GENERAL INSURANCE BLOG

Car accidents are a significant concern for drivers and insurance providers worldwide. With the manufacturing of self-driving cars, people have started to question the safety of these vehicles. While some argue that self-driving cars can cause accidents due to technical glitches, studies suggest that human error is the leading cause of accidents on the road. Self-driving vehicles have the potential to significantly reduce the likelihood of accidents, as they are equipped with advanced technology and programmed to follow traffic rules.

In this blog post, we will explore why collisions are more likely to be caused by human error than by self-driving cars.

1. Human error is the leading cause of accidents
According to a report by the National Highway Traffic Safety Administration, more than 70 percent of accidents are caused by human error. This includes factors such as speeding, drunk driving, distracted driving, and more. The behavioural traits of human drivers should also be accountable. The driver's mood also affects his driving style, and if the driver is in a bad mood or frustrated, he will likely drive the car fast. Rash driving has been a leading cause of accidents and fatalities. Self-driving cars, on the other hand, have the potential to eliminate these errors and make driving safer.

2. Self-driving cars are equipped with advanced technology
Self-driving vehicles are equipped with sensors, cameras, and advanced software to detect potential collisions and take necessary action to avoid them. These features can significantly reduce the likelihood of accidents.

3. Self-driving cars are programmed to follow traffic rules
Self-driving cars are programmed to follow traffic rules and regulations, eliminating the possibility of reckless driving. This ensures that self-driving cars are less likely to cause accidents than human drivers. Humans tend to jump signals, ignore seatbelts, and avoid giving proper indications while making turns.

4. Self-driving cars can communicate with each other
Self-driving vehicles can communicate with each other using vehicle-to-vehicle communication (V2V) technology. This allows them to share information about traffic conditions and potential hazards, which can help prevent accidents.

5. Self-driving cars are less prone to fatigue and distractions
Human drivers are prone to fatigue and distractions, which pose high risks of accidents. On the other hand, self-driving cars do not get tired or distracted, making them more reliable and safer.

6. Self-driving cars can reduce traffic congestion
Self-driving cars can communicate with each other and adjust their speed and route to avoid traffic congestion. This can help reduce the likelihood of accidents caused by congestion and improve overall traffic flow.

7. Self-driving cars are constantly learning and improving
Self-driving cars are equipped with machine-learning algorithms to learn and improve their driving capabilities continuously. This means they will only improve over time, making them even safer.

8. Self-driving cars can reduce insurance costs
Self-driving cars have the potential to reduce insurance costs for drivers significantly. Since they are less likely to cause accidents, insurance providers may offer lower premiums to self-driving car owners.

Self-driving cars are the future of transportation, and it is only a matter of time before they become the norm. As technology improves and becomes more widespread, we can expect to see a significant reduction in accidents and fatalities on the roads.

In conclusion, self-driving cars are less likely to cause accidents than human drivers. They are equipped with advanced technology, programmed to follow traffic rules, and constantly learning and improving. While there is still some skepticism surrounding the safety of self-driving cars, private car insurance India covers them just like any other car.

Click HERE to learn more about the benefits of purchasing private car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

You can create great abs without complicated equipment or expensive gym subscriptions. A few square feet of the floor is the only actual space required. According to workout suggestions, we've combined some tried-and-tested exercises to identify the finest abdominal workout you can perform in the convenience of your own home. However, you're mistaken if you believe it'll be lenient with you.

The tough three-circuit superset that follows this intense workout is made to target all your stomach muscles to give you those perfect-looking abs. Are you able to handle it? Here is the workout you'll be doing if the answer is yes (which we hope it is). Instructions for each move are provided below.

1. Straight leg lift:
Your hands should be at your head or sides as you lay on your back. Raise your feet as high as possible while maintaining a straight posture with your legs together. Keep your lower abs contracted as you sluggishly take a step back to the starting position. Perform 10 repetitions of this exercise with a gap of 10 seconds between each repetition.

2. Weighted crunch reaches:
Hold a dumbbell with your arms straight over your chest while lying flat on your back with your knees bent. Crunch to the top of the movement, pause, and lower to the beginning

3. Weighted sitting Russian twist:
Hold a dumbbell out in front of you as you sit on the ground with your knees bent and your feet lifted. Twist to one side, then the opposite, and finally, come back to the centre. Throughout, try not to let your feet touch the ground. Perform 10 repetitions of this exercise with a gap of 10 seconds between each repetition.

4. Weighted sit-ups:
These are one of the most effective exercises to develop abdominal muscles. Lie flat on the floor with your arms straight and hold a weight plate above your chest. Follow the traditional leg sit-ups and bring the weight plate above your head as you rise and then gradually lower back to the floor in a rhythmic manner. Focus on your breathing while doing this exercise.

5. Mountain climber:
Commence by performing a press-up. Draw one leg up and cross it across your body to the opposite elbow without allowing your hips to drop. As you start again, switch to the other leg and repeat. Keep the repetitions controlled yet quick.

More ab exercises:
If you want to get a six-pack, keep your workouts interesting. As a result, having a variety of abs exercises is beneficial. Here are a few additional choices you can consider.

Upper, lower, and oblique circuit training:
These three exercises are the best abs workouts because they work your abdominal muscles from different angles. This way, you can be sure that no muscles are left out. Although the exercises don't include weights, you will need a pull-up bar to perform the hanging exercises.

At-home abs workout:
The only piece of equipment required for this exercise is a dumbbell, which doesn't have to be particularly heavy because you'll be performing several repetitions of each exercise to maximise the time your muscles are under tension.

While maintaining a regular exercise routine is a good idea to develop perfect-shaped abs and a fit body, everyone should also invest in health insurance. Depending on the plan, online health insurance companies offer the insured a variety of health benefits for an attractive premium. You can select the best-suited plan from numerous online health insurance companies and protect yourself and your family with a comprehensive safety net.

Click HERE to buy health insurance from the best insurance provider.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Owning a car is a significant investment, but keeping a discontinued vehicle can be frustrating. A discontinued car is a model that is no longer in production, leading to difficulty finding parts, limited warranty coverage, higher maintenance costs, and lower resale value. Additionally, limited options for upgrades and insurance coverage, as well as limited availability of mechanics, can make owning a discontinued car a daunting task.

In this article, we will discuss some of the probable challenges you might face being an owner of a discontinued car in detail and how car insurance can help you mitigate these challenges. Let's get started!

1. Difficulty in finding parts
One of the primary challenges of owning a discontinued car is finding parts. Since the car model is no longer in production, it may be tough to find the original parts. This can be a problem if your car requires major repairs and you need to replace a specific part. Sometimes, you may have to rely on aftermarket or used parts, which may not be as reliable as the original ones.

2. Lower resale value
Another challenge of owning a discontinued car is the lower resale value. Since the car model is no longer in production, the demand for the vehicle decreases, leading to a decrease in its resale value. This can be a significant problem if you plan to sell your car or trade it in for a new one.

Car insurance can help you in this scenario by offering coverage for the depreciated value of your car. Some insurance providers may provide coverage for the car's original value, which can be helpful if you face a significant loss due to the lower resale value. But you need to check this with your car insurance provider.

3. Limited warranty coverage
The warranty coverage may be limited or expired when you own a discontinued car. This can be a problem if your vehicle requires repairs or the replacement of specific parts.

4. Limited options for upgrades
Since the manufacturer discontinues the car model, there may be limited options for upgrades or modifications. This can be frustrating if you want to enhance the performance or aesthetics of your car.

5. Higher maintenance costs
Another challenge of owning a discontinued car is the higher maintenance costs. Since the parts are no longer in production, they may be more expensive to replace or repair.

6. Limited availability of mechanics
Since the car model is no longer in production, finding a mechanic who is familiar with the car can take time and effort. This can be a problem if you need specific repairs or maintenance.

Car insurance can help you in this scenario by offering a network of authorised repair shops. Some insurance providers may have tie-ups with specific repair shops specialising in discontinued car models, making it easier to find the right mechanic for your car. You need to check all these details, the terms, and the conditions with your insurance provider.

7. Limited options for insurance coverage
When you own a discontinued car, the options for insurance coverage may be limited. Since the car model is no longer in production, some insurance providers may not offer coverage.

Regular maintenance and careful driving habits can help extend the lifespan of your discontinued car and reduce the likelihood of breakdowns or costly repairs. It's essential to stay up to date with routine maintenance tasks, such as oil changes, tyre rotations, and brake inspections, and to avoid more significant problems.

In conclusion, car insurance is essential to owning and driving a car. It safeguards you financially from accidents, theft, or other unforeseen events that can damage or total a vehicle. When purchasing car insurance, comparing policies and prices from different providers is essential to find the best coverage that fits your needs and budget. With the right car insurance policy, you can have peace of mind while on the road and avoid financial hardship in case of unexpected incidents.

Click HERE to learn more about the benefits of purchasing car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Driving is a regular activity in many people's daily lives. Long hours in a car, whether commuting to work, conducting errands, or taking road vacations, can be uncomfortable and even painful for your back and hips. On the other hand, using a car seat cushion might considerably improve your comfort and overall well-being. We'll examine how a vehicle seat cushion can aid your back and hips.

The design of car seats and its effects on the body
Vehicle seat cushions are intended to provide additional support and padding to your back and hips while driving. The design of a car seat can frequently create discomfort, especially if you have a long commute or drive for extended periods. A car seat cushion can relieve pressure spots and uniformly distribute weight, resulting in a more comfortable and supportive driving experience.

The benefits of car seat cushions
Furthermore, car seat cushions might assist you in enhancing your driving posture. Back and hip pain and neck and shoulder strain can all result from poor posture. A suitable lumbar support vehicle seat cushion can assist in correcting your spine, allowing you to sit up straighter and relieve strain on your back muscles. Furthermore, some car seat cushions include adjustable straps that may be added to the seat to help maintain you in the proper position and prevent slouching.

Sitting for lengthy periods can cause numbness and tingling in your legs and feet and decreased blood flow. A car seat cushion can help you distribute your weight more evenly and ease pressure areas, lowering your chances of having circulation issues. Furthermore, certain car seat cushions are contoured to facilitate improved circulation by minimising pressure on specific places.

Another benefit of using a car seat cushion is that it may lessen fatigue and pain when driving. Sitting in a car seat for long periods can create discomfort or pain in your back and hips. This can lead to fatigue, making it difficult to focus on the road and raising the chances of an accident. A car seat cushion can alleviate these issues by helping you to stay focused and awake while driving.

Using a car seat cushion also provides you with psychological advantages. Driving comfortably and without pain increases your chances of enjoying the experience and feeling less tired. This can lead to a more positive attitude and a better overall mood. Furthermore, if you are not distracted by pain or discomfort, you can concentrate on your surroundings and make better driving decisions.

Types of car seat cushions
Several types of car seat cushions are available, each with its own set of benefits. Memory foam cushions, for example, are made to conform to the curve of your body and provide customised support. Gel seat cushions contain a cooling gel that can help you regulate your body temperature and avoid overheating. Other car seat cushions are made of permeable textiles that can help avoid perspiration and discomfort in hot weather.

Furthermore, while utilising a car seat cushion can bring several benefits for your back and hips, taking care of your general health and well-being is critical. Purchasing health insurance can ensure that you have access to the medical care you require in the event of an accident or injury. With many policies and options available at your fingertips, buy health insurance online is now easier than ever.

In conclusion, the car seat cushion can benefit your back and hips while driving. By providing additional support and cushioning, improving posture, promoting better circulation, reducing fatigue and discomfort, and even having psychological benefits, a car seat cushion can make a significant difference in your overall driving experience.

Click HERE to buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With the world evolving, more changes are being made for a sustainable environment. One such significant development has taken place in terms of electric vehicles. They are cost-effective and eco-friendly fuel alternatives and will likely be the future of the automobile industry.

Electric vehicles have gained huge popularity and fame in a very short time. Over 19 lakh people are driving electric vehicles on Indian streets today. The Indian government has prompted the purchase of electric vehicles by giving a lot of incentives. These incentives can be availed by all individual buyers who want to invest in an electric vehicle and save the environment.

Since 2019, the Indian government has presented numerous schemes and rules in the budget for individual buyers. One of the most enticing schemes of these is the exemption of taxes. Whenever someone buys a new electric vehicle, they can save a lot on taxes. Surprising, right? Well, we will help you navigate through the details of this scheme in the article.

If you plan on buying an electric scooter or car, you should also buy new car insurance or two-wheeler insurance to keep your vehicle safe. Insurance is a worthwhile investment and a reliable resource to ensure financial safety during an emergency.

Now, let's look at the specifics of the incentives that the Indian government has specified for electric vehicle owners.

What is 80EEB?
Everyone looks at various ways to save taxes during the financial year's end. The 80EEB was introduced by the Indian government in the year 2019 for the promotion of electric vehicles. In the 2019 budget, it was indicated that an individual could claim up to Rs. 1.5 Lakhs deduction on their interest for a vehicle loan. This vehicle loan should be issued to purchase an electric vehicle.

Under this Income Tax Act, taxpayers can claim this deduction only once in an assessment year. The loan must be taken out for the purchase of an EV only. It will not work for any other vehicles, including hybrid models. The loan interest will be deducted for individuals only. It will not work for businesses or organisations.

Another important aspect concerning this vehicle's purchase includes the deduction in the Goods and Services Taxes. To promote the buying of EVs, the GST on the vehicles has been reduced from 12% to 5%.

Which vehicles fall under section 80EEB?
Not all vehicles fall under section 80EEB. You must know the specifics of the vehicle before you file a deduction in the interest. Under this section, any vehicle equipped with an electric motor powered by an electric battery is deemed eligible. The EV motor operates on the conversion of electric energy into mechanical energy.

What are the terms and conditions for claiming the deduction?
Let's summarise the terms to make it easy for you to make a decision
● The loan should be taken out for the purchase of an EV only
● The deduction is only offered on the interest amount of the loan
● The loan will benefit only individuals
● The loan should opt from a reputable financial institution
● The deduction claim can only be extended up to Rs 1.5 Lakhs. It cannot be exceeded.
● The deduction does not apply to an organization, a company, or a partnership firm

These are some of the most important pointers that you should keep in mind while you're buying an electric vehicle. With an EV, you can contribute to the environment and save substantially. It is high time that we switch to options that are eco-friendly and beneficial to the environment. You should also buy new car insurance whenever you decide to purchase a new EV to safeguard it from loss due to damages.

Click HERE to buy new car insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Natural calamities like floods are unpredictable and can cause significant damage to life and property. They can disrupt normalcy and leave people struggling to cope with the aftermath of the disaster. Floods are dangerous and can cause financial instability if you are unprepared for them. Are you wondering how to safeguard your finances from the damages done by floods?

Personal accident insurance plans offer a range of benefits that can help minimise the impact of natural disasters such as floods. These insurance plans cover accidental injury, disability, and death caused by floods. They can help cover medical expenses, loss of income, and even temporary accommodation expenses.

In this blog, we will discuss in detail why personal accident insurance is essential during floods and how it can help protect you and your family during such natural disasters.

1. Protection against accidents
Floods bring along with them the possibility of several accidents. Personal accident insurance plans provide protection against accidental injury, disability, or death caused by floods. The coverage can provide financial assistance in case of medical expenses, temporary or permanent disability, or even death.

2. Medical expenses
During floods, medical expenses can rise significantly due to increased waterborne diseases. Personal accident insurance plans can help cover medical expenses, which can be a significant financial burden, especially for low-income families.

3. Loss of income
Floods can also result in loss of income for those who work in affected areas. Personal accident insurance plans can provide financial assistance in the form of compensation for the loss of income.

4. Quick disbursement of funds
Personal accident insurance plans usually offer quick disbursement of funds, which can be crucial during emergencies such as floods. In the aftermath of a flood, you may need immediate access to funds to cover medical expenses, temporary accommodation, or repair damages. Personal accident insurance plans can provide this quick access to funds when you need them the most.

5. Affordable premiums
Personal accident insurance policies are generally very affordable, with premiums much lower than other insurance policies.

6. Easy to purchase
Personal accident insurance policies are easy to purchase, and the application process is usually straightforward and quick. You can visit the websites of the insurance companies and apply online with a simple process which is a matter of a few clicks.

7. Offers customised coverage
Personal accident insurance policies can be customised to meet the specific needs of the policyholder. This means that the policyholder can choose the level of coverage they need based on their individual circumstances and budget, ensuring they have the appropriate protection during floods.

Personal accident insurance plans provide peace of mind during floods. Knowing that you are covered in case of any accidental injury or disability can help alleviate the stress and anxiety that comes with such natural disasters. Apart from the primary coverage, personal accident insurance plans also offer additional benefits such as ambulance coverage, hospitalisation expenses, and accidental death benefits. These other benefits can provide further financial assistance during floods.

In conclusion, floods can be devastating, but personal accident insurance plans can provide financial assistance during these difficult times. The coverage offered by these plans can help reduce the economic impact of accidental injury, loss of income, medical expenses, and property damage caused by floods. It is essential to have personal accident insurance plans to protect yourself and your family during natural disasters like floods. They are affordable, customised to suit your needs, and offer flexible payment options, making it easier to manage your finances in times of distress and danger.

Click HERE to learn more about the personal accident insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Most drivers would agree that driving is a non-challenging task for the most part. Driving on straight, flat roads is a breeze if you practise lane driving and indicate clearly. New drivers face issues only when they face inclined roads. Greatly dependent on the driver’s skill, confidence, judgement, and the slope gradient, with the following tips, you can zip through meandering bends on slopes with ease!

While perfect control over the ABCs- Accelerator, Brake, and Clutch can help prevent accidents, car insurance helps minimise the financial damages that result from accidents. Therefore, before you take on the task, purchase a comprehensive car insurance policy that covers the risk of any mishaps you may encounter on your driving adventures.

1. Do not panic
The first step towards driving failure is panicking. Approach the situation level-headedly when you spot an incoming inclination. It is natural for the car to roll back while you steer it upwards. However, with your right leg ready to switch from the accelerator to step on the break and your left hand ready to engage the hand brake, clear assessment can help you avoid collisions on your ascent.

2. Avoid paddling
Paddling is a technique that relies entirely on car pedals. It requires great concentration and skill to gauge when to switch between the brake and the accelerator. It eliminates the need for handbraking. Drivers start the climb by engaging the clutch and brake before putting the car in first gear. When the gear is engaged, you must shift from the brake to the accelerator while slowly releasing the clutch.

You need to ensure that the pressure applied on the accelerator is not too hard, as it ruins the pedal functioning in the long run. It also adversely affects the car’s engine and excessively consumes fuel. Considering that car insurance does not compensate for accidents caused by engine damage due to long-term use, it is best to avoid the technique.

3. Familiarise yourself with the handbrake
Straight, flat roads do not require drivers to use the handbrake regularly except while parking. However, using the handbrake while starting your vehicle on inclinations is ideal. Ensure that you are used to engaging and disengaging the brake lever. While most automobiles have a standard handbrake, some may have an awkwardly placed or difficult-to-engage lever that you must familiarise yourself with before tackling slopes.

4. Use diesel-induced torque efficiently
Diesel cars have an advantage over petrol or CNG vehicles in terms of engine torque. Torque is the ability of the car to perform, which is directly impacted by its fuel. A diesel-fueled car on inclined roads is ideal for faster acceleration and a firm grip, minimising the chances of rolling back.

5. Maintain distance from the car ahead
While maintaining a safe distance is necessary on all roads, slopes are critical to prevent collisions if the car ahead rolls back. This prevents you from panicking and making poor decisions due to a lack of time to act.

6. Stick to lower gears
The lower the gear, the lesser the resistance and the easier the climb. While starting the climb, stick to the first gear and move up to the second or third gear at most if the inclination gradually reduces. If you feel your car rumble, reduce your acceleration, engage the clutch, and drop the gear to prevent your engine from shutting down.

7. Use the handbraking technique
The paddling technique used moderately while relying on the handbrake is the best approach for uphill drives. While ascending, the car is put in first gear and accelerated slowly immediately upon release of the handbrake. This makes the car move forward. To take the vehicle further, apply pressure on the accelerator and slowly release the clutch.

Driving upwards on a slope may initially seem daunting, but even beginners can ace the task with adequate practice. As a precautionary mechanism, one must always purchase car insurance with a sufficient sum and coverage to minimise the cost of accidents and allied damages.

Click HERE to buy the best car insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you someone who loves to travel to new destinations and locations? Then, we have something exciting to present to you. Travelling simply does not mean going from one place to another. If you truly want to experience a location and its surroundings, you need to dive deeper. Exploring a place does not only mean going to underrated places or trying the most interesting food combinations. It also means to immerse yourself in the culture of a place completely.

Engaging yourself in the culture of an unknown land can be an awakening experience for you. It is most commonly known as cultural immersion. With cultural immersion, you need to surround yourself with a particular culture. It requires interacting, spending time with the locals, and getting to know them better.

Cultural immersion can enhance your travel experience and help you get the real feel of a destination. It is also associated with volunteering in an ethnic group or spending some time away from home in a foreign land. Regardless, you should check out the general insurance online quote before you embark on your journey. It will keep you safe and secure.

We have curated a list of things you should keep in mind while you immerse yourself in a culture:

1. Study the customs
Before visiting any new land, you should research its history, culture, and customs in-depth. You should have a basic understanding of the way people meet and greet here. Try gathering more information about the languages spoken, the food, and the local lifestyle. Many cultures are very orthodox and hold their customs very dear to themselves. Knowing about them in advance is important to avoid any trouble later.

2. Try local food and drinks
Every destination has some authentic local delicacies that are worth trying. You will miss most part of your cultural immersion if you do not experience the cuisine of that area. You can dine with the locals or ask about the famous food joints to explore. You can also visit various places and try different food during your stay at the destination.

3. Learn the language
The native language of a place plays a crucial role in its culture. Learning the basics of the language before you embark on your journey is recommended. Although learning a new language is difficult, you can always try with a few words. You can start by memorising words like 'Thank you,' 'Sorry,' 'Please,' etc. Although they are little phrases, they can go a long way.

4. Take the local transportation
Instead of a posh taxi or cab, you should try public transport to experience a region's culture. You will save a lot of money and also be part of the local life. Travelling with locals provides you with an opportunity to interact with them. It helps you understand people and their lifestyles better.

5. Try underrated destinations
You should not restrict yourself to a set itinerary every day. They are monotonous and boring. You should seek advice from locals and ask them for unknown or hidden destinations. These places will not only be less crowded but also give you a chance to immerse yourself in the hidden beauty of a region.

These are some pointers that should be kept in mind by every traveller during cultural immersion. Don't constrain yourself to mundane and superficial exploration. Cultural immersion is one of the best ways to explore a destination and be a part of the everyday life of a particular place. However, travelling and exploring can sometimes be tricky and chaotic due to unexpected circumstances, flight delays, and overbooking at hotels. Before starting your journey, you should check the general insurance online quote, as it provides extra protection against financial loss.

Click HERE to get a general insurance online quote.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Do you know that most vehicle accidents occur at night? As per research, it is found to be true that a large percentage of accidents occur after dark because of the reduced visibility on the roads. One of the primary factors contributing to this problem is that some people think light reflectors are unnecessary in the late evening and early morning.

While others do not show interest in installing reflectors, which can lead them into big trouble, in some countries, using reflectors in vehicles is also mandatory to receive complete motor insurance. Most countries have different rules stating the importance of installing reflective devices and rear marking tape to fulfill automotive standards.

What is a reflector for motor vehicles?
Reflective devices, although often confused with LED marker lights, operate differently. Rather than emitting light, reflectors shine the light back onto its source. Reflectors come in various colours and shapes, each designated for a specific location on a vehicle. Certain vehicles, like trailers, require specific reflector placement. Reflectors can be mounted by screwing or using a 3M adhesive strip. Retroreflectors are the types of reflectors that can be observed in traffic. These reflectors reflect light in the same direction from which it comes.

They are utilised to guarantee clear visibility in traffic. Safety reflectors aid in making vehicles visible while driving or parked on the street by reflecting light from the headlights of other vehicles. Reflectors prove to be extremely beneficial in areas without streetlights. They are installed near the vehicles' front and back (and on the sides), adjacent to the headlights and brake lights.

Is it necessary to install reflectors to receive motor insurance?
You do not have to install vehicle reflectors to receive motor insurance (for most cases). They are used to enhance visibility on the road to prevent accidents. However, it might be necessary for some countries or certain insurance companies. You might also get some extra discounts or incentives for doing so from some companies. Your insurance company might ask you to fit your vehicle's reflectors and other related components to increase safety.

Why is it important for motor vehicles to use reflectors?
The primary reason for installing reflectors in motor vehicles is to increase road safety, especially when parked on the roadside in the dark. You can prevent roadside accidents during nighttime and rough weather conditions by installing reflectors or glowing tape on the vehicles.

Reflectors possess several essential benefits that enhance road safety, including some benefits in motor insurance (as mentioned above). Initially, they boost the vehicle's visibility, making it visible to other drivers in low-light conditions. Furthermore, reflectors can prevent mishaps involving vehicles in such circumstances. By enhancing the vehicle's visibility, drivers can recognise its presence, providing adequate time to react and take necessary preventive measures.

Reflectors are a cost-effective way to increase the visibility of a vehicle. Unlike other pricey safety measures, such as blinking lights, reflectors are relatively inexpensive and easily accessible in many areas. They require a simple installation process, which can be achieved using premade affordable kits.

It is recommended to use reflectors as they can reduce road accidents to a great extent to ensure a safe driving experience. Equipping your motor vehicle with reflectors ensures it is visible during the dark. Thus, you can guarantee that your vehicle will stay safe, especially when parked on roadsides at night. In addition, they can also help you receive extra benefits with motor insurance.

Click HERE to buy the best motor insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Floods are one example of a disastrous natural calamity that can severely harm people's homes, businesses, and vehicles. A flood can damage your car's body, electrical system, or engine. Debris, rocks, and other things may be present in floodwater that might scratch, dent, or even smash the windows of your car.

As a car owner, taking precautions to safeguard your vehicle from floods is imperative. Precautions should be taken before, during, and after a flood because repairing or replacing your vehicle can be expensive.

We'll provide detailed tips in this article on shielding your automobile from harm during floods. In addition to it, online car insurance can safeguard your vehicle from water damage and offer financial support in an accident.

Understanding how to protect your car during floods is crucial, whether you reside in a flood-prone area or are visiting one. These suggestions can help you keep your vehicle in good working order for years to come while protecting it against water damage.

1. Place your car in a secure area
Moving your car to higher ground, ideally in a secure area, is one of the most important things to do when a flood is about to occur. This can shield your automobile from floodwater and reduce the likelihood of severe damage. If possible, park your vehicle on a raised surface or in a garage. Avoid parking your car under a tree since the branches could fall and harm it.

2. Unplug the battery
Combining water and electricity can be fatal. To avoid electrical harm, it is important to disconnect your car's battery. If you need help disconnecting the battery, ask a qualified mechanic for help.

3. Lock the doors and windows of your car
Another crucial action you should take during a flood is to seal the windows and doors of your car. Close any cracks using duct tape to stop water from entering your automobile. Allow a tiny opening for air circulation to avoid a moisture build-up inside the vehicle.

4. Steer clear of flooded roads
Driving through floodwater is extremely risky and can seriously harm your vehicle. Your car's electrical system, gearbox, and engine can all be damaged by floodwater. Stay off flooded roads and, if feasible, take a different route.

5. Verify the air filter in your car
Check your car's air filter if you're travelling through flooded areas. Debris can clog your air filter and stop airflow to your engine. Your engine may slow down due to a blocked air filter and even sustain lasting harm.

6. Dry the interior of your car
It's crucial to dry your car's interior as quickly as possible if it is exposed to floodwater. After removing any standing water with a wet/dry vacuum, remove any moisture with a dehumidifier. Mould and mildew can develop due to moisture, which could damage the interior.

7. Have an expert inspect your vehicle
Having your car checked up by a qualified mechanic after a flood is essential. They can examine your car's bodywork, electrical system, and engine for any damage. Any issues should be discovered immediately to stop them from worsening.

In conclusion, caring for your car during floods is essential to prevent damage and keep it safe. Park your vehicle in a secure location, disconnect the battery, seal your car doors and windows, avoid driving through floodwater, check your car's air filter, dry your car's interior, inspect your vehicle with a professional, and consider online car insurance. These tips can help protect your vehicle from flood damage and keep it running smoothly for years.

Finally, it's crucial to have car insurance, especially during natural disasters like floods. Online car insurance can help you protect your car from damage and provide financial assistance in case of any mishaps. Make sure to choose an insurance policy that covers flood damage to your vehicle.

Click HERE to learn more about online car insurance and its advantages.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

CT stands for computed tomography, a category of medical imaging. A variety of medical disorders are frequently diagnosed and monitored using CT scans. It is a diagnostic imaging process that creates images of the body's interior using a combination of X-rays and computer technologies. Any aspect of the body, including the bones, muscles, organs, and blood vessels, are shown in great detail.

CT scans may be carried out to assist in diagnosing tumours, look into internal bleeding, or look for other internal injuries or damage. Online health insurance frequently covers CT scans because they are a standard diagnostic procedure. However, coverage may differ based on the particular plan and the purpose of the CT scan.

Uses of CT scans
Many different medical problems are diagnosed and monitored with CT scans, including:

1. Cancer diagnosis and treatment
The progression of various cancer types is detected and tracked using CT scans. They can spot tumours, determine their size, and demonstrate whether cancer has migrated to other bodily regions.

2. Trauma
Internal bleeding, organ damage, and other forms of injuries that would not be seen with other imaging techniques are all detected with CT scans. 3. Cardiovascular disease
CT scans can be used to detect cardiac disease and evaluate the health of the heart and blood arteries.

4. Brain and spinal cord disorders
CT scans can identify brain and spinal cord diseases, such as infections, tumours, and strokes.

5. Muscle and bone injuries
Bone and joint injuries, such as fractures or dislocations, can be found with a CT scan. Additionally, they can assess the spine, find tumours, and assist with orthopaedic surgery.

6. Lung diseases
Lung conditions, including pneumonia, lung cancer, or pulmonary embolism, can all be found with CT scans. Additionally, they can assess lung health and detect the severity of lung disorders.

7. Abdominal pain
A CT scan can diagnose several conditions, including appendicitis, diverticulitis, and pancreatitis, to pinpoint the cause of stomach pain.

How CT scans work
CT scans use X-rays to create highly detailed images of the body. A CT scan is performed while the patient is lying on a table that is moved through a vast, doughnut-shaped device called a CT scanner. As the table moves, the scanner rotates around the body, and various X-ray images are taken from multiple angles. The computer subsequently transforms the bodily component being scanned into a 3D image by combining these images.

CT scans offer incredibly detailed images that can display internal body systems. Minor abnormalities that would not be seen with other imaging techniques can now be seen by specialists.

Risks of CT scans
CT scans expose the patient to a small amount of radiation, although they are mostly harmless. It could be dangerous if the patient is exposed to too much radiation over time. Due to this, medical professionals typically advise CT scans when they are required for diagnosis or therapy.

In addition, there is a slight possibility of developing an allergy to the contrast dye that may occasionally be used during a CT scan. This risk can be minimised by informing the medical staff of any allergies or previous reactions to contrast dye.

Benefits of CT scans
● Speed: CT scans are quick, finishing in just a few minutes
● Non-invasive: Any equipment or surgery is not required for CT scans because they are non-invasive
● High-resolution pictures: High-resolution images from CT scans enable medical professionals to spot even subtle abnormalities.
● Comprehensive pictures: Comprehensive images that provide a close-up of the bodily part being scanned can be produced via CT scans.

CT scans are helpful medical imaging tools that provide precise images of the inside organs and structures of the body using X-rays and computer technology. They offer a more accurate view of inside organs, bones, and tissues than typical X-rays. If a CT scan is deemed medically necessary, health insurance ought to pay for it. It's essential to review the specifications of your online health insurance plan to understand the types of diagnostic tests covered in it.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A cyclone is a storm that rotates viciously around a centre of low atmospheric pressure. It advances at high speeds and causes heavy torrential rains, forcing havoc and a lot of destruction. The peak season of cyclone formation in India ranges from May to November and primarily affects the coastal states.

Cyclones are known to cause heavy damage to property and lives. They can destroy houses and buildings, wash away entire villages and towns, damage agricultural cultivation, and cause loss of lives.

Here are some useful tips for protecting your property and family during the cyclone season.

1. Secure your house
Make your house safe and sound before the arrival of the cyclone season. Doors and windows with broken hinges and latches can fall off during cyclonic weather and hurt you and your family. Fix them, and secure loose tiles in your house to make them safe and sturdy. Arrange for a few wooden boards that can be used to secure your windows and prevent them from breaking during torrential winds. Do not leave loose bricks, garbage cans, signboards, broken furniture, etc., outside your house, as they can be swept off in the storm and cause damage during a cyclone.

2. Vacate your house
If you feel your house or building has become too old and dilapidated, do not stay in it during the cyclone season. A cyclone has the power to bring your old building down. Apart from causing you a lot of financial loss, it can cost your lives too in such a case.

Also, if your house is near a beach and can be swept away by a high tide or stormy waves, vacate it if you hear a cyclone warning from a credible source. Do not rely upon social media forwards in such a situation. Look out for cyclone warnings in local newspapers, on the television, or confirm with the local administration. Low-lying areas get flooded in no time in such storms. Leave early to high-lying areas, or you might get stuck in a flooded region.

3. Stock up
A cyclone often brings an extended power blackout and floods, and you might get stuck in your house for an unexpectedly long time. Hence, stock up on essential food and grocery items used in emergencies. You can store packaged and canned food at your home. Stock up on snacks that need no or little preparation for consumption and have a shelf life of several months.
Along with food, stock up on essential medicines you regularly take or may need in emergencies. Try to keep a spare filled gas cylinder at home as the supply of your piped natural gas line will be shut down for a long time. Also, keep spare batteries and power banks at home, as they may be handy in long power blackouts.

4. Electrical wiring
Make sure your house wiring is up-to-date and covered, especially on the outside. Loose wires hanging outside your house can cause a serious electric shock hazard in times of cyclonic weather. If you see broken wires hanging outside your house, such as from a lamp post, do not touch them or step in flooded water. It may have a running current and cause shock and or threat to life.

5. Car and bike safety
If you hear a credible warning about an upcoming cyclone, rush to park your car or bike on some high ground. A strong flood can destroy your car or two-wheeler by damaging its engine or even sweeping it away.

Being cautious and alert beforehand is always better than facing a natural disaster without any preparation. The above tips can help you minimise damage to your life and property in case of a cyclone and help you deal with it bravely. Along with the other preparations, you should buy insurance from the best general insurance companies in India to secure you financially in such disasters. Opt for good health insurance, house and property, auto, and asset insurance policies, and stay safe and secure.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Technology is rapidly changing with each passing day. Every invention caters to the needs of people. One such innovation is the digital rearview mirror. Nowadays, people have installed these new-age camera-based devices in their cars to enhance their overall driving experience.

Most rearview mirrors have a camera fitted at the car's backside to give a clear road view. The new Camera Monitor System is one of the latest technologies incorporated with the regular rearview mirrors to display the digitised camera seized images of the objects behind the car. Installing digital rearview mirrors in the car may be costly, but nothing is more important than your and your family's safety.

If you are still deciding whether to install and use digital rearview mirrors, here are some advantages that may simplify your decision-making.

1. Clearer vision
Unlike regular rearview mirrors, digital ones provide a broad road view through high-definition cameras and advanced systems. Digital rearview mirrors have better functionalities when compared with conventional rearview mirrors. Moreover, these digitised rearview mirrors capture the lower part of the car, which gives the driver a better sense of the objects behind the car when they are in reverse mode.

Besides this, these mirrors also work well in low light and help you to park the car properly. You can be assured of a clear vision of the approaching vehicles and obstacles. This way, you can be prepared to take desired actions in advance to avoid hitting anything on your way.

2. Greater stability
These digital rearview mirrors have been rated under the ADAS Level 2 functional category. Thus, they offer better stability than traditional rearview mirrors. However, digital rearview mirrors are expensive. Therefore, many prefer to purchase car insurance policies covering damage to these digitised mirrors.

3. Flexibility
The rearview mirrors encounter fog, rain, or snow, which can affect their vision quality. However, digitised mirrors work effectively under any weather condition. They can easily give clear images of the road as fitted outside the vehicle. You can rely on your digital rearview for an unobstructed road view during all weather conditions. Remember to take the necessary steps to insure your car against mishaps or accidents by getting reliable car insurance. Research more to get clarity about such car insurance price in India and make an informed decision.

4. Improved safety
As mentioned above, the digital rearview mirrors give clear vision and offer excellent stability, ensuring a safe ride. Using these new-age mirrors, you can easily see what is happening at the rear side of your car. These mirrors also ensure your safety by measuring the distance between the vehicles and estimating the distance to maintain.

Besides this, you can easily control these digitised mirrors by adjusting the camera as per your needs. Also, you can reduce glare, change contrast detection, and use autofocus functions to get better visibility.

5. Better design
The digital rearview mirrors have many clearly defined functionalities that suit all driving conditions. These digitised rearview mirrors give better visibility regardless of obstructions blocking the view. They give you a clear vision inside your car, minimising the chances of collisions.

The new technology of digital rearview mirrors is here to stay, as they are the future of commercial and personal vehicles. But remember to purchase car insurance to financially covers this new technology and expensive components. Check the car insurance price in India and choose the one that suits your needs and requirements the best.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

You're familiar with that feeling when you're on the verge of becoming ill. You feel worn out, like something is wrong, and you're colder than usual. And at that point, you start to wonder just what is happening. Is it the cold, the flu, or the RSV? Or might it just be allergies?

When you first start to get sick, it can be hard to tell the difference between these illnesses. Surprisingly, they have identical symptoms. Find out in the following article what might be causing your flu-like symptoms and when you should visit a doctor.

What are the symptoms of flu?

● Nausea, vomiting, and diarrhoea

● Muscle aches and pains

● Sore throat, running nose, or cough

● Swollen lymph nodes in the neck

● Fever

What other conditions are like the flu?

1. Cold:
Most people have experienced many episodes of the common cold. A wide variety of viruses brings it on. Symptoms of a cold include a running or stuffy nose, a sore throat, coughing, sneezing, headaches or body aches, and fever. Since there is no way to tell if you have a cold, most treatments are meant to ease the symptoms.

2. COVID:
The symptoms of COVID and the flu sometimes coincide. In its early stage, COVID symptoms are more like those of a cold than of the flu. Breathing difficulties and loss of taste or smell are two symptoms that are more prevalent with COVID.

3. Pneumonia:
Both viruses and bacteria can cause pneumonia. Cough, fever, shortness of breath, and exhaustion are the primary signs of pneumonia. It's also crucial to remember that pneumonia can develop from the flu, COVID, or a simple cold. This is only sometimes the case, though. Finding out if you have pneumonia requires a chest X-ray.

4. Bronchitis:
A lower respiratory infection or inflammation is referred to as "bronchitis." It is caused by a virus that affects the lungs, but the symptoms can last even after the infection is gone. It may be caused by persistent inflammation. Your symptoms and other medical issues typically determine your course of treatment. Steroids and inhalers are helpful for some people.

5. RSV, or respiratory syncytial virus (RSV):
RSV is a widespread virus that manifests as flu-like symptoms. In grownups, it frequently resembles and feels like the common cold. But it can hurt the lungs and cause breathing problems in young children, especially those under 6 months old. Infants with RSV have fast breathing and apparent behavioural abnormalities. They could have difficulties in eating or seem more worn out than usual. A hospital stay may be necessary for oxygen and constant monitoring during treatment.

When should you go to the doctor if you're experiencing flu-like symptoms?

● People with severe lung or heart diseases

● Very young children

● Older adults over 65

● Women who are pregnant or within two weeks of birth

● People with neurologic abnormalities, such as a history of seizures

If you experience any of the following, get medical care right away:

● Dizziness

● Pressure in the chest or stomach

● Extreme muscle tenderness

● Dehydration and inability to retain food

● Difficulty breathing or fast breathing

● No improvement in symptoms after 3 to 5 days

A healthcare professional can test you for many diseases you might have and ensure you get the right treatments. Mainly due to change in seasons, flu-like symptoms are frequent. It could be hard to tell the difference between the flu and other diseases like COVID, the common cold, or strep throat. If you have the flu but aren't sure, see your doctor for a check-up.

You can speak with your physician about receiving a flu shot if you fall into one of the high-risk categories. Your medical bills, pharmaceutical charges, hospitalisation costs, and other expenses are all covered by health insurance. Health insurance in India is now more than just a choice—it's necessary to get the best medical care without worrying about how it will affect your finances.

Click HERE to buy the best health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

It's the new year, and one resolution that we all commonly try to make is to keep our homes organised and well-maintained. A well-organised home is the key to an organised and healthy you. Good home organising ideas with the proper implementation strategy can give you the perfect home without spending a bomb on it.

Do you also have a new year resolution of organising your home well? Here are a few interesting ways you can achieve it this new year.

1. Take one room at a time:
Organising your entire home can be an uphill and time-consuming task. You will get confused about how and where to start and what changes to incorporate. Start with organising your home by taking small steps. Start from one room at a time. You can focus better and devote time to individual rooms separately. This will make the entire home organising task less daunting and easily manageable.

2. Hanging spaces:
Create multiple hanging spaces in all your rooms, galleries, and sitting areas. You should have appropriate space to hang your jackets, blazers and other clothes so that you do not have to put them here and there on the bed, side table or the floor! This will make your rooms clutter-free and look neat and clean. You can put a peg board and hang your hats, caps, shirts, t-shirts, etc., on it. This will look nice and organised, and you will be easily able to locate all your stuff too.
Hanging spaces in the kitchen can be very useful as well. Paste iron hooks behind the main kitchen door and cabinet doors. You can hang the dusting cloth, small pans, spare packets, etc., on them and not store or litter them in the open. They will stay behind the doors and not be visible to all.

3. Learn to donate:
Each of us has the habit of stocking up multiple useless things we don't need and creating clutter in our wardrobes and even out in the open. For example, you might have stacked up dresses from the past that do not fit you anymore. Since you have limited storage space, you keep putting the new clothes you buy on those same shelves. The clothes start tumbling out of your closet every time you open them.
Learn to let go and donate! Your old clothes will not get bigger on their own, nor will they shrink. Donate the extra clothes to the needy in an orphanage or an old-age home. It will feel great to help, and your wardrobe will be lighter and more organised.

4. Go green:
You may buy indoor plants in fancy, beautiful pots and use them as decorative pieces around your house. They will provide fresh air while making your house green and beautiful. You can also hang a few pots in the stairway and outside the main entrance to give a great look.

5. Proper marking:
A key to being organised is keeping everything labelled and properly marked. You can start with the kitchen and put labels on each storage container. This will make it easy to figure out what is inside each container, and the items will not get mixed up.
You can also label items such as photo albums to instantly know when these photographs were taken, even after several years. Use labels for marking important files and documents, first aid kits, etc., so you can easily find them when needed.

Start with one thing at a time, and you will enjoy organising your house this new year. Even if you do little at first, do it with full dedication and focus. This will ensure that your efforts do not go waste and that your home looks the best.

Another important way to get organised this new year is by opting for home insurance India policy. It protects your house and all your valuable possessions from damages caused by fire, theft, earthquake, etc. Choose the best home insurance India and protect your valuable asset from mishaps.

Click HERE to buy reliable home insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Children give purpose to a family. As they carry their family's legacy, their development is always of utmost priority around the house. Parents focus on saving up for their children's education, health, marriage and fulfilling their other needs and demands. They try their best to give their children more than what was provided to them.

It is said that a child reflects the culture that is practised in the family. They imitate what they see at home. Their cognitive abilities start developing in the early stages of life. So, it is essential to engage them in various activities which stimulate their body and mind. These practices will help them utilise their time fruitfully and give them a wide range of things to explore.

Wondering how to keep your child engaged? In this blog, we will discuss a couple of activities to promote your child's early development.

1. Get your kids into musical:
Music creatively stimulates your child's brain. It helps them understand and capture different tones, rhythms and sounds. You can help them learn nursery rhymes, numbers, alphabets, etc., through music. This can shape their cognitive abilities.
The tunes will help them remember things easily. Having a fun, musical experience makes things exciting and lighthearted.

2. Lots of pictures:
You can put up many pictures in your child's room. Having visuals around will stimulate their brain. Associate the images with words, for example, a family tree. Discuss the pictures and the terms frequently. This will help them identify and relate the words to images and vice-versa. It's a fun learning technique that many experts prescribe.

3. Colours and textures:
Humans respond to colours and textures. Toddlers' brains are more receptive to sensory stimulation, including touch, vision and taste. These sensations help them understand their surroundings. You can use bold letters and dark markers to help them understand patterns, notes, etc.
Parents can use textured materials for decor and furnish their child's room with their favourite learning and playtime materials. For example- you can use cotton balls, sandpapers, beans, etc.

4. Play:
"All work and no play make Jack a dull boy" is a saying we've all heard. Physical movement holds as much importance as mental development does. Engage your children in outdoor activities to help them get familiar with the environment and observe the things around them. This further allows them to recognise certain situations and people when interacting outdoors.

5. Organization:
Arrangement and organisation help your kids understand the importance of cleanliness. At the same time, it trains their mind and builds organisational skills, which will prove to be helpful for them in the future. You can start by helping them understand how to place their toys, small clothing items, activities' kits, etc.
Spend time with your children and make labels for different drawers and bins. And then develop their habit to place their stuff in the assigned places. This is how you can smartly introduce discipline in your child's behaviour.

Other activities to promote your child's early development include planning a scavenger hunt, measuring their growth, numbering the days of the week and months, etc. These activities create an enjoyable learning experience and make your kids excited about future learning. Activities and hobbies help foster and strengthen the bond between parents and their children and make the interaction hesitation-free, exciting and full of love and care.

As parents, you will always be worried about your children's health. You take many measures to ensure they stay safe. And to make sure that they remain unharmed during unprecedented circumstances, it would be beneficial to purchase personal accident insurance online.

This will allow your children to focus only on learning, imbibe new experiences, and be playful without any worries of being hurt. Don't let any hurdle hinder the path to your child's development.

Click HERE to know more about how you can buy personal accident insurance online

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Sensitivity is a common existing dental issue faced by most people. Research states that one out of every eight adults experiences severe discomfort due to sensitive teeth. A person can experience severe pain during eating, drinking, brushing etc. Sensitivity can be caused by worn-out tooth enamel, cavity, chipped tooth, gum disease etc. The pain can be mild to sometimes highly severe depending on the level of advancement of the sensitivity.

This article will discuss a few home remedies to help tackle sensitive teeth problems.

1. Desensitizing toothpaste:
These kinds of toothpaste contain multiple compounds that help protect nerve endings. Sensitivity is primarily a result of open nerve endings that come directly in contact with irritants causing pain and irritation. Prominent among these compounds is potassium nitrate. It decreases the flow of fluid from tubules by clogging them. This blocks the brain from receiving pain signals from open nerve endings and protects them from extreme cold or hot sensations.

2. Salt rinse:
Salt helps reduce inflammation. To reduce the sensitivity, gargle using salt and water twice every day. Take about ½ tsp of salt in a glass of lukewarm water and mix well. Swish the solution for half a minute and spit out it. Regular use of saltwater gargle can do wonders for you.

3. Hydrogen peroxide:
Hydrogen peroxide is an antiseptic and disinfectant. Doctors usually use it to sterilise wounds and cuts to prevent infection. Using this as a mouthwash in diluted form can heal gums and avoid inflammation.
Add equal portions of water and hydrogen peroxide. Swish the solution like you would with an ordinary mouthwash. Spit it out and rinse your mouth with clean water.

4. Turmeric:
Our ancestors used turmeric for years as a natural antibacterial and antiseptic formula. The curcumin in turmeric aids in healing any kind of wound. You can mix turmeric, honey and salt and apply it to your gum and give them a proper massage. Use this twice every day for better results.

5. Green tea:
Apart from weight loss, green tea has been associated with other health benefits as well. It is rich in antioxidants and also has many anti-inflammatory properties. Using green tea without sugar as a mouthwash can strengthen your teeth and reduce inflammation. Even drinking green tea regularly can do the job for you.

These are a few things that you can do to reduce sensitivity. However, make sure to take care of your teeth before the onset of any such ailments. Avoiding sugar, brushing your teeth twice a day and regular flossing are things you can follow to ensure better oral health.

Dental problems are often latent and only show up in the form of pain, bad breath or swelling. By the time one experiences these symptoms, their oral hygiene has already been severely affected. Hence, you should not skip regular dental check-ups.

Dental treatments are mainly done over a few months and can take anywhere between 4 to 15 sittings with your dentist. This can prove to be expensive depending on your doctor and your location, which is why it is a wise choice to invest in affordable health insurance plans to safeguard yourself against such expenses. Check the options that offer the best benefits for a decent premium.

Click HERE to know more about affordable health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The breakout of the Covid-19 pandemic brought the whole world to a halt. The auto industry suffered as people were majorly under lockdown across the globe. Usage-based insurance has been at the forefront of the auto-insurance market for some time now. And during the pandemic, it took the front seat as people felt that it was more economical than other insurance policies.

As the demand for personalised services increases globally, usage-based car insurance is becoming popular among car owners. People feel the need to be rewarded for driving safely, causing no accidents and following safety guidelines, unlike those who drive rashly.

While the basic concept of usage-based insurance seems accommodating, it is essential to know its benefits. Let's understand the working of usage-based car insurance and how it can be helpful. We will discuss the advantages of the insurance for you to make an informed decision.

1. Lower rates:
The usage-based car insurance caters to the human tendency of wanting to be rewarded for good performance. The associated discounts that come with this insurance include special price cuts based on the applicant's driving skills. Hence, usage-based insurance is among vehicle owners' top choices when getting insurance.

2. Driving behaviour is a substantial contributing factor:
An individual's driving habits and behaviour may change when they have co-passengers. A tech gadget called the telematics device helps you ensure that your concentration remains on the road. It alerts you about problematic and rash drivers on the road. Improper driving decisions account for consequential higher payments for the insurance as the penalty.

3. Tracking is enabled and easy:
Insurance-approved trackers make it easy to locate the vehicle and alert you when it leaves the set area. The devices also allow you to set specific regulations, for example, the speed limit. It will send you alerts when the vehicle crosses the specified speed limit. It helps parents track their children's driving habits and ensure their safety. It also proves beneficial for companies to monitor their cars and follow the routes they've been travelling.

4. Helpful in investigations:
The insurance-approved trackers and GPS devices track the vehicle's locations at different times. In case of accidents, they help make the investigations easier by providing the data from these devices. The investigation teams and authorities can gather all the data about speed, location, acceleration, etc., up to the moment of the accident and claim accordingly.

5. More features:
The platforms which provide usage-based insurance have a lot of other features apart from the ones we've discussed. Other tools and features will help you monitor your driving habits and stay safe on the road.

The usage-based car insurance includes other parameters like age, financial status, gender, profession, and the evaluation of your driving skills. There is a base price over which you may receive potential discounts according to your skills. Unsafe driving gets penalised with higher prices.

We hope that this article helped you understand the working of usage-based insurance and how it can be helpful. A more convenient option for protecting your cars against damages is purchasing a car insurance policy online. You can always compare various policies and grab attractive deals, and additional features on car insurance as per your requirements.

Click HERE to know more to buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Vertigo is a widespread illness that affects roughly 15% of the global population and is often a symptom of a more serious health problem. A deceptive impression of motion, spinning, or feeling of unbalance denotes vertigo. Vertigo comes in various forms, and subduing the sign is not the solution.

An accurate diagnosis of what induces vertigo is viable only when the doctor makes a systematic examination. Although vertigo is a typical concern affecting people of all ages, it is observed that older adults experience this more than younger ones. That is why you must purchase trustworthy health insurance in India for parents to cover them under a financial safety net.

If you or your parents are suffering from vertigo, there are certain things you may do at home to alleviate the symptoms and lessen the impact on their bodies.

These are some of the home remedies.

1. Managing stress:
Stress can trigger some vertigo-causing disorders, such as Meniere's disease. Developing coping methods to deal with stressful situations may help you have fewer vertigo attacks. An ideal situation is to start with meditation and deep breathing methods.
Long-term stress isn't something you can breathe through, and the sources of stress aren't always easy to eliminate. Simply being aware of what is causing the stress may be enough to alleviate your vertigo symptoms.

2. Hydration:
Even mild dehydration can trigger vertigo. Drink an ample amount of water to keep your body active and avoid lethargy. The body craves 8 to 12 glasses of liquids every day, so water is the most suitable choice because it has zero calories or caffeine.

3. Vitamin D boost:
You might be right if you think your vertigo is caused by something you aren't getting in your diet. BPPV is the most frequent type of vertigo, which is commonly caused due to deficiency of vitamin D. Always check your vitamin D levels with your doctor to see whether you need to increase your intake or take supplements.

4. Acupressure:
Acupressure uses the same principles as acupuncture but without the need for needles. The P6 acupressure method, for example, involves a pressure point located in the two tendons between the inner forearm and the wrist. It provides relaxation and is effective in multiple ways to lower vertigo symptoms.

5. Exercise:
Yoga and tai chi reduce stress and improve flexibility and balance. Physical therapy in an outpatient setting teaches your brain to compensate for the cause of your vertigo, and home exercise can help you achieve the same result. Try easy yoga stances when you're dizzy. Avoid anything that requires rapid bending forward because it may boost your vertigo symptoms.

Vertigo is usually an indication of a more serious health problem. While treating vertigo at home can be quick, if the symptoms persist or become more severe over time, get medical help right there. Severe health problems can strike without warning, leaving you in a financial bind.

After a certain age, parents experience this problem due to several factors. Diagnosing the problem at an early stage is the best way to treat vertigo before it develops into a severe health condition. Choose proper health insurance in India for parents to cover them for medical or hospitalisation expenditures and provide a healthy and happy life.

Click HERE to know more about health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know the challenges of driving these days, no matter where we drive. The roads are raided with potholes, many drivers do not follow traffic regulations, and the unmaintained roadways are challenging to manoeuvre. While evading stray animals, pedestrians, or even rash drivers, we often come too close to getting into serious accidents. As per a report, over 4.37 lakh accidents occurred on Indian roads in 2019. Clearly, even after years of experience in driving and having a focused mind, several people in the country still get into unfortunate crashes that ruin their lives and the lives of their loved ones.

While you can take several precautions during driving, you can also install safety devices that help enhance your degree of protection. Using a dashcam while driving can play a vital role in providing security on the road. Let's understand how.

What is a dashcam?
A dashcam or a dashboard camera is like any other compact camera designed to give the car's occupants a clear view of the road ahead. The camera is positioned on the windscreen to record the road ahead and placed on the back of some vehicles to record the rearview. This camera starts recording as soon as you start the car or push a button.
The driver can view all the movements and incidents happening not only on the road ahead but also behind on a monitor installed inside the car. You can view the proximity of the vehicles around you, giving you a better edge at driving.
As a great convenience, the recordings on the dashcam can be saved on an SD card. You can access this footage as proof material in case of accidents.

What are the benefits of using a dashcam while driving your car?
No matter how many years of driving experience you have, you will never know when a dangerous accident might occur. Drinking and other destructive behaviours behind the wheel are vastly known to take innocent lives. Besides the fatalities and injuries, several vehicle damages and monetary losses are also incurred. A dashboard camera can help in several such situations:

1. A dashcam can assist the police in punishing the offenders in accidents by providing viable evidence. They can access the footage from the dashcam to view the factual occurrences rather than basing a case on mere statements.

2. A dashcam can be highly cost-effective. It can prevent the daily wear and tear that your vehicle might suffer from on the road by giving you a well-rounded view while driving, taking turns, and parking.

3. If you want to buy new car insurance, look for plans that offer a discount for installing a dashcam. Insurance companies recognise the benefits of this device. They sometimes provide a hefty discount on your premium if your vehicle is equipped with one and if you ensure other safety measures too.

4. Dashboard cameras are highly effective in promoting safe driving. They allow you to keep an eye on the rearview and side mirrors and foresee crashes or bumps.

The dashcam is proven to play an essential role in securing your personal as well as your vehicle's safety. There is a wide variety of dashcams available in the market. Invest in a good quality one to safeguard your future and ensure a quality driving experience. Remember, dashcam provides you advantages like lower premiums when you buy new car insurance as it can assist with settling claims quickly.

Click HERE to buy new car insurance for the additional safety of your car.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.