GENERAL INSURANCE BLOG

Sensitivity is a common existing dental issue faced by most people. Research states that one out of every eight adults experiences severe discomfort due to sensitive teeth. A person can experience severe pain during eating, drinking, brushing etc. Sensitivity can be caused by worn-out tooth enamel, cavity, chipped tooth, gum disease etc. The pain can be mild to sometimes highly severe depending on the level of advancement of the sensitivity.

This article will discuss a few home remedies to help tackle sensitive teeth problems.

1. Desensitizing toothpaste:
These kinds of toothpaste contain multiple compounds that help protect nerve endings. Sensitivity is primarily a result of open nerve endings that come directly in contact with irritants causing pain and irritation. Prominent among these compounds is potassium nitrate. It decreases the flow of fluid from tubules by clogging them. This blocks the brain from receiving pain signals from open nerve endings and protects them from extreme cold or hot sensations.

2. Salt rinse:
Salt helps reduce inflammation. To reduce the sensitivity, gargle using salt and water twice every day. Take about ½ tsp of salt in a glass of lukewarm water and mix well. Swish the solution for half a minute and spit out it. Regular use of saltwater gargle can do wonders for you.

3. Hydrogen peroxide:
Hydrogen peroxide is an antiseptic and disinfectant. Doctors usually use it to sterilise wounds and cuts to prevent infection. Using this as a mouthwash in diluted form can heal gums and avoid inflammation.
Add equal portions of water and hydrogen peroxide. Swish the solution like you would with an ordinary mouthwash. Spit it out and rinse your mouth with clean water.

4. Turmeric:
Our ancestors used turmeric for years as a natural antibacterial and antiseptic formula. The curcumin in turmeric aids in healing any kind of wound. You can mix turmeric, honey and salt and apply it to your gum and give them a proper massage. Use this twice every day for better results.

5. Green tea:
Apart from weight loss, green tea has been associated with other health benefits as well. It is rich in antioxidants and also has many anti-inflammatory properties. Using green tea without sugar as a mouthwash can strengthen your teeth and reduce inflammation. Even drinking green tea regularly can do the job for you.

These are a few things that you can do to reduce sensitivity. However, make sure to take care of your teeth before the onset of any such ailments. Avoiding sugar, brushing your teeth twice a day and regular flossing are things you can follow to ensure better oral health.

Dental problems are often latent and only show up in the form of pain, bad breath or swelling. By the time one experiences these symptoms, their oral hygiene has already been severely affected. Hence, you should not skip regular dental check-ups.

Dental treatments are mainly done over a few months and can take anywhere between 4 to 15 sittings with your dentist. This can prove to be expensive depending on your doctor and your location, which is why it is a wise choice to invest in affordable health insurance plans to safeguard yourself against such expenses. Check the options that offer the best benefits for a decent premium.

Click HERE to know more about affordable health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The breakout of the Covid-19 pandemic brought the whole world to a halt. The auto industry suffered as people were majorly under lockdown across the globe. Usage-based insurance has been at the forefront of the auto-insurance market for some time now. And during the pandemic, it took the front seat as people felt that it was more economical than other insurance policies.

As the demand for personalised services increases globally, usage-based car insurance is becoming popular among car owners. People feel the need to be rewarded for driving safely, causing no accidents and following safety guidelines, unlike those who drive rashly.

While the basic concept of usage-based insurance seems accommodating, it is essential to know its benefits. Let's understand the working of usage-based car insurance and how it can be helpful. We will discuss the advantages of the insurance for you to make an informed decision.

1. Lower rates:
The usage-based car insurance caters to the human tendency of wanting to be rewarded for good performance. The associated discounts that come with this insurance include special price cuts based on the applicant's driving skills. Hence, usage-based insurance is among vehicle owners' top choices when getting insurance.

2. Driving behaviour is a substantial contributing factor:
An individual's driving habits and behaviour may change when they have co-passengers. A tech gadget called the telematics device helps you ensure that your concentration remains on the road. It alerts you about problematic and rash drivers on the road. Improper driving decisions account for consequential higher payments for the insurance as the penalty.

3. Tracking is enabled and easy:
Insurance-approved trackers make it easy to locate the vehicle and alert you when it leaves the set area. The devices also allow you to set specific regulations, for example, the speed limit. It will send you alerts when the vehicle crosses the specified speed limit. It helps parents track their children's driving habits and ensure their safety. It also proves beneficial for companies to monitor their cars and follow the routes they've been travelling.

4. Helpful in investigations:
The insurance-approved trackers and GPS devices track the vehicle's locations at different times. In case of accidents, they help make the investigations easier by providing the data from these devices. The investigation teams and authorities can gather all the data about speed, location, acceleration, etc., up to the moment of the accident and claim accordingly.

5. More features:
The platforms which provide usage-based insurance have a lot of other features apart from the ones we've discussed. Other tools and features will help you monitor your driving habits and stay safe on the road.

The usage-based car insurance includes other parameters like age, financial status, gender, profession, and the evaluation of your driving skills. There is a base price over which you may receive potential discounts according to your skills. Unsafe driving gets penalised with higher prices.

We hope that this article helped you understand the working of usage-based insurance and how it can be helpful. A more convenient option for protecting your cars against damages is purchasing a car insurance policy online. You can always compare various policies and grab attractive deals, and additional features on car insurance as per your requirements.

Click HERE to know more to buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Vertigo is a widespread illness that affects roughly 15% of the global population and is often a symptom of a more serious health problem. A deceptive impression of motion, spinning, or feeling of unbalance denotes vertigo. Vertigo comes in various forms, and subduing the sign is not the solution.

An accurate diagnosis of what induces vertigo is viable only when the doctor makes a systematic examination. Although vertigo is a typical concern affecting people of all ages, it is observed that older adults experience this more than younger ones. That is why you must purchase trustworthy health insurance in India for parents to cover them under a financial safety net.

If you or your parents are suffering from vertigo, there are certain things you may do at home to alleviate the symptoms and lessen the impact on their bodies.

These are some of the home remedies.

1. Managing stress:
Stress can trigger some vertigo-causing disorders, such as Meniere's disease. Developing coping methods to deal with stressful situations may help you have fewer vertigo attacks. An ideal situation is to start with meditation and deep breathing methods.
Long-term stress isn't something you can breathe through, and the sources of stress aren't always easy to eliminate. Simply being aware of what is causing the stress may be enough to alleviate your vertigo symptoms.

2. Hydration:
Even mild dehydration can trigger vertigo. Drink an ample amount of water to keep your body active and avoid lethargy. The body craves 8 to 12 glasses of liquids every day, so water is the most suitable choice because it has zero calories or caffeine.

3. Vitamin D boost:
You might be right if you think your vertigo is caused by something you aren't getting in your diet. BPPV is the most frequent type of vertigo, which is commonly caused due to deficiency of vitamin D. Always check your vitamin D levels with your doctor to see whether you need to increase your intake or take supplements.

4. Acupressure:
Acupressure uses the same principles as acupuncture but without the need for needles. The P6 acupressure method, for example, involves a pressure point located in the two tendons between the inner forearm and the wrist. It provides relaxation and is effective in multiple ways to lower vertigo symptoms.

5. Exercise:
Yoga and tai chi reduce stress and improve flexibility and balance. Physical therapy in an outpatient setting teaches your brain to compensate for the cause of your vertigo, and home exercise can help you achieve the same result. Try easy yoga stances when you're dizzy. Avoid anything that requires rapid bending forward because it may boost your vertigo symptoms.

Vertigo is usually an indication of a more serious health problem. While treating vertigo at home can be quick, if the symptoms persist or become more severe over time, get medical help right there. Severe health problems can strike without warning, leaving you in a financial bind.

After a certain age, parents experience this problem due to several factors. Diagnosing the problem at an early stage is the best way to treat vertigo before it develops into a severe health condition. Choose proper health insurance in India for parents to cover them for medical or hospitalisation expenditures and provide a healthy and happy life.

Click HERE to know more about health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

We all know the challenges of driving these days, no matter where we drive. The roads are raided with potholes, many drivers do not follow traffic regulations, and the unmaintained roadways are challenging to manoeuvre. While evading stray animals, pedestrians, or even rash drivers, we often come too close to getting into serious accidents. As per a report, over 4.37 lakh accidents occurred on Indian roads in 2019. Clearly, even after years of experience in driving and having a focused mind, several people in the country still get into unfortunate crashes that ruin their lives and the lives of their loved ones.

While you can take several precautions during driving, you can also install safety devices that help enhance your degree of protection. Using a dashcam while driving can play a vital role in providing security on the road. Let's understand how.

What is a dashcam?
A dashcam or a dashboard camera is like any other compact camera designed to give the car's occupants a clear view of the road ahead. The camera is positioned on the windscreen to record the road ahead and placed on the back of some vehicles to record the rearview. This camera starts recording as soon as you start the car or push a button.
The driver can view all the movements and incidents happening not only on the road ahead but also behind on a monitor installed inside the car. You can view the proximity of the vehicles around you, giving you a better edge at driving.
As a great convenience, the recordings on the dashcam can be saved on an SD card. You can access this footage as proof material in case of accidents.

What are the benefits of using a dashcam while driving your car?
No matter how many years of driving experience you have, you will never know when a dangerous accident might occur. Drinking and other destructive behaviours behind the wheel are vastly known to take innocent lives. Besides the fatalities and injuries, several vehicle damages and monetary losses are also incurred. A dashboard camera can help in several such situations:

1. A dashcam can assist the police in punishing the offenders in accidents by providing viable evidence. They can access the footage from the dashcam to view the factual occurrences rather than basing a case on mere statements.

2. A dashcam can be highly cost-effective. It can prevent the daily wear and tear that your vehicle might suffer from on the road by giving you a well-rounded view while driving, taking turns, and parking.

3. If you want to buy new car insurance, look for plans that offer a discount for installing a dashcam. Insurance companies recognise the benefits of this device. They sometimes provide a hefty discount on your premium if your vehicle is equipped with one and if you ensure other safety measures too.

4. Dashboard cameras are highly effective in promoting safe driving. They allow you to keep an eye on the rearview and side mirrors and foresee crashes or bumps.

The dashcam is proven to play an essential role in securing your personal as well as your vehicle's safety. There is a wide variety of dashcams available in the market. Invest in a good quality one to safeguard your future and ensure a quality driving experience. Remember, dashcam provides you advantages like lower premiums when you buy new car insurance as it can assist with settling claims quickly.

Click HERE to buy new car insurance for the additional safety of your car.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.