What kind of insurances do we offer?
Private Car Insurance:
The private car insurance protects you from financial losses and covers you in the case of unfortunate situations such as accident, fire, natural calamities, theft and other mishaps.
The insurance premium of every car is different and depends on factors such as the make and model of the car, fuel, engine type, and previous policies, among other factors.
Our car insurance claims are made easier with our smartphone-based self-inspection app and a hassle-free process.
Two Wheeler Insurance
A bike / Scooter insuranceplays an important role in preventing you from financial losses caused during unforeseen circumstances such as accidents, fire, natural calamities, theft and other mishaps.
Your insurance premium largely depends on your scooter/bike model and registration year.
Two-wheeler insurance claims have been made easy too. There is a self-inspection app and the process is hassle-free.
Commercial Vehicle Insurance
Apart from the mandate by law, a motor insurance in India for commercial vehicles is extremely important as these involve a lot of risks and uncertainties.
Third-Party Long Term Two Wheeler Motor Insurance policy
Insure your two-wheeler for two or three consecutive years with our long-term two-wheeler insurance policy. As you are aware that the third party cover is mandatory as per motor vehicles act, it will not only keep you on the right side of the law but also protect you from third-party liability but also from the yearly increase in premium caused due to increase in TP premium prices by the regulator.
Motor Tractor package
As is evident form the name , it is the insurance policy for your tractor. Though tractor is not a mode of transportation it still runs on road to perform its functions.
Motor Act Only Policy
Your vehicle on road is not only susceptible to own damage but also to the liability in case of accident. Motor vehicle act 1988 requires all vehicle plying on road to compulsorily have third party liability insurance.
Motor Trade Policy
Vehicle needs to be insured and registered to establish insurable interest in the asset. The vehicle needs to be registered first and only then an insurance policy can be issued.” Vehicles which are yet to be sold are susceptible to damage or can cause injury to people handling such vehicles. Hence businesses which are involved in the handling of pre-sold new vehicles go for motor trade policy. A motor trade insurance policy is designed to cover any injury, loss or damage to the third-party caused by the vehicle and the damage to the vehicle itself caused during the course of handling.
Motor Trade Internal Risk Policy
Vehicle needs to be insured and registered to establish insurable interest in the asset. Vehicle needs to be registered and only then an insurance policy can be issued. Vehicles which are yet to be sold and already sold are susceptible to damage or can cause injury to people handling such vehicles. Hence businesses which are involved in the handling of presold new vehicles go for motor trade internal risk policy. It covers any damage to the vehicle or any injury to the staff of that business entity caused by the vehicle
Motor Add On Covers
Comprehensive motor insurance policy only covers accidental damage to the vehicle or damage to the third party by the vehicle and doesn’t cover some specific risks such as engine or tyre damage. It is also possible that claiming under motor insurance can nullify the no claim benefits. Hence insurance companies offer add ons so that you can cover such eventualities also.