of budgeting while ensuring security can be possible by making the right investment.

Click HERE to know more about how to buy new car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.