GENERAL INSURANCE BLOG

Monsoon is finally here! From the cooling showers to the irresistible scent of the soil after rain, there is much to be excited about the monsoon. But with all this beauty comes the problems of sludgy, slippery roads that make for a great inconvenience. With heavy rains comes damage to vehicles, which is seemingly unavoidable.

With petrol prices seeing a significant hike, more and more people are shifting their focus on owning an electric car. While there are many advantages to owning an electric vehicle, it comes with its own set of problems— one being that it is more susceptible to damages caused by rainy weather.

This blog gives you some helpful tips to keep your electric car safe and avoid spending hefty money repairing it.

1. OEM-issued charger:

Safe charging should be your top priority as an electric car owner. Verify that your charger is original. Original chargers ensure the car charges efficiently.
Current surges are common during heavy downpours, which can result in serious damage to the car's batteries. It can cause short-circuiting in the vehicle's charging point and cause internal damage to the wiring. The best way to prevent this is by charging the car in a dry and covered place, like an underground parking lot or a shed. Care should be taken to ensure that the charger is dry. Also, avoid charging the car in extreme weather conditions like lightning, cyclones, and thunderstorms.

2. Use ancillary components to help:

Using the features such as windscreen wipers, defoggers, and air conditioners to dry the car is a great idea to prevent the vehicle from corroding and rusting in this moist weather.

3. Don't forget the interiors:

The interior takes the worst hit in the monsoon. Muddy shoes and wet clothes are a frequent occurrence. From fungal blooms to a stench that will not go away no matter what you do. So, it's an ordeal to clean the inside of a car very often. Prevention is much better than cure in this case.
Use plenty of newspapers and towels to help soak up the water. Keep the windows rolled up and let the wet areas and the moisture dry up. If that doesn't work, you can also use a hair dryer on the wet spots. Don't forget to keep the cabins dry and clean.

4. Keeping the exterior (non-electrical parts) clean:

The car's exterior is constantly exposed to harsh weather conditions, and this problem gets aggravated in rainy weather. Especially in metros, the additional problem of acid rain comes in. This rain is corrosive and can strip your car of its protective paint. Be extra cautious during the monsoon, and wash your car regularly to prevent the paint from rusting.

Electric cars are quickly replacing petrol cars as an environment-friendly alternative. This is due to various reasons such as low running cost, lower maintenance, high acceleration, and most importantly, the near-zero carbon emissions they produce to help you reduce your carbon footprint.

However, it has its cons. The rechargeable battery is costly, and very few mechanics will be well-versed in fixing defects in an electric car. These are the reasons why researching the best car insurance in India will be the best option to avoid venting your finances during unforeseen circumstances. Implement the above tips and get ready to enjoy the best of monsoon by taking a road trip in your electric car.

Click HERE to know more about car insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Sometimes, all we need to cool off and get the synchronization between our mind and body right is a break from the fast-paced city life. Moreover, we need some peaceful time-off to breathe and grasp the gravity of our existence. And nothing is better than being surrounded by nature to savour all that it has to offer.

A wildlife retreat is a fantastic opportunity to get yourself that peace and reconnect with your family while enjoying the charm of nature. India has abundant national parks and sanctuaries to offer a city escape to nature lovers. Let’s discuss some of the best national parks which provide an ideal space for a wildlife retreat.

1. Ranthambore National Park, Rajasthan:
Comprising a distinctive ecosystem, this national park is home to several tigers that one can easily spot on the safari. It is one of the significant reasons why tourism at Ranthambore has observed colossal growth. You can choose your accommodation from a list of options which ranges from luxury tents to boutique hotels.

2. Jim Corbett National Park, Uttarakhand:
Luring in the most visitors every year and famous for its Bengal tigers, Jim Corbett National Park has seen significant development in its tourism by opening up numerous lodges, hotels, resorts, etc. As a result, this national park is one of the top destinations for budget travellers every year.

3. Kanha National Park, Madhya Pradesh:
Situated in the heart of India, this tiger reserve has dense wildlife (swamp deer, India tiger, and much more), which one can explore on a jungle safari. Plus, you have the benefit of choosing from several staying options- luxury tents and hotels to budget resorts, all designed for your comfort.

4. Kaziranga National Park, Assam:
Carrying the baton for the most famous national park in Northeast India, Kaziranga houses the prestigious one-horned rhinoceros. Developing interest in northeastern tourism has expanded staying options in this area. Several luxury resorts and budget hotels with all the amenities are ready for tourists and travellers.

5. Sunderban National Park, West Bengal:
This national park, along with tigers, is also famous for its single block of tidal halophytic mangrove forest, the largest one in the world. As a result, it gains much traction from adventurers and wildlife lovers across the country. The mystical mangroves add to the incredible experience of staying in the lap of nature.

6. Gir National Park, Gujarat:
Home to the Asiatic lions, world-renowned Gir National Park is rich in flora and fauna. Therefore, making the stay here a perfect opportunity to explore the wildlife while enjoying your retreat. Moreover, it provides many luxurious and budget-friendly accommodation choices, convenient for tourists and nature enthusiasts.

7. Bharatpur Bird Sanctuary, Rajasthan:
Otherwise known as Keoladeo National Park, this bird sanctuary offers the perfect opportunity for birdwatching holidays in India. Adding to this absolute blissful getaway experience are the accommodation options of heritage hotels and jungle lodges.

When the stressful and noisy city life takes a toll on your happiness, it's the time that you pause and spend some time in serenity. If you are a true admirer of nature, the above-listed places are ideal for experiencing a natural delight and unwinding in the wildlife retreat. So, plan your trip to these bewildering national parks and escape into the wilderness. But, while making travel plans, you need to ensure that your journey stays free from any potential travel risks. Safeguard your travel dreams with the benefits of a comprehensive travel insurance plan from the best general insurance company.

Click HERE to know more about general insurance company.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Memory loss is a prevalent problem among the elderly and a usual complaint from their caretakers. The good news is there are straightforward strategies to boost memory that aren't costly or tedious. Just as exercise helps your physical health, brain exercises develop your mind, enhancing your memory and reasoning abilities. Here are some measures you may take to retain and even upgrade memory.

Everyone fails to remember things periodically. Yet, loss of memory is not something to be neglected. However, there are no assurances for avoiding memory loss or dementia, but some activities could be surprisingly beneficial. Consider these seven easy strategies to strengthen your memory and know when to seek treatment for Alzheimer's disease.

1. Beauty sleep:
Sleep causes brain changes that help to cement memories. It also improves brain cell connections and aids in transmitting information from short to long-term memory. This implies that fresh memories made by older people are more likely to stick with them. Sound sleep can even help elevate mood and nourish the brain to perform to the best of its ability.

2. Maintain a social life:
Studies have demonstrated that social interaction is critical for the elderly's mental health and remembrance. Enjoying time with family and friends and attending activities may aid in the maintenance and improvement of cognitive processes.

3. Reduced sitting and increased movement:
According to several studies, seniors who participate in physical activities receive significantly greater oxygen to the brain. In addition, there is an increase in blood flow to regions of the brain linked with increased memory, which results in changes in mental health to fruitful levels. Increasing age demands constant physical movement to build an active lifestyle.

4. Better meals:
Modifying a veteran's nutrition to include foods rich in protein and unsaturated fats, such as fruits, vegetables, nuts, etc., can lower cholesterol levels. This reduces the risk of memory problems and heart attacks by preventing blood vessels from being blocked. Proper diet plays a crucial role in maintaining overall health and ensuring physical well-being.

5. Take a sensory exam:
Although this may seem clinical and unusual, sensory testing is a friendly approach to ensure that the brain is supple and robust. A sensory test creates new neural connections in the brain while also replenishing existing ones.

6. Carry out brain workout:
Learning new abilities such as playing an instrument, engaging in a pastime that requires hand-eye coordination, conducting memory exercises, and even doing arithmetic in your mind, has been shown to increase cognitive function and recollection.

7. Discover a new interest:
Numerous institutions and senior centres provide interesting, low-cost talks and workshops for seniors. Whether it's learning a new cuisine or honing your computer abilities, continuous education is a sure method to remain sharp.

Consult a doctor if you're concerned about your parents' memory loss, which can interfere with their ability to accomplish typical daily tasks. They will probably perform a medical examination and cognition and problem-solving abilities tests. Having insurance always comes in handy. Look for the best health insurance in India for parents and invest in one to make their life after retirement healthy.

Get the best health insurance in India for parents HERE.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Being a parent is always a testing situation and becoming one during COVID-19 adds to the many new challenges. The pandemic means significant changes for newly become parents. Keeping the kids confined in the house leaves an impact on their overall development. Here we look at how new parents can navigate this difficult time and upbring their little ones as a gift for entering parenthood.

1. To encourage trust-building, expose your child to physical presence and emotional connection with you and your family.

2. Imitating facial and other expressions is a natural act of every infant. Therefore, smiling, sticking out the tongue, and hands movement are good ways for your child to study and follow you. These innocent gestures will assist you in finding out what they need and even how they feel before they have the words to say it.

3. Allow them to have physical movements on their own. A significant part of a child's overall growth relies on how much they move. Hence, let them indulge in activities like walking, running, dancing. In addition, motivate them to play outdoor sports to stay active and fit.

4. Never leave a baby unattended and ensure a high level of safety with a baby-proofing setting done for the house.

5. Pose basic questions to your toddler and correspond to their attempts to communicate.

6. Allow your child to select an activity where you can spend quality time together, avoiding disturbance and making it your daily favourite time with them.

7. Allow them to speak out their tantrums. Encourage them to be more vocal towards the people they trust.

8. Engage them in activities and games from which they can learn, for example, shapes, colours, numbers, alphabets. If learning is made fun during the first years of children, they grow healthy.

9. Read aloud stories together and ask questions about what they observe in the stories. This cultivates interest in your children and makes them feel curious about new things with deeper perspectives.

10. Applaud for their help. Let your kid know your feelings when you see them doing house chores.

11. Find ways to share with them why moral values are significant in life. For example, make them understand the importance of helping others and doing their work with loyalty and dedication.

12. Last but not least, try to be your child’s best friend first and live the moments. They always look for a friend in their parents. Be the one!

Raising a child is something that no one can prepare us for. Just like your newborn, you too will learn as you go. The initial years with your child will take up most of your time and even leave you exhausted, but this is the best opportunity to cherish a beautiful bond with them.

Every parent has ongoing concerns regarding the growth and safety of their kids. Lay the foundation of a healthier tomorrow for your little ones by investing in the best health insurance in India for parents that covers your as well as your child’s health. Kids receive health insurance benefits from the family floater plans until they turn major.

Click HERE to know more about the best health insurance in India for parents.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.