GENERAL INSURANCE BLOG

A famous saying amongst bikers goes, "A bad day on a bike always beats a good day in the office." Whoever said that was surely familiar with the thrill and adventure of biking through treacherous roads and the satisfaction of conquering them. For bike lovers, nothing beats the anticipation and excitement of exploring new and challenging terrains.

In this article, we will take a look at some of the most popular biking routes in India.

1. Chandigarh-Manali-Leh:
This route is known as one of the most challenging biking routes in the world. The Chandigarh-Manali-Leh route is filled with picturesque views and difficult terrains. The road to Leh makes riders work hard for every kilometre. Extreme altitude and motion sickness will test your endurance and willpower. But the gift of the clear blue skies and the magnificent roads ahead make the struggle totally worth it.

2. Shimla-Spiti Valley:
This beautiful stretch of 430 kms is a mix of rugged tracks and broken roads, making it extremely difficult to travel. The roads are comparatively narrow, making the commute all the more challenging. It is extremely difficult for bikers to manoeuvre uneven terrains filled with rocks and gravel. However, the beautiful apple orchards, impeccable valley views, and peaceful monasteries are just a few of the many rewards you will find on the way.

3. Siliguri-Yuksom:
A relatively smaller commute, this unconventional route is often discussed among travellers for its under-maintained roads and uneven terrains. Adding to that are the many waterfalls that make it all the more difficult for bikers to navigate. What makes this journey remarkable is the unparalleled beauty of the landscape. The view of the mighty Himalayas is sure to give you the much-needed motivation while traversing through these roads.

4. Bomdila to Tawang:
Riding through the lush green hills, flowing rivers, and snow-capped mountains make it difficult to focus on the road. What makes it challenging is the extreme inclination of the hill. And the constant fog leaves the roads moist and can be dangerous to the riders. The upward climb is about 170 kms long and scales an altitude of about 4000 metres above sea level.

5. Guwahati-Khasi Hills:
The road between Guwahati and Khasi promises stunning views of lush green forests and red sand. On the way, you will come across beautiful waterfalls and living root bridges that are sure to be a memory you will cherish. The damp weather makes the road slippery and wet, and manoeuvring the sharp turns is crucial to steer safely through the hills.

These are some of the routes that promise a challenging bike trip with an excellent reward. Before setting out on your next trip to these places, don't forget to get your bike serviced. Riding through challenging roads can put extra load on your vehicle and cause extreme wear and tear. A thorough bike check-up before and after the trip can prove beneficial in the long run. Another tip to follow is to keep a checklist of all things needed for the journey, such as fuel, food, first aid, emergency lights etc.

To ensure the protection of your vehicle, invest in 2 wheeler insurance. Always remember that a 2 wheeler insurance is a safety net for all the expenses you will incur for the aftercare of your bike.

Click HERE to know more about 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For some, vehicles are simply a method of commuting. But for passionate motor-heads, their vehicle reflects their personality. If you belong to the latter category, you'll always want your vehicle to look shiny. One of the best methods to achieve this is by keeping your vehicle waxed.

Even if you fall in the first category, the benefits of waxing are not something you should oversee. Merits of waxing range from preserving the paint to maintaining the car's value at its maximum potential.

Waxing is not very popular, and most of us are not familiar with the concept. But, keeping its advantages in mind, we have listed all the necessary information about it for your reference.

What is car wax exactly?
Car wax is a specifically designed combination of beeswax, carnauba wax, natural oils, and numerous petroleum refined products. It forms a protective layer atop the vehicle's body when applied.

How does it differ from car polish?
Car polish helps you remove scratches and swirl marks from the vehicles' body. Unlike wax, it does not prevent these scratches and swirls from happening in the first place. If the polish is the cure, then wax is the precaution.

Advantages of waxing.

1. Shields against scratches:
Waxing protects the vehicle's paint from unavoidable attacks such as slamming gravels and even microscopic scratches that are caused due to improper washing methods.

2. Shields from the wrath of the sun:
Ultraviolet rays from the sun interact with oxygen in the atmosphere to disintegrate the vehicle's paint at the molecular level. The wax coating slows down this process by acting as a barrier between the UV rays and the paint.

3. Shields from dust and bird droppings:
The coat of wax makes settling of dust and dirt difficult. It also blocks tree sap, bird droppings, and other impurities from adhering to the vehicle's paint. Bird's dropping may be an excellent fertilizer for farming, but your car's paint doesn't like it at all.

4. Protects your car's paint from rain:
Rainwater collects everything in the atmosphere on its way down. It is full of minerals that may wreak havoc on your car paint. As wax is an oil, it repels water. Rain (or any other type of water droplet) will bounce up and fall off your vehicle, leaving the paint unaffected.

5. Gives the vehicle the shine it deserves:
The oils in auto wax provide an incredible sheen to the paint, making it seem incredibly gorgeous! Furthermore, the wax covers the tiny defects on the clear coat making the vehicle's exterior appear newly painted.

6. Makes cleaning easier:
The protective coating of wax over the paint prevents anything from settling on the body. This smooth layer also helps clean as wiping and washing become more manageable.

7. Get a higher resale value:
Wax can lessen the amount of damage on a vehicle's body and help it look brand new for a prolonged time. You can get a higher resale figure than a vehicle that was not waxed at all.

Now that you're aware of all the advantages of waxing your vehicle, the drawbacks of not doing it should be obvious. If you don't wax your vehicle, you're merely allowing microscopic scratches to accumulate and perhaps compromising the paint to degrade over time. Furthermore, don't you want your car to be a head-turner when you take it out for a drive? We're sure you do.

However, while waxing adds a layer of protection to your vehicle, another excellent layer of protection to add is comprehensive motor insurance, which is not an option but a mandate. Buy your online motor insurance today and get the best benefits for your vehicle.

Click HERE to know more about online motor insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

If you are someone with an older adult in your house, you are always concerned about ensuring they live an active and healthy life. Sometimes, being available for them at all times can be difficult. No one wants to put their parents, grandparents, or in-laws in trouble because of their busy work-life, and we understand that.

If you are looking for fun activities for the elderly in your house or for yourself, we have hand-picked the best seven activities that will keep older people active and fit to avoid health complications. With that, let's dive in!

1. Reading:
Reading is a popular hobby among adults. It helps them to spend their time by keeping their brain occupied. Reading magazines, short storybooks, comics, or poetry will improve their memory, sleep disorder, and knowledge. One can also indulge in reading workshops and events that bring plenty of socialization and enjoyment!

2. Gardening:
For those who enjoy outdoor activities, gardening at home is an excellent opportunity for promoting physical and mental stimulation. Keeping the elderly involved in gardening is the perfect opportunity to spend time outside and feel connected to nature. They can even try basic tasks such as watering, seeding, or raking.

3. Yoga and exercise:
Yoga is an excellent practice to keep your body healthy and mind at peace. It is the best exercise to maintain your muscles in good shape, especially for those who face issues with their bones and joints due to ageing.
In addition, exercising will keep the senses refreshed and improve strength and flexibility. Community groups and classes conduct regular yoga clubs or workout sessions to revitalize older adults. So, grab your mat and take a step closer towards a healthy life!

4. Games and puzzles:
Playing games or puzzles is a fun way to improve memory and focus. Playing games with family and friends can refresh the mind and give the elderly an opportunity to bond with their children and grandchildren. In addition, games like snakes and ladders, cards, jigsaw puzzles, etc., can keep the elderly engaged and improve their hand-eye coordination.

5. Creative activities:
Activities like singing, painting, sketching, basic knitting, etc., can help older people lift their mood and cheer their spirit. These activities will save them from boredom and let them discover their favourite pastime activity.

6. Passing time outdoors:
Travel has no age limit. You can go on a trip with your family members or friends to explore new places, cities, or even different countries for a change. Additionally, you can also look out for a travel group of older adults who are passionate about exploring places!

7. Pet therapy:
Older people share a great bond with animals and can get attached quickly. This will keep them involved in the daily chores such as taking pets to the walk, feeding, bathing, or playing around with them. Furthermore, a pet will be their all-time companion even when no one is around and help them reduce boredom and loneliness.

Seeing your parents grow into their old age is one of the most challenging things. But that's a part of life, and there's nothing we can do to reverse their age. Older adults need extra care. As a child, you can involve them in multiple activities that will boost their mood, health and keep their warm smile alive.

Increasing age invites diseases that can take a toll on the happiness of older people. If you do not have a good insurance plan for them, make sure to search for the best health insurance in India for parents. This will keep their health and well-being secured, so they focus just on enjoying their lives. Life is like a drink. Enjoy it one sip at a time!

Click HERE to buy the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know about the various traffic rules to abide by the motorcycle riders. As essential as following the traffic signals, learning and understanding all the warning signals that your vehicle gives you is equally important.

If you own a two-wheeler, you must be familiar with its parts and how every element contributes to the overall working of your vehicle. However, people often ignore maintaining or paying attention to the motorcycle's needs. Being too occupied with the hustle of daily life, you may neglect your motorcycle's deteriorating condition and continue using it in that state. This negligence can result in unfortunate occurrences.

What are the warning signs in a motorcycle?
Your motorcycle is designed to alert you of its needs and requirements. Every two-wheeler has a dashboard equipped with warning lights that flash as coloured symbols when a problem arises. While every two-wheeler differs, its dashboard typically consists of the speedometer, RPM meter, and fuel gauge. Next to these numbered dials are a bunch of warning lights that flash in various colours.

These warning lights in a motorcycle mostly follow the same system as the traffic lights to display the severity of the warning.

Blue or Green: the motorcycle's system is active and functioning correctly.

Orange: Something is malfunctioning and must be looked into as soon as possible.

Red: A defect has been detected in your motorcycle's system, and you must stop driving as quickly as possible.

Here are the few commonly found warning lights.

1. Engine temperature:
Regular usage of the motorcycle can overheat the engine. In this case, the engine's temperature rises, and the surrounding components are prone to damage. The dashboard will flash a red warning light in the shape of a thermometer to warn the rider about this overheating.
When this warning light is displayed, the best thing to do is stop riding the vehicle. It is essential to rest and let the engine cool down. Riding an overheated two-wheeler can be risky.

2. Oil pressure warning:
Oil is used as a lubricant in every motorcycle to reduce friction between its moving parts and gears. The oil pressure warning light will flash on the dashboard to alert the rider of low oil levels. Low oil pressure can damage your vehicle's engine and severely affect the bike's performance.

3. Engine management warning:
This orange warning sign is responsible for alerting you about a broad set of features that may be malfunctioning either collectively or single handedly. While the signal usually stops flashing after a few seconds of ignition, the vehicle could have issues involving its emissions, air intake, fuel, etc. Although you may have purchased reliable 2 wheeler insurance online, you must remember that riding the motorcycle, despite this warning, can be destructive for the bike and your safety.

4. The indicators:
These are green warning signs on the dashboard that blink when the rider clicks on the indicator while turning.

5. Neutral indication:
A green warning sign simply indicates that the bike's gearbox is in neutral gear.

It is important that you remember these warning lights are installed to protect you. You might have opted for 2 wheeler insurance online to protect your vehicle, but understanding the functioning of your bike and regularly maintaining it is your responsibility.

Click HERE to buy 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.