Health Insurance Policies
The health insurance policy not only protects us from illness and accidents but also has additional benefits like:
- Health check ups
- Wellness
- Out-Patient cover
Take a look at our comprehensive Health Insurance Policies
OneHealth
Magma HDI’s OneHealth is a comprehensive solution to your and your family’s health insurance needs. It not only covers financial burdens arising out of an illness, but also offers rewards on being fit. Indeed, a true friend in sickness and in health. Additional covers like Personal Accident, Critical Illness etc. are also available with this plan.
OneHealth Senior
With two plan options (Platinum and Gold) and nine optional covers (Enhanced Post-hospitalization, Reduction in Co-payment, Increase in Co-payment, Nursing at Home, OPD Cover, Recharge of Sum Insured, Hospital Cash, Cumulative Bonus and Non-payable expense Cover) to choose from, it looks after the people who have always looked after us. OneHealth Senior. For our veterans, with love.
OneHealth Extra Cover
A super top-up plan that goes an extra mile to give you a superior experience by providing a host of benefits and five optional covers that include Guaranteed Cumulative Bonus (GCB), Reduction of pre-existing disease waiting period, Worldwide Hospitalization Cover, Personal Accident Cover and Non-payable Expense Cover. OneHealth Extra Cover, it goes the extra mile.
Individual Personal Accident
By definition, accidents are unexpected incidents. Any such uncertainty may lead to a financial crisis, which is why it is recommended to be protected by Individual Personal Accident Insurance. It provides necessary financial assistance in case of accidental death, bodily injuries and disabilities (Partial / Permanent / Temporary). Other rider benefits include Hospital Confinement Allowance and Medical Expense Cover.
Arogya Sanjeevani
‘Health is wealth’ is not just a proverb, but also a mind-set. Medical issues erode your health and money. Health insurance like Arogya Sanjeevani is a tested means to protect the latter. With a policy period of 1 year and lifetime renewability, Arogya Sanjeevani is available in both Individual as well as Family Floater plans. It has some very useful features like Pre and Post Hospitalization, AYUSH and Cataract treatment, Cumulative Bonus, Day Care Treatment, etc.
Corona Kavach
While we are all taking the requisite precautions against the Corona Virus, we understand that Covid-19 can still hit us. How about having a Health Insurance plan that takes care of your medical expenses after you get diagnosed with Covid-19? With a waiting period of just 15 days, Corona Kavach is all you can ask for to safeguard yourself and your family’s financial needs while getting treatment for Covid-19.
Saral Suraksha Bima
If only we could predict accidents, could we choose not to cover ourselves with a Health Insurance Plan. With base covers like Accidental Death, Permanent Total Disablement due to accident and Permanent Partial Disablement due to accident; Saral Suraksha Bima would be a good choice to cover yourself and your family. Optional covers include Temporary Total Disablement, Hospitalisation Expenses due to accident and Education Grant.
Janata Personal Accident
Janata Personal Accident is a group health insurance product that covers you against accidental death and permanent disabilities. Products like Janata Personal Accident will help you remain stress-free in uncertain times of accident. It also provides necessary financial assistance when you need it the most.
Group Accident Suraksha
Like Group Health, this product too has been designed to offer comprehensive health cover to people belonging to a group often an employer-employee relationship. Group Accident Suraksha offered to corporates covers individual employees against accidental deaths, permanent disablement, partial disablement and total temporary disablement. The benefits may vary depending on the cover opted by the group policyholder.
Loan Guard
Our Loan Guard Insurance policy gives a lump sum amount in case of an accident or a critical illness, that helps you pay off your debts as well as take care of other needs like treatment cost, rehabilitation and so on.
Saksham Health Insurance
We are committed to providing the best possible health care to all members of our community. Sakshma Health Insurance is designed for people suffering from a defined health disability and HIV / AIDS. Our insurance covers a wide range of medical services, such as in-patient treatment, pre-and post-hospitalization, cataract treatment etc.
Double Suraksha
Our hospital cash plan provides double the sum insured for ICU stays and accident-related hospitalizations. Our comprehensive coverage includes over 10+ optional covers, with daily sums insured ranging from Rs. 1,000 to Rs. 10,000. Additionally, we offer Health Maintenance benefits, covering OPD visits, treatments for eye issues, joints and spine problems, as well as physiotherapy consultations and treatments.
OneProtect
OneProtect safeguards against life's unforeseen events, ensuring you're prepared for any surprises that may come your way. This personal accident policy provides essential financial support in the event of an accidental death, bodily injuries, or disabilities. It also covers accidents related to adventure sports, burns, broken bones, and loss of income, offering you comprehensive coverage and financial assistance when you need them most.