GENERAL INSURANCE BLOG

You must have heard about several heart-breaking incidents that have destroyed human life and properties to the point of no repair. We surround ourselves with many things that can be considered to add fuel to the fire in case there is one. Although one never hopes to be in such a situation, have you ever considered the possibility of what if you are in a potentially dangerous circumstance caused due to fire? Is the fire brigade taking time to reach? What steps should you take initially? Here are some tips to get a grip on the situation. Let’s begin!

Also, consider purchasing fire insurance to safeguard your home from damages due to a fire outbreak.

1. Find an escape:
If you see a potential fire about to spread, your first instinct should be to exit that area without thinking about anything else. Just take your family and get out of that particular zone. Once you are out, try to breathe and calm down a little. Dial the emergency contacts and fire brigade’s number for help. Avoid stressing out about contacting someone while staying inside the property. Doing so might not give you a window to get out and can have severe consequences.

2. Always have a fire ladder:
You must ensure that you always have a fire ladder in a place that is easily accessible to anyone in the house. The fire ladders can be made of metal or some rope ladder that will help you get out of the window. They are readily available online or in stores selling home repair items. Educate every member of your family about using fire ladders by proper demonstration.

3. Never attempt to go back inside a burning property (house, office space, etc.):
Once you are out of the place which has caught fire, never attempt to re-enter the premises, no matter how important your reason might be. The fire always tends to blow out of proportion, and getting out again might be impossible with or without professional intervention. There are several items in our day-to-day life which can catch fire quickly. They serve as an aid for the fire to scale beyond our imagination and cause severe damage to humans in the nearby area. So, always ensure that you vacate the property on fire and go to a safe spot.

4. Use the fire extinguisher without fail:
Researchers and experts might debate the minimum age of children who should learn to operate fire extinguishers. Still, teenagers must know about the importance and the process of using it. You should have a multipurpose fire extinguisher to help you control any liquid or electrical fire. Handling these multipurpose fire extinguishers is comparatively easy as they are small in size and can delay the fire before the arrival of the fire brigade to ensure complete safety.

5. Follow the exit strategy:
One must always have an exit strategy to escape the property if a fire breaks out. The fire exit plan must be created according to the details and features of the house and the estimated time window one gets before the fire breaks. Always ensure to familiarise the family members and guests with this exit strategy and make them follow it strictly.

Other tips to get a grip on the situation are installing smoke detectors and fire alarms, especially outside the room doors, kitchen, fireplace and hallways, so you can get the signal in advance if there is a potential fire hazard. This would allow you to retain the fire before it gets out of control. Avoid sleeping with space heaters on all the time and close to items which can catch fire quickly.

Such situations have the potential to wreak havoc on your home or prised properties and possessions, causing severe consequences and threatening human life. You need the best fire insurance to safeguard your home and owned spaces and items. This can help you protect yourself and your family against the monetary stress of such unprecedented situations. Explore the market and get fire insurance that can provide the best coverage for your home and belongings.

Click HERE to learn more about purchasing fire insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The Indian diet has long included millet as mainstream food in many households. Because of its remarkable nutritious value, millets have recently become more well-liked in India and the rest of the world.

This family of small-seeded grasses is widely farmed worldwide. Millets come in several kinds, such as barnyard, finger, foxtail, and pearl. They are a great supplement to any diet because each type has its flavour, texture, and nutritional profile.

The desire to increase our intake of nutritious meals has grown in recent years. Millets are one such meal that has significantly risen in popularity. Since old times, millet has been a staple food for millions. They are anticipated to maintain their status as a superfood in 2023 thanks to their excellent nutritional profile and adaptability in the kitchen. Let's understand better why millets are the superfood ruling in 2023!

1. Good nutritional value
One of the main factors contributing to millets' increasing popularity is their excellent nutritious content. Protein, dietary fibre, and essential micronutrients, including iron, magnesium, and zinc, are all abundant in millet. They also include a variety of antioxidants that work to prevent cellular damage and lower the risk of developing chronic illnesses like cancer, diabetes, and heart disease.

2. Efficient in the kitchen
Millets are not only highly nutritious but also incredibly flexible in cooking. They are a great alternative to rice, quinoa, and other grains and may be used in various meals, from savoury to sweet. In addition to being a common component in gluten-free baking, millet flour may be used to make various baked goods, including bread and muffins.

3. Sustainable option adds to the nutritional value
However, millet's sustainability may be crucial to its rising appeal. Unlike other grains, millets require extremely little water and fertiliser to thrive, making them a sustainable option for farmers and consumers. Compared to other crops, they are more resistant to pests and diseases, making them a reliable food source in areas with erratic rainfall.

4. Influence on blood sugar levels
Millets positively affect blood sugar levels, which is one of its most important advantages. Because millets have a low glycemic index, they release sugar into the bloodstream more gradually than other carbs. This makes them a perfect food for people who have diabetes or want to control their blood sugar.

5. Affects gut health
Millets' positive effects on gut health are another advantage of consuming them. Dietary fibre, crucial for sustaining a healthy digestive system and avoiding constipation, is abundant in millet. They also contain prebiotics, which supports a healthy microbiome by feeding the good bacteria in our gut.

6. Increases immunity
Antioxidants, which help defend the body against free radicals that can harm cells, are abundant in millet and are a great source of health benefits. Also, they include several vital vitamins and minerals that support immunity. Millets can help us build a more robust immune system and defend ourselves against sickness.

There is a legitimate reason why millets are the superfood ruling in 2023! They are an excellent option for anyone trying to make healthy adjustments to their diet and way of life because they are nutrient-dense, adaptable, and sustainable.

Online health insurance companies understand how crucial making intelligent dietary choices is to fostering overall health. Many of these businesses reward clients who choose healthy lifestyles, such as eating a balanced diet. Some companies encourage customers to adopt good dietary and lifestyle changes by providing lower premiums or cash-back incentives for buying healthy items.

Click HERE to learn more about online health insurance companies and the benefits they provide.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Electric two-wheelers are one of the fastest-growing segments in the Indian automobile industry. Manufacturers are putting effort into increasing efficiency, power and affordable pricing to attract Indian consumers. What makes electric two-wheelers a popular choice in India? Let us go through some of the facts to understand it better.

1. Zero emission:
Most of the big metropolitan cities, as well as smaller Tier-2 and Tier-3 cities, are reeling under the problem of air pollution. The fast pace of growth of industries, along with the number of vehicles plying on the roads, is putting tremendous pressure on the Air Quality Index (AQI). Electric two-wheelers have become a big saviour amidst the gloomy air pollution scene. They produce zero-emission and have no contribution to environmental pollution.

2. Silent operation:
Electric two-wheelers hardly make any sound, unlike other two-wheelers that make heavy and disturbing noise while running. Hence, they offer complete peace of mind and are a pleasure to ride.

3. Pocket-friendly:
Electric two-wheelers have a very low running cost. This is one of their most important and unique benefits that regular two-wheelers can never match. Since they run on batteries, we do not need to fuel them with petrol. The constantly increasing fuel prices rarely bother electric two-wheelers owners.
They do require charging, but that cost is also minimal. A regular electric two-wheeler usually consumes around 10-15 units of electricity to charge fully. We can drive upwards of 100 kilometres on a full charge. Hence, in layman’s terms, an electric two-wheeler will cost only about Re.1 per kilometre.
On the other hand, the running cost of your two-wheeler, which operates on petrol, is upwards of Rs.3/- per kilometre. Unarguably, the running cost of electric two-wheelers is very low compared to conventional two-wheelers.

4. Easy manoeuvrability:
Electric two-wheelers are very lightweight since they do not have heavy engines. Their heart is just the lightweight motor. Due to this reason, they are excellent at handling and manoeuvre in daily city traffic.
They are comfortable and easy to handle, even for girls and kids. Nowadays, bikes are also available in the electric format. They are powerful with good pick-up and speed. This makes them a very popular choice among both genders and all age groups.

5. Low maintenance cost:
Conventional two-wheelers require service once every 3-4 months. We need to change their engine oil with each service. Also, some or the other components need replacement every time we get our two wheeler serviced.
This is not the case with an electric two-wheeler. As they require minimal servicing, their daily maintenance cost doesn't upset the owner. Also, they hardly need replacements of components, which further lowers their maintenance cost.

Electric two-wheelers are the buzz of the moment, and every automobile manufacturer wants to enter this segment. They have more advantages than disadvantages over conventional two-wheelers, making them a popular choice.

It's time to go the modern way in the case of two-wheeler insurance as well. Buying a two wheeler insurance online India is the current trend. It gives you the ease of choice amongst hundreds of available insurance options without stepping out from the comfort of your home or office. It is fast, reliable, and 100% secure.

Click HERE to buy two wheeler insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Everyone wants to amp up their homes with creative interior design these days. The most common home design trend that is making the rounds is "minimalism." People are opting for a minimal yet chic interior that speaks to all. Minimal designs are in vogue these days. From the posh houses shown in Bollywood movies to the trendy interiors of young couples, minimal design is everywhere.

Minimal design can be dicey as it requires a lot of research and careful planning to display the best to everyone who visits your house. The first and foremost step towards minimalism requires decluttering. You should keep your spaces clean and well-maintained. It helps in promoting a more calming, tranquil, and soothing vibe.

Since you spend most of your time in your living room, you need to start a minimal design idea from the living room. This article focuses on ways and means to amend the environment of your home.

Regardless of all this, a house should always be protected at all times. You should also get the best home insurance policy in India to safeguard your home against any potential problems.

How to elevate your home with minimal effort?

1. Make way for muted colours
Bright or vibrant colours can be too over-the-top and spoil the whole vibe of your home. Instead, you should use muted colours for the walls and furniture. These colours are simple, elegant, and classy. You can choose from a wide range of colours, from rose gold to midnight blue. You can also use monochrome palettes to elevate the design of your home.

2. Choose best items
The items that you choose for different rooms can have a significant effect on the eyes. You need not select extravagant or large articles for your rooms. You can go for simple yet effective items that create a strong impression. You can have just three items in a room, but they should reflect your personality and the vibe of your home. You can combine modern and rustic objects to create a minimal effect.

3. Use art pieces
Art pieces like paintings and abstracts, among others, can have a dynamic effect on the psyche of your guests. They can instantly add an aesthetic appeal to your living room, gallery, or dining area. You need to choose the right art piece for the room. It should blend with the colours present in that particular room as well.

4. Use more plants
The minimalist design features an array of plantations all around. They add a much-needed dash of green to your home. Plants will shine in your balconies, terrace, or living spaces, making them chic. This idea does not require a lot of money to fill the house with exotic indoor plants. Few planters make the area more aesthetic and vibrant with a woody and natural touch.

These are just a few tips to remember while planning your home's interior design. It is important to keep the vibe of your personality alive in your decor and designs. Minimalism is the next big thing in fostering a fresh appeal and zeal in your living spaces. In the race to ensure vibrancy, do not compromise your home's safety. Invest in the best home insurance policy in India and keep financial stress at bay.

Click HERE to buy the best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.