GENERAL INSURANCE BLOG

As a beginner rider, the traction control can be a confusing and intimidating topic. However, it's essential to understand the basics of traction control to ride safely and confidently on your motorcycle. This blog will act as a quick guide on traction control for beginners, covering the basics, including what it is, how it works, and how to use it effectively.

1. What is traction control?
Traction control is a safety feature that helps prevent your motorcycle's wheels from losing balance and sliding out of control. It works by monitoring the speed of your wheels and adjusting the engine power output to prevent wheel slip. This is especially important when riding on wet or slippery surfaces, where it can be difficult to maintain traction.

2. How does traction control work?
Traction control works by using sensors to monitor the speed of your wheels. When your motorcycle's computer detects that one or both wheels are spinning too quickly, it reduces the engine power output to bring your wheels back under control. This is done by temporarily cutting off your engine's fuel supply or adjusting the throttle valve.

Some motorcycles have more advanced traction control systems. They can adjust the power output of individual wheels or even activate the brakes on specific wheels to prevent them from slipping. These systems are typically found on high-performance motorcycles and are more complex than basic traction control systems.

3. How to use traction control effectively?
Traction control is designed to help you maintain control of your motorcycle, but it's essential to use it effectively to get the most out of this safety feature. Here are some tips for using traction control effectively:

● Familiarise yourself with your motorcycle's traction control system
Before you hit the road, take some time to familiarise yourself with your motorcycle's traction control system. Read the owner's manual, and experiment with the system in a safe, controlled environment.

● Adjust the traction control settings to suit your riding style
Most motorcycles with traction control have adjustable settings that allow you to customise the system to your riding style. Some systems have multiple modes, such as a rain mode for wet conditions or a sport mode for increased throttle response. Experiment with these settings to find the right balance of traction control for your needs.

● Pay attention to warning lights and alerts
If your motorcycle's traction control system detects a problem, such as a malfunctioning sensor or a low battery, it will typically alert you with a warning light. Pay attention to these alerts and take action as needed to prevent further problems.

● Importance of regular maintenance
Regular servicing of your motorcycle can help keep the system functioning optimally. A qualified mechanic can check for any faults or issues and repair them before they cause damage to the system. Also, proper maintenance can prolong the system's life, saving you money in the long run.

● Proper riding techniques
Avoid sudden acceleration or braking, and maintain a consistent speed when riding. Proper gear shifting can also help improve your motorcycle's handling. Proper riding techniques can minimise the risk of accidents and ensure that your motorcycle's traction control system works effectively.

● Understanding the impact of road conditions
Road conditions can significantly impact the performance of your motorcycle's traction control system. Wet, slippery, or uneven road surfaces can reduce your motorcycle's grip. Your traction control system may need to work harder to maintain traction.

Traction control systems are designed to help improve the handling and performance of your motorcycle. You can ensure it works efficiently by paying attention to warning lights, adjusting settings, using proper riding techniques, and familiarising yourself with the system. Similarly, bike insurance is also essential for any motorcycle rider, and buying bike insurance online can offer a range of benefits. With bike insurance online, you can ensure that you and your motorcycle are protected from an accident or theft. Research different options and choose the policy with attractive premium and benefits.

Click HERE to learn more about purchasing bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Indulging in leisurely activities is an overlooked aspect of today's hectic lifestyles. With building pressures of being competent and work stress while handling societal expectations, it is essential to explore and identify areas of interest outside conventional academics, careers, etc. With the early onset of mental struggles with issues like depression and burnout, research has shown that engaging in at least one activity outside your regular schedule that allows you to enjoy your personal space is beneficial.

Learning instruments is one of the most popular activities taken up as a hobby. Learning to play the guitar is the most popular activity on many people's to-do lists. It is a relatively inexpensive hobby that can be learnt without an expert's guidance and does not require years of practice to reach the beginner's level of playing. However, there is always a risk of injury, considering the small fretboard, metal strings and fast wrist movements that need to be mastered.

Multiple factors come into play relating to your posture, wrist placement, plucking, and supporting hand placement that may result in injuries if not done correctly. Here are some tips to prevent injuries while playing the guitar.

1. Long durations of playing the guitar without adequate breaks:
Over practice causes more significant harm than good. While it may seem exciting to display your determination to learn the guitar by playing continuously without taking breaks, it is best not to do so.
There is no fixed duration that you should practise and then take a break after, but it is best to limit a practice session to 30-45 minutes and then take a 10-minute break. It also helps prevent neck or back injuries from sitting in the same position for long durations.

2. No warmup:
It is common to be excited and skip the fundamentals to learn advanced techniques. No matter what level of expertise, it is necessary to warm up before each playing session. This involves regular stretching and practising finger exercises on the fretboard. Multiple online resources can help prevent discomfort and increase your fingers' agility and precision while shifting chords and fingerpicking.

3. Excessive pressure:
Often seen in the case of beginner acoustic guitar players, it may seem challenging to produce sound on metal strings. It is natural to use excessive pressure on the strings in such a case as you try to learn better. However, as you practise, you must find the ideal amount of force, just enough to produce sound.
Excessive pressure applied during regular playing damages the fretboard and may cause discomfort to your fingers. It may even lead to the tearing of the fingertips' skin. Understand that ideal pressure results in the formation of calluses, not injuries.

4. Proper posture:
Getting the basics right is the most important thing to understanding any skill. Sitting upright will allow you to keep your spine, neck, arms and wrist strain-free. If you feel any specific pain repetitively as you practise, it is best to get the guidance of an expert or stand before a mirror to identify and correct the issue.

In case you feel irregular pains in your wrist, it is best to get it checked by a doctor and use supporting devices like a wrist brace upon professional recommendation. Icing the wrist and regularly massaging the area can help significantly reduce inflammation and pain. Since one cannot eliminate injuries, taking preventive care and buying comprehensive personal accident insurance India is necessary to cover the financial burden.

Click HERE to buy reliable personal accident insurance India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The rapidly growing two-wheeler market has adapted to the personalised needs of motorcyclists. Riders prefer to make a statement with their uniquely customised bikes that turn heads wherever they go. Once only considered modes of convenient private commute, bikes translate to much more in modern times.

If you wish to apply your style preferences to your bike, you can use several customisation options.

Caution: Check your 2 wheeler insurance policy
However, study your 2 wheeler insurance policy's fine prints to verify if it covers accidents post modifications. Generally, most 2 wheeler insurance providers reject claims raised for bikes that have been primarily modified. This is due to the enhanced risk of accidents from tampering with the manufacturer's original bike tunings.

Considering this general caution, read on to find out how you can customise your two-wheeler to suit your style better:

1. Rear-view mirrors
Rear-view or side mirrors are an integral part of the riding experience. They facilitate traffic visibility which helps make better judgements. These mirrors come in various shapes, sizes, colours, and styles to fit every rider's fancy while being extremely functional!

2. Handlebar
Although subtle, one of the first things that catch the viewer's eye when looking at a two-wheeler is its handlebar. Essential for maintaining posture and a comfortable grip, you can opt for different handlebars to alter the overall look of your bike. Choose between the wide bar of cruisers or narrow to straight bars that allow greater grip for adventurous riding.

3. Grips
If the overall feel of your handlebar is perfect and needs no change, but you wish to add a pop of colour to it, change the grips! Firmly glued on, you may have to force the existing grips off. You may approach a local mechanic for help to pry them off and get a new pair in a different colour, design, texture, or with additional features.

4. Fuel tank pad
A fuel tank pad is a cost controller and prevents the evaporation of your bike's fuel. Such a functional component set at the centre of the bike's chassis can add extra oomph to your daily ride. Choose among a vast range of colours and textures that prevent scratches to the gas tank due to scraping of metal accessories of your riding gear.

5. LED lights
Adding LED lights along the body frame in strategic positions or replacing your head and tail lights with LED variants will make you catch everyone's eye. LED strip lights are a quick fix for the same effect.

Listed above are some customised practices that global motorcyclists use to set their bikes apart from conventional designs we commonly see on roads. Wishing to incorporate personal style preferences across all your belongings is typical. However, when dealing with two-wheelers, it is essential to draw limits to prevent altering the original build and functionality. This helps preserve its efficiency in the long run.

Before making significant alterations relating to shifters, add-on storage racks, etc., one must consider their 2 wheeler insurance policy wordings to stay within its coverage scope. Irrespective of the scale of modifications, ensure that you purchase 2 wheeler insurance to protect yourself against accidents.

Click HERE to buy 2 wheeler insurance that fits your requirements.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you ever looked at your motorcycle's tyres and wondered what all the numbers and letters on the sidewall mean? Tyre sidewall markings can be confusing, but they contain essential information about your tyres to help you maintain and replace them correctly.

This blog will decode the markings on your bike tyre's sidewalls to help you better understand them. So, without further delay, let's get started.

1. Understanding tyre size markings
One crucial aspect of understanding the markings on your bike tyre's sidewall is to know how to read the size markings. The first set of numbers and letters is the size marking. It typically appears as a combination of numbers and letters, such as 120/70 R17. The number 120 refers to the tyre's width in millimetres, whereas 70 denotes the aspect ratio or profile of the tyre, representing the sidewall's height as a percentage of the width.

For instance, if the width is 120mm, the sidewall height would be 70% of 120mm, which equals 84mm. Lastly, the number 17 represents the wheel rim's diameter in inches. Choosing the correct tyre size for your motorcycle is crucial to prevent performance, handling, and tyre failure issues.

2. Tyre load index and speed rating
The load index and speed rating are necessary markings on your bike tyre's sidewall. The load index indicates the maximum weight the tyre can carry, while the speed rating indicates the top speed that the tyre can handle.

A number on the sidewall represents the load index. This number ranges from 1 to 279 and corresponds to a specific weight limit for the tyre. You can find a load index chart online to determine the weight limit of your tyre.

The speed rating is represented by a letter on the sidewall. This letter ranges from A to Z and corresponds to a specific speed limit for the tyre. Again, you can find a speed rating chart online to determine the maximum speed limit of your tyre. You must select a tyre with the appropriate load index and speed rating for your motorcycle.

3. Tyre manufacturing date code
Every tyre has a manufacturing date code on its sidewall. The code consists of four digits, the first two representing the week and the last two representing the year of manufacture. For example, if the code reads "1719," the tyre was produced in the 17th week of 2019.

It is important to note that tyres have a lifespan of about six years, even if they appear to be in good shape. They should be replaced six years after their initial manufacturing date, regardless of their wear and tear. Therefore, checking the manufacturing date code is critical in determining the tyre's age and deciding when to replace it.

4. Importance of proper tyre maintenance
Proper tyre maintenance is essential for safe and efficient riding. Tyres that are underinflated, overinflated, or worn out can affect your bike's handling and performance, increasing the risk of accidents. Regularly checking tyre pressure, tread depth, and overall condition can ensure that your bike's tyres are in good shape and provide optimal performance. Additionally, tyre rotation and alignment can help distribute wear evenly, extending its lifespan.

Decoding the markings on your bike tyre's sidewalls is critical for ensuring the safety and longevity of your bike. Proper tyre maintenance is also essential for safe and efficient riding. The safety of a bike is incomplete without bike insurance. Robust bike insurance can provide financial protection in case of accidents or damages. As a responsible rider, you must know these factors and take the necessary precautions to keep your bike in shape.

Comprehensive bike insurance covers not only damages to your bike but also liabilities arising from accidents involving third parties. It is important to note that bike insurance policies often have specific coverage for tyre damages or replacements, which can help offset the cost of replacing worn-out or damaged tyres.

Click HERE to learn more about the benefits of purchasing bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

You must have heard about several heart-breaking incidents that have destroyed human life and properties to the point of no repair. We surround ourselves with many things that can be considered to add fuel to the fire in case there is one. Although one never hopes to be in such a situation, have you ever considered the possibility of what if you are in a potentially dangerous circumstance caused due to fire? Is the fire brigade taking time to reach? What steps should you take initially? Here are some tips to get a grip on the situation. Let’s begin!

Also, consider purchasing fire insurance to safeguard your home from damages due to a fire outbreak.

1. Find an escape:
If you see a potential fire about to spread, your first instinct should be to exit that area without thinking about anything else. Just take your family and get out of that particular zone. Once you are out, try to breathe and calm down a little. Dial the emergency contacts and fire brigade’s number for help. Avoid stressing out about contacting someone while staying inside the property. Doing so might not give you a window to get out and can have severe consequences.

2. Always have a fire ladder:
You must ensure that you always have a fire ladder in a place that is easily accessible to anyone in the house. The fire ladders can be made of metal or some rope ladder that will help you get out of the window. They are readily available online or in stores selling home repair items. Educate every member of your family about using fire ladders by proper demonstration.

3. Never attempt to go back inside a burning property (house, office space, etc.):
Once you are out of the place which has caught fire, never attempt to re-enter the premises, no matter how important your reason might be. The fire always tends to blow out of proportion, and getting out again might be impossible with or without professional intervention. There are several items in our day-to-day life which can catch fire quickly. They serve as an aid for the fire to scale beyond our imagination and cause severe damage to humans in the nearby area. So, always ensure that you vacate the property on fire and go to a safe spot.

4. Use the fire extinguisher without fail:
Researchers and experts might debate the minimum age of children who should learn to operate fire extinguishers. Still, teenagers must know about the importance and the process of using it. You should have a multipurpose fire extinguisher to help you control any liquid or electrical fire. Handling these multipurpose fire extinguishers is comparatively easy as they are small in size and can delay the fire before the arrival of the fire brigade to ensure complete safety.

5. Follow the exit strategy:
One must always have an exit strategy to escape the property if a fire breaks out. The fire exit plan must be created according to the details and features of the house and the estimated time window one gets before the fire breaks. Always ensure to familiarise the family members and guests with this exit strategy and make them follow it strictly.

Other tips to get a grip on the situation are installing smoke detectors and fire alarms, especially outside the room doors, kitchen, fireplace and hallways, so you can get the signal in advance if there is a potential fire hazard. This would allow you to retain the fire before it gets out of control. Avoid sleeping with space heaters on all the time and close to items which can catch fire quickly.

Such situations have the potential to wreak havoc on your home or prised properties and possessions, causing severe consequences and threatening human life. You need the best fire insurance to safeguard your home and owned spaces and items. This can help you protect yourself and your family against the monetary stress of such unprecedented situations. Explore the market and get fire insurance that can provide the best coverage for your home and belongings.

Click HERE to learn more about purchasing fire insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The Indian diet has long included millet as mainstream food in many households. Because of its remarkable nutritious value, millets have recently become more well-liked in India and the rest of the world.

This family of small-seeded grasses is widely farmed worldwide. Millets come in several kinds, such as barnyard, finger, foxtail, and pearl. They are a great supplement to any diet because each type has its flavour, texture, and nutritional profile.

The desire to increase our intake of nutritious meals has grown in recent years. Millets are one such meal that has significantly risen in popularity. Since old times, millet has been a staple food for millions. They are anticipated to maintain their status as a superfood in 2023 thanks to their excellent nutritional profile and adaptability in the kitchen. Let's understand better why millets are the superfood ruling in 2023!

1. Good nutritional value
One of the main factors contributing to millets' increasing popularity is their excellent nutritious content. Protein, dietary fibre, and essential micronutrients, including iron, magnesium, and zinc, are all abundant in millet. They also include a variety of antioxidants that work to prevent cellular damage and lower the risk of developing chronic illnesses like cancer, diabetes, and heart disease.

2. Efficient in the kitchen
Millets are not only highly nutritious but also incredibly flexible in cooking. They are a great alternative to rice, quinoa, and other grains and may be used in various meals, from savoury to sweet. In addition to being a common component in gluten-free baking, millet flour may be used to make various baked goods, including bread and muffins.

3. Sustainable option adds to the nutritional value
However, millet's sustainability may be crucial to its rising appeal. Unlike other grains, millets require extremely little water and fertiliser to thrive, making them a sustainable option for farmers and consumers. Compared to other crops, they are more resistant to pests and diseases, making them a reliable food source in areas with erratic rainfall.

4. Influence on blood sugar levels
Millets positively affect blood sugar levels, which is one of its most important advantages. Because millets have a low glycemic index, they release sugar into the bloodstream more gradually than other carbs. This makes them a perfect food for people who have diabetes or want to control their blood sugar.

5. Affects gut health
Millets' positive effects on gut health are another advantage of consuming them. Dietary fibre, crucial for sustaining a healthy digestive system and avoiding constipation, is abundant in millet. They also contain prebiotics, which supports a healthy microbiome by feeding the good bacteria in our gut.

6. Increases immunity
Antioxidants, which help defend the body against free radicals that can harm cells, are abundant in millet and are a great source of health benefits. Also, they include several vital vitamins and minerals that support immunity. Millets can help us build a more robust immune system and defend ourselves against sickness.

There is a legitimate reason why millets are the superfood ruling in 2023! They are an excellent option for anyone trying to make healthy adjustments to their diet and way of life because they are nutrient-dense, adaptable, and sustainable.

Online health insurance companies understand how crucial making intelligent dietary choices is to fostering overall health. Many of these businesses reward clients who choose healthy lifestyles, such as eating a balanced diet. Some companies encourage customers to adopt good dietary and lifestyle changes by providing lower premiums or cash-back incentives for buying healthy items.

Click HERE to learn more about online health insurance companies and the benefits they provide.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Electric two-wheelers are one of the fastest-growing segments in the Indian automobile industry. Manufacturers are putting effort into increasing efficiency, power and affordable pricing to attract Indian consumers. What makes electric two-wheelers a popular choice in India? Let us go through some of the facts to understand it better.

1. Zero emission:
Most of the big metropolitan cities, as well as smaller Tier-2 and Tier-3 cities, are reeling under the problem of air pollution. The fast pace of growth of industries, along with the number of vehicles plying on the roads, is putting tremendous pressure on the Air Quality Index (AQI). Electric two-wheelers have become a big saviour amidst the gloomy air pollution scene. They produce zero-emission and have no contribution to environmental pollution.

2. Silent operation:
Electric two-wheelers hardly make any sound, unlike other two-wheelers that make heavy and disturbing noise while running. Hence, they offer complete peace of mind and are a pleasure to ride.

3. Pocket-friendly:
Electric two-wheelers have a very low running cost. This is one of their most important and unique benefits that regular two-wheelers can never match. Since they run on batteries, we do not need to fuel them with petrol. The constantly increasing fuel prices rarely bother electric two-wheelers owners.
They do require charging, but that cost is also minimal. A regular electric two-wheeler usually consumes around 10-15 units of electricity to charge fully. We can drive upwards of 100 kilometres on a full charge. Hence, in layman’s terms, an electric two-wheeler will cost only about Re.1 per kilometre.
On the other hand, the running cost of your two-wheeler, which operates on petrol, is upwards of Rs.3/- per kilometre. Unarguably, the running cost of electric two-wheelers is very low compared to conventional two-wheelers.

4. Easy manoeuvrability:
Electric two-wheelers are very lightweight since they do not have heavy engines. Their heart is just the lightweight motor. Due to this reason, they are excellent at handling and manoeuvre in daily city traffic.
They are comfortable and easy to handle, even for girls and kids. Nowadays, bikes are also available in the electric format. They are powerful with good pick-up and speed. This makes them a very popular choice among both genders and all age groups.

5. Low maintenance cost:
Conventional two-wheelers require service once every 3-4 months. We need to change their engine oil with each service. Also, some or the other components need replacement every time we get our two wheeler serviced.
This is not the case with an electric two-wheeler. As they require minimal servicing, their daily maintenance cost doesn't upset the owner. Also, they hardly need replacements of components, which further lowers their maintenance cost.

Electric two-wheelers are the buzz of the moment, and every automobile manufacturer wants to enter this segment. They have more advantages than disadvantages over conventional two-wheelers, making them a popular choice.

It's time to go the modern way in the case of two-wheeler insurance as well. Buying a two wheeler insurance online India is the current trend. It gives you the ease of choice amongst hundreds of available insurance options without stepping out from the comfort of your home or office. It is fast, reliable, and 100% secure.

Click HERE to buy two wheeler insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Everyone wants to amp up their homes with creative interior design these days. The most common home design trend that is making the rounds is "minimalism." People are opting for a minimal yet chic interior that speaks to all. Minimal designs are in vogue these days. From the posh houses shown in Bollywood movies to the trendy interiors of young couples, minimal design is everywhere.

Minimal design can be dicey as it requires a lot of research and careful planning to display the best to everyone who visits your house. The first and foremost step towards minimalism requires decluttering. You should keep your spaces clean and well-maintained. It helps in promoting a more calming, tranquil, and soothing vibe.

Since you spend most of your time in your living room, you need to start a minimal design idea from the living room. This article focuses on ways and means to amend the environment of your home.

Regardless of all this, a house should always be protected at all times. You should also get the best home insurance policy in India to safeguard your home against any potential problems.

How to elevate your home with minimal effort?

1. Make way for muted colours
Bright or vibrant colours can be too over-the-top and spoil the whole vibe of your home. Instead, you should use muted colours for the walls and furniture. These colours are simple, elegant, and classy. You can choose from a wide range of colours, from rose gold to midnight blue. You can also use monochrome palettes to elevate the design of your home.

2. Choose best items
The items that you choose for different rooms can have a significant effect on the eyes. You need not select extravagant or large articles for your rooms. You can go for simple yet effective items that create a strong impression. You can have just three items in a room, but they should reflect your personality and the vibe of your home. You can combine modern and rustic objects to create a minimal effect.

3. Use art pieces
Art pieces like paintings and abstracts, among others, can have a dynamic effect on the psyche of your guests. They can instantly add an aesthetic appeal to your living room, gallery, or dining area. You need to choose the right art piece for the room. It should blend with the colours present in that particular room as well.

4. Use more plants
The minimalist design features an array of plantations all around. They add a much-needed dash of green to your home. Plants will shine in your balconies, terrace, or living spaces, making them chic. This idea does not require a lot of money to fill the house with exotic indoor plants. Few planters make the area more aesthetic and vibrant with a woody and natural touch.

These are just a few tips to remember while planning your home's interior design. It is important to keep the vibe of your personality alive in your decor and designs. Minimalism is the next big thing in fostering a fresh appeal and zeal in your living spaces. In the race to ensure vibrancy, do not compromise your home's safety. Invest in the best home insurance policy in India and keep financial stress at bay.

Click HERE to buy the best home insurance policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.