GENERAL INSURANCE BLOG

Bike riding is one of the most popular activities, especially among the younger and enthusiastic generation. But, riding can be enjoyable only if it is practiced safely. Safety is paramount, and while riding a bike, there must be no compromise. Even if you are travelling short-distance, you need to have all the riding gear to keep you safe.

One such crucial riding essential is the biker jacket. They come in different price ranges, with various features, sizes, and materials from multiple brands that have created their value in the world of bikes and motorsport. But why is a biker jacket important? Here are a few benefits of using biker jackets while riding. This blog will make it easier to understand its importance. Read it till the end.

Advantages of using biker jackets are.

1. Safety is the top priority:
Biker jackets protect your body from various temperatures you might be riding in. They can safeguard you against skin damage or sunburns due to excessive heat and driving under the sun. They can even save you against the cold weather as they are pretty thick, and the material helps you withstand the winds.
Some biker jackets are waterproof, protecting you against the rain. The jackets have extra padding (especially in the shoulder and elbow region), which cushion your body against any injury in case of an accident.

2. Comfort is everything:
Biker jackets are easy to wear, and you don’t have to worry about discomfort when you put them on. And since you get them in various sizes and materials, you can choose according to your comfort and requirements.

3. Style is a factor:
Biker jackets have a certain sense of style. They complete the ensemble of a rider and give you a feel of professionalism and passion. As the outfits are important, they give you the confidence to accomplish a job. And biker jackets provide you with a feeling of an experienced rider and increase your style quotient. Consider purchasing a nice biker jacket as an investment in a statement piece that you can pull off for years to come.

4. Easy maintenance:
Biker jackets are usually made of materials that don’t need high maintenance or frequent exterior washing. They are generally waterproof and can easily wipe clean. You don’t need to wash it every time, but you can also opt for dry cleaning services to remove dirt and sweat.

These are a few benefits of using biker jackets while riding. Other riding gears that you need to include are motorcycle helmets, boots, pants, and gloves. These accessories keep you safe, protect your body against injuries in unfortunate situations and complete the rider ensemble.

Travelling on your bike can only be possible when you maintain it properly and protect it against damages in unprecedented circumstances. If not, it can put you and your bike at risk. Therefore, purchase bike insurance that provides you financial protection in the best way possible, and covers the expenses on your bike under challenging times.

Click HERE to know more about buying bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Vehicles breaking down during a journey can be highly frustrating for any driver. It can be even more stressful when you're driving a heavy-duty truck loaded with precious cargo and having a deadline to meet. The vehicle breaking down midway is the worst nightmare for any truck driver. Repairing the truck and replacing damaged parts can also be a huge stress. And additional costs like towing and customer service can send you over the edge.

The truck's maintenance and expenses towards the breakdown and accidents can be hectic unless you have reliable online motor insurance that secures your vehicle's engine and overall functioning.

Following are the preventative measures that will take your maintenance game to the next level and help reduce or avoid the chances of a breakdown.

1. Check the tyres:
Tyre problems account for a large number of truck breakdowns. You must inspect the air pressure of your tyres regularly. Underinflated tyres are more susceptible to blowouts which can be tremendously risky. Inappropriate tyre pressure can wear away fuel economy and the tyre's longevity. The tyre pressure must also be regulated as per seasonal changes and the terrain the truck is going to drive on.

2. Check your brakes:
The daily heat, pressure, and friction that the truck undergoes can cause several parts to wear down. Brake failure is one of the prime reasons for road accidents. Before and after every assignment, the truck must be inspected for any damage caused to the brakes.
Moisture and contamination in the air supply and control system, leakage of air pressure, imbalance in the pressure and timing of the brake system, and external corrosion are some of the primary causes of brake failure.

3. Maintain the engine oil and coolant levels:
While it is best to stick to the manufacturer's recommended maintenance schedule, the driver must check if the engine requires it from time to time. The oil and coolant are integral in the smooth functioning of the truck's motor. While you can secure your vehicle by purchasing online motor insurance, getting these fluids serviced regularly is imperative.

4. Inspect the electrical system:
A failing electrical system can easily backfire and result in several costly repairs. You must regularly check the truck's battery, wires, and cables. Ensure that the battery is charged and is in good condition, as a malfunctioning battery can harm other vital parts of the vehicle. Get the wires and cables reviewed by a mechanic as the everyday heat and friction can wear them out.

5. Keep your truck up-to-date:
Over time, even a maintained truck becomes unreliable due to intensive wear and tear to its mechanism, parts, and engine. It is vital to replace your vehicles and upgrade to substantial models to avoid future breakdown expenses.

These are the few key things to keep in mind when inspecting your truck. Ensure you examine all these points before taking your truck on the road. While it is impossible to completely evade your truck from breakdowns every once in a while, following the above steps can go a long way as a preventive measure.

Lastly, invest in reliable online motor insurance to provide an additional layer of safety to your truck and efficiently manage the expenses required in its repair and maintenance.

Click HERE to buy online motor insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Your luggage, along with clothes and other travel items, brings a lot of excitement for the trip. But one baggage that comes with flying long distances is “jet lag”, also called desynchronosis or circadian dysrhythmia.

People travelling across several time zones have observed that the different environmental conditions drive their internal clocks out of order. As a result, they face issues while sleeping, which causes dullness and irritation. Other indications of jet lag include fatigue, headache, stomach problems, and lack of concentration.

Your body is naturally synchronized to a 24-hour cycle-the circadian rhythm, and the body’s biological functioning, hormones, and temperature rise and fall according to this alignment. However, jet lag disrupts this clock. On an average, it usually takes a day to adapt to the different time zones. But, the older you get, the longer your body takes to adapt to the change.

Now that we know how jet lag affects your body, here are some ways to minimize it.

1. Rest on the plane:
If you are travelling east and into a brand-new day, try to get quality sleep on the plane. Why? Because eastward travel cuts short your arrival day compared to travelling west which gives you additional hours to adjust to the new time zone. Consider carrying eye masks and earplugs to reduce the light and noise and have a sound sleep during your flight.

2. Night time arrival? Try to stay awake:
You catch up on your sleep upon arrival so that you can wake up the following day naturally, therefore easing into the new time zone.

3. Choosing flights strategically:
Selecting early evening arrival flights helps you stay awake until bedtime in your new location. This will smoothen your adjustment into the time zone. Plan your journey in advance to avoid the last-moment hustle to get the desired flight ticket.

4. Power naps are a big yes:
Sleepy but worried about jet lag? Fret not. Take a power nap for 20-30 minutes and give yourself the rest you need. This can do wonders, especially when travelling to different time zones.

5. Plan ahead:
If you have an important meeting or function to attend, schedule your trip a little early to adjust to the new time zone to avoid any jet lag-induced inconveniences on the D-day.

6. Say no to coffee:
Avoid consuming alcohol or caffeine a day before and on the day of your flight. These beverages can hinder your body clock and affect your sleep cycle. They might make the symptoms of jet lag dreadful for you.

As a traveller, unforeseeable circumstances can interfere with your travel arrangements. You could plan everything in order, yet some last-minute changes are bound to occur. To avoid getting caught up in such a hectic situation and losing money and peace of mind, make sure to purchase general insurance to protect your travel against cancellations, delays of flights, or baggage loss. Purchase your insurance from the best general insurance company to secure your travel dreams and make unforgettable memories.

Click HERE to know more about the general insurance company where you can find an insurance plan for your family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Cloud storage has revolutionised data management for businesses. Instead of storing vast amounts of data on hard disk drives, cloud storage makes it easier, more secure, and accessible for people to retrieve and work with the data. Several businesses today use cloud services extensively for storage purposes. With more advancements in cloud storage systems, more individuals and organisations will connect to these services.

Are you wondering if using cloud storage is the right choice for your business? Don’t worry. Let’s understand the merits and demerits of cloud storage for businesses through this blog.

Let’s have a look at the merits first.

1. Dependable:
Cloud storage is a reliable option for storing and upgrading data. You promptly get updates and other relevant notifications.

2. Centralization of data:
Keeping all the data in one location makes it easier to access. According to the requirements, you can access the files and the projects anytime remotely.

3. Secure:
Cloud storage is a better, more secure, and dependable option than computing and storing data in hard disk drives, which possess the threat of virus attacks and can corrupt your desktop, laptop or network without any warning.

4. Capacity:
Cloud storage has a massive storage capacity. And if you need more storage, you can purchase the up-gradation plan according to your requirements at very affordable prices.

5. Accessible:
Data is always accessible to the people within the enterprise through the cloud storage exclusive access option. Easy access helps achieve top-notch productivity and efficiency due to the ease of contact and approach.

Other advantages of cloud storage include ease of backup, smooth and quick deployment and functioning, secure communication channels, etc.

Now that we have looked at some advantages, some disadvantages would help put the facts and features of cloud storage in perspective.

Some demerits of cloud storage are.

1. Connectivity:
Since everything on the cloud functions using the internet, a lag in the speed or other network issues can restrict your access and affect your work and productivity.

2. Support:
Customer support and services provided by the providers are often inefficient and insufficient. Frequently asked questions and online help don’t always address issues businesses might have.

3. Breaches:
Third-party cloud service providers could access confidential information about the business. Hackers have malicious intent and can quickly access this data and cause damages if you haven’t chosen a reliable service provider.

4. Agreement:
When switching between cloud platforms, an organisation can face severe problems due to incompatibility between two providers.

5. Authority:
Cloud services run on remote servers owned and operated by service providers. You have very little say over the service provider’s decisions regarding executing new features or addressing current issues.

Other disadvantages of cloud storage for businesses include reliance on various platforms, cost variation, diverse performance, instability, technical issues, etc.

That’s a wrap on the merits and demerits of cloud storage for businesses. Hopefully, this will help you make a decision. Always keep the benefits and drawbacks in mind while evaluating the consequences and effects.

It is essential to get your business insured against damages. Companies and individuals can explore various options and purchase a public liability insurance policy to protect the business or provide compensation in case of any damage to the information stored on the cloud server.

Click HERE to know more about public liability insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.