GENERAL INSURANCE BLOG

The popularity of CNG vehicles has grown recently due to developments in fuel storage technology. CNG is a common fuel alternative for fleet cars since it is more affordable than petrol or diesel. It is a fuel of compressed methane gas kept in high-pressure cylinders inside cars. CNG vehicles have various designs, including sedans, SUVs, and pickup trucks.

CNG refuelling stations are now widely available at petrol stations, making refuel easier for car owners. There are several benefits of driving a CNG fuelled car, but there might come an instance where the gas would catch fire. This is a rare condition, but we cannot neglect the probability. Let's dive deeper into the topic to understand the causes of fire in CNG cars and how to stay safe.

While we're discussing car safety, it is crucial to invest in reliable car insurance. Various car insurance online India plans have grown in registration over the past few years due to their practicality and usability. However, the type of fuel the car runs on can affect the insurance cost and policy features.

Causes of fire in CNG cars
1. Fuel leaks
One of the main reasons for fire in CNG vehicles is fuel leaks. Because the fuel is kept in high-pressure cylinders, leaks could result from any damage to the fuel system. Due to its extreme flammability, CNG can catch fire when touched by heat or sparks.

2. Accidents or collisions
CNG vehicles are more likely to catch fire in an accident or collision. In a crash, the high-pressure cylinders holding the CNG fuel may break and catch fire.

3. Refuelling
In CNG vehicles, refuelling might also be a fire hazard. Transferring fuel from the dispenser to the high-pressure cylinders entails the creation of a static charge, which has the potential to ignite the fuel.

4. Inadequate maintenance
Routine maintenance is necessary to ensure the system operates properly. Components may become worn or damaged if the fuel system is not maintained.

5. Temperature extremes
The fuel system may be damaged or malfunction due to the fuel's ability to expand or contract under extreme temperatures.

6. Electrical malfunctions
In CNG vehicles, electrical issues can potentially result in fires. A malfunction in the electrical system might cause fuel to overheat and ignite because the electrical system and fuel system are interconnected.

Safety tips for CNG vehicles
When driving a CNG vehicle, certain safety precautions must be taken. Here are a few tips for driving a CNG vehicle safely:

1. Inspect the CNG kit regularly
Check the CNG kit frequently for any indications of wear and tear. If you see anything odd, get it fixed straight away.

2. Turn off the CNG supply when not in use
Turn off the CNG supply valve when the automobile is not used to stop gas leakage.

3. Don't overload the car
An overloaded CNG car may have high cylinder pressure. Observe the recommended weight restrictions for your vehicle.

4. Install your CNG kit at a certified shop
To ensure that a CNG kit is installed accurately and safely, it must be done by a workshop that has received certification. Before using the kit, always request a certificate of installation.

5. Avoid smoking in vehicles
Due to its extreme flammability, CNG can catch fire when in contact with a spark or flame. Therefore, avoid smoking or lighting cigarettes inside the car.

6. Maintain good ventilation in the car
For CNG vehicles, proper ventilation is essential to prevent gas build-up. To keep the car well-ventilated, keep the windows open at all times or turn on the air conditioner.

7. Observe traffic laws and drive safely
Drive safely and follow the regulations of the road to prevent collisions. In an accident, shut off the CNG supply immediately and leave the vehicle.

8. Avoid keeping anything flammable in the car
The fire or explosion risk increases if flammable items, such as petrol, aerosols, or chemicals, are kept inside the vehicle. Avoid keeping these things in your car.
CNG is a preferred alternative fuel for vehicles due to its affordability and minimal environmental impact. However, compared to traditional gasoline-powered vehicles, CNG vehicles have a higher chance of catching fire. Following the proper safety precautions and being aware of the causes will help prevent them and guarantee safe driving. In India, CNG car insurance operates similarly to insurance for other types of vehicles. Before buying car insurance online India, thoroughly studying the policy terms and conditions is advised.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cyclones are natural disasters that can take place anytime without any prior notice. In a country like India, where the weather conditions are uncertain, it is best to be cautious and always prepared. Before a cyclone hits, you should be prepared with all the necessary steps to counter it well.

Cyclones can also wreak havoc on electronics, an essential part of our daily lives. If you live in an area prone to cyclones, taking precautions to protect your electronics from damage is essential. In worse cases, if your electronics are not protected, they can result in shocks or even short circuits. This can lead to heavy damage to life and property.

Hence, we have curated this article with all the necessary steps and precautions to take in case of such an emergency. It is better to be prepared now than to be sorry later. You should also opt for the best home insurance in India to keep your house safe and protected.

1. Unplug all your electronics
The first thing you should do is unplug all your electronics. This includes your TV, computer, gaming console, and other electronic devices. Cyclones can cause power surges and electrical outages that can damage your electronics. Unplugging them will protect them from these potential dangers.

2. Keep electronics in a safe place
Store your electronics in a safe place where they will not be exposed to the harmful elements. This could be a closet or a room less likely to be affected by the cyclone. If you live in a low-lying area, consider storing your electronics on a higher floor of your home. You can also use waterproof containers to protect your electronics from any water damage. Make sure to choose a safe, dry, and cold place.

3. Do not use your electronics
Avoid using your electronics during the cyclone. This will prevent them from being damaged by power surges or other electrical problems. It is also a good idea to avoid using your electronics until the cyclone has completely passed and you are sure that it is safe to use them.

4. Make use of surge protectors
Use surge protectors to protect your electronics from power surges. Lightning strikes and other common electrical problems during cyclones can cause power surges. Surge protectors will help absorb any excess voltage and protect your electronics from damage.

5. Use plastic on electronics
If you cannot move your electronics to a safe place, cover them with thick plastic sheets. This will protect them from water damage and other debris flying around during the cyclone. Make sure the plastic covers the electronics completely. Also, keep the plastic securely fastened to the devices to prevent water from getting inside.

Cyclones can be very dangerous and can cause a lot of damage to your electronics. By following these tips, you can help to protect your electronics from damage during a cyclone. You must prepare yourself and your family members before dealing with a natural disaster.

Take all the necessary steps in advance to not regret anything later. Most importantly, don't panic and try to stay calm. Take shelter under objects that can protect you from falling debris. Patiently wait and hold your position until the cyclone passes and any help reaches you. You should also sign up for the best home insurance in India for the added security of your home. It will help you tide over natural disasters with the support of financial coverage.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever noticed black spots on your car's body that do not seem to go away? Despite washing and cleaning the car, you still find them there. Then, you're unaware of the fungus that can grow on your car body.

Black spots on a car can be a common problem for car owners. Many people assume that these spots are caused by dirt or grime. However, in some cases, these spots may be a type of fungus. It usually grows on the car's surface and can be a hassle. It not only spoils your car's appearance but can also be difficult to remove.

If you are also struggling with a similar issue, this article is just for you. We will walk you through everything you should know about car fungus. We have also listed ways to remove these spots and clean your car. Also, to keep your vehicle covered against all mishaps and financial worries, you should look for a good motor insurance company that provides the best insurance.

What are the black spots on cars?
Black spots on a car are often caused by a type of fungus called Alternaria. This fungus thrives in warm, humid environments and can grow on various surfaces, including the car's surface. It is most commonly found in areas with a lot of moisture. It is also common during the monsoon season.

When the fungus grows on a car, it forms small black spots on the surface. These spots can be difficult to remove and appear unsightly on a vehicle with light-coloured paint.

How to prevent black spots on your car?
Preventing black spots on a car starts with keeping the car clean and dry. This means washing the car regularly, especially after it has been exposed to rain or moisture. It is also important to dry the car thoroughly after washing it. There should not be any remaining moisture that can provide a breeding ground for the fungus.

Another way to prevent black spots on a car is to park the car in a covered area, such as a garage or carport. This can help to keep the car dry and reduce the risk of fungus. If you live in an area with high humidity or a lot of rain, investing in a car cover may be a good idea. This can help protect the car from moisture and prevent fungus growth.

How to treat the black spots?
The ways and means to treat the black spots on your car are as follows:

1. Use a specialised fungus remover
These products are designed to remove fungus and can be found at most auto supply stores. Follow the instructions carefully and wear gloves and eye protection when using these products.

2. Vinegar and water mixture
You can use a mixture of vinegar and water to clean the affected areas. This solution can help to kill the fungus and remove the black spots. Mix equal parts vinegar and water and apply the solution to the affected areas with a clean cloth. Rinse the area thoroughly with water and dry it completely after cleaning.

3. Take the car to a professional
You can take the car to a professional detailer to have the black spots removed. A detailer will have the equipment and expertise to remove the spots without damaging the car's paint.

Black spots on a car can be a nuisance for car owners, but they can be prevented and treated with the right care and attention. You should take the necessary steps for your car whenever you spot any black spots on the car's surface.

To keep your car safe and secure, look for a good motor insurance company that offers the best policies at an attractive premium. It is advisable to invest in a comprehensive cover that will compensate you totally if your car faces severe damage.

Click HERE to buy a policy from the best motor insurance company.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Physiotherapy is the treatment of an injury or a disease by exercise, heat, light, muscle strengthening, etc. It is useful in treating joint, muscle, and nerve pain. Physiotherapy uses different therapies such as short-wave diathermy, ultrasonic, and muscle-strengthening methods to cure a patient.

Physiotherapists use several physical aids and equipment in their physiotherapy centres that assist in the treatment process. While some devices are big and immobile, few are handy and can be used at home. Let us have a look at a few of them.

1. Small pelvic traction kit
A pelvic traction kit helps in a therapy program to restore, relax and realign the spine and improvise circulation, flexibility, and mobility. It helps to cure lower back disorders and relieves pain in the lower back, hips, and legs.

There are two types of small pelvic traction kits. The first is a skin traction kit in which adhesive tape or other types of strapping is attached to the limb. The other one is a spine traction kit useful in treating fractured bones. The spine is stretched, which helps to relieve the nerve pressure.

Small pelvic traction kits are now available, which can be installed in our houses. Traction can be applied both manually or through spinal traction devices. This kit is beneficial in treating neck conditions and lower back pain.

2. Grip exerciser
Grip exercisers are also known as hand grippers. They help increase the strength of the hands. They also help bulge the muscles and give our arms a powerful look.

3. Rechargeable heating pads
Rechargeable heating pads are beneficial for relieving aches, cramps, pains, and stiffness of the muscles. They provide heat therapy and promote consistent circulation in your body.

Earlier, we used to get a traditional rubber bottle for performing the same function. Now we have heating pads that work with electricity and can be recharged too. They are very helpful in reducing muscle pain and discomfort in the joints.

4. TENS pain therapy machine
A TENS is a small, portable device that runs on batteries or an adapter with leads connected to sticky pads called electrodes. It is a pain-relieving machine that uses mild electrical current to do its job. It is portable, and you can easily use it at your home. The machine delivers small electrical impulses to the affected areas of your body. You feel a tingling sensation while the electrical impulses reduce the pain and relax your muscles.

5. Wall mounting shoulder pulley
A wall-mounting shoulder pulley is another physiotherapist-recommended physical aid and exercise equipment. It helps in improving the range of motion for people with injuries related to the shoulder. It can also help stretch the neck, shoulder, and muscles of the arm.

6. Rib belt
Bruised and fractured ribs can be healed with the help of a rib belt. It is medical equipment that stabilizes the ribs and gives comfort to them. It is a very comforting belt for those who have just undergone surgery.

7. Knee support
Knee support is a band useful for people suffering from knee pain or those vulnerable to knee pain. It is an inexpensive and useful support equipment to protect the knees or cure the pain in the knee area.

These are some of the physical aids and equipment that physiotherapists recommend having at home. They can help us quickly relieve pain in the joints, muscles, and nerves. Physiotherapy has several advantages, and you do not have to gulp in several doses of allopathic medicines to get relief from pain. Regular usage of such equipment can help to cure your medical problems from the roots.

Physiotherapy is usually needed after you cross the age of 50. Besides these types of equipment, you must choose the best possible health insurance in India for parents. You may need it for problems that physiotherapy alone cannot cure. In such instances, the health insurance policy will take care of your financial liabilities arising from the medical treatment and leave you stress-free and relaxed.

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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.