GENERAL INSURANCE BLOG

Although most dogs are friendly and offer infinite affection to the humans around them, sometimes even the most gentle and cute puppies can snap under specific conditions. Hence, intentionally or unintentionally, many people are hurt by dog bites. In either case, there are immediate measures you must take to treat the wound and limit the danger of infection.

If you are bitten by a dog, the frontal teeth will grasp and squeeze your tissue, and the smaller teeth might shred it. The outcome is a piercing, gaping wound. When an injury becomes infected, the consequences are typically severe. Therefore, medical assistance on the same day is necessary. Remember that your health insurance will ease the whole medical process and keep you from unnecessary expenses in financial aid requirements.

Continue reading to discover what to do and how to avoid infection if a dog has bitten you.

1. Assist with first aid:
. Clean the area with lukewarm water and soap if your skin isn't damaged. As a precaution, apply an antimicrobial cream or antibacterial ointment to the affected region. If you have damaged skin, gently pat the wound with warm water and soap to encourage a tiny bit of bleeding. This will assist in the removal of bacteria. Then, bandage the wound properly and visit the doctor if you suspect an infection or exposure to rabies.

2. Inquire about the dog's vaccination record:
If the dog's owner is around, inquire about the dog's immunization history. If the dog is alone, see if anybody who observed the incident knows about the owner.

3. Inspect the bite frequently:
If the bite is infected, it might turn red, bloated, and heated to the touch. You may experience discomfort or develop a fever, in which case, it is advisable to visit a doctor.

4. When should you seek medical attention:
Visit the hospital if you haven't got your latest tetanus shot, if you feel weak, dizzy, faint, or if you develop a fever.
Besides that, other reasons you should see a doctor are if the wound:

• Bleeds uncontrollably

• Causes a great deal of discomfort

• Appears inflamed, puffy, or red

• Causes movement loss, such as difficulty in flexing fingers.

5. Do you really require rabies vaccination:
If the dog that bit you is acting strangely or foaming at the mouth, you should take a rabies vaccine. Getting a rabies post-exposure vaccination makes sense if you or your doctor have concerns that you may have caught rabies from the bite. Because of widespread immunization and preventive initiatives, rabies is uncommon, and dogs seldom transmit it.

Your most excellent defence against dog bites and related repercussions is to vaccinate your dog for rabies and keep away from unfamiliar dogs. No matter how cute a dog appears, never approach one you don't know. Dog bites are frightening, and if left untreated, they can lead to significant consequences.

Therefore, you should check any symptoms of infection straight away. Take the medication as prescribed. Consult your doctor if you take longer than expected to recover from your injury. Keeping your health insurance policy up-to-date is crucial to receiving uninterrupted benefits during emergencies.

To get health insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

For years, humankind has been a cruel predator that has not cared for or preserved the environment. As a result, we live in a world that is deteriorating with each passing second. Today, we face the negative repercussions of drastic climate change, rising global temperature and sea levels, rapidly melting glaciers, wildfires, droughts, etc. While we are already experiencing the ramifications of years of ecological neglect, it is never too late to go green.

People are finally starting to understand the importance of preserving the environment for future generations. Although we cannot reverse climate change overnight, we can contribute to slowing it down. Here are the best few tips to start living a more sustainable lifestyle.

1. Use reusable cups, glasses, and straws:
Many takeaway restaurants and cafes hand out cups and glasses that we can use only once. These are usually made of plastic or paper and are detrimental to the planet. Using reusable cups, glasses, and straws made of a durable material like bamboo, glass, silver, etc., helps reduce the amount of plastic waste, which is highly toxic for the environment.

2. Take a bucket bath:
Wastage of water is one of the biggest mistakes we make. We tend to undervalue freshwater availability, overexploit it, and forget that “water is life”. For example, leaving the tap or shower running for long durations wastes a significant amount of clean water. We can simply avoid this by taking a bucket bath that controls the amount of water used per person.

3. Take more walks, cycle more:
The constant overuse of motor vehicles causes high polluting gases and harmful substance emissions. Pollution levels are rising at an alarming pace in the metros and cities. This can significantly be reduced if each person decides to walk more often. Walking is not only a healthier alternative but also an eco-friendly initiative. If longer distances need to be covered, cycling or electric vehicles are a greener alternative to motor vehicles. Several online general insurance schemes spread awareness about the benefits of travelling by foot or on a cycle to promote public health and fitness.

4. Reduce, Reuse and Recycle before waste disposal:
Reducing unnecessary purchases is key to maintaining a minimal and sustainable lifestyle. Reusing materials such as clothing, containers, etc., to their absolute limit is another way to reduce waste generated. While disposing of garbage, segregating it into categories like wet, dry, biodegradable, and non-biodegradable goes a long way. This makes recycling of waste much more efficient.

5. Use eco-friendly products:
Several products like cleaning agents constitute harmful chemicals that can be toxic to the environment. When exposed to the environment, they contaminate it and take far too long to be cleaned out. Many of these products pose a threat to wildlife as well. By boycotting them and switching to eco-friendly cleaning products, we can help to prevent the direct release of these hazardous chemicals into the environment.

Our planet is severely damaging and needs to be preserved at all costs. Not only our lives depend on it, but also the future of coming generations need a safe environment. While you can easily invest in general online insurance today to protect your future, the planet cannot. Let’s be the insurance of our environment and provide the best efforts to ensure its safety by having a more sustainable lifestyle.

Click HERE to surf through the different plans of online general insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

With increased awareness about the health advantages of organic vegetables, indoor vegetable gardening is becoming rapidly popular. Planting leafy greens indoors has numerous benefits, such as stress reduction, improved air quality in your house, and less carbon dioxide emissions. Imagine getting these benefits by producing your veggies rather than purchasing them from a grocery shop.

Even if indoor gardening is convenient, there are a few pointers to consider if you want to make the most of your space. Here is the guide to help you start your in-house vegetable garden.

1. Choosing a specific location:
Determining where you want to establish a garden in your home is the first step! Your challenge would be creating a healthy and nourishing environment for the plants to grow well, even in enclosed surroundings. Plants need adequate sunlight for nourishment, and the fluctuating room temperature may affect their growth. Therefore, any compact area, such as a windowsill, may work well for the good health of the plants.

2. Take your time and select the ideal plant for your garden:
The selection of plants for indoor gardens is usually considered one of the most critical aspects of the project. If possible, consider plants that are adaptive to an indoor environment and can thrive well in that habitat. Lentils, cherry tomatoes, and herbs are good examples of plants that may be grown indoors with minimal effort. However, not all plants can survive in the limited space available for gardening purposes. In most cases, root vegetables are not suitable for indoor gardens since they require a deeper container for proper growth. However, if you have a terrace or other outdoor space to accommodate large containers, you can grow them in an interior setting.

3. Know how frequently to water your plants:
Water is a crucial ingredient to escalate the growth of vegetables indoors. The quantity and frequency of water widely depend on the plants you have. Every species has a different requirement, and you need to acquaint yourself with the knowledge of all the species you are planning to cultivate.

4. Fertilize regularly but not overly:
The roots of most plants digest the soil, allowing them to take up nutrients and other minerals. Because the plant is growing in an enclosed space, the number of nutrients available can decline over a long period. Fertilization should be done once or twice a week or month, depending on the circumstances. Conduct some initial studies to pick the most effective indoor plant maintenance tips for your indoor garden environment.

5. Understand how much sunlight your plants require:
One of the frequent indoor gardening issues is ensuring that plants have enough natural light for optimal growth. For many veggies and plants, at least 6 hours of direct sunlight each day is required. Fruits that bloom, such as strawberries and tomatoes, need at least 8 hours of direct sunlight each day but benefit from 10 hours per day. Unlike most other plants, leafy greens can survive in situations with just partial exposure to direct sunshine.

Plants need to be cared for just like children. You'll need to show a lot of dedication to succeed at indoor vegetable growing. However, with the proper instruction and the right amount of space and time, you'll be eating delicious vegetables straight from your own backyard in no time!

Maintaining your dream home is similar to cultivating indoor vegetable gardening, requiring a lot of time and effort. Protect your hard-earned property with a home insurance policy. Just as you take care of your indoor plants, home insurance will shield your home from unfortunate mishaps and financial losses.

Click HERE to get more details about our home insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Bad weather comes with some real testing of your riding skills. It’s not unusual to have bad weather and the unsafe conditions it creates. It can pose a massive impact on riding two-wheelers on the roads. Harsh weather conditions like rain, strong wind, fog and snow affect everyone on the road, allowing space for accidents. So, if you are out and having difficulty in riding your bike due to bad weather, consider not attempting to take that risk to speed up and reach the destination quickly. Instead of being a daredevil, learn to be patient and wise during these situations. Also, we suggest you invest in 2 wheeler insurance as a safety plan if your two-wheeler faces damages due to the severity of the weather.

Here are some guidelines for two-wheeler safety in adverse weather.

1. Prepare ahead of time:
It is never easy to steer through bad weather; it usually leads to unnecessary stress reaching a safe place. It may limit the concentration that may land you in unfortunate incidents. Ride carefully and think of taking a safer route. Find a safe shelter and use navigation systems to track your current location and tracing your way back comfortably.

2. In foggy conditions, use the headlight:
Use the headlights during foggy weather as your two-wheeler’s headlights will alert the vehicles approaching you and avoid chances of accidents. Also, it is better to continue riding in a single lane. This will make the traffic realize your two-wheeler’s presence and save you from collisions.

3. Check to see if your vehicle is in good working order:
Get the tires and brakes checked more frequently. Confirm and check if your headlights are clean. Dirty headlights can disturb visibility by throwing less light, which can be crucial during bad weather. Remember to get regular servicing done for your two wheelers, mainly when the weather is foggy or rainy.

4. Keep a safer distance and check your speed:
Remember, brakes tend to work slow in bad weather conditions. If you do not maintain a safer distance with another vehicle, you can face severe consequences. According to experts, to stay on the safer side, always maintain a double gap between your vehicle and the one ahead of you.

5. Do not forget your helmet and pull over whenever required:
As the law has made wearing a helmet mandatory, ensure that you and the person sitting behind you are wearing helmets. This can save you from injuries if you stumble. Whenever you find a safe spot, stop over and take a break. While riding, you need to be alert and watch out for open potholes or cracks in the roads.

Following the safety tips mentioned above will ensure your maximum safety when the weather starts acting up. Bad weather conditions come with a higher probability of accidents. Besides the safety tips, it is also necessary to protect yourself with insurance. Always ensure that you get covered with valid 2 wheeler insurance and prepared for the safest ride under these bad weather conditions.

To buy the best 2 wheeler insurance, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Most of us can recall experiencing the agony of aching joints and strained muscles at some point in our lives. So, it’s obvious to wonder how you can speed up the recovery process after such events. It’s one thing to clench your teeth and get through a minor setback, but when the same ache occurs often, you have to improve some things on your own.

Physiotherapy can assist speed up the healing process. In addition, physiotherapists are trained to help clients through rehabilitation processes that result in rapid, accurate healing. Another thing that can be a helping hand after an accident is personal accident insurance plans. In such misfortunate times, personal accident insurance plans provide you and your family with financial security.

Let’s understand why you should opt for physiotherapy after an accident.

1. Long-lasting relief:
Regular physiotherapy treatments assist in alleviating pain by focusing on retrieving the strength of muscles, which eventually leads to more extended relief from aches.

2. Minimise reliance on medications:
Although painkillers provide you immediate relief from discomfort, their long-term effects are proven harmful for human kidneys and the liver. As a result, physiotherapy proves to be a safer and more effective alternative to medication for treating long-term pain difficulties.

3. Avoids surgery:
Physiotherapy plays a vital role in minimizing the chances of undergoing surgery if not required. It helps eliminate pain at the core, repair damaged tissues, and promote effortless and smooth movement over time by utilizing several treatments comprising a mixture of exercises and therapies. In some circumstances, physiotherapy helps patients get back to normal faster after surgery.

4. Tackle age-related concerns:
The older population is more prone to developing bone, joint, or muscle-related disorders like osteoporosis and arthritis, which cause excruciating pain. Regular physiotherapy sessions can be magical for the elderly in addressing everyday aches and pains.

5. Better movement and stability:
It might take time for those recuperating from surgery or an injury to get life back on track. The movement might be complex, and accomplishing simple tasks can seem unattainable. Physiotherapy can be beneficial in these situations. It not only helps the body rebuild lost muscular strength and coordination, but it also helps the body gain balance to move around securely.

6. Avoid further injuries:
Physiotherapy concentrates on a patient’s vulnerable body parts and develops a strategy to help improve those areas. This ensures the complete reclaim of strength in those body parts. Therefore, these parts are less likely to suffer from an injury in the future due to muscle immunity.

When you’ve had a physical injury, obtaining therapy is one of the intelligent decisions you can make. The treatment aids in the rapid restoration of flexibility, mobility, alignment, and endurance. Furthermore, physical therapy can help you prevent the persistent discomfort that many injuries cause. Physiotherapy can give your entire body the attention it needs to heal quickly and precisely. Treatments of these accidental damages demand expenses that can take a toll on your finances. Insure you and your family with personal accident insurance plans to reap financial benefits at the time of unforeseen incidents.

To get personal accident insurance plans, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

In the developing world, with growth comes the need for constant construction of infrastructure. But construction projects at the cost of human life can be risky for any developer. Just like any other office, a safe environment is required at a construction site too. Safety rules serve a purpose at construction sites. Still, every year, many fatal accidents occur at construction sites.

So, how do we secure a safe construction site for everyone? In this article, we have put together eight safety measures that need to be followed at a construction site.

1. Check your tools and equipment:
Examine all the tools and equipment that you often use. Check them all before starting to work and ensure that they don’t need repair work. Even a slight fault can cost massive damage when operating them.

2. Training is the key:
The company’s responsibility is to hire trained and qualified workforce for working at a construction site. Even though most people learn things during the job, safety is a skill that is better to know before starting the job. Regular instructions and safety drills should be given to the workers and everyone to be adequately trained on security procedures.

3. Proper supervision can be a guiding hand:
Every construction site should appoint a person capable of enforcing discipline and proper safety standards with no exceptions. The supervisor should be responsible for checking on every person present on-site and also check if the safety protocols are correctly followed or not.

4. Proper signs to stay alert:
There are multiple possible hazards at a construction site for the workers and others. Therefore, it is necessary to caution people of potential dangers like the falling of heavy objects or the presence of gas or chemicals. Signs and posters are the most effective and affordable way of reducing accidents by making people alert when they are close to the site.

5. Communicate regularly on safety:
Communication is not confined just among the selected group of employees. The employer is also responsible for talking to the workers about safety or taking all precautions to avoid accidents. Often minor occurrences of miscommunications lead to severe accidents. So, it is crucial to ensure proper and clear communication on safety rules at the construction site by the authorities.

6. Be careful about the scaffolding:
When erecting scaffolding, ensure that every worker has enough training on creating scaffolding and working on it. It should be constructed firmly on the ground with the support of solid footing to avoid it from collapsing.

7. Beware of surroundings when using heavy equipment:
Caught in between and run-over accidents are the most common occurrences at a construction site. Therefore, stay away from blind spots of any heavy equipment. Always maintain a safe distance while working on heavy equipment.

8. PPE:
Provide personal protective equipment to every worker. Ask them to wear a reflected vest, safety goggles, head and fall protection gear, and safety gloves at all times. The safety of workers should be taken care of at all levels because they are the ones who face the maximum risk of getting injured.

To avoid any casualties, provide a set of safety rules for everyone to follow. But still, unfortunate accidents can happen, and there is a need for extra prosecution. So, another step that construction companies oblige is to buy 'public liability insurance India.' This insurance offers cover for third-party liabilities that adds to an extra layer of protection.

Click HERE to get the best deals on public liability insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Heart attacks, cardiac arrest, and other cardiovascular disorders have remained a serious public health problem worldwide. More alarmingly, it has lately been discovered that a growing number of cardiovascular diseases are being identified and reported among the younger population. Previously, mainly those over the age of 40 were thought to be at the greatest danger of heart attack. However, these days, the condition is most commonly seen in people between their '20s and '30s.

The age group is frequently involved in harmful lifestyles and behaviours such as irregular eating habits, disturbed sleep, smoking, and excessive alcohol drinking. Therefore, appearing healthy on the outside does not imply that you are in excellent shape on the inside.

Lifestyle factors are a significant contributor to the increase in heart attacks in younger people as they are constantly under pressure to perform and compete. As well as those who overeat and drink too much are inviting health risks to their hearts. It is time for people to become aware of health insurance to avoid severe cardiac diseases. People of any age can purchase and renew health insurance online and start taking their and the health of their loved ones seriously.

We explain here the factors that increase the likelihood of a heart attack in young adults.

1. Obesity:
Cardiovascular disease is much more likely to strike someone who is obese. A healthy weight is crucial for one's well-being and good health, whereas being overweight places a high strain on your heart. Even if you usually are healthy, the excessive accumulation of fat in the body raises your chances of a heart attack.
Weight gain or obesity, on the other hand, is associated with a higher risk of other health problems too. Increased blood pressure or high blood cholesterol might influence your heart health.

2. Alcohol and drug abuse:
Consuming alcohol and drug substances can provide temporary respite while causing long-term heart problems. The youth generally use substances to de-stress, reduce pain, escape from worry or sadness, or simply for pleasure. As a result, they are attracted to the consumption of these substances. The problem kicks in when they overuse substances, and the pleasure turns into an addiction. This poses a load on the liver, stomach, kidneys, and heart to filter out these substances.

3. Depression and anxiety:
Stress is a constant companion in the lifestyles of today's youth. Stress levels are at an all-time high today, as they have never been before. Unfortunately, the youth nowadays do not have appropriate coping mechanisms for dealing with stress. Stressful office environments, excessive job pressure, financial uncertainty in a fluctuating job market, and social media influence all of these contribute to unhealthy lifestyles and extreme blood pressure. Undiagnosed hypertension causes damage to the arteries and reduces the amount of blood that reaches the heart muscle. In addition, oxygen starvation causes damage to the heart muscles, causing them to deteriorate and eventually lead to a heart attack.

4. Diabetes:
Hectic work schedules, fast-paced lifestyle, constant stress, and inconsistent eating and sleeping habits contribute to the spike in blood sugar level resulting in diabetes. Diabetes is considered as the "Silent Killer" as it increases your risk of developing blood pressure and blood cholesterol, both of which are risk factors for heart disease.

Changing your lifestyle and taking the correct medicines when needed is vital to maintaining your health. Avoid consuming excessive alcohol, smoking cigarettes, or consuming drugs. Instead, focus on strengthening your core by regularly exercising and planning an efficient diet.

As an adult, it's challenging to maintain your health since you must undertake serious responsibilities and expectations. Boost your general well-being and renew health insurance online to lower your vulnerability to heart problems and safeguard your health financially.

Click HERE to know about the best deals on health insurance plans.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Section 129 of the Motor Vehicles Act of 1988 makes it mandatory for two-wheeler riders to wear safety helmets. According to the law, the helmet must also have a thickness of 20-25 mm and be made of high-quality foam. It should also be ISI-certified and adhere to the Bureau of Indian Standards.

Now the question you ask: Do helmets save lives?
According to recent research published by the United Nations, at least four out of every ten motorcyclists killed in road accidents might be spared if they wore proper helmets. The UN Motorcycle Helmet Study further points out that two-wheelers are one of the most dangerous modes of transportation, stating, "Motorcyclists are 28 times more likely to die in a traffic collision than drivers of passenger vehicles. Wearing a proper helmet increases motorcyclists' chances of survival by 42 percent and prevents almost 70 percent of injuries."

In India itself, effective helmet use can save at least 15,000 motorcyclists in India each year. The traffic discipline on Indian roads is annoying to most good commuters. Even though you follow all the rules, lack of lane discipline, over speeding and jumping the red signal light by the defaulters around you cause a higher risk of accidents. So while you are cautious on the road, getting an extra layer of bike insurance protection is always recommended. If you haven't bought one, purchase bike insurance online for your vehicle to remain extra safe on uncertain roads.

Why don't riders wear helmets?
Despite these facts, people neglect to wear a helmet citing the many excuses such as; heaviness of it, narrowing view, neck pain, or hair loss because of it. But they should understand that the advantages surpass the disadvantages in these cases. Some individuals avoid wearing helmets in their community by lanes, but they fail to realize that accidents do not always happen at high speeds. People have died from severe head injuries after falling off a two-wheeler at low speed. Furthermore, several incidents have occurred when bikers met with accidents due to potholes on the roads. Also remember, not everyone travels at 20-25 kph.

Quick tips before you buy a helmet?
By now, you've probably recognized that wearing a helmet is an essential part of your safety routine. So here are recommendations to help you to get the appropriate helmet:

• When purchasing a helmet, look for one that has the ISI mark on it.

• The ISI marking on a famous helmet brand assures that it can withstand the forces generated by accident and protect your head from damage.

• Only buy helmets from well-known manufacturers.

• The helmet's fit is essential, so get a helmet that fits your head tightly

• Ensure the protective padding within the helmet, which absorbs the power of an impact.

With a good helmet, a good bike insurance plan is what you also need to have. You can go for bike insurance online and select the best one with an attractive premium and features. You always look fabulous on the bike, but safety comes first. So, be cool, wear your helmet!

To view the best bike insurance online, click HERE .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.