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GENERAL INSURANCE BLOG

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Does junk food attract you? Six reasons why you must stop eating them

Ever heard the saying, "We are what we eat?" Our food habits significantly impact our lifestyle. Everyone is busy in a never-ending race, from office-goers to on-field workers and from school kids to college youth. As a result, our health habits go on a major toll. And eating habits are the most affected among all. Irregular eating time, skipping meals, and feeding on junk food are crucial problems that adversely affect our wellbeing.

It gradually becomes a part of our routine to consume packed food while travelling to work or have a round of burgers or pizzas with friends on the way back home. Consuming excessive junk food can be alarming in the long run. Should you stop munching on junk? It can be daunting to avoid junk food consciously. But do you think it is worth putting your health at stake for momentary pleasures? Certainly not!

Unless you work it off, you cannot help but become obese and get tangled up in a web of health issues. So, if you struggle to control your temptation, this article is for you to understand why it is essential to give up on junk food.

1. Get into the perfect shape:
It is vital to be informed about the harm that junk food can cause to our bodies. Junk foods constitute sugar, sodium, and fat, which makes people gain unwanted weight. By quitting these foods, you can reduce your calorie intake. It is a gradual process; eventually, you could feel a drastic dip in your energy levels.
Take baby steps by initially cutting down high-fat dressing. Consistently skip eating junk, and you will observe your body getting moulded in the perfect shape.

2. Fast food is addictive:
You can quell your hunger pangs with salty, sugary, fatty foods. But over time, you become addicted. It isn't surprising since it's flavourful, instant, and light on the pocket. So, it is almost inevitable for us not to crave badly just to get a bite of it. But you need to cut off the addiction and take a leap of faith to become healthy again.

3. Depression and anxiety:
Junk food consumption takes a toll on a person's mental health in the long term. Vitamin deficiency can cause brain-related problems and affects its growth and functioning. So, think twice before you consume excessive carbs.

4. Vitamin deficiency:
All the caffeinated drinks and greasy, high-fat food only lead to vitamin deficiency. These junk foods don't contain vital minerals, fibre, and healthy fats. This can make your body weak over time and develop uninvited health issues from an early stage of life. At times it can lead to medical emergencies. Invest in a health insurance policy to prevent these emergencies from venting into your pockets.

5. Inconsistency in sleep:
Nothing can be a great killjoy for a sleep-deficient person than junk food. Regular consumption of excess sugary items can hamper your precious sleep time. This would affect your efficiency at work. Thus, cutting down these would make you feel energetic and confident every day.

6. Health problems hit hard:
Regular consumption of oily or processed food can increase blood pressure, high cholesterol, etc., leading to various heart diseases if not controlled in time. The stomach suffers the most with severe pain, irritable bowel syndrome, acid reflux, vomiting, diarrhoea, heartburn, etc.

All the endless health problems junk food can cause are evident. The faster you realise, the quicker you heal! There is nothing greater than good health, and ensuring it is in the best shape is individual responsibility. Staying healthy doesn't mean giving up on the things that you love to do. You need to figure out the healthy alternatives and prevent the flavours of life from fading.

Another healthy habit besides avoiding junk food is to purchase a health insurance plan for you and your dear ones. By doing so, you are already taking a step towards a healthier lifestyle with the comprehensive coverage you can depend on during unavoidable incidents.

Click HERE to buy reliable health insurance for your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Effective guide to ace your skills in city driving

Car driving is a skill we want to ace throughout our lives. It is a constant learning process, and with practice comes perfection. There is no definition of the best car driving skills, but the more we do it, the better we will be at it.

Let us take you through a practical guide to ace your skills in city driving.

1. Know your car inside out:
You need to know your car inside out to master it. Every car's clutch, brake, and accelerator have a different feel. Familiarise yourself with it so that you can adjust yourself accordingly. Nowadays, gear position varies in cars from different companies.
The position of the reverse gear often changes with models, and some cars have six or even seven gears instead of the usual five gears. Know how your car's gears work, so you are fluent in changing them, especially while driving through heavy traffic.

2. Get used to your automatic car:
Automatic cars don't have a clutch. New drivers of automatic cars tend to push the brake, thinking it to be the clutch, especially while driving through traffic. This will bring your car to a sudden halt and put you at the risk of being banged by the vehicle right behind you.
If you have an automatic car, practice driving it on empty roads in the surroundings of your house. You will soon get used to the missing clutch and learn how to drive it skillfully through the busy roads.

3. Get your seating position right:
An appropriate seating position is necessary if you want to ace your city driving skills. Present-day cars come with power seats that can be brought forward or backward at the click of a button. If you are short in height, worry not.
These seats come with seat cushion tilt and height adjustment features as well. Recline the seat as per your comfort, and you are ready to go! Moreover, you can also adjust your car's steering wheel. Proper seating posture can make you feel comfortable and do wonders for your driving.

4. Understand your car features:
Nowadays, cars have many features that can leave us puzzled. Go through your car's various buttons and consoles thoroughly to know how to take advantage of the respective features. For example, cars nowadays come with a "parking assist" feature, making parking much easier on busy streets. Use the features effectively, which will improve your driving experience.

5. Maintain adequate distance:
Ensure that you maintain adequate distance between yourself and the car in front of you while driving through busy city roads. In case the car in the front stops suddenly, you should have a sufficient gap to apply your brakes and stop in time without crashing into the vehicle in front.

6. Use your rear-view and side mirrors:
Rear-view and side mirrors will show you exactly what vehicles are behind you, and you can adjust your direction and speed accordingly in the city traffic. Moreover, these mirrors are very helpful while backing your car and changing lanes.

7. Follow traffic rules:
Last but not least, follow traffic rules! Simple rules like giving an indicator while turning and not using your phone while driving can make you a much better driver in the city traffic.

The above tips will help you ace your city driving skills effectively and make you a better driver. City driving is a challenge, but with the right mindset and following the traffic rules strictly will help you effortlessly glide through the traffic.

Similarly, master the skill of safety, and buy the best car insurance online India. Take one step ahead of others in choosing a policy that will give you the best mix of proper insurance coverage and the lowest premium amount. Be the best, as always!

Click HERE to buy car insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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The best tips to decorate your home with travel souvenirs

We all yearn for a trip with family and friends to rejuvenate ourselves from our routine life. This break is needed to remove all the stress and troubles, restore positivity and boost motivation. Planning such trips at least once a year and even more can help us cherish some rejoicing memories.

When we talk about memories, mentioning souvenirs is mandatory. They provide a glimpse of our journey, remind us of the fun-filled moments, and help us relive them long after travelling.

We all would love to keep these souvenirs right in front of our eyes at home, close to our hearts. Let us go through some of the best tips to decorate your home with travel souvenirs.

1. Pin it up:
Why stack up the beautiful postcards you purchased from your holiday destinations inside a cupboard? You can easily buy a soft board, hang it in your living room and pin up all the vibrant and mesmerising postcards you have on it. They will be a treat for your eyes every day you see them, and make sure you do not forget the lovely time you had.
Moreover, they will be a topic of interest and conversation whenever guests and friends visit your place. A well-arranged display of your vibrant postcards can act as a fantastic décor idea.

2. Use them on your bookshelf:
Small and vibrant coloured souvenirs can be a fantastic decoration for your bookshelf. You might read a book during your leisure time. Hence, these souvenirs will remind you of your vacation and be a treat to your eyes when you pick up a book to read in your leisure time.

3. Decorate your fridge:
Small magnetic souvenirs can be used as decorative pieces on your refrigerator. They will make your dull refrigerator door vibrant and buzzing with colours. Also, the souvenirs will remind you of the glimpses of the trip every time you open the fridge and help to lighten your mood.

4. Fabric as a travel souvenir:
Try buying small items made of unique fabric from your travel destination and use them in your house. They can be in the form of pillow covers, a scarf, a handkerchief, or even a dress or a t-shirt. They will act as lovely decorative pieces with purpose and use. Such works can make your home look colourful, bright, and welcoming. Also, such small pieces are usually inexpensive and convenient to carry.

5. Stones and rocks:
The next time you travel to any beach destination, remember to bring back local stones and rocks that are small in size but lovely to hold. You can also get sea shells from there. These pieces can work as beautiful decorative tools in your house.
You can keep a bowl full of beautiful rocks and stones on your centre table or dining table. You can decorate your home's main entrance with lovely sea shells. They will add a fresh variety to your home décor and make it look sporty and adventurous.

6. Wind chimes:
Buy good-quality wind chimes whenever you travel. They act as fantastic decorative pieces in your gallery and balconies. You can keep bringing new ones every time you travel and change your home décor frequently. Moreover, the mesmerising sound they produce can do wonders for your mood and senses.

Your home is about staying together and creating beautiful memories with every passing day. Travel souvenirs help you strengthen the bond of love and unity among family members by reminding the lovely moments you had together.

But your home will not be complete and secure just by decorating it. You should go for the best possible home insurance India and provide a secure environment for yourselves and your family members. Home insurance is like a security blanket that will protect it from any damage. Buy one today!

Click HERE to buy reliable home insurance India policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

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Let's understand the threats of smoking while driving

Driving is an activity that requires a very high amount of cognitive presence. As the number of accidents happening around the world becomes one of the leading causes of death, driving safely from one location to another should be an individual's primary concern while driving.

When the driver's mind is off the task of driving safely, the phenomenon is called distracted driving. Other signs of distracted driving are when the individual's eyes are not on the road or their hands are off the steering wheel. These activities significantly increase the risk of accidents and threaten the safety of everyone on the road.

Do you know that smoking cigarettes can cause distracted driving? With more and more people mocking drivers who use their phones while simultaneously driving, it should be common knowledge that cigarette smoking causes more distracted driving than using a phone. For instance, to smoke a cigarette, a driver has to;

1. Locate the cigarette pack. This might be difficult as it might be in the glove box, which further requires you to open it, or the back seat, which requires you to completely turn and look for the pack from the opposite direction of where you're supposed to look ahead.

2. Look for a lighter.

3. Light the smoke while still trying to keep your eyes on the road. It's already tricky to light a cigarette while driving, so it's accepted that there will be many unsuccessful attempts. This results in your concentration being broken for even longer.

4. Locating the ashtray to dispose of the ash and then discarding the cigarette will take even more of your time and demand your attention.

As per a study on the risk assessment of smoking habits while driving, it was concluded that the risk posed by distracted driving through the use of mobile phones is lesser than that of the use of cigarettes. It was observed that cigarette smoking resulted in about 12 seconds of distracted driving, while cell phone users averaged about 10.6 seconds.

Insurance claims:
Insurance claims are greatly affected by using cigarettes, even if you were not at fault. There might be a drunken or speeding driver who totaled your car from the rear end, and it might even be evident that you were not at fault, but your insurance claim is sure to suffer. Smoking while driving is seen as distracted driving, which is sure to affect your claim.

Health risks involved with smoking:
It has been known for a long time that smoking is detrimental to an individual's health and the people around them. However, nicotine dependence makes it very hard to quit. Even though the start is an innocent curiosity, it takes as little as 5 packs (100 cigarettes) to get addicted. And the more you smoke, the more receptors for nicotine form in your brain, and the more nicotine you need to get the same high.

Avoid putting your life at risk while in the car and practice healthy driving habits to stay safe in all situations. Invest in trustworthy motor insurance India and get an additional safety net for your vehicle to protect it from unexpected events and safeguard you from financial losses. Also, it is best to stop smoking altogether, or at least reduce your dependence on it to the degree that it doesn't affect your driving.

Click HERE to know more about motor insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.